At this time, in the loudspeaker of the venue, the sound of "bell" suddenly sounded, and then a voice prompted:

"Please note that there are still five minutes left, the meeting will be held, please take your seats according to the designated position, and after the meeting, you will be given enough time to talk, thank you for your cooperation. ”

There was also a meeting first, which Wang Peng did not expect.

There were already a number of greetings in the room, guiding everyone in the direction of the conference room.

The venue was arranged in an oval shape, with banks on one side and companies on the other.

"Well, there!"

Wang Peng pointed to the water sign with the name of the city commercial bank and said to Lu Qianqian.

"How did we get to the end!" Lu Qianqian said with some dissatisfaction.

The participating banks have three rows of seats, and they are in the last row, looking at the number of water cards, there are actually only three.

Someone followed Lu Qianqian's words and said: "This is already good, and it can also give a chance to participate, today is all a big trip, let's just come to eat some leftovers." ”

Seeing Wang Peng and Lu Qianqian looking over, the one who spoke hurriedly raised his waist, took out his business card and handed it to the two of them, and introduced himself: "The contemptible person's surname is Jiao, this is my business card, and I ask you to teach me." ”

"Hello, please take care of us for the first time. ”

Wang Peng was also polite, took the business card and saw that it was a bank that he had never heard of, but the position printed on it was the vice president of the credit department of the head office of that bank.

Hurriedly took out his business card, and in the same way as getting up, Wang Peng handed it to the other party.

"City Merchants?"

Saying the name, the face of the vice president Jiao was also very dazed.

The vice president Jiao still said: "Oh, I didn't expect that the city commercial bank was arranged, and the young and promising deputy manager Wang came in person!"

"What is the scale of your city commercial bank, and how does it rank in the industry?" asked the other party with a smile on his face.

"Well, it shouldn't be in the top 50!" Wang Peng replied.

Wang Peng remembered that during a chat not long ago, Wan Guopeng also said that the task of the bank in the past three years was to find a way to enter the top 50 of Songnancheng Bank.

He should be right when he says this.

When Vice President Jiao heard this, the smile on his face faded a little, and he said, "Oh, City Commercial Bank, it's quite aggressive, haha!"

At the end, the smile with unknown meaning made Lu Qianqian a little strange, and she just wanted to ask, what happened to the city commercial bank?

Wang Peng and Lu Qianqian also plan to talk to each other later, so that they can learn some inside information today.

But the vice president Jiao never looked back, as if he had forgotten that the two of them had to exist, and only cared about talking with the third bank cordially and warmly.

Despised !

Looking at Vice President Jiao's style, Wang Peng's heart rose to enlightenment!

The matchmaking meeting started quickly, and several banks and enterprises on behalf of the company spoke one after another, but they were all those sitting in the first row, and the others did not have the opportunity at all.

An hour later, the moderator announced the dismissal of the meeting, and then it entered the free docking link.

"Wang Peng, look, your business card!"

When leaving the conference room, the sharp-eyed Lu Qianqian suddenly saw that the business card handed by Wang Peng to Vice President Jiao was rested on the edge of the chair.

Wang Peng didn't take it, the business card had been pinched to the point that he couldn't look good, and he was embarrassed to give it back again.

"Let's go, let's go join in the fun!" Wang Peng carried Lu Qianqian and followed behind the crowd.

When Wang Peng and Lu Qianqian came to the arranged place, they found that the scene of free docking was very lively.

Everyone is polite and enthusiastic, greeting each other, the organizers are very attentive, specially for the company that intends to dock, arranged a separate small room, convenient for everyone to have a more private conversation.

"How can we talk, no one knows each other, it's too embarrassing to go up like this!" Lu Qianqian asked Wang Peng.

"Just talk like that! Embarrassing is embarrassing!" Wang Peng replied.

Wang Peng doesn't care, everything needs a start, and those who can't take that step will never achieve what they want.

As he spoke, several people gathered around him and were chatting about the interest on the loan and why the longer the time, the higher the interest rate.

One of them was saying, "I don't understand, why is it that the longer the loan is given to us, the higher the annualized interest rate?"

A person dressed in an apparently bank dress explained with a slight smile:

"That's because the longer our bank's funds are tied up, the longer we can't reinvest, the more we waste our resources, so we need to make up for it at a higher interest rate. ”

At this time, Wang Peng leaned over, took over the conversation in a timely manner, and asked:

"But if the bank is like this, don't you have to think about it, because you want to develop the next customer, and spend more marketing costs? ”

"You see, you can borrow for two years, and you can receive an interest rate of one point. ”

"But if because of the reasons just mentioned, the funds are only lent out for a year, and then it takes half a year to find new customers, then at least half a year's interest rate income will be lost, right?"

"Not to mention other expenses, personnel, marketing and other expenses!"

Wang Peng's words, the banker who said it was stunned, and didn't know how to refute it.

"But then again, the main reason why our bank is like this is that it is for the rain and dew to be evenly wet, and we can't always let one company occupy the funds, and other companies also have the same needs. ”

Wang Peng easily took back what he said.

Pointing to the one who first mentioned the topic, Wang Peng asked: "Just like you, you need a loan, but the bank always tells you that the funds are all lent to another person, can you be happy?"

"Then I'm not happy!"

The one replied decisively, it seemed that he was brought into the scene of illusion by Wang Peng.

"But isn't the bank's money inexhaustible?" asked the third person next to him at this moment.

Wang Peng said: "This is your perception of the bank, there are some differences, in the spirit of being serious and responsible for depositors, each bank will have an indicator of the amount of lending, it is impossible to spend all the money." ”

The third unidentified person refuted Wang Peng's words: "You can't say that, if you are a big bank, the financial strength is still very sufficient!"

Wang Peng nodded his head and said: "The big bank is indeed large-scale, but there are many places to use it, and it has to be replaced by a small bank, although the lending index is low, but it is precisely because there are few people who ask for it, so the funds that can be provided are higher on the contrary, and the treatment is much better." ”

"Otherwise, how can a small bank survive?" Wang Peng asked with a smile as he spread his hands.

I sincerely thank Xing (Xing) for the monthly pass, with your support and my efforts.

By the way, I really can't type the star in your name, sorry!

(End of chapter)