Chapter 401: Raising Funds to Build a House (Part II) (Third Update!)

"With the return of young intellectuals to their hometowns, housing in the cities has suddenly become tight, so now many cities with many intellectuals and young people who have returned to their hometowns have begun to have an idea, that is, units to raise funds to build houses. Pen ~ fun ~ pavilion www.biquge.info" Tian Chengping explained, "that is to say, the unit will contribute to the land, the state will provide the tax exemption policy, and then the employees of the unit will contribute money to build the house." If the money of the employees of the unit is insufficient, the unit will make up for it, but the real estate certificate cannot write 100% of the property rights, only part of it can be written, and the other part is on the side of the unit. ”

"Repair the house, then where do we have so much money?" Li Danmin stuck out his tongue, "Why don't we pay one-fifth, and the rest of the group will help out?" Anyway, it doesn't matter what the property rights are, we just need to have a place to live!"

"If we have this money, where do we need you to raise funds?" Gao Hong said with a smile: "We have calculated, if we are all built according to the previous tube building, a 40-square-meter house, the cost will be around 3,000 yuan." If you build 200 houses, it will be 600,000. If the group goes to the fate, we can get up to 100,000, and if we add up our old foundation, the total number will not exceed 200,000. If you want a house, then you have to get two-thirds, at least!"

Two-thirds is 2,000 pieces.

And now the average salary of the Jiangnan Kunqu Opera Troupe is only about 50 yuan, and it takes more than three years to get a house without eating or drinking for 40 months.

Li Danmin calculated, and unconsciously cried with a sad face, "I have to save for at least three more years!

Ge Dexin's face twitched, and his tone was very calm, "Xiao Dan, why did you put the burden on your own shoulders? Don't you all still have parents, relatives and friends who can support you? Think about it, isn't it good that you borrow their money first, buy a house, and then pay them back slowly after you have your own nest? If you miss this opportunity because you don't have money, I don't know how long it will take to have this kind of opportunity in the future!"

Li Danmin's eyes lit up, and he nodded again and again, the director said it so well!

That's it!

I'm going to buy a house with borrowed money!

But Zhang Fangqin, who was next to her, couldn't help it, and coughed lightly: "However, there are not many people in our group with good family conditions, most of them are children from the countryside, where is it possible for the family to provide financial support......? If they don't have enough money to buy it, we don't know whether we should repair this house or not! Those who don't have money should be sad to look at, and it's not conducive to unity!"

Li Danmin was a little stunned, but then he was a little stunned, these are the leaders' affairs, why are you telling me this?

Before she could figure it out, Tian Chengping here answered, "Manager Wei, you are from Xiangjiang and the person in charge of a large company. I heard that you give the external employees of Huhai Fine Arts Film Studio, and the bonus is more than 7,000 yuan just a month, and they can receive more than 100,000 yuan a year?"

Wei Xiaofan's heart moved, and he said: "It's almost, they work very hard, and the company's prospects are very good, so naturally we should cherish talents." ”

"Xiangjiang's income is different from ours, and you must be much more prosperous than us. …… I wonder if you can lend us a sum of money so that we can repair these houses?" Gao Hong really couldn't help it, and because she was a woman, it was easier for her to speak, so she said straightforwardly: "Xiao Dan is from our troupe, and the Jiangnan Kunqu Opera Troupe is her maiden home." If you can lend us money and repair this house, my brothers and sisters here will definitely be very grateful to you!"

"Huh!?"

Li Danmin didn't expect the regiment leader to say this, and he was stunned for a while.

The group raised funds to build a house, how could it be possible to borrow money from Brother Xiaofan?

How much does it cost?

Wei Xiaofan was not surprised, from the time he talked about raising funds to build a house just now, he thought that maybe they would do this.

But Wei Xiaofan would not be angry, he had also thought about this issue before.

Wei Xiaofan, who has lived in Xiangjiang for so many years, certainly knows the importance of a house to ordinary people.

Especially the people in these cities.

There are no rural homesteads, and the housing problem is very troublesome.

In addition, there are no real estate developers in the mainland to build commercial housing, which makes it even more difficult for people to live in new houses.

He had also thought about how to deal with the housing problem if he wanted to settle down in Lin'an.

It's definitely impossible to live in a hotel, this is a family, you should have your own home, what is it for two people to live in a hotel?

But there is no suitable house to buy and sell in Lin'an now, and ordinary people dare not sell it to you even if they have a house - where do they live if they sell it?

Even if there is something willing to sell, it may not be suitable.

So this question still bothers Wei Xiaofan a little.

Therefore, hearing the idea of borrowing money, Wei Xiaofan pondered it a little more.

"Leaders, how are you going to borrow money, what collateral to use, how to calculate the interest, and what guarantee do I have?"

Several people listened and looked at each other.

They want to borrow money, but what the hell is this collateral?

Can I still run away from a national unit?

As for interest...... They really didn't think about it, they just thought about borrowing money.

This is the thinking of people in this era, who have just entered a new era, but many aspects of thinking have not kept up.

Even Li Danmin couldn't help but gently tug at his boyfriend's clothes, feeling that he was a bit reckless when he said this.

If you want to borrow money, you can borrow money, why do you still say that Chiguoguo's interests are entangled?

Tian Chengping was more well-informed, and he asked, "If we want to borrow 200,000 yuan, what do you think, Mr. Wei? What do we need to do?"

Wei Xiaofan said: "If you are in business, you need to provide at least 400,000 yuan worth of security products, so as to ensure that when the money cannot be recovered, I can get the security goods to protect my rights and interests." In terms of interest on borrowed money, the average interest on loans from national banks and credit cooperatives is about 5% for half a year, and if it is borrowed for three years, it has to be increased to about 8%. That is to say, you have to give me 16,000 yuan of interest in one year, 48,000 in three years, and 80,000 in five years. If I can't repay the money once I can't pay it back, then I will use the collateral to offset the debt. ”

Several people present were not from financial personnel at all, and when they heard that they borrowed 200,000 yuan, the annual interest was 16,000 yuan, and their hearts were tight.

The average salary of everyone is 50 yuan a month, and the Jiangnan Kunqu Opera Troupe has a total of more than 300 employees and actors.

Where do they get so much interest money?

Not to mention interest money, but collateral, what do they have?

Did you mortgage the office building?

The faces of several people suddenly became a little depressed.

Gao Hong glanced at Li Danmin, hoping that Li Danmin could say a few words, but Li Danmin didn't say a word.

She is not a fool, can she open her mouth for such a thing as 200,000 huge funds?

She is going to marry Wei Xiaofan, but she can say a few words, such as exempting interest or something, but now the two of them are just friends, what can they say? If she is in charge of Wei Xiaofan, then she will not know what to do!

Seeing Li Danmin bowing his head and not saying a word, Wei Xiaofan nodded in his heart, the stupid eldest sister is not liked by everyone, her daughter-in-law still has to protect her own interests, how can those stupid women who regard outsiders and human feelings as more important than their own family members let men love her deeply?

It's just that he also has other plans.

"Of course, if you don't have the above conditions, we are not indiscustodian. Wei Xiaofan smiled.

"What do you say?" Tian Chengping was the first to perk up.

"You don't have money, but you have land, which you can exchange for. Wei Xiaofan said, "Is your land only enough to build 200 houses?"

"More than that!"

Tian Chengping, who knows best, said: "We have about 50 acres of vacant land on Pinghai Road on the West Lake, and we have built a lot of rockeries, simple pavilions, etc., which are our outdoor training grounds. We have talked to the government, the government, the land, and the department, and we can use it to build houses. Even if it is built loosely, it is possible to build 20 tube buildings. But the problem is that it's useless for us to repair so much! No one will buy it!"

"Why do we have to build a tube building?" Wei Xiaofan asked, "Can we build a five- or six-storey building, one ladder and two households, each household is about 60 square meters, and the kitchen and bathroom are private to each family, will it be more likely?"

"No, no, no, how much does it cost? At least to increase to 5,000 houses, how can they afford it?" Zhang Fangqin was the first to deny such an idea.

Wei Xiaofan looked at the people around him and found that they were all shaking their heads, so he bowed his head and said: "Since this is the case, then let's repair the tube building!" However, I hope you can take the remaining land and take about 10 acres, and let me build two villas and small houses on the side of the West Lake. And it can guarantee that you can help me get the real estate certificate. ”

"10 acres!?"

"Villa bungalow!?"

Lin'an is also a place of civilization, and in the twenties and thirties, there were many foreigners who built villas and small houses here, and of course they knew what they were.

But this public land is used to build villas and small bungalows for private individuals, so it is a little unsuitable, right?

"This ...... Manager Wei, are you going to live by yourself?" asked Ge Dexin with a dry smile.

"One set for me, one for our chairman. Wei Xiaofan said, "Isn't our place close to the West Lake? The mountains and rivers here are good, I think he should like it." ”

Chairman?

Isn't that the legendary Yin Jun who also passed from the mainland and has now become a billionaire in Xiangjiang?

The young man who has been called the smartest genius that Xiangjiang has ever seen?

Thinking back to the information they heard, everyone was excited and a little apprehensive.

If Yin Jun is allowed to live here, everyone will be able to meet him in the future, and maybe they will be able to get a lot of benefits from him!

Look at how generous he is to Huhai Fine Arts Film Studio, this is a bold person!

"We can't decide this issue ourselves, we have to talk to the higher authorities. Zhang Fangqin said in a deep voice, "After all, the compatriots from Xiangjiang came to us to build a house in Lin'an, although they are self-occupied, but they have never been in the past, and we can't call the shots." ”

"Well, it should be discussed. Wei Xiaofan said, "As long as you agree, I can provide you with 400,000 funds." Not to you, but to buy these two villas. As for how you use it, that's your own business. ”

"400,000 !?"

Gao Hong immediately soared a high note!

If there are 400,000 sets, then let alone 200 sets, they dare to build 300 sets!

Each set is calculated at 3,000, and 300 sets is 900,000.

Subtract Wei Xiaofan's 400,000 yuan for land purchase and the 200,000 yuan he prepared, and only need to spend 300,000 yuan, so a set is only 1,000 yuan!

1,000 yuan to buy a house, which employee is unwilling?

If you borrow money, you must buy it!

Not only that, but they can also rely on the big killer of the house to directly dig into the corners of the Kunqu Opera Troupe, Yue Opera Troupe, and Dance Troupe in other counties and cities!

I have a house for talents here, or a house in a city like Lin'an, and they still don't want to come?

The eyes of several regiment leaders suddenly flashed with light!

You have to work hard to get this thing down!

Even if you sit in the government building and cry, you have to get things done with a dead face!

……

"Brother Xiaofan, is it too exaggerated for you to sponsor 400,000 yuan to our Kunqu Opera Troupe just for two villas and small bungalows?"

"It's not an exaggeration at all, 200,000 sets are very worthwhile!" Wei Xiaofan laughed, "Min'er, when I told Xiaojun before that I wanted to buy a house in Lin'an, he told me that I must be close to the West Lake! In this way, not only can I live comfortably, but also appreciate a hundred times in the future! Isn't Pinghai Road a few hundred meters away from the West Lake? If we buy it, it must be good to live there! Our family lives a little lonely, let Xiaojun also buy a set, so we can be neighbors!"

Li Danmin knew that Wei Xiaofan admired Yin Jun very much.

Not only Wei Xiaofan admires Yin Jun, but from everyone's discussion, especially from the cousin of Huaguo Academy of Fine Arts, Li Danmin can also know that Yin Jun is indeed a super genius, such a person is definitely not comparable to ordinary people.

Yin Jun's shot is also very generous, every month Wei Xiaofan will buy him tens of thousands of dollars of antique calligraphy and paintings back to Xiangjiang, it can be seen that this person is not short of money.

And Yin Jun and Wei Xiaofan also have a very good relationship, this does not need to look at anything else, just from Wei Xiaofan manages all of Yin Jun's operating funds in the mainland, and what to buy and how much money to spend are all determined by Wei Xiaofan, which can completely explain the relationship between the two like brothers.

Since Yin Jun has said so, then it is certain that the value will rise here.

Li Danmin doesn't ask Yin Jun to say that the price will increase by 100 times, and after 20 years, it is good to be able to increase the price by 10 times.

When you think about it, the house is not that expensive.

"Besides, we don't just live in this house, when it is repaired, we live with our children and his grandparents on the shore of the beautiful West Lake, how good does it feel?" Wei Xiaofan said as he walked.

"I hate it~~ Who is going to marry you...... Not necessarily......"

Speaking of this, a burst of colorful clouds flew on Li Danmin's face.

"Hahaha......"

Seeing the beauty so beautiful and shy, Wei Xiaofan was very happy in his heart, and smiled directly.

Li Danmin was even happier than him.

Because women are more associated with men than men.

Thinking of the scene that Wei Xiaofan described to her just now, thinking of such happiness, Li Danmin felt that he was a little drunk~~

……

(Wowhaha,I'm such a person who can't hide the manuscript.,I've only saved a chapter of manuscript.,I can't help but change it three times!It's said that more updates hurt subscription.,I'm not afraid of writing a book.,But I also beg the old man to subscribe more.,Make pirated more than genuine subscriptions.,That's a sadness!)