As soon as his hand was on the doorknob, the old man paused, and said to John, "What time is the next auction in the Bronx?"

"At eleven o'clock, Staten Island in Richmondshire, where there are more than 300,000 people, is relatively small, and it is not convenient to take a ferry to enter the city, so the auction is arranged locally. ”

"Forget it, I'll go to the auction house, which is closer to Sotheby's or Christie's?"

"Sotheby's, just off the Upper East Side, is a 20-minute drive from the Museum of the City of New York, so you can get there in time between the auctions. John said.

"The Upper East Side is just half the way from home. ”

The old man said to Han Xuan, entered the door and brought the documents that needed to be processed on the table today, looked at Josephka and said, "You stay in the company to arrange, call me if you have something, and I will come back when this is over." ”

Thomas was dumbfounded until now, and when he saw them come out, he had a bitter face: "Boss, what about after you resign?"

Han Xuan passed by and patted him: "You are in my charge, and Jerry Maier and Jerry Maia will go to Hasbro in Rhode Island first to collect their information, and I will help you reimburse the expenses......"

When Gabriel went out, he just drove the car to the door of the company, got in the car and set off, Han Xuan saw that his grandfather had been processing the documents, and he stopped talking.

"Tell me, what's the matter. The old man caught a glimpse of it and chuckled.

"I wanted to ask how much money I was given for this loan, and my grandfather gave me $800 million, but I always felt that it was not enough. ”

"800 million is not enough? You guy is really black-hearted, I haven't thought about it, see how much I can draw out when the time comes, the original company has 1.1 billion reserves, and I borrowed 3 billion from Citibank.

This time, it is estimated that the construction of logistics channels, transfer centers and food safety processing plants across the country is indispensable, and the next step will be to spend money and strive to make up 2 billion yuan for you. Don't ask me until you're eighteen. ”

Han Xuan's heart was full of joy, and he smiled and said, "Okay! I'll earn it myself in the future!"

The old man threw him a document and said, "Look at this, 69.3% of the shares of East West Bank have been acquired, and I will be able to apply to the NASDAQ stock exchange for forced delisting in the near future, and my old son will give me the inheritance." It is not counted in the SOS Group.

Recently, it was $1.24 per share, up 9% from before the acquisition, and this time the premium was taken back from the shareholders, and it cost about 20 percent more, and it cost tens of millions in total, East West Bank has two branches in Los Angeles and San Francisco, and two in New York, and the assets are now about $60 million, so I really don't know what the use is to keep it in my hands. ”

"That's because you didn't care before. There are more than 3 million Chinese in the United States, accounting for more than 1 percent of the total population. ”

"They don't all come to East West Bank to make deposits, they are only a little famous in the Chinese circle, there are few bank branches, it is troublesome to deposit and withdraw money, and there is a danger of bankruptcy. ”

Old Man Han shook his head, and the bank paid an insurance premium to the Federal Deposit Insurance Corporation every year. Even if the depositor's money is bankrupt, it will not be damaged, but it is more troublesome to settle the claim.

"You don't want to sell it to me. I bought it as an individual, and the money was deposited and I borrowed in the name of Snow Mountain Investment Company. ”

Hearing his grandson's words, the old man was defensive: "Do you want to buy it?"

"Yes, yes, but you first say whether to sell or not, I will enter the Internet industry next, remember the online payment I told you before, right? ”

Han Xuan smiled evilly. No matter what kind of online payment tool, banks are indispensable, and American banks are in private hands, and cooperating with them is equivalent to being stuck in the back road, which is too dangerous.

It is different from Huaxia Alipay third-party payment. Americans mostly use credit cards, and the method of applying it completely will not work here, and PayPal, founded by Tesla electric car Elon Musk and others in the future, is very suitable, and more than 200 million users around the world have helped Han Xuan test.

PayPal uses email to identify and transfer funds between users, avoiding traditional methods of mailing checks and sending money, and charging a certain amount of fees to make money when transferring.

That is to say, every user who uses PayPal is equivalent to a Huamei Bank credit card, and with the shopping website to pay the deposited deposit in advance, the amount of funds flowing into the bank is quite amazing.

Nowadays, even shopping websites have not developed, so naturally no one thinks about this aspect.

The old man was no exception, pondering for a long time and said, "I will sell, can you say it?"

"Pull the hook first. ”

Hearing Gabriel snickering, the old man didn't want to agree, but stared at Han Xuan for a long time, found that he was indifferent, and said speechlessly: "...... Okay, pull the hook, I'll give it to you when it's delisted. ”

"In order to attract deposits, most of the current methods adopted by banks are advertising.

In the future, I will give all kinds of gifts to new depositors who open accounts with East West Bank, such as televisions, household appliances, shopping coupons at SOS convenience stores, etc., which will not cost much, and in the long run, that part of the deposit can create more than ten times the profit for the bank.

Citigroup and JPMorgan banks only provide convenience to citizens over 65 years old, and if the preferential age is relaxed to 50 years old to compete with peers, it can also attract many customers to transfer to our bank.

I remember the Wall Street Journal running a story about a private bank in Pennsylvania that had done this before, and it worked well, but it was so small that other banks didn't pay much attention to it.

People over the age of 50 have some assets and they don't want to embezzle them, and as long as the number of East West Bank branches is increased, and when the time comes, it will be advertised, and white people will be interested in it. ”

The old man looked at Han Xuan with the strange eyes of looking at aliens, and actually proposed two feasible methods in such a short period of time, although it was simple, it could indeed increase the number of depositors, and said: "I knew that I had a bank before, why didn't you tell me?"

"I didn't expect it at the time. ”

In the future, buy fruit and send fruit plates, buy yogurt and send steel spoons, telecommunications companies and supermarkets use rotten tricks, how can Han Xuan know that people are so pure now, and they are stupid to stand at the door with two beauties to attract guests.

"In this case, it is not possible for SOS convenience stores to give away daily necessities and so on. Old Man Han pondered something and said to himself.

"Of course, if you want to make it bigger, sports cars, yachts, villas, and global tours take turns, and the lottery is held at the end of each year with invoices, and the head office and franchise stores are counted.

The number of small prizes such as coupons and shopping cards is more, and it is uncomfortable to buy something without winning the lottery, give something to comfort them, and tell them that they have a small chance of winning the lottery if they buy less, and continue to work hard in the coming year."

Han Xuan said that he was addicted, the old man traveled to the sky, and the grandfather and grandson did not realize that they had reached their destination.

Outside people kept approaching the auction hall, and the number of people gathered at the door alone was more than two hundred.

The financial reporter was like an aphrodisiac and excited, and kept pressing the shutter (to be continued. )