The next day

At noon, Tang Qing came to the hotel to sign a loan contract with Zhang Dongqing and his friend, this time Zheng Xiu didn't come, think about it, a policeman or a leader who is about to be promoted to a department-level cadre is indeed not suitable for too much participation in this kind of thing, before it was because he wanted to help his comrade-in-arms Zhang Dongqing check and deter the other party, this time everyone is familiar with it, and they are not afraid of being pitted, plus there are outsiders, some things still have to be avoided, so as not to spread out and bring trouble.

The owner of the garment factory is called Lv Jianhui, who has been in the garment business for more than ten years, the factory is not small, more than 100 people, and there are a lot of fixed assets, but it is too troublesome to go through the bank loan process, and small and medium-sized enterprises have very high requirements for the flexibility of funds, so he also has to use private loans, manpower, risk, etc., how is it possible not to raise the interest rate.

He heard that Zhang Dongqing had recently received a big order, and he was thinking about whether he would have more money to borrow for a month, and he was so familiar, he believed that Zhang Dongqing would not ask for high interest on himself, and the two factories were not far away, Zhang Dongqing also knew the situation of his own factory, and Zhang Dongqing did not need to worry about his ability to repay.

It's just that Lu Jianhui didn't expect Zhang Dongqing to have no money at this time, most of the money was used to buy equipment and recruit people, although he was not short of money, but he couldn't take out a large amount of money to save himself, and then Zhang Dongqing said that he borrowed money from Tang Qing some time ago, and Lu Jianhui was also surprised, and there was such a low interest? There is no difference, so he begged Zhang Dongqing to help introduce him, and began to hear Zhang Dongqing say that the other party was young, but when he really saw Tang Qing in a school uniform, Lu Jianhui also had the urge to die better than others.

This contract has become a three-party contract due to Zhang Dongqing as a guarantor, so the content of the contract has undergone some changes, but it is still a systematic style of the whole rigorous bull fork, the terms are clear, there is no dispute, the contract period is one month, and the repayment date is signed on the second of the next month, unless it can be upgraded before the first is determined in the future, otherwise it is impossible for him to add risk to himself before signing the first one, and after signing the contract, it is naturally a variety of chat survey information.

The guarantee contract can also be signed in the bank loan, several enterprises jointly guarantee each other, a few are not a few together, generally the same industry guarantees each other, this is also the sorrow of small and medium-sized enterprises, even if there is an asset mortgage also have to hold a group to survive, which is easy to say when the industry is booming, but when the industry is sluggish, it will be a chain reaction to pull a large number of enterprises, the risk is very high.

After the meal, Tang Qing asked Zhang Dongqing to leave something to say, and Lu Jianhui paid the bill and left.

"Uncle Zhang, I want to ask something, do you know someone who is more reliable and needs to exchange dollars?" Tang Qing asked.

This is what he decided to do after thinking about it for a long time last night, his own development speed really made him very dissatisfied, this time after the loan went out, it was difficult to make his assets grow on a large scale in a short period of time, and it was too uncomfortable to return to the pre-liberation period, looking at the 10,000 balance in the account, Tang Qing only felt two words, nest, which protagonist in the novel is not all kinds of bulls and forks and all kinds of money, and he has a system to take care of this and that, it's a shame.

So he had to take a risk. Yesterday afternoon, I planned not to use this trick, for fear of causing trouble, but now I can't care so much, and I haven't thought about exchanging with the bank, but with a private person, although there is a risk, but there is no risk in anything, and drinking water may be choked to death.

In addition, the system does not say what the next level of open currency is, if it opens a won, Japanese yen, Vietnamese dong or a controlled currency, then it really can't be operated.

"Dollars? Do you have dollars? Then why don't you go to the bank to exchange them?" Zhang Dongqing asked

"That's right, my partner has a little dollar cash and wants me to help exchange it, and I also make a little difference by the way, but the bank review is too troublesome, the quotation is still relatively lossy, and the exchange amount is also limited, so I want to find a channel to exchange it, one to avoid the trouble of review, and the other is to earn a little more." Tang Qing explained slowly.

This is just an attempt, or he is not sure that Zhang Dongqing can help, but he is just going to carry out this business, if Zhang Dongqing has no way, he is ready to find another way.

As for the fact that it must be cash instead of opening a dollar account to transfer dollars directly, he doesn't want to cause trouble, just cash exchange, cross-border transfers will be troublesome when it involves money laundering, and domestic foreign exchange transfers are completely under strict supervision, and he can't operate at this stage, although as long as the transaction involving the system is erased by the system or the procedural legalization, but this legality in the country is like a firefly in the dark, needless to say, once you dare to involve the large-scale dollar exchange of domestic accounts, you have to kneel properly。

"I know a person here, because the bank's exchange price is lower than the international exchange rate minus various handling fees, and the review is very strict, if you want to buy dollars, I heard that you have to go to the public security bureau to seal the record, the procedures are cumbersome, and there is a limit on the amount per person, and the reason is not sufficient to exchange at all, so it is impossible to exchange large amounts in formal channels, and there are many people in China who need dollars, so there are many such reverse exchange markets, but Xiao Tang, you can go to such a black market, how many of them can eat. After Zhang Dongqing finished speaking, he looked at Tang Qing suspiciously

"I don't want to deal with them, that group of people is too dangerous. Tang Qing said truthfully

Of course, he also knows that there are such a group of people who are doing this kind of reselling foreign exchange, after all, there is a huge demand for dollars in China, not only the government, but also the people are in urgent need of dollars, such as those who study abroad, Travel or other reasons to go abroad are a large number of US dollars, but each person's annual foreign exchange quota is limited, later Tang Qing remembered that it was 50,000 US dollars per person per year, which year he did not know, it stands to reason that the general shopping abroad is basically enough, but there are many rich people, many people do not want to use their personal quota or use it up, some people want to go abroad to purchase, and some people through underground money laundering, transfer assets, overseas gambling, speculation in US and Hong Kong stocks, etc., and even some have strange habits like to collect and store US dollars or bribes and the like is simply not too much。

Such a huge demand, but the domestic banks can't meet it at all, and even Tang Qing thinks that it would be good if the domestic banks can meet 10 percent, and the other 90 percent are relying on this group of fallen masters to flow into the people, so you can imagine how big the transaction volume is, it is simply staggering.

The entire private foreign exchange market is basically in short supply, and the demand has been very strong, and no amount of money can be eaten.

The key is what are these people used for? Part of it is that the state does not strictly supervise those who want to study abroad or travel large-scale purchases, but a considerable part of them are used for money laundering, smuggling, illegal transfer of personal assets, etc., and it is too dangerous to cooperate with them. And he can't tell the difference between the two or is doing these two kinds of business, so he won't put himself into it.

Zhang Dongqing also nodded when he heard this, Zhang Dongqing also knew that the group of people was not doing a formal thing, and they were on the edge of the law, in his opinion, Tang Qing's behavior was also illegal, but what did it matter to him, even if something happened, he was just an insider, and the stronger Tang Qing's strength, the better.

"Well, too, that line is mixed and messy, you can find them with less transactions, but if it's bigger, it may make people red, and then it's a lot of trouble. Zhang Dongqing said.

"Yes, I have a lot of dollars in this partnership, but only in cash, and I don't offer transfers. Tang Qing said again

"Okay, I happen to know a friend who likes a lot of dollar cash, an absolute serious businessman, but the domestic control is too strict, business transactions are okay, and you can go through the process normally, but if you want to hoard a lot of dollar cash, you can only go through the black market. He used to buy it on the black market, so I don't know if he needs it now, but if you have a better price, it shouldn't be a problem. Zhang Dongqing said, as for what Tang Qing's partner does, he is not stupid enough to ask, but with such a large amount of dollar exchange, the biggest possibility is to get foreign exchange from the bank, and secondly, the other party is also a member of the foreign exchange master, but no matter what it is, it has nothing to do with him. He only makes friends to see whether the other party is trustworthy or not, whether it is suitable for his appetite, as for whether it is illegal, there is no requirement, if he has a legitimate reason, what about the murderer, he still calls the wine a brother and a brother.

"Okay, no problem, then trouble Uncle Zhang. Tang Qing thanked.

"It's a trivial matter, don't wait for next time, I'll ask him now if he needs it. Zhang Dongqing took out the phone after speaking.

Seeing that Tang Qing was very anxious, Zhang Dongqing didn't want Tang Qing to go back and wait in a hurry, if he was an ordinary friend, he could still show how difficult things were, and in the end, the other party was grateful that he had worked so hard as if he had worked hard, but Tang Qing was a friend he recognized, and he didn't need to play this kind of fiction, a real friend should have the privilege of a real friend.

Immediately, Zhang Dong called the other party.

"Hey, Brother Liu, what are you busy with?" Zhang Dongqing asked

"Of course it's noon, it's eating, what else can I do, what's the matter with Holly, you haven't contacted me for a long time. Liu Qian said with a smile

"Isn't this busy lately? Zhang Dongqing said embarrassedly

"I know that you have received a big order, why don't you tell my brother when you are short of money, it's too outward, and you don't think I'm a friend. Liu Qian pretended to be angry

"You're my ultimate weapon, how can I use it so easily. Zhang Dongqing joked

"Okay, you holly, say, what's the matter with me. Liu Qian said with a smile

"Brother Liu, do you still need U.S. dollars? I have a friend here who has a lot of U.S. dollars in cash. Zhang Dongqing said

"I said Holly, when did you start doing this?" Liu Qian said

"I have a very good friend who just asks for help. Zhang Dongqing explained.

"Okay, so how much does he have? I don't want it. Liu Qian said with a smile

"Wait a minute, I'll ask right away. Immediately, Zhang Dongqing covered the microphone and said to Tang Qing, "Xiao Tang, how many do you have there." ”