"Boss Xiao! I'll be honest, I really didn't expect you to be so rich at such a young age!"

Chen Jing has been taken away by the people of the Commission for Discipline Inspection, Xiao Peng and President Zhang have become closer------ the two of them have taken a breath together, can they not be happy?

Xiao Peng shrugged: "What kind of rich country am I? ”

He only now knows how much money he has, it turns out that it adds up to less than 40 billion, how much is this money? Bloomberg is still in Qianliyan, and his wealth is more than 400 billion yuan when converted into yuan, which is not counting his invisible influence. Compared with those capital tycoons, he is also a pediatrician who makes so much money now.

Just like Bezos, the richest man in the world, his wealth is 1,106.9 billion yuan when converted into RMB! Xiao Peng is a little friend compared to him!

However, this is also related to Xiao Peng's ability to make money as he wants------ he donated a billion US dollars to charity when he didn't have much money, and this amount of money is really just a number in his eyes.

But these words are in the ears of President Zhang, so Xiao Peng is shirking and not wanting to keep the money in the Agricultural Bank: "Boss Xiao, you are too modest." I never thought anyone could make so much money at such a young age. ”

"ZUCKERBERG!" XIAO PENG REPLIED DIRECTLY WITHOUT THINKING ABOUT IT: "BORN IN 84, WHAT ABOUT NOW? IT IS ALSO A NET WORTH OF MORE THAN 400 BILLION, IF THE STOCK PRICE OF FACEBOOK RISES AGAIN, THE NET WORTH WILL TURN OVER AT ANY TIME." ”

President Zhang felt that he couldn't talk about it this day, and you were among the richest people in the world, so he still changed the topic: "Boss Xiao, why don't you go public?"

Xiao Peng blinked: "I'm just a small fishing farm for fish farming, and I'm still on the market? Are you kidding?"

After hearing this, President Zhang said with a smile: "How many companies in Shanghai and Shenzhen have less than 50 employees? Those are basically shell companies that are trying to make money. I have paid attention to the sales and market size of the fishing industry in the four seas, and there is no problem at all in going public. ”

Xiao Peng shook his head: "Why should I go public? I am not short of money, I don't want popularity, I am a fish farmer, how much money I have, how many things I do, besides, if a company wants to be listed, it must regularly disclose its operating data." If there is an economic recession, the pressure of the capital market will follow, and I will have to do all kinds of things that I didn't want to do in order to cater to the market. ”

When President Zhang heard Xiao Peng say, 'Not bad for money', his eyes rolled and he began to go straight to the point: "Boss Xiao, you are not bad for money, but after all, our country is a big agricultural country." Although the economic development is very good now, the problem of agriculture, agriculture and agriculture in our country is still very serious, and this problem of rural agriculture and farmers is a problem that our Agricultural Bank has always had to pay attention to. How to increase peasants' incomes, how to develop agriculture and make the rural areas stable, but our banks have always had to face. In recent years, we have been continuing to deepen the financial services for the "three rural" areas, support the urbanization construction, adopt the service model of "new rural communities and agricultural industrial parks", and strengthen the service for the leading enterprises of agricultural industrialization, and we have now established business relations with 53 leading enterprises in agricultural industrialization! The credit balance is 5.06 billion yuan, and the loan balance is 2.64 billion yuan. The coverage rate of leading enterprises in agricultural industrialization above the municipal level is as high as 96%!"

Hearing this, Xiao Peng was stunned and said, "96%?"

Governor Zhang smiled bitterly and nodded: "Yes, the only thing that is not covered is the fishing industry of the four seas。。。。。。 ”

Xiao Peng scratched his head: "This, I don't seem to need it." ”

His fishing industry in the four seas is really the most trouble-free, why is his account a pixiu and only enters but does not leave? In fact, he does not need any capital flow at all: the feed is produced by himself, the fish are raised by himself, and the fry are bred by himself.

Although it is the first time I have seen you, but I still have an understanding of the fishery of the four seas, and our national agricultural department has even held a special meeting to study the model of the fishery of the four seas, and you have also seen that last year, our country has approved 42 national marine ranch demonstration areas, which is to imagine that you are doing this to the conservation of regional fishery resources, ecological environmental protection and comprehensive development of fisheries, to promote the industrial upgrading of marine fisheries. The state expects that by 2025, 120 national-level marine ranch demonstration areas will be built along the coast of our country! ”

Xiao Peng gave a thumbs up: "This is a good thing! It benefits the country and the people, and can make the ocean develop for a long time." ”

President Zhang said with a sad face: "Now almost all the marine ranch demonstration areas are used under the slogan of 'catching up with thousands of miles of rock', but when it comes to operation, I find that there are really too many problems: what kind of disease breeding method selection and so on, everyone is feeling the stones to cross the river." Moreover, the establishment of marine ranches, the investment is large and the cost recovery is slow, which gives us too much pressure on the Agricultural Bank, and it is said that it is difficult for a clever woman to cook, and we are now that kind of feeling, not counting the rest of the leading enterprises in agricultural industrialization, these three marine ranches alone occupy a large number of loans in our bank. ”

"Now the bank restructuring, the development of our Agricultural Bank is now to build a first-class modern commercial bank as the goal, but also to accelerate the transformation and upgrading, to promote the high-quality and efficient development of various businesses, now not only to control the direction and focus of credit structure adjustment, but also to take the initiative to meet the needs of the real economy, while strengthening the three rural areas and regional differentiated financial services, the support for urbanization and the service of the three rural areas combined。。。。。。 ”

Xiao Peng couldn't stand it anymore and interrupted President Zhang's words: "President Zhang, let's talk about something that I can understand? ”

After hearing this, President Zhang said two words concisely: "Lack of money!"

Xiao Peng was speechless: "The Agricultural Bank is short of money, are you kidding me?"

Governor Zhang nodded and said: "Now the era of the central mother's big release of water has long passed, and now the capital continues to tighten, the whole people are in debt, the enterprises are short of money, and the bank is also short of money! To tell you the truth, more than two years ago, our bank clerks could not sleep because they were worried about finding overnight funds. ”

"What do you mean by overnight funds?" Xiao Peng asked curiously.

"It's money that you borrow today and pay back tomorrow, and you can't borrow it for one night. Governor Zhang said.

Xiao Peng was puzzled: "Why is the bank short of money?"

Governor Zhang sighed and said: "Alas, the CBRC assessment, the central mother's inspection, and the money market fund have new regulations; even the interbank certificates of deposit must be included in the CBRC's inspection items, and now many banks can only pull deposits and sell wealth management." But now it's not easy to sell wealth management, and what Yu'e Bao P2P has robbed the bank's market. Therefore, it is the most practical way to pull deposits, but it is also difficult to let ordinary people deposit! Your deposits have really helped our bank a lot. ”

Xiao Peng shrugged: "This can't be blamed on the common people, look at how many banks have had negative - new - news recently? Either depositors' deposits have disappeared, or deposits have been pledged for no reason, or other various wealth management products have been flown and banks do not recognize them。。。。。。 The result of a lawsuit is to shift the blame to the employee who committed the crime, and then the bank is not responsible. For example, the Tiger King opened a bathhouse bag for the fox, and the fox hired a few mice to rub the customer, and one day the customer fell into the bathhouse and drowned, the Tiger King was very angry, and sent the police to investigate the situation and scolded the fox and caught the mouse, and the customer drowned and could only consider himself unlucky. Now there are so many financial methods, what Alipay, Yifubao, Du Niang wallet and the like have their own benefits, and it is not surprising that people do not believe in banks. ”

After hearing this, President Zhang didn't know how to answer, because what Xiao Peng said was the truth: "Boss Xiao, you are our super customer, and the safety of your property is our top priority, no matter what, our Agricultural Bank has been serving you for so long." You transferred the money away because of such a misunderstanding, which was too big a blow to our bank. You see。。。。。。 ”

Xiao Peng smiled bitterly: "I just transferred the money to Yang Ma, and you will let me transfer it back?" President Zhang, we have a good conversation now, but I really can't do this thing. You also know that such a large amount of money transfer, it must be done by finding someone to help, it is easy for me to transfer the money to Yang Ma, and it is difficult to transfer it out of Yang Ma's hands. ”

Governor Zhang had a pleading look on his face: "Boss Xiao, I also know what you said, but I really want Boss Xiao to help me with this, so let's do it, Boss Xiao, you are our super customer, I will give you a policy, no matter what the interest rate is at that time, the interest rate we give you is 0.2% more than the standard interest rate, for example, the current interest rate is 1.75, we will give you 1.95!"

Xiao Peng shook his head: "Now I just transferred the money to Yang Ma, and it's not appropriate to get the money back." ”

President Zhang frowned slightly and thought for a while: "Then Boss Xiao, how about this? At that time, we analyzed your capital flow, and every month there will be a few large sums of money into your Agricultural Bank account, can this capital flow continue to go through our Agricultural Bank account in the future?"

Xiao Peng nodded after hearing this: "Okay, President Zhang, this request can fully meet you." It just so happens that many customers only know my account, and it is troublesome to change it. ”

Governor Zhang's eyes widened after hearing this: "Boss Xiao, do you know how much your monthly turnover is?"

Xiao Peng shook his head: "I'm not sensitive to numbers, I don't have any counts, and now money is numbers for me." ”

Governor Zhang took a deep breath, okay, you will pretend to be forced: "Boss Xiao, do you know? This account of yours is tens of millions a month when it is small, and hundreds of millions of dollars when it is more, and this is all earned by selling fish? Do you sell millions of tons of fish a month?"

"Ah, millions of tons? I'm selling dozens of tons of fish a month right now. Xiao Peng said lightly: "I value quality over output. ”

"What, Boss Xiao, is your fish made of gold?"

Xiao Peng said lightly: "Gold is not counted, it is almost made of silver." ”

“。。。。。。 ”