New year, new atmosphere.

After the New Year's Day holiday, Qin Feng took the plan and began to visit major banks the next day.

Naturally, you can't find a local bank for this matter. It's useless to look for it. Qin Feng could only find the head office.

Fortunately, all the head offices are in the capital. Moreover, Qin Feng is more or less a celebrity.

Therefore, it is relatively easy to meet the president of a certain bank with the title of 'the first bank in the universe'.

"Qin Feng, what do you want me to call you, is it Professor Qin, Mr. Qin, or Mr. Qin, or classmate Qin. Governor Shen asked with a smile.

"Mr. Qin!" Qin Feng smiled.

The difference in this title also represents the difference in the identity of this visit.

"Then I don't know Mr. Qin, what care do you have when you come over this time?" Governor Shen asked curiously.

If he said that he wanted a loan, Qin Feng didn't need to come to him. He's not in charge of that kind of thing. This can be solved by the local banks. Especially Qin Feng wants funds, it's very easy. After all, as long as Qin Feng has a project, coupled with his current fame and social status, it is still easy to get a loan.

Of course, this person is also dangerous. On the cusp of the storm.

Governor Shen is naturally very clear about this.

Qin Feng wisely donated it to the cable modem. However, at the same time, it also offended a group of people. Between these two groups, each has its own mountain.

Originally, it had nothing to do with Qin Feng. However, Qin Feng happened to have things that both sides needed, and if he gave it to either side, he would offend the other party. And if you don't give, you will be offended on both sides.

If it weren't for Qin Feng's early death, and he was indeed famous enough, the youngest piano master, plus the status bonus of the super perfect champion, and the investor of a private enterprise car.

In addition, Qin Feng has been doing charity, and the Hope School he built has been praised by the society.

If it weren't for these auras, Qin Feng would have been finished long ago.

He came to himself, what was the matter?

"President Shen, you also know that the domestic network is developing rapidly, and the future is the era of the Internet!" Qin Feng said.

Governor Shen nodded.

"The biggest advantage of the Internet is that it saves labor costs and can be close to the end of the world. As for the bank, have you ever thought about opening an Internet service?" Qin Feng asked.

"Mr. Qin, please explain in detail!" Governor Shen's eyes lit up slightly.

On this point, he naturally had considerations. It's just how to get it, whether there is a risk, and whether there will be a hacking incident, etc., but the bank has always considered.

When it comes to computers, especially the Internet, banks are very cautious at the moment. This requires multiple arguments before a decision and judgment can be made.

"With the Internet, you don't need to go to the bank counter to check your accounts, and you can check your personal banking information at home. Not only that, but online bank transfers are also available. This greatly saves time for consumers, and for banks, it can also save a lot of manpower and material resources. And, it's more efficient!" Qin Feng said.

"That's where it really comes in. But what about security, how can individuals ensure the safety of their accounts?" asked President Shen with concern.

This has always been considered by banks. If consumers' money is easily diverted, it will be a big deal. Although there are many clauses on the part of the bank that can be exempted, if there are many customers whose money is transferred, it will be troublesome.

"It's simple. Directly connect to the computer with a key card similar to a physical lock, and when transferring money, you must access the physical key card to confirm. Then there will be no problem!" Qin Feng smiled, "In this way, there will be no more problems with consumers' online transfers and account inquiries." ”

President Shen was thoughtful.

"This physical key card acts like an electronic shield to defend against criminals. Moreover, each electronic shield has a unique serial number, which is tied to the ID card. That way, there won't be a problem. A physical key card, plus a personal login password, and a payment password. If this is going to be stolen, all I can say is that this person must have been kidnapped. Otherwise, it would be impossible to steal!" Qin Feng said.

Governor Shen smiled.

"It's doable. So, Mr. Qin, you are not here simply to persuade our bank to open an electronic account!"

"Of course, what I hope is that your bank will be able to open e-banking as soon as possible, so that consumers can make e-purchases. Because our company is preparing to launch an online shopping service. Qin Feng said, "And this requires the support of the bank!"

Governor Shen nodded.

"E-shopping, that sounds interesting. However, if our bank wants to implement it, it will take time. Moreover, I think, this is still not the reason why such a popular figure as Mr. Qin, who lives in the world, will come to me to find me!"

He can do his position, naturally he is not an ordinary person. Just these two points, in fact, there is no need for Qin Feng to come over in person. He can simply entrust someone and submit a project application within the bank.

This kind of person, Qin Feng wants to find, it's too easy. This is especially the kind of thing that the bank wants to do. Banks will also value this project application. This didn't require Qin Feng to come at all.

So, that's still not the point.

"If you shop online, you need a guarantor. Our company can afford it, but our company alone cannot reassure all consumers. So, I want the major banks to get on board. Qin Feng said.

"The guarantor of the funds?" Governor Shen frowned slightly. This kind of thing is not something that can be agreed to casually, and it is very important.

"This is a business case for our third-party trading platform. Governor Shen can take a look!" Qin Feng handed the plan he had prepared to Governor Shen.

Governor Shen took it and read it carefully.

This business plan is very simple, just a general description of the structure and future prospects of this third-party payment platform.

As for the detailed operation and other aspects, it is not said. Obviously, Qin Feng had reservations. But just what was described above surprised Governor Shen very much.

Because, Qin Feng elaborated on a guarantee platform that may include trillions of funds in the future. These funds are completely interest-free for a period of one week or half a month.

With such a huge flow of funds, and it is completely interest-free, you can imagine how many benefits there are in it.

Then, Qin Feng was willing to give up his equity. And it is free to give up equity, as long as the major banks endorse it.

In other words, this third-party trading platform is guaranteed by major banks and Qin Feng at the same time for online shopping consumers. In the event of any problems with the funds, they will pay out.

In fact, according to the business plan, the funds are all in this platform, and the funds will never disappear.

That is, they can earn such a large amount of money out of thin air, free interest for about 7-15 days.

This is also a book of great profits.