Chapter 615: The bank is a little weird
Yanyun Bank is a powerful joint-stock bank, and the person in charge of credit is a female manager named Li Yan, who is about 30 years old, with outstanding appearance and a mature woman's charm everywhere. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć ļ½ļ½ļ½ļ½
Yesterday, I got a call from the county magistrate of Yanyun, saying that Ruoling Group might come to think of a loan tomorrow, and asked her to help as much as possible.
When she saw three women walking into the office, and two of them were young and beautiful, much better than herself, Li Yan was slightly dissatisfied.
This Li Yan is born with no good impression of women. Uh, no, it's not natural, but she was forcibly affectionate by a man when she was a teenager in her second year of junior high school, and since then, she has fully felt that men can bring her happiness, while women will only babble in their ears, and even grab men with themselves.
Sure enough, in high school, she had three boyfriends who went to bed, but in the end they were snatched by other women. Therefore, after entering society, I instinctively dislike beautiful women.
"Manager Li, we belong to Ruoling Group, this is our President Qin, County Magistrate Zhu has said hello to you, we want to use the auctioned land as collateral and apply for a loan!" Jiang Xinfei directly stated the purpose.
For a county bank, there should be no problem with the greeting of the county magistrate and the land as collateral.
"Okay, since it was County Magistrate Zhu who said hello, it's easy to say anything, how much land do you have, how much do you want to borrow, please fill out this form, we will conduct a preliminary review, and then we will send someone to inspect it to see how much your collateral is worth?" Although she is not very interested in beautiful women, Li Yan, as an executive of a private bank, is quite serious and responsible for her work. It will not be like some banks to talk about rebates first.
Jiang Xinfei filled out the form, and then provided some other information, in terms of the loan amount, Qin Ruoling's decision was to borrow 200 million first.
Li Yan put the form away and said lukewarmly: "Okay, we will send someone over tomorrow, you just wait in the company!"
The group was very happy when they went back, the service of Yanyun Bank was good, and the procedures were simple.
The next day, the weather was very good, I got up early in the morning, thinking that people from Yanyun Bank would come, and several people were in a good mood, so they had breakfast early and went to the headquarters of Ruoling Group to wait.
Although it is under renovation here, I can't come and sleep yet. But Chen Linjun asked the decorator to simply decorate a room first, which can be regarded as everyone's office, and simple things can be handled in it without going to the hotel.
It's just that the sun is getting higher and higher, and it's about to reach the top of the head.
But the people from Yanyun Bank never came, and Qin Ruoling looked at his watch several times.
"Demon Queen, you go to Yanyun Bank to take a look, didn't that Li Yan say that he would send someone here, why hasn't he come!" Qin Ruoling frowned, and had a bad premonition, could this matter have been extraneous.
Just as the enchantress answered and wanted to leave, Qin Ruoling's phone rang.
The call was made by Li Yan, and her voice on the phone was very calm: "Mr. Qin, I'm sorry, I reported your loan application, but the boss didn't approve it, so I can't lend you money."
Well, that's really changing so fast.
"Why, we didn't provide the information as requested, and we have collateral, the value of a piece of land is more than 300 million, how can we borrow one billion and not be able to borrow?" Qin Ruoling's brows furrowed, obviously dissatisfied.
"Mr. Qin!" Li Yan's voice was calm and unbelievable: "We don't guess the boss's thoughts, and we can't guess if we guess, in short, the boss will come over, but it won't work, I'm sorry, I'll cooperate next time!"
Li Yan hung up the phone after speaking.
How can this be reasonable, dare to hang up the customer's phone. Isn't there a terms of service that stipulate that you must wait for the customer to hang up before you can hang up?
Fortunately, Qin Ruoling is also a dignified and beautiful woman, she did not scold, but spread her hands: "Li Yan said that their boss did not agree to the loan!"
Ah, a few people looked at each other.
However, since they are joint-stock banks, it is also their right not to lend you money.
Jiang Xinfei said: "Then let's go to the four major state-owned banks, let's go to Peng's Bank, usually our biggest business dealings!"
It makes sense, it was because County Magistrate Zhu said hello before, and Yanyun Bank is the largest bank in Yanyun County, since they don't want to borrow, of course they have to find other banks.
Peng's Bank is one of the four state-owned banks in China.
There are four major banks in Huaxia, the four major state-owned banks of Yan, Huang, Kong and Peng. The naming is somewhat unique, probably to commemorate the ancestor of Yan Huang and other celebrities.
However, when Qin Ruoling rushed to Peng's Bank with Jiang Xinfei and the three of them, the credit manager said with a smile on his face: "I'm sorry, your land can't be loaned for the time being, because there are no buildings yet, and that land is still in the suburbs, and the houses in the suburbs can, but the land can't be loaned!"
Wow, that's okay?
Qin Ruoling personally found the president of the Yanyun branch of Peng's Bank, but what the president said was the same, saying that there were already regulations above, and the land outside Yanyun County could not be mortgaged at present, and it could only be after there were buildings on it.
At the same time, the president also expressed his gratitude to Ruoling Group for its friendly cooperation with Peng's Bank in Jinnan.
There is no master here, only a place to stay, Qin Ruoling confidently took his two men to the next state-owned bank. I don't believe that with the reputation of Ruoling Group, I can't borrow money.
However, when he ran all the four major banks, and finally dragged his heavy legs out of Kong's Bank, Qin Ruoling's face was frosty. There really wasn't a bank to lend them money, and the reasons were surprisingly consistent, and they also came up with documents to support them, to show that they were doing business, not doing things according to their own likes and dislikes.
After Chen Linjun heard Qin Ruoling and them come back to tell him, he was furious and immediately took Mo Lengqing to Yanyun Bank.
Qin Ruoling was afraid that he would do something big impulsively, so he hurriedly called him again, "If you can't borrow money, you can't find a way, but you must not be impulsive, because as long as you take a penny from the bank, it is a bank robbery, which is a big crime." ā
Chen Linjun sneered a few times, I thought too impulsively, I am the eldest brother, and there are hundreds of people under me, so of course I have to be thoughtful about the problem.
Chen Linjun directly found where Li Yan lived, because she didn't go to work today.
Seeing Chen Linjun, Li Yan's originally gloomy face suddenly became sunny, and she took the initiative to greet her: "Handsome guy, what are you looking for me?"