Chapter 403: The loan application is approved

"In the future, my initial idea is to establish a tourist attraction to drive the economic development of the village, and then link up with the surrounding areas to develop together, and then there will be more than just basic facilities such as hospitals and schools.

Without destroying the natural landscape, there will be other facilities, even high-rise buildings.

In addition, our village is connected to canals and seaports, and if it can be completely dredged, then our village can also become a very important cargo terminal. ”

Ye Qiu said his thoughts and sketched out a huge blueprint.

This blueprint can be said to be very huge, and even Xu Xiuying felt a little unbelievable and shocked.

But if you think about it, it's really possible.

The upper reaches of the Chu River are connected to the Grand Canal, while the downstream bypasses Linhai City and rushes directly into the sea, so it would be very convenient to take a boat.

Moreover, the whole river is located in the middle of the mountains, and it is difficult to find a location that can be used as a wharf like Yushan Village.

The most important thing is that Linhai City has the largest seaport in the country, and the transportation from Linhai City to the inland is relatively difficult, if it is really opened, the river will be very lively at that time.

"But if it's ...... the way you think"

Xu Xiuying calculated an account, and was suddenly startled, and looked at Ye Qiu: "If it is built according to your ideas, the investment of the entire village is not millions or tens of millions that can be built, even if it is more than a billion investment, it will be overstretched, at least billions." ”

Ye Qiu's face was calm and nodded: "Well, that's right." ”

I scolded in my heart, I, Cao, just talked nonsense in a hurry, but I didn't think about how much it would cost at all.

At this time, when Xu Xiuying said this, she was lying in her heart, and she really wanted to pump her mouth, tell you to be stubborn, and tell you to pretend to be forced.

Xu Xiuying was thrilled by the blueprint outlined by Ye Qiu.

If this project can really be established, Ye Qiu will definitely be a well-deserved hero, even their Xu family has to pay attention to it.

When the time comes, even if it is her and Ye Qiu......

Thinking of this, Xu Xiuying was a little excited in her heart, her face was red, and it took a while before she calmed down, nodded and said: "Ye Qiu, your idea is very good, I support you, although our village is still only on the road to a well-off life, but I think that under your leadership, we will definitely be able to achieve this goal!"

Xu Xiuying encouraged.

Ye Qiu felt bitter in his heart, it is not a joke to let a village develop into an economic giant ship, nor can it be effective by throwing billions directly, it needs to be established quite perfectly.

But the words have already been released, and even if they are hard-headed, they can only do it.

Who told his own Xu Zhishu to speak?

Ye Qiu said with a dry smile: "Well, I also hope that Xu Zhishu will help me more, there are some things in the village that you need to be responsible for." ”

"No problem. ”

Xu Xiuying waved her little hand and said arrogantly.

After chatting about some topics about the development of the village, Ye Qiu left first.

Leaving the office, Ye Qiu's face immediately fell, this kind of thing is not the most difficult thing to get money, the most difficult thing is to build a complete economic ecosystem, which can allow the village to run on its own, so as to achieve the blueprint he said.

However, this blueprint cannot be solved by relying on a group of mountain villagers, and it also requires a variety of talents, and it is necessary to introduce a large number of talents and labor.

But what kind of people will come to Yushan Village?

"One step at a time. ”

Ye Qiu thought about it, but he gave up the idea of ascending to the sky first, and was ready to think about it, how to move next.

At this moment, his mobile phone rang suddenly, and when he took out his mobile phone, he saw that it was an unfamiliar number.

Ye Qiu picked it up and listened: "Hey, which one?"

A deep middle-aged man's voice came from the opposite side, which was quite magnetic: "May I ask if this is Mr. Ye? I am Huang Bingkun, the president of Tianguang Agricultural Bank." ”

Ye Qiu's heart moved: "Oh, Governor Huang, what is the next matter?"

Huang Bingkun said with a smile: "Mr. Ye, your loan application has been approved, can I ask you to go through the rest of the procedures?"

"So fast?" Ye Qiu was surprised, he knew that the bank had been inspecting a project for quite a long time, but he didn't expect it to be approved so quickly.

"Yes, but there may be a slight change in the numbers. Huang Bingkun said.

Ye Qiu's heart moved, the amount he originally wanted to borrow was 30 million yuan, did he want to reduce it?

Of course, it doesn't matter if you reduce it a little.

Ye Qiu asked, "Yes, but I want to ask how much your bank can give me a loan at most?"

Huang Bingkun said: "Mr. Ye, after the discussion of our board of directors, we feel that the development prospects of your company are quite good, so we gave another plan, which is a loan of 60 million yuan, with a term of 5 years and an interest rate of 4.5%!"

Ye Qiu was a little surprised when he heard it.

Unexpectedly, the loan amount was doubled, and it was still a five-year term, and the final interest rate was only 4.5%!

Now a well-known financial software in China, the annual interest rate has reached more than 4%, and if the bank lends, it will be at least about 5% or 6%.

Ye Qiu said: "That's okay, thank you for your support." ”

Huang Bingkun heard Ye Qiu's voice, quite calm, and was a little surprised in his heart, if ordinary people heard this number, they would be somewhat frightened, but he didn't expect Ye Qiu's mentality to be so good.

"Okay, please Mr. Ye come over and go through the formalities when you have time. Huang Bingkun said.

"Okay, I'll come over today. ”

Ye Qiu said a word, then hung up the phone, and then drove the van to the city.

When I arrived at the Agricultural Bank of China, I asked the lobby manager, and I was introduced to the VIP room by the lobby manager.

A few minutes later, Huang Bingkun came to the VIP room with a few documents.

"Mr. Ye. Huang Bingkun said with a smile and stretched out his hand.

"Hello, President Huang. ”

Ye Qiu shook hands with Huang Bingkun, and the two of them sat down.

The lobby manager gave each of them a cup of tea, and then left, leaving only Ye Qiu and Huang Bingkun in the VIP room.

Huang Bingkun said with a smile: "Mr. Ye, please use tea, let's talk slowly." ”

Ye Qiu took a sip of tea, and then said straight to the point: "President Huang, I'm very interested, why did your bank suddenly increase my loan amount temporarily?"

Huang Bingkun smiled: "Mr. Ye should have this doubt, so I will talk about it carefully."

Our bank's inspection of your company, first, is the business situation, Mr. Ye's company's business is quite good, which our bank is quite clear.

The second point is your company's ability to deal with risks, in this regard, our bank has actually had a big disagreement, but a few days ago, our bank has a great understanding of your company's ability to resist risks. ”