Kirilenko helped Feng Yu with a bank loan in Ukraine, and no matter what, he couldn't get around Brother Ko. It's just that Feng Yu can see from Brother Ke's attitude that Brother Ke is not very happy with Feng Yu's choice, but he doesn't show obvious disgust, it should be that Kirilenko has talked to Brother Ke.

Feng Yu thought that when he met with the president of the Bank of Ukraine, he must be in the bank, but Brother Ke's energy was so amazing that the president of the Bank of Ukraine actually came to Brother Ke's house.

"Feng, let me introduce to you, this is Mr. Kovsky, the president of the Ukrainian branch of our Soviet Bank, Mr. Kovsky, this is Feng from Huaxia, and he is my good friend in Huaxia."

"Hello, Mr. Feng." For Feng Yu's youth, Kowsky was not too surprised. He has seen too much of the second generation of the Soviet Union, thinking that Feng Yu must also be the second generation of X in Huaxia, otherwise how could they become friends?

"Hello, Mr. Kowski. I've often heard them talk about you, but I only met you for the first time today. ”

Feng Yu's Chinese-style greetings did not work, and Kovsky asked straight to the point: "I heard that Mr. Feng plans to borrow a sum of money in our Ukrainian bank, I don't know how much you plan to borrow, what collateral to use, or who will guarantee you?" ”

To put it simply, loans are divided into mortgage loans and secured loans, and the others are all violations. Of course, banks are not without illegal lending, such as Citibank in Xiangjiang, which had a loan of one billion Hong Kong dollars to Li Chaoren in his previous life, and the mortgage assets were not even 100 million, and there was no guarantor.

However, Citibank still took out a loan, and there was no worry that the other party would not be able to repay the loan. Just because this father is Li Chaoren, they don't believe that Li Chaoren will watch his eldest son be imprisoned for a mere one billion Hong Kong dollars. Even if the bank can't win, Li Chaoren can't afford to lose that person.

Since everyone else can be at Citibank, Feng Yu believes that at this time, the Soviet Union will be even more fine.

"Mr. Kovsky, I would like to borrow 100 million rubles."

Kowsky glanced at Feng Yu in surprise, and then looked at Brother Ke. He came this time. It's just to give Brother Ke a face, he originally thought that Brother Ke's friend would just take out a loan of several million rubles. He never expected that this Chinese man would want to borrow so much money!

100 million rubles, what is he going to do? If it weren't for Brother Ke's house, he would have wanted to turn around and leave just now, do you know how much a hundred million rubles is!

"What do you use as collateral?" Kowsky asked, frowning.

Feng Yu took out some Wen Jiàn that had been prepared a long time ago. Of course, these texts are all copies, and the originals have long been mortgaged to ICBC in Bingcheng.

Of course, Kovsky can understand the information in Russian, but the asset proof in Chinese, he can't understand these at all, but he just sees the figures calculated above, which are worth a total of 1.8 billion.

Hey, this person has so much money, so he will take out a loan of 100 million. Definitely not a problem.

Wait a minute, this is Huaxia's Wen jiàn, the asset value above, shouldn't it be measured by Huaxia's RMB?

If it is only 1.80 million RMB, then it is only 30 million rubles, which is too far from 100 million!

Generally, the mortgage loan amount of the bank should be lower than the value of the collateral asset, because the risk of possible depreciation of the collateral asset should be considered.

With assets of more than 30 million rubles, he can give a loan of 30 million rubles. Even if it's the highest, you still want to borrow 100 million?

"How many rubles is the total value of your assets?"

"According to the exchange rate at this time, more than 30 million." Feng Yu replied seriously.

Kowsky stood up directly: "I think you are looking for the wrong person." With more than 30 million assets, without other guarantors, I can't give you a loan of 100 million rubles! ”

Although Brother Ko's face is big, it is not big enough to be worth 70 million rubles. What's more, Brother Ke didn't mean to guarantee at all.

There is no guarantor, only such a small asset. He would never lend so much to this Chinese man!

"Mr. Kowsky, don't be in a hurry. Look at this article, the number written on it is more than 1.8 billion, as long as the censors relax a little, won't it be clear? Kirilenko said slowly.

"What do you mean?" Kowsky said angrily.

Kirilenko stretched out a slap: "Mr. Kovsky, you raise your noble hand in this matter, I can make the decision for Feng, and let him give you 500,000 rubles to deposit in your overseas bank account." 500,000 rubles, how much is your salary for a year? ”

Although Kovsky is the head of the Ukrainian branch, his annual salary is only a little more than 10,000 rubles, and 500,000 rubles, but his salary for forty or fifty years is the sum of his salary.

Seeing that Kovsky hesitated, Kirilenko continued: "And I can find someone to vouch for him, and I can also guarantee that he will definitely repay the loan on time and will never default, Mr. Kovsky can't even trust me and Brother Kowsky?" ”

"500,000 rubles is too little, and you have borrowed at least 70 million rubles more to divide me so much? I want seven million rubles! ”

When Kovsky came, he thought that there must be a problem with the other party's loan, otherwise why invite him over and go directly to the bank? But he didn't expect that the other party wanted to borrow so much in violation of the law, he felt that the risk was too great, and he needed a sum of money to make himself feel at ease.

Feng Yu didn't say a word, and Kirilenko continued: "Mr. Kovsky, seven million rubles, don't you think it's too much? We're not just going to take care of you, a million rubles, and with this money, you'll have enough food and clothing. ”

Feng Yu thought to himself, if he exchanged one million rubles for dollars and saved them, he might be able to worry about food and clothing, but if he saved in rubles, he would definitely be spent in two years!

"At least five million."

"Just a million, you have a risk, we also have a risk, I think what has been paid to you is enough, people can't be too greedy. But if you can still promise me one condition, I can call the shots and raise the price a bit. Kirilenko held up a finger.

"On what terms?"

"My friend Feng wants to take out a loan for eight years, and the interest is at the end of the eighth year, and it will be paid off in full along with the principal."

"What do you mean, you don't even want to pay the interest until the eighth year? That's impossible! "With such a large amount of loans, the interest is not repaid first, and he is also very stressed.

"The interest can be one point higher than the standard, and it can give you two million rubles, you hear clearly, it's two million rubles, the loan is down, and it will be credited to your account immediately!"

"That's not going to work, it's not going to be in order."

"Three million rubles, that's the highest price I can give, you know, the USSR didn't have just one Ukrainian branch." Kirilenko continued to attack.

Kowsky's hand shaking as he held his cigar trembled, and he hesitated. With three million rubles, his wife and children can have a better life, and this qiē, as long as he is still the president of the Ukrainian branch, will not be discovered, and even he can be planted on the heads of others, his risk is actually controllable.

Feng Yu waited patiently, he believed in Brother Ji, giving gifts in the Soviet Union, Brother Ji was obviously more familiar with the "price" than him!

Kowsky pressed the cigar out in the ashtray and sat up straight: "Eight years will not work, I can promise you six years at most." ”

Kirilenko looked at Feng Yu, and Feng Yu nodded.

"Okay, six years is six years, but the loan must come down within a month!" Kirilenko said.

"You can find a suitable guarantor, I guarantee that after the formalities are completed, the loan will be released within a week!"

Feng Yu clenched his fists, and was very excited in his heart, the first loan seemed to be done! (To be continued.) )

PS: Thank you for the reward of the shallow memories, and thank you for the monthly pass. The fourth child's father passed by the ice city in the afternoon to go back to his hometown, and the fourth child originally planned to go back with him, but because of the troubles during the Chinese New Year, he decided to postpone the time to go home and write more to ensure that he would continue to change during the New Year. The fourth is fighting, and everyone should not give up the fourth