President Zhu of ICBC finally met Feng Yu today, and as soon as he met, he quickly asked, is Taihua planning to change the company's account bank?

Feng Yu explained that because the company has some investment, it has transferred some money to other banks, but the company's account is still ICBC's, which will not be changed.

This sentence reassured President Zhu's heart, he is now at a critical stage, and the Taihua Company has so many rubles, US dollars and Hong Kong dollars every month, which is a big political achievement for him.

It's just that this performance alone is not enough, and now the state is cutting interest rates in order to stimulate people's consumption, so the main assessment index of banks has changed from absorbing savings to lending.

In terms of absorbing savings, President Zhu is definitely far ahead, the first branch in the province, unsurpassed, but in terms of lending, President Zhu is not doing very well, ranking in the middle and bottom of the province's branches, which is a great obstacle to his desire to be promoted, especially to the position of vice president of the provincial bank.

President Zhu originally thought that Feng Yu was talking to him about withdrawing money, but after Feng Yu finished talking about it, he actually began to inquire about the loan procedures.

There's no way, where does Feng Yu remember what procedures are required for loans at this time, but it must be more cumbersome than in later generations.

President Zhu's eyes lit up, Taihua Company wants a loan? That's great, I'll lend you as much as you want, as long as I can call the shots!

Governor Zhu even hoped that Feng Yu would be able to borrow an astronomical amount, anyway, as long as the income of Taihua Company and the Machinery Company was used as collateral, he was not afraid that he would not be able to pay it.

Feng Yu saw that President Zhu was so enthusiastic when he heard about the loan, and after thinking about it, he understood. Now that the state encourages loans and consumption, the Municipal Industrial and Commercial Bank must have taken on a lot of tasks, right?

Feng Yuzheng hopes to take out more loans, all this money will be invested in the stock market, how much can he do in two years.

"President Zhu, in fact, with our company's financial situation, it is said that there is no need for a loan. It's just that the company has a big business recently, so it plans to borrow a little short-term, how to calculate the interest rate of this loan? How long is the repayment period? How to return the law? ”

President Zhu enthusiastically introduced to Feng Yu that the loan interest rate must be the lowest, guaranteeing the city, no, guaranteeing that there is no lower interest rate than this in the province. How about a repayment period of three years, only the interest will be repaid in the first two years, and the principal and interest will be paid off together in the third year, so there is no pressure on you, right?

Feng Yu was secretly happy in his heart, this was exactly what he thought. Although humidifier profits are still being generated, and machinery companies also pay dividends every quarter, Feng Yu does not plan to repay the loan in advance, three years is just right, and the stock should be thrown out at that time, and the funds have already been withdrawn.

"President Zhu, how much money are you going to lend to my company?"

"If you use the shares of the machinery company as collateral, you can lend you 1,200 RMB, and if you use the assets and income of Taihua Company as collateral, you can lend you 10 million RMB. Wind and rain logistics can borrow 2 million, and the pig farm you mentioned can borrow 500,000. "Governor Zhu is shouting in his heart, all mortgage us, mortgage us for loans!

"Governor Zhu, isn't it right, the market value of the machinery company's shares is now about 12 million, and it is reasonable for you to lend us this amount. But how can Taihua be worth 10 million? Taihua Company has the trademark of the wind and rain brand, as well as the trade with the Soviet Union, and the turnover is millions of rubles every month, how can it give such a loan? ”

President Zhu's eyes widened, Feng Yu actually wanted to take out more loans? Great, you think less, no problem, how much do you want to borrow?

"Mr. Feng, how much do you think is appropriate?"

"The shares of the machinery company and all the assets and earnings of Taihua company are used as collateral, I hope to lend 40 million RMB, as for wind and rain logistics, I think I should be able to borrow 4 million RMB, but we have 80 gas cars, is one not worth 50,000 yuan?"

Well, although it is true that he did not have 50,000 yuan to buy a car, this car is worth the price now!

Before President Zhu could say anything, Li Shiqiang looked at Feng Yu with wide eyes. What the hell, you asked me to borrow four million? This...... Isn't that too risky? A year's interest is not a small amount!

Li Shiqiang felt that it was enough to buy this stock with all his own money, and Feng Yu actually had to take out a loan. If you take out a loan, you can take out a loan, and you have to pull me. Okay, I promised to take out a little bit of a loan, but you didn't tell me to borrow so much. If not, won't this logistics company go to the bank?

Feng Yu quietly patted his brother-in-law's leg to calm him down. I said to open a hospital for my sister, you have to say that you come, I said that you want to expand wildly, you are tied, with the current development speed of this logistics company, if you want to open a decent hospital, three or five years may not be enough.

Investing in stocks is different, in two years, several times the profit, Li Shiqiang's net worth will skyrocket to tens of millions, let alone invest in one hospital, even if you invest in a few, it's no problem!

President Zhu's voice trembled and asked, "How much do you say you want to borrow?" Million? ”

"It's forty-four million."

Governor Zhu was short of breath, hahaha, it's done, it's done, it's time for Lao Tzu to be promoted. This year's task was originally 15 million short, with these 44 million, it was overfulfilled, and it was definitely the first in the province.

"I'll figure this out, 44 million, no problem!" Even if there are some violations, President Zhu plans to go to the leaders in person, and he must lend money to Taihua Company, not to mention Bingcheng, even if the task of the whole province can be completed in advance, I don't believe that the leaders are not moved!

Feng Yu saw that Governor Zhu was so easy to speak, and continued: "I still have an antique, the Ming Xuande furnace, a real treasure, and there are few in the world. A wealthy businessman in Xiangjiang plans to spend 8 million to buy, and I don't want more, use this treasure as collateral and borrow 6 million, a total of 50 million! ”

Tut~~~

President Zhu couldn't help smacking his tongue, and his eyebrows were twisted into Sichuan characters. Antique loans, there is no precedent in the province.

It is said that all valuable items can be mortgaged, but the price of this antique cannot be assessed. Feng Yu said that someone bought it for 8 million, but it was possible that 800,000 could not be sold.

"Mr. Feng, antiques are not easy to get. Without specific metrics, it's hard to operate. President Zhu said with a sad face.

Feng Yu looked at President Zhu: "Is it difficult?" It doesn't matter, then let's go to CCB for a loan, Director Liu of the credit department of CCB Provincial Bank has a good relationship with my father, I think I can still borrow 50 million yuan with so many assets as collateral. ”

When President Zhu saw Feng Yu standing up, he hurriedly grabbed Feng Yu's hand: "Mr. Feng, Mr. Feng, wait a minute, wait a minute, we have been working together for so long, don't you still believe me?" I'll make a call, make a call. ”

For the sake of merit, for promotion, fight!

When President Zhu went out, Li Shiqiang couldn't help but ask, "Xiaoyu, why do you want to borrow so much money?" What if it doesn't pay off? ”

Feng Yu looked at Li Shiqiang confidently: "Brother-in-law, don't worry, this money will definitely be repaid." Speaking of overseas sales of humidifiers alone, do you know how much profit it can bring to Taihua this year? Ten million, dollars! There will be more next year and the year after that, so you definitely don't have to worry about not being able to do this. We're going to take the lead now, sweep the stock market, wait until the end of the year, maybe not the end of the year, and by October, you can see that we're starting to make money! ”

Feng Yu and they can sweep the stock markets of the two cities, and they will definitely be able to drive the take-off of the stock market in advance and pull the market!

What else did Li Shiqiang want to say, President Zhu came back, and said to Feng Yu excitedly: "50 million, our Municipal Industrial and Commercial Bank and the Provincial Industrial and Commercial Bank will jointly lend to you!" "~~ When I look at the stocks today, all of them are down, and the fourth is crazy!! Alas, I want to go to! Thank you for the Ghost Martial Emperor, I think I'm fine, Snake ~ for the reward, thank you, the fourth child is a little comforted.