Chapter 191: Really Rich
Listening to Bai Lu's big phone call, Liv also knew that it was impossible for Morgan to give up these bonds, so she smiled and said, "You are confident, you believe in me so much, what if I transfer money to my account?"
Bai Lu said lightly: "You won't do such a stupid thing." ”
This sentence is very strange, there is no need to Yang Ling to translate, Liv can actually understand the meaning, and can't help but glance at Bai Lu more, and at this time, Yang Ling translated what Bai Lu said. Liv exhaled lightly: "I'll do it for you, but the money you lent me, I asked for a waiver of interest." ”
"Yes. Bai Lu smiled: "You really know how to bargain." ”
So, Liv went to the nineteenth floor with $200 million worth of bonds and a blank debit card. Bai Lu followed Yang Ling and went to another room on the nineteenth floor to rest, with Sha Sha by his side.
The whole transaction process is simple to say, but in fact it is very troublesome, and Morgan's people are full of unwillingness to see the main owner. Even consciously or unconsciously, he expressed the possibility of pressuring Liv with a contract.
Morgan is a conglomerate, a financial giant, and they do everything that has to do with money.
The insurance group received money from the people, and in order to make the company run normally, it had to find a way to make money, so it naturally had to do business with the Morgan consortium, and the relationship was quite deep, and they signed a number of agreements and contracts with each other, and even cooperated in business.
It is precisely because of this relationship that Morgan will believe what Liv says, and there will be a vice president who will personally step in.
However, Liv is not worried about the contract at all.
In the business society, interests are the most important, in front of absolute interests. There is no private enmity between companies. Similarly, if there is no interest, the Morgan consortium will not sign a contract with the insurance group. Therefore, Liv will be very patient and explain slowly.
Although the explanation is tiring, it is necessary to try to dissociate the bond owner from the insurance group. However, the executive vice president of JPMorgan Chase is also very tired, and with his high status, he still has to ask the secretary to call back from time to time during the meeting.
In this way, it is easy to consume more than three hours of time when you have a meeting and make a phone call. At a time when everyone is about to run out of patience. The Morgan consortium agreed to the transaction.
If you were the Morgan consortium, you would do the same. This is a disgraceful $200 million bond, which must be repurchased for the sake of the company's overall image!
Bonds have an interest rate, similar to a business loan. Calculated after accumulation. The buyback funds were as high as 400 million US dollars.
Here's what to say. Most bonds have a maturity, such as Treasury bonds, which are generally three or five years. Do not take it when it expires. Although the money is still there, but the interest is no longer calculated, it is cheaper for the bank.
The same is true for corporate bonds, where JPMorgan Chase & Co. set a maturity of 10 years and a maximum repayment of $400 million after issuing $200 million in bonds.
In other words, JPMorgan Chase has negotiated a business in China, at least ten years or more, to repay some people in the form of bonds, in order to maintain the relationship between each other, to pay 400 million US dollars in installments, you have to stay up for ten years to receive it all.
Since it was a reward that should have been paid a long time ago, the Morgan consortium was naturally prepared, so after deciding to make a deal, in less than three minutes, Bai Lu's debit card had an extra $400 million.
Liv first sent off the vice president of the Morgan consortium, and then went to Bai Lu with a large stack of papers. The first thing he did when he met was to throw the stack of documents to Bai Lu: "Signed." ”
Bai Lu asked, "What is it?"
"Loan Agreement. ”
Bai Lu picked it up and flipped through it slightly: "Sister, it's just borrowing money, do you use it to get more than a hundred pages of documents with me?"
"In both Chinese and English, list all the vulnerabilities that may be involved, of course, so many pages. ”
Bai Lu shook his head: "Don't speak English, even Chinese legal documents I don't bother to read, you are too hard, then who, do you have a pen?"
This sentence was to ask Yang Ling, and Yang Ling hurriedly replied: "Yes." ”
"I said, you write, in both Chinese and English. ”
Yang Ling sat down and set up the pen and paper: "Mr. Bai, please speak." ”
Bai Lu said loudly: "Liv Taylor borrowed 40 million US dollars from Bai Lu without interest, with a diamond necklace and villa as collateral for a period of two years. ”
Yang Ling finished writing and asked, "What's next?"
"What else is down, and the signature and drawing can be pledged. Bai Lu said casually.
"Is that okay? Do you know that there is a big loophole in this road?"
Bai Lu smiled: "If it weren't for the fear that you wouldn't be at ease, I wouldn't even bother to say this, forget it, as long as you don't bother, add my and her's identity certificates and repayment rules." ”
Speaking of this, he glanced at Liv with a smile, stretched out his hand and said, "My bank card." ”
Liv angrily threw his debit card: "Four hundred million dollars! Why don't you kill you?"
"That's good. Bai Lu put it away.
When he applied for a bank card yesterday, Bai Lu used his own and Shasha's passports to apply for a total of two cards, yesterday he used Shasha's card, and today he used his own card.
At this time, Yang Ling was really busy, busy translating and writing the loan agreement. Bai Lu can talk nonsense, but she doesn't dare, and after adding some treaty content, she showed it to Liv. Liv nodded, and showed it to Bai Lu again.
Bai Luyu glanced at it: "Sign it." ”
Liv sighed, "Forty million, don't you act like forty dollars, okay? Why do you have to pretend that you don't care?"
"Am I pretending?" Bai Lu thought for a while and said with a smile: "I'm embarrassed to say you yesterday, since you're hitting me, I'm going to hit you too, big beauty, tell me the truth, how poor are you?"
"Who said I was poor?" Liv disagreed.
Bai Lu said with a smile: "Yesterday I gave me five thousand five, you asked the company to borrow four thousand, and you paid one thousand and five, but in fact, this thousand and five also includes the company's dividends, after deducting the dividends of ten or twenty years, the rest is your money, you are not poor?"
"You! Give money. Liv asked Yang Ling to print the documents, in triplicate, intending to do notarization, and by the way, she wanted to take the ID card of the white road.
Bai Lu took out his ID card and sighed: "It's to borrow money, not to give, let's go, go to the bank." ”
"What are you going to the bank for?"
"I don't know how to trade online, so where can I go if I don't go to the bank?"
"You!" Liv was a little depressed.
Bai Lu said: "What are you, I will help you keep the position of the boss, you should thank me." ”
Waiting for Yang Ling to get back the loan agreement, Bai Lu didn't look at it, and signed it directly, and after Liv also signed it, he took a copy of the agreement and put it in his school bag: "Go to the bank." ”
Liv asked, "Don't need notarization?" For today, she specially prepared several lawyers, but she didn't expect to use any of them.
"With this agreement, if you dare to take the diamonds, I will dare to sue you and arrest you and put you in prison. ”
The whole document, although Bai Lu said it simply, Yang Ling did it very carefully, copying Liv's identity certificate, the proof of the collateral, and the identity certificate of Bai Lu. Together, they are more than a dozen pages, packed in transparent document A.
Seeing that he didn't care so much, Liv said, "Protect it well, if you lose it, I won't verify it." ”
Bai Lu didn't care at all, pushed Sha Sha downstairs and found the bank to transfer money to Liv.
Liv was always nervous, and only after seeing the forty million dollars into the company's account did she let out a long sigh of relief: "Thank you." ”
"No thanks, we're making a deal, in the afternoon, you'd better be busy, sell all my stock, and I'm very depressed to take it on." ”
Liv smiled and said, "Don't be depressed, it's a big deal, our company has eaten it all, and before you return home, you must deal with it cleanly." ”
Insurance companies have investment departments that specialize in things like stocks, funds, futures, etc. The stocks and bonds owned by Bai Lu are high-performance stocks, and if you can eat them, at least you won't lose money.
Bai Lu was a little depressed: "Why didn't you say it earlier?"
Liv said: "If you don't solve my problem, you will eat your stock, and in the end it will be a failure, why should you say it earlier?"
Bai Lu was too lazy to bother with her, pushed Shasha to the elevator, and asked by the way: "What do you want to eat?"
Liv went downstairs together and interjected, "I'll invite you to dinner, but you can't go to a restaurant like yesterday, a good restaurant needs to be reserved." ”
Bai Lu refused: "Forget it, you still have to help me sell stocks." ”
"Okay. The group went to the bank first, and after the transfer, Liv thanked Bai Lu first, and then returned to the company with Yang Ling and continued to sell stocks.
Bai Lu's current worth is 415 million US dollars, but he is not very happy with this money, he just pushes his wheelchair on the busy streets, and he feels a little emotional, it is becoming more and more unreal, and his life is becoming more and more like a story, which is too ridiculous.
As he was walking, he suddenly remembered Brother Hua's two bank cards, and a faint evil smile immediately appeared on his face, since it is, let me pull it again.
Tui Sha Sha went all the way south, looking at both sides of the street while walking, and finally found an ATM in a remote street, pushed Sha Sha over, took out Hua Ge's small bag, and turned out his bank card and driver's license, this guy plans to use the blind cat's ability to kill the mouse to crack the bank card password.
It turns out that this day is particularly. Without knowing the password, I only tried three times, and I easily unlocked the passwords of the two cards, just like a myth.
The password of the first card is six ones, and there are more than 200 million dollars inside. After trying to fail to use the password of the second card, he took out the author's driver's license and directly entered the last six digits, so he cracked the password again, and it was more than 600 million US dollars.
Bai Lu can't believe it, I'm going, I'm too rich. The ancients were honest and did not deceive me, if you want to get rich, robbery is definitely the way.
In this way, Bailu's family property has increased in value again, and it has reached 1.3 billion US dollars.
At this time, Zhao Ping called: "Do you know the way? Brother Hua is dead, I heard that many people have died." ”
"It's good to be dead, we don't have to hide. ”
"En......" Zhao Ping hesitated and asked, "Did you do it?" He had seen Bai Lu's force and thought it was very possible.
Bai Lu didn't admit it, and seriously told a lie: "Are you kidding? They are the underworld, there are all kinds of airplanes and cannons, I just have a pair of fists, how can I fight?"
"It's true, I just contacted the tour guide, and I will meet at the airport the day after tomorrow, and when the time comes, I will look for you, and I must not turn off the phone. ”
Hearing the tone of voice, knowing that Zhao Ping had nothing to do, Bai Lu said hello, said a few words of greeting, and hung up the phone. (To be continued......)