Niu Xiaoqiang nodded when he heard this, and instructed the staff: "I want to apply for a card and deposit the money directly into your bank, I don't know what documents I need?"

The staff was eager to do so, and she hurriedly replied: "As long as it is a certificate issued by a formal organization, it can prove that you have legal status in the United States." ”

Niu Xiaoqiang directly took out his student ID and handed it over: "Is this okay?"

The staff checked the student ID card, and after seeing the official seal of the Massachusetts Institute of Technology stamped on it, he immediately smiled and nodded: "Yes, I will apply for a bank card for you." ”

After speaking, the staff began to work, and after ten minutes, the card was processed and handed to Niu Xiaoqiang: "This is Citibank's senior credit card, you can reduce a certain amount of handling fees when you use this card to consume, if the funds in your account exceed 500,000 US dollars, Or if you spend more than $500,000 on this card, you will be upgraded to Silver membership, and the fee will be further reduced, and if you reach the Gold level, all fees will be waived and you will also have a certain amount of advance payment. ”

Niu Xiaoqiang was curious: "What are the requirements for upgrading to a gold card?"

"If you deposit or spend more than $5 million, you will be upgraded to Gold membership. ”

Niu Xiaoqiang let out a faint sigh, and didn't look at all frightened by the amount of five million dollars.

The staff at the bank counter often deal with customers, and at a glance, they know that Niu Xiaoqiang is full of confidence and should be a very rich owner. According to the bank's internal regulations, if a staff member pulls a high-quality customer, he or she will receive a certain amount of bonuses, which will also be helpful for future promotions.

Out of self-interest, the staff member went on to sell: "In addition to the Gold Card, Citibank also has a Diamond Card, upgrading to the Diamond Card requires a deposit of 10 million US dollars, or a total purchase of more than 10 million US dollars, once you have a Diamond Card, you will receive the advanced services provided by Citibank, and you can also advance up to 1 million US dollars, of course, this is only for private customers, if it is a corporate account, you will not be able to enjoy these benefits." ”

Niu Xiaoqiang let out an understatement again, and still didn't look scared.

The staff member couldn't help but think: Could it be that this Chinese is a billionaire? Otherwise, how could he not be surprised at all by the figure of 10 million US dollars?

In fact, on top of the diamond card, Citibank has also set up a black card membership. Black card membership is the highest level of existence at Citibank, and only billionaires can handle it.

As long as you have a black card, Citibank will send someone to directly serve you, have the ability to advance up to 10 million US dollars, and will also have the qualification to participate in the black card annual meeting held by Citibank.

Since all the black card members are billionaires, the black card annual meeting is equivalent to a platform for the rich to communicate with each other, which can provide everyone with an excellent opportunity to do business, and the benefits are self-evident, this kind of opportunity is unimaginable for ordinary people.

According to the bank's regulations, as long as any staff member pulls a black card member to the bank, then his remuneration will immediately be the same as that of a manager-level person, and his annual salary will be greatly increased.

In addition, this staff member will not have to face other customers in the future, and only needs to serve this black card member, and he can easily lie down and get a high salary.

Seeing that Niu Xiaoqiang continued to deal with it indifferently, the staff member was a little impatient, and introduced the situation of the black card member, and then she took out her business card very respectfully and handed it over: "This is my business card, if you have any questions that need to be consulted, you can call me directly, I will answer for you, if it is a business matter, I can give you priority." ”

Niu Xiaoqiang immediately guessed what the other party had in mind, he was not interested in the so-called special service and advance consumption rights, but he was very excited about the black card annual meeting. As long as you are not a fool, you can see the huge benefits hidden in the black card year.

Niu Xiaoqiang immediately accepted the kindness released by the other party, he looked at the business card and smiled: "Thank you Miss Barbara for your care." ”

The two laughed tacitly, Niu Xiaoqiang solemnly put the business card and bank card into his wallet, and then made room for Zhang Xiaolan to go through the check cashing procedures.

Zhang Xiaolan also chose to apply for a card, for the sake of Niu Xiaoqiang's face, Barbara was also very polite to her.

When the two of them finished the formalities and left, Barbara got up to see them off and sent them outside the door until she gave up.

The lobby manager had already noticed the situation here and guessed Barbara's intentions.

When Niu Xiaoqiang and Zhang Xiaolan walked away, the lobby manager couldn't help but come to him and showed a funny expression: "Barbara, are you thinking too much?" Those two Chinese are dressed so ordinary, they don't even have a famous brand on their bodies, they are not rich people at first glance, can you please them so much?"

Barbara smiled slightly: "People who wear famous brands are not necessarily rich, and people who don't wear famous brands are not necessarily poor. ”

The lobby manager pouted: "Those two people are so young, even if they have money, how much can they have?"

Barbara continued to smile: "You can't look at people on the outside, you have to look on the inside, although they are not old, but their bearing is very calm, especially that boy, he is much more stable than many adults I have seen, even if such a person has little money now, the future development potential should not be underestimated, not to mention that he is still an international student at MIT, and it is not easy for people to enter MIT, I think he should be able to mix up and become famous." ”

The lobby manager smiled disdainfully: "Okay, if you look at him, he will be optimistic about him, I hope it can be as you wish, as for now, please return to your post and don't delay your work." ”

Barbara nodded disapprerovingly, turned around and walked back to her counter and sat down, thinking to herself: people are 420,000 US dollars as soon as they make a move, and they have cashed a check of 150,000 US dollars last time, such a person is definitely a high-quality potential stock, and the lobby manager only sees the appearance, no wonder he has been a lobby manager for more than 30 years, and this life is just like this.

The lobby manager is not at a high level at Citibank, only one level higher than the counter staff, and it is the business manager who really has the power, because they have the right to approve funds, such as loans, which is equivalent to managing the bank's money bag.

。 m.