But the last question, you have to listen carefully to what the other party has to say.

At this time, Mr. Kuang also said the last question.

"The theme of my company is in Songnan City, but considering the cost, and Songnan City and Jihua City, which are the two most developed markets for animation in the southeast and south respectively, this will set up an ACG cultural community on the Jihua City side. ”

"In my vision, it is a place to cultivate all kinds of middle-end talents, mainly to absorb all kinds of high-end talents and enterprises in Songnan City, and make a huge foundation support. ”

Mr. Kuang nodded his head like Wang Peng, indicating that he had finished speaking.

Wang Peng said: "I have to admit that Kuang always comes prepared, and he also has a clearer description of the overall operation, which also attracts me, but in order to recover the funds smoothly after the loan, I still have to say a few words." ”

"Manager Wang, please speak!" Mr. Kuang sat down with an invitation.

Wang Peng was not polite to him, and said directly:

"First of all, there is the problem of online and offline, I don't know if Mr. Kwong has noticed, but now the Internet is becoming more and more developed, and the concept of ACG you mentioned is mainly based on young people. ”

"These young people, who are also the main users of the Internet, are relatively faster, more convenient and cheaper to disseminate information on the Internet. ”

"So my opinion is that you can consider this situation, whether your platform can focus on online operations, offline activities and promotion, such a combination of the two, maybe it will break out with better results!"

Wang Peng's proposal, there is no doubt that it is entirely because of later generations, which have long formed an ACG industry group close to trillions, and various related companies and concepts continue to explode.

Even people like Wang Peng often see the news in this regard, and probably know something about the development direction and model of ACG.

Mr. Kuang listened carefully, and said at this time:

"You have a point, and to be honest, I did think about it, but in doing so, the way I operate has changed, and I don't know if it's good or bad. ”

"But it's true that you can consider trying, after all, the development of two legs is much safer than going to the dark on one road!"

"Then Manager Wang, look at my loan ...... of 500 million," Mr. Kuang asked.

Wang Peng knew what the other party meant, and he smiled and said:

"Except for the land by the sea, which is not known for the time being, your other collateral is probably worth more than 30 million, and the difference is still far from 500 million. ”

Hearing this, Mr. Kuang said with some disappointment: "Then what should I do?"

"Don't worry, let's think about it together and see if there's a better way!" Wang Peng said slowly, looking like he was holding a wisdom bead.

"Okay, you say, you say!" Mr. Kuang's eyes lit up and he said in a loud voice.

Wang Peng said: "Because your source of income cannot be proved for the time being, I will give you a proposal, that is, all your mortgaged properties, including the operation of your company itself, must be supervised and managed by our bank!"

"What kind of supervision and management is it?" asked Mr. Kwong.

Wang Peng said: "That is to say, we provide a bank account, including the mortgage property, all your income must go through that account, and it cannot be used privately." ”

"The condition of use is to guarantee the repayment of our monthly loan according to a certain percentage. ”

Mr. Kuang frowned, he didn't expect Wang Peng to put forward such a condition.

He hesitated and said, "What about my daily operating expenses and upfront investment?"

"Okay, don't you have a loan? We'll give it to you first, of course, one thing I have to say, 500 million is just a quota, you can't withdraw it all at once. ”

"Also, in order to ensure the safety of our funds, the funds you have borrowed are absolutely not allowed to be transferred to other outlets, let alone to other banks, but only to open multiple company accounts, which I hope you can understand!"

Mr. Kuang pursed his mouth, and after thinking for a while, he asked:

"Then how much money can I mention for the first time, and will you limit the use of funds in the company account you open?"

Wang Peng, who had been scheming for a long time, replied directly:

"The first one can be at least 20 million, if you want to withdraw more, then you must provide relevant proof of pledge, as well as the funds to the company's account, I will not restrict how you can use it, but you can't transfer it!"

Mr. Kuang was silent, and after a long time, he slapped his face and said, "Cheng, then I don't have any problems, Manager Wang, when do you think I can fill out the application?"

Wang Peng smiled and waved his hand: "You can do it at any time, but it's not in a hurry, there are still some trivial things, let's also agree together, so as not to be unclear when we get it." ”

"Regarding the matter of interest, Mr. Kwong seems to have forgotten to ask, so I have the obligation to tell you, I know that Kwong always wants to incubate an industry, and I also know that this kind of thing cannot be done in a short period of time. ”

"Yes, yes, look at me, I have forgotten about this aspect, so how much interest discount can Manager Wang give?"

Wang Peng paused for a moment, waited for Mr. Kuang to finish speaking, and then continued: "So, your loan period will be relatively long, I will set you a six-year period for the time being!"

"I'll divide you into two stages, the first three years, you need to pay ten points of annualized interest, and the last three years, the interest will be reduced by five thousandths per year. ”

"Of course, I also promised when I docked the venue before, so the overall reduction is 5/1000, don't you know what Mr. Kuang wants?"

That is to say, the first three years are 9.5, and according to this standard, the interest rate will be reduced by one point each year for the next three years, and in the last year, it will become 6.5.

Mr. Kuang showed a smile on his face and said: "No problem, absolutely no problem, Manager Wang is really a person who re-promises and will be credited!"

Since there is no problem with this, then, Wang Peng explained some other conditions, such as opening a card, handling a third party, etc., to Mr. Kuang clearly.

"Oh yes, if Mr. Kuang is still willing to deposit, I can also give corresponding discounts as promised!" Wang Peng said.

Mr. Kuang smiled helplessly and said, "Alas, I said Manager Wang, I still have money, and I won't find you for a loan!"

Wang Peng said: "It's okay, you can find your friends, I will give them the same preferential treatment, Mr. Kuang is himself, and he can also get a considerable introduction fee, at least one thousandth!"

Regarding the words of pulling deposits, Wang Peng mentioned this to every customer who negotiated with him in person.

His purpose is to pull deposits, and to Bao Hong.

"Okay, since Manager Wang is so refreshing, I have no problem, I'll go back and mobilize customers for you!" Mr. Kuang was also very happy.

(End of chapter)