After Kang Xinyuan said this, Chen Youhan sighed and said, "Ah Jun, what are you going to do next time, tell your Uncle Han in advance, don't let me be scared." Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ…… However, you tell me the truth, did you really predict the popularity of "Kirin Weekly" in advance?"

In May and June, Yin Jun had a debate with Huang Yulang and other people in the comic industry.

At that time, Yin Jun said that his goal was 5 million copies, and Huang Yulang and others were sneering and sneering, but now the facts slapped them hard, because the sales were not 5 million copies, but 7.2 million copies, which were much higher!

At that time, everyone thought that Yin Jun was talking about his long-term goal, but now everyone is discussing whether Yin Jun is really so confident, and he guessed the popularity of his comics in advance.

If that's the case, Yin Jun is not only talented, but also has a very amazing grasp of the market!

If you can fully grasp the market when you make TV dramas, that's it, and now you can do comics well, do you still want people to live?

"I was referring to the big market in Japan, so I had this plan. Yin Junjaw said, "It's just that I didn't expect the Japanese market to buy it so much, and the sales of 4 million copies have exceeded my imagination...... People in their country were amazed, how could a comic made by a Xiangjiang person actually sweep all their comic weekly magazines and become the number one in Japan?"

"Hehe, of course geniuses are different from others. Kang Xinyuan answered, "Actually, I knew that your comic weekly would sell well, because you are the best at writing stories, and the most important thing about comics is not stories? And then there are masters from Huhai Fine Arts Film Studio who come to help, and it is normal for them to sell well! It's just 7.2 million copies, which is also amazing!"

"By the way, I heard that there are dealers from other countries, including Europe and the United States, who want to talk about the introduction?" asked Chen Youhan.

"Well, there are dealers in England and France in Europe, and booksellers in the United States, Canada and Brazil. But they didn't ask for much, and the United States only needed 200,000 copies at most, and the conditions were a bit harsh. "So we decided to wait." ”

"Hehe, yes, don't worry now!" Chen Youhan nodded.

After gossiping for so long, Kang Xinyuan was a little unstable, and he asked Yin Jun directly: "Jun Shao, before you came, you said that there was a big deal that wanted to take care of us, are you going to invest again?"

"Yes. ”

Yin Jun nodded and said with a smile: "I want to do some investment business, but I don't have any money, so this time I can only come to Uncle Han and Mr. Kang to borrow money." ”

"No problem! That's what we do! The more you borrow, the better our business will be, and we can make money with you!" Kang Xinyuan said with a smile, "According to my estimate with Youhan, with your current asset limit, plus our relationship, we can give you a loan of 600 million at most." And you don't need to take the shares of Cheung Kong Group, just use Kirin Company as collateral. ”

Don't look at what everyone is saying now, Kirin can be valued at 1 billion Hong Kong dollars with "Kirin Weekly", but after all, it has only published 5 issues of the weekly magazine, and it has not been verified by the market for a long time.

Bankers definitely have to take this aspect into account.

Therefore, the loan of 600 million Hong Kong dollars that Xiangjiang Commercial Bank can give Yin Jun is already very kind, except for them, there is no second bank that can give it.

Being able to give a loan of 600 million yuan, on the one hand, they are really optimistic about Yin Jun, on the other hand, it is also a long-term cooperative relationship, and they know Yin Jun well, and they are also very relieved about Yin Jun's ability to repay.

"Good!"

Yin Jun said: "But I need to mortgage the shares of Cheung Kong Group and borrow another 200 million Hong Kong dollars." ”

"Why are there so many?" Chen Youhan frowned, "Ah Jun, a successful investment like Cheung Kong Group can't always exist, and if you make the right investment, you can't get carried away." If you borrow too much, and the company's development is not as expected, the heavy loan interest pressure will make you breathless! 800 million Hong Kong dollars! A company does not have so many assets! Even if the interest rate of 5% is 40 million yuan in a year, can you afford it?"

Chen Youhan said this, but it was not the words of a banker.

The banker's philosophy is usually that as long as you have enough collateral, I will lend you whatever you do, and I would even wish you would go out of business, so that I can deal with the quality collateral you have mortgaged as a matter of course.

Chen Youhan is different, it should be said that their Chen family is different, Pangu Bank has never made money in this area, they don't rely on loans to make profits at all, and even they don't want their loan customers to go bankrupt.

What they like is to train an entrepreneur and grow with him and his company, so that the entrepreneur will become their loyal customer, at least for decades.

In the past few decades, Bangkok Bank has become the largest bank among Chinese entrepreneurs, and it is also the most popular bank.

Southeast Asia basically conducts international banking business through Bangkok Bank, and dozens of well-known super-rich people in the Chinese circle are loyal users of Bangkok Bank.

This also brings great returns to Pandagu.

So Chen Bicheng taught his two sons a truth when they were young.

Money doesn't matter.

People are more important.

As long as there are people, money will continue to flow.

You only have money, but you don't have anyone, and no matter how much money you have, it will run out one day.

Especially the Chinese people, the most particular thing is a "love", the grace of a drop of water should be reciprocated by a spring, this sentence is not just talking.

As long as you truly gain the gratitude and friendship of others, even if you fail in business, people can still lend you millions or tens of millions of dollars to make you make a comeback.

When Chen Bicheng opened a branch of Bangkok Bank in Indonesia, he encountered such great difficulties, wasn't it because each of the seven major Chinese businessmen in Indonesia invested 10 million US dollars in Bangkok Bank, which caused a sensation and finally opened the market?

Without the hard work of the previous decades, who would have helped you so much?

Chen Youhan is honest and honest, so he remembered his father's words, and he has done the same in Xiangjiang all these years.

It's just that the business atmosphere of Xiangjiang is stronger, unlike Southeast Asia, and there are more choices of banks, so the development of Xiangjiang Commercial Bank has always been relatively regular, and there has not been such a big explosion as in Southeast Asia.

But Chen Youhan has never changed his original intention, so the reputation of Heung Kong Commercial Bank is very good.

He thought so, and Yin Juncai chose his bank to cooperate.

Therefore, Chen Youhan has an extra sense of responsibility for this young man who seems to be his nephew, so when he heard that Yin Jun wanted a loan of 800 million, his first reaction was to directly persuade Yin Jun not to get carried away and take risks.

At least the statement of "getting carried away" is impossible for people who are not in a particularly good relationship to say it, because most of them will offend people if they say it.

Yin Jun smiled when he heard this, "Uncle Han, I'm not investing in one company, I'm going to make three investments." ”

"What kind of investments, is there anything we can help with?" Kang Xinyuan was finally able to interject, "Jun Shao, we also have our own securities investment department in Xiangjiang Commercial Bank, if there is any investment in securities, you can find us to do it! It is confidential and can help you complete the task and save some money, right?"

To be honest, Kang Xinyuan was very dissatisfied with Yin Jun's previous loan and actually entrusted another securities company to buy the shares of Wharf and Cheung Kong Group.

Everyone is their own person, you should be able to take care of us, our ability is not bad!

Besides, if you give us the business, our funds don't need to go out of the bank, and they can be converted directly internally, so that the operation of the bank is very good, not to mention the increase in business, and the capital account is more secure!

But Kang Xinyuan didn't know that Yin Jun actually had this meaning for a long time.

This time, his share of the stock of Cheung Kong Group was first found out by Li Chaoren, and then Jardine Matheson and Swire were also found out, which seemed to have no secrets, which made him very unaccustomed.

Yin Jun is still looking for a well-known securities company in Xiangjiang, but he didn't expect them to be like a sieve and can't keep secrets at all.

So Yin Jun thought of the securities investment department of Xiangjiang Commercial Bank, although the scale is much smaller, but with Kang Xinyuan's control ability and Chen Youhan's character, there should be no problems.

Hearing this, Yin Jun said: "It just so happens that my three investments are all related to the stock market, I wonder if your securities investment department can eat such a large order?

"Don't worry!" Kang Xinyuan was overjoyed, and hurriedly promised: "In charge of the securities investment department, it is my college student and Youhan, who have been friends for more than ten years, and may be a little less agile than the big securities companies, but the prudence and caution are better than them, but this is also the reason why our securities investment department has not developed much." ”

Chen Youhan also said, "Well, you don't have to worry about Ah Jun, they are all trustworthy." ”

Yin Jun suddenly smiled, "Okay, I'll leave it to you!"

"Okay! No problem! Which three companies are you going to buy?" Kang Xinyuan was happy, and there was some gossip and curiosity.

Now Xiangjiang doesn't know how many people want to know what Yin Jun will invest in next, especially in stocks.

If it is leaked out what stock Yin Jun wants to buy, then that stock will definitely rise!

Of course, it is impossible for Kang Xinyuan to leak secrets, but everyone has a heart for gossip.

He also wanted to see if Yin Jun had found any bull stocks!