Chapter 51: Invest decisively
Rosemary regretted it a little, she felt that bringing this guy to participate in this negotiation was probably the biggest mistake she made today, this guy lowered the overall IQ of the United Community Bank delegation - no matter how angry the mayor of Detroit is, it is not something that Detroit's gangsters, scum, and gangs can provoke, and he doesn't even understand such a simple reason, how did this idiot get into his current position?
But now is not the time to think about it, and it is imperative that he reassess Fernandez's ambitions, and that he cannot be taken seriously enough by a guy who has already thought of using politics to his advantage in his infancy.
Thinking of what Rainstorf had said to herself, Rosemary's heart suddenly moved, and she asked Rainstorff seemingly casually: "Mr. Rainstorf, I remember you said that the banking system in Detroit has a mortgage estate? Can you tell me about this estate?"
"Okay," though he didn't know what Ms. Rosemary was going to do, Reinsstorff replied at once, "The estate is now owned by the Mellon Bank, and is located five kilometers northwest of here, next to the Detroit River, and the whole estate is about 6 acres, with a lake of about 1.5 acres, a grove of 2 acres, and a 1,500-square-foot outdoor pool.
The total area of the building is approximately 25,000 square feet, with 10 guest rooms, 7 master bedrooms, 4 study rooms, 9 bathrooms, a 21-seat home theater, a 1,700-square-foot fitness center, and 16 other rooms for different purposes, in addition to a 5,500-square-foot underground parking lot and a wine cellar that can store 3,000 bottles......"
Chen Geng felt that he was well-informed, and he had never seen the big market in two lives, but at this moment, he found that his little heart was beating a little fast.
He knew the manor that Rainstorff was talking about, because the owner of that manor was the same as Chen Geng, who was also in the car circle, but the level of people was much better than Chen Geng's: that guy was the largest General Motors dealership in Detroit.
I heard that in order to build the manor, the guy spent more than 1.2 million US dollars, and it took three years to build, which was originally intended as a gift for his 50th birthday, but unfortunately this brother's bad luck, affected by the economic downturn that began in the middle of last year, the monthly sales of cars in the United States have created a record of six consecutive months of decline, and the man's business was inevitably affected, and the result was that when the manor was built, the guy had not moved in for a day, and there was a problem with the capital chain.
Americans do not have the habit of saving, any business owes money to the bank, this guy is no exception, not only does he owe money to the bank in business, this estate is also built with bank loans, if it is not affected by the economic downturn, his original plan is naturally no problem, but now it is not possible, the impact of the economic downturn on him is too serious, so that the capital chain has problems, and there is no way to repay the bank loan on time.
Naturally, the bank will not intercede with you, and after giving two grace periods and still not being able to repay on time, the bank directly took the manor.
When a group of second-hand car dealers got together to talk about this matter, the schadenfreude was certain, and Chen Geng understood the meaning behind the schadenfreude: Aren't you Niu X?
When Chen Geng came back to his senses, Reinsstorff was introducing the current property rights of the estate: "After repeated calls and failure to repay the loan, the Mellon Bank has obtained the ownership of Mr. Rasini's estate in accordance with the law, and the Mellon Bank has already said hello to the banks in Detroit, who can take the estate with $1 million...... Of course, the exact price is still negotiable, and I don't think it should be a big problem to get between $87 and $930,000. ”
"Thank you, the introduction is very detailed," Rosemary nodded to Reinstorff, then stared at Chen Geng and said, "Mr. Fernandez, are you interested in this manor?"
"Me?"
"That's right," Rosemary bowed, "if you like this estate, I can't give it to you within my purview, but if you take out a loan from our bank to buy this estate, I can apply to the headquarters for a preferential interest rate...... At least 50%. ”
Chen Geng was surprised, he was surprised not that Rosemary was selling this manor to him, but that this woman's decisiveness and quick decision: she found an object worth investing in, and immediately and decisively invested, without thinking, without the slightest hesitation, and not stingy at all.
In the face of such a decisive workplace elite, Chen Geng couldn't help but be tempted: This is completely the No. 1 general, if there is such a No. 1 person in his company, what will happen to the development of Fernandez Company?
"Thank you very much for your kindness," Chen Geng sighed slightly, and said politely: "I need to think about it, after all, raising a manor is not cheap." ”
In the United States, it is not a problem to buy a manor, the price of a manor is not expensive, or rather, it is not as expensive as imagined, but if you want to make this manor work, the annual expenses required are very amazing. 6 gardeners and the corresponding cleaning and cleaning staff, this team is almost 20 people, and the salaries of the personnel employed in this kind of private estate are on the high side, and the minimum annual salary of each of these 20 people is not less than 13,000 US dollars, and the annual expenditure is 260,000 US dollars;
In addition, the strength of security is also indispensable, considering the need for rotation on duty, at least 8 security guards are needed to maintain basic security needs, in order to ensure loyalty, the annual salary of security personnel is higher, almost $17,000 to $18,000, and a year, this is another $140,000 to $150,000 expenditure;
A team of nearly 30 people, without a suitable leader is not good, and the leader and management of these people need an experienced housekeeper, an excellent housekeeper's salary is not cheap, can help the owner manage such a set of manor housekeepers, at the current price in the United States, without an annual salary of 30,000 don't even think about it.
In this way, the annual salary cost of such a manor is almost 430,000 US dollars in terms of personnel alone, and then you can count the water and electricity, property, garbage removal, and the property tax that must be paid every year...... You need at least $500,000 a year, even if you reduce the staff and reduce the expenses as much as possible, but as long as your goal is to keep the estate running, $400,000 a year is not indispensable in any way.
For a manor that costs about $1 million, you can take out a loan for 10 or 20 years, and the loan amount repaid in a year is only tens of thousands of dollars, but the annual cost of maintaining the manor is 400,000.
"Okay, anyway, give me a call when you've thought about it. ”
Rosemary also knew that the cost of maintaining a manor was not low, and nodded with a smile, she didn't expect Chen Geng to agree on the spot, as long as she expressed her goodwill, today's negotiation is the focus: "What do you think about the candidate for mayor of Detroit?"
Chen Geng: "I hope to be able to talk to him personally, and if he can promise to pay attention to and support the development of Detroit's used car industry after taking office, I think Detroit's used car industry practitioners will support him." ”
"Oh?" Rosemary's eyes lit up, "If I'm not mistaken, Mr. Fernandez, you have a new plan?"
"It can't be said to be a new plan, it's just what the used car industry in the United States has been doing," Chen Geng said: "Why can't we sell used cars to the international market when the local used car market is basically saturated?"
This guy is so ambitious!
Rosemary was shocked, she was really shocked, it is true that since the end of World War II, the United States has never stopped the export business of second-hand cars, and the entire South American region is the backyard of the United States dumping its own second-hand cars, after all, second-hand cars are too troublesome to deal with, it is better to sell them directly, not only to save worry, but also to make money, this is normal, but this matter is a small second-hand car dealer should consider, will consider? There are at least two or three thousand on the shelves of the second-hand car industry in the United States, of which 90% are the kind of small and micro second-hand car dealers who earn 20,000 or 30,000 or 40,000 US dollars a year when the economy fluctuates a little, and they only care about the acre and three points of land in front of them.
Rosemary felt that she couldn't understand this smiling and gentle-looking boy more and more, and she even had some doubts, he was really 21 years old as the information said? How did she feel that she was not facing a fledgling hairy boy, but an experienced business tycoon about 50 years old?
For Rosemary, who was unconsciously a little confused in his eyes, Chen Geng didn't notice it, and said to himself: "Of course, how to buy the car there, how to do this business without causing dissatisfaction among those large international second-hand car traders...... There are still a lot of problems for me to solve, but Fernandez is going to get out of the way eventually. ”
"Shh......h
Rosemary let out a sigh of relief, and suddenly said to Reinstouff: "Mr. Reinstorff, you have given me the information of these mayoral candidates in Detroit, I need to take a good look at it." Mr. Fernandez, why don't we talk about it for the time being?"
“OK。 Chen Gengyi was overjoyed, realizing what Rosemary was going to do, of course he didn't have any opinions.
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PS: It's late again.,Well.,Then the first chapter of the day will be posted at this time.,Do you think it's okay?