The bank is actually our ticket bank, that is, the bank and the money bank. Pen, fun, pavilion www. biquge。 info

If it weren't for the repeated interruption of the budding capital of our country, the most powerful bank in the world would have been ours.

However, even in such a difficult situation, after the wanderers of China drifted overseas, they still established many well-known Chinese-funded banks.

Bangkok Bank is one of them, and it is also the most famous one, and it is the most reputable one.

The founder of Bangkok Bank is called Chen Bicheng, an ordinary Chinese child born in Thailand, who returned to China to study for a period of time, returned to Thailand to start from scratch, and finally made Bangkok Bank the first bank in Thailand in the 60s through a series of efforts and opportunities.

In another 10 years, Bangkok is now one of the largest banks in Asia.

Although it is not as well-funded and well-connected as HSBC in the world, and it is not as good as Standard Chartered Bank, let alone banks such as Citigroup and Credit Suisse, but in Asia, in the Chinese circle, Bangkok Bank is the first bank.

Southeast Asian countries, including Hong Kong and Taiwan, all the wealthy people who have received the support of Bangkok Bank at the beginning of their careers, more than 60%, and the richest people in various regions and countries basically have business dealings with Bangkok Bank, and in a series of business activities, they all rely on Bangkok Bank to achieve cash flow turnover.

Then, when they became rich and strong, they handed over their capital business to Pangu Bank to take care of, which can be regarded as a kind of feedback.

Before Chen Bicheng passed away, it was a signboard among the Chinese, a guarantee.

Through the relationship between Pangu Bank, everyone exchanged ideas, helped and supported each other, and fought with outside capital together, and gradually formed a huge alliance of Chinese businessmen.

This is also one of the most important reasons why since the seventies and eighties, the richest people in Southeast Asian countries and regions have basically become Chinese.

Such an alliance, with the various differences in the future, as well as the restrictions of various policies and other factors in various countries, as well as the loss of its spiritual leader, gradually collapsed after Chen Bicheng's death, so that future generations are unlikely to know the prestige of Pangu Bank.

But Yin Jun knew.

He not only knew Chen Bicheng's prestige history, but also knew that in fact, the branch of Bangkok Bank, Xiangjiang Commercial Bank, was actually continuing the purpose of Bangkok Bank in Xiangjiang.

The purpose of Pangu Bank is to try its best to help Chinese businessmen so that they can have a better development.

The Heung Kong Commercial Bank was established in the 50s, during which many Chinese businessmen were favored by them, but because there were too many financial institutions in Heung Kong, and the Chaoshan people and the Ling Bo Gang were good at holding together, this commercial bank from Thailand did not get much place to show its hands.

Even Chen Youqing, the chairman of the board of directors who is now at the helm of the Heung Kong Commercial Bank, is the eldest son of Chen Bicheng, he is not the ideal successor of Chen Bicheng and does not receive much support from Pangu Bank.

Chen Bicheng finally handed over his property, that is, Pangu Bank, to his second son Chen Youhan, because Chen Youhan has stronger ability, and in line with the idea of putting the capable first, Chen Bicheng naturally left the best industry to the best son.

Chen Youqing is actually not stupid, but he is relatively honest and honest, and his business skills are not enough, Chen Bicheng prepared the Xiangjiang Commercial Bank for him, so that he can live a stable life in the international financial district of Xiangjiang -- anyway, with the big market in the mainland, the financial industry in Xiangjiang can afford to eat, and will not let the eldest son live in poverty.

Facts have proved that Chen Bicheng's arrangement is very correct, Chen Youqing is very diligent, and he is also diligent in his work, and when it comes to his return, the property under his name is as high as 8 billion Hong Kong dollars, ranking among the top 50 richest people in Hong Kong.

In later generations, everyone also spoke highly of Chen Youqing, and doing business with him was very reassuring, and he would not let your investment be shared, nor would he force you to sell things to pay off your debts when you were in distress, and always maintained his father Chen Bicheng's friendly and helpful attitude towards the Chinese.

This is also the reason why there are more than 300 banks and financial branches in Hong Kong, but this little-known Xiangjiang Commercial Bank has been able to operate steadily and has been living well.

The financial support that Yin Jun wanted to seek was to make the decision to the head of the Heung Kong Commercial Bank.

Two days ago, he asked Liang Shuyi to call the Xiangjiang Commercial Bank and make an appointment for Chen Youqing's meeting.

Jiashi's settlement bank is not Xiangjiang Commercial Bank, but because Liang Shuyi has a very wide network and has a little friendship with Chen Youqing, this appointment is very smooth.

Hearing that Yin Jun, the now very popular "No. 1 screenwriter in Xiangjiang", wanted to discuss things with him, Chen Youqing was also very interested, and deliberately left him 2 hours of time.

At 8:50 a.m., Yin Jun entered the headquarters of Heung Kong Commercial Bank in Central 10 minutes earlier than the scheduled time.

Thanks to Chan's financial support, Heung Kong Commercial Bank bought a piece of land in Central from the beginning, and in the 50s, it repaired the 12-storey headquarters building, all for its own use.

Chen Youqing's office was on the top floor, and after the secretary verified Yin Jun's identity, he took him to Chen Youqing's office by elevator.

Chen Youqing was feeding his birds on the balcony of the office, and when he heard that Yin Jun had arrived, he asked the secretary to bring him in quickly.

When he entered the office, Yin Jun saw not a business elite in a straight suit, but a middle-aged man in his forties, wearing a simple red and black Tang suit.

"Yin Sheng, what a hero out of a young man!" Chen Youqing came over with a smile, shook hands with Yin Jun, and sat on the opposite side of the sofa, "When I was so old at your age, I was still in middle school in Xiangjiang, just spending the family's money, where are you so amazing?"

"Chen Dong, you praised it falsely. Yin Jun said in a harmonious voice: "There is no one who is born to know, and I am also lucky to have the current success." Such a success, compared with the steady success of Chen Dong step by step, is not worth mentioning. ”

Chen Youqing smiled, "Just by virtue of this passage, I don't think you rely on luck, Yin Sheng." It's just that I don't know how I can help you. ”

"Yes!"

Yin Jun took out two stacks of documents from his backpack, one stack was only a few sheets of paper thick, and the other stack was at least a thousand sheets.

"The first one was the contract I signed with Jiashi for "Wulin Gaiden". The second is the scripts of ten other TV series that I have written in the last six months. Yin Jun put it in front of him, "If I say that none of these ten scripts is worse than "Bao Qingtian" or "Wulin Gaiden", I don't know if Chen Dong can believe it?"

Chen Youqing first looked at the contract between Yin Jun and Jiashi, and he knew that Yin Jun had two meanings, one was to prove his identity, and the other was also a basis for negotiating business in the future, or a reference.

Then, Chen Youqing looked at the ten scripts that Yin Jun said.

The name of the first script is called "The Legend of the New White Lady".

Chen Youqing didn't read it, but flipped to the middle and found a script called "Wonderful Hands and Benevolence" and read it.

There are not many scripts of "Wonderful Hands and Benevolence", only more than 80 pages, Chen Youqing read a few pages, put it down, took a sip of tea, and read it slowly.

It's more than 40 minutes like this.

After reading and putting it down, Chen Youqing closed his eyes and muttered for a while before nodding and opening his eyes.

"That's a good story. Chen Youqing laughed, "Although I am not familiar with the medical profession, if I bring it into the script, I have a lot of exploration and want to see what wonderful experiences and stories will happen between doctors and patients." ”

After a pause, Chen Youqing said again: "I'm not sure if it can compare to "Bao Qingtian" and "Wulin Gaiden", just like I only like to watch "Bao Qingtian", but I can't understand my children, the most important thing every day is to wait for "Wulin Gaiden" to start. In terms of TV series, you are the authority, I am not. ”

Yin Jun said: "Ten scripts, I need 30 million funds." I can accept a higher interest, I don't know if Chen Dong can do this business. ”

According to the contract signed by Yin Jun and Jiashi, his script is worth 8 million.

Now the whole Xiangjiang knows that Yin Jun is running the money printing machine when he writes the script, and he makes a lot of money.

"Since your script is so popular, why don't you just sell it?" Chen Youqing asked curiously: "Wireless, Lidi and Jiashi, it shouldn't be difficult for the three TV stations to eat 10 scripts, right?"

"It's a shame to squander good works so quickly. Yin Jun said, "In my opinion, one or two scripts in this book are released a year, which is enough for the audience to watch with relish." ”

Chen Youqing smiled dumbly.

It was also the first time he had seen a screenwriter as confident and proud as Yin Jun.

But Yin Jun is definitely not a boast, just by virtue of the succession of "Bao Qingtian" and "Wulin Gaiden", he has the capital to say this.

In the current Xiangjiang TV industry, Yin Jun said that he was the second in writing scripts, so no one dared to say that he was the first.

Two super popular TV series, with super high ratings between 60% and 80%, have long proved his status as a screenwriter.

Chen Youqing didn't know, in fact, Yin Jun still had hundreds of scripts in his hands.

Even in the past two or three months, there are several good scripts that are ready to be sold.

For example, "Chu Liuxiang", for example, "Shang.Hai.Beach".

It is no exaggeration to say that these two TV series are not worse than "Bao Qingtian" and "Wulin Gaiden" at all, and even in the real sense, "Chu Liuxiang" and "Shanghai.Tan" are stronger than the previous two.

"Chu Liuxiang" opened the era of god-like Xiangshuai, and "Shang.Hai.Beach" also opened the era of gang fighting, grievances and hatreds, all of which are of great significance.

It's just that in the history of the previous life, "Chu Liuxiang" will be produced and broadcast next year, and "Shanghai-Tan" will be produced and broadcast the year after next, and Yin Jun can't end this investment in a year or two, so it is impossible for him to mortgage the script that will be sold soon.

Otherwise, your script will still be mortgaged here, and you will sell it as a result, and you will collect money in two places for a script, is this appropriate?

Therefore, most of the dramas that Yin Jun took out were classic dramas from the 90s, and some TV series from 2000 onwards, so that he could ensure that he would not need these scripts within three or five years, and he would have a stable mortgage.

As for the real reason why he didn't sell to three TV stations to make money, it was because Yin Jun was unwilling to let wireless continue to be strong, and the two TV stations of Lidi and Jiashi couldn't eat the script worth 50 million for a while, and Yin Jun just lacked time now, so there was only one way to go.

Otherwise, according to Yin Jun's habits, he doesn't like to deal with banks.

"Heung Kong Commercial Bank is a joint-stock company, and we, the Chen family, are the largest shareholders. Chen Youqing said calmly, "I think you also know that our Chen family has always been willing to help Chinese businessmen who are just starting out. No one has ever used a script to mortgage a loan before, but I think it's a new model that we can try to work together. ”

Yin Jun was overjoyed.

Chen Youqing is really as kind as the legend.

"Yin Sheng said just now, you want a loan of 30 million, right?" Chen Youqing looked up and asked Yin Jundao.

"Yes. ”

"Is 30 million enough?"

"Huh!?"

Yin Jun suspected that he had misheard.

He originally thought that Chen Youqing was going to cut some down, after all, a loan of 30 million is not a trivial matter, you can't say that your script is worth 80 million, and I can give you 30 million.

The general rule of mortgage loans is to add a 70% discount to the valuation.

For example, if your land is worth 100 million yuan and you get a mortgage from the bank, they will only give you a valuation of 70 million, and on the basis of this valuation, the bank will only lend you a 70% share, that is, if you take out the final 100 million land, you can only get 49 million at most.

This is still a polite bank, otherwise it is normal for 30 million to be able to lend you a loan.

Yin Jun took 10 scripts according to this ratio, and in the end only took out a loan of 30 million.

As a result, I didn't expect Chen Youqing to ask if it was enough!?

"If Yin Sheng is short of money, it is not necessarily just a loan of 30 million. Chen Youqing smiled, "If you need it, Xiangjiang Commercial Bank can lend you more." ”

Hearing this, Yin Jun's palms were a little numb.

It was the first time he had seen such a bold person.

If it weren't for the fact that the Chen family had the best credit, and the development of the next few decades also told Yin Jun that Chen Youhan was not the kind of treacherous businessman, Yin Jun would have felt that Chen Youhan must have some conspiracy.

After pondering for a moment, Yin Jun nodded: "If it is convenient for Chen Dong, I don't know if 50 million will work?"

"Good!"

Chen Youhan thought about it for a moment, and then nodded.

Looking at his appearance, borrowing 50 million is equivalent to borrowing 500 yuan.

Yin Jun really admired Chen Youhan's bearing and Chen Bicheng's education.

Only those who come out of such a family can get the rewards of the success of the Chinese businessmen!

Although it is possible that the money they lend out will not be recovered for various reasons, because the target of their loan is the Chinese, who have always taken the concept of "faith first", most of the investment has still received rich returns, and it has only developed and grown.

If this money is lent to this group of natives in Southeast Asia, not to mention that the mortgage is not enough, or the mortgage is enough, I am afraid that most of them will be lost.

The Chinese are different, in ancient times, when our businessmen did business, they didn't have any loan agreements at all, they all said with a mouth, and then they tried their best to fulfill their promises, it couldn't be directly swallowing other people's things, it was something that would make their children and grandchildren unable to raise their heads, and they couldn't do it!

The upbringing of the ancient Chinese people is quite strict, and everyone has always engraved in their hearts the education they have received since childhood, and they will not forget what they have learned, and they will not think that it is useless anyway.

Jin West is poor and white, why did Jin merchants run rampant in the world from the Ming Dynasty?

Isn't it because of a letter?

They can be deceived and abducted, they can be cunning, they can be framed, but as long as it is what they promised, they will do it even if they are bankrupt.

The merchants of the Chinese kingdom did this not only in the heyday, but also in the turbulent Qing Dynasty.

Before the collapse of the Qing Dynasty, everyone hyped up rubber in Shanghai, Haitan, which led to the collapse of the country's finances and government, as well as the collapse of dozens of large and small silver accounts in the private sector.

One of them was a silver number, after it went bankrupt, sold all its property in his hometown, rented a small shop in Jinwei and Huajing, and specially collected the silver tickets issued by his silver number, and was still doing this until the Republic of China.

Why are you doing this?

Isn't it because of the faith in my heart that I can't pass this hurdle, so I have to do it from beginning to end?

This has to be changed to today, not to mention the Chinese, even the Americans who have always advertised themselves as "law-abiding", and that is who I care who you are after the closure.

The first reaction of the social atmosphere to anyone who wants to do such a thing is definitely not to say, "This person is good at fighting righteousness and has the demeanor of the ancients," but will definitely say, "Look, I don't know how much money he has cheated, and now he has come to atone for his sins" -- it is a social reality that people are willing to think in the evil side instead of in the good side.

For another example, the Qiao family in "Qiao's Courtyard", which is so prosperous, how did it go bankrupt in the end?

Isn't it because they resolutely do not do Yan Xishan's business of "exchanging new tickets for old tickets" and "new and new tickets for old tickets", how much was issued at the beginning, and finally gritted their teeth and paid with the people, instead of doing it according to the new exchange rate, so that the property shrank thousands of times, and was forced to decline into obscurity?

The Chen family and those Chinese businessmen do business, it is a bit of an ancient business taste, everything is done with heart, and mutual trust is the biggest bridge.

In Yin Jun's thoughts, Chen Youhan said again: "50 million loans, temporary loan for 3 years, you can negotiate renewal when it expires, with an annual interest of 5%, Yin Sheng has no opinion, right?"

"Thank you, Chairman Chen!"

What else is Yin Jun to say?

This year, the average preferential loan interest rate in Xiangjiang is 6.68%, and Chen Youhan's interest rate is already a very low level in the industry, and the loan term is very ideal.

"Complete the formalities today, and tomorrow the money will be credited to your account. Chen Youhan stood up, stretched out his hand and said, "Yin Sheng, then I wish us a happy cooperation, and I wish you great ambitions!"

"Thank you!"

When shaking hands, Yin Jun said sincerely.

When you encounter such a timely rain, after you are developed in the future, if you want to help the Chen family, you are sorry for your conscience! )