Chapter 159: Refinancing (Seeking Revenue and Pushing)

Feng Yu knew that he lied about the news he got from the leaders above, which gave Fu Guangzheng a great shock. He only hoped that Fu Guangzheng could persuade his family to agree to lend him money, and at the last time, he would help him contact the bank in Xiangjiang for a loan.

Fu Guangzheng, including the Fu family, has always thought that Feng Yu has a great background, on the surface, his parents are farming, but secretly he may have some big background!

If it weren't for the background, how could Feng Yu know about these news? Why did Feng Yu trade with the Soviet Union, and why did he go to the military every time? Especially Feng Yu's initial fortune is said to have relied on treasury bills, without the above news, he dares to gamble on treasury bills with all his net worth?

Maybe Feng Yu has some kind of third grandfather, second grandfather or something, that is, someone from the central government, at least he can get in touch with the policies of the central government, so that Feng Yu can make a lot of money every time he invests, and it will be smooth sailing all the way. The news that Feng Yu said this time must have been sued by the person behind Feng Yu.

In this way, there will be a listed company in the mainland?

Fu Guangzheng called his father and told his father the news of Feng Yu, and said that Feng Yu wanted to borrow a sum of money from the Fu family, with an annual interest of 10%, for three years.

When Fu Rongjin asked, Feng Yu actually wanted to invest in mainland stocks, regardless of any stock, and he also felt a little child's play. Even if the mainland stock market has a rising trend, it won't make money from every stock, right? There are certainly not many stocks listed in the first place, do so many people in the mainland dare to buy stocks?

Fu Rongjin contacted his family and said that Fu Guangzheng had returned the news, that the yen was going to rise, that the real estate in the island country was going to collapse, that the mainland might open a stock exchange, and that there would be a listed company.

Fu Rongqi, the boss of the Fu family, is a master of financial investment, and their company has studied that the United States has intervened in the economy of the island country, and the rise of the yen is really in line with the interests of the United States.

He was still waiting, but after listening to Fu Rongjin's words, he also felt that the yen was likely to continue to rise. Although the mainland's economy has just picked up, its development momentum is very strong, and with the entire country's think tank as the basis for decision-making, it is certainly more reliable than his information.

But Fu Rong District, the second eldest of the Fu family, doesn't see it that way, and the real estate of the island country is going to collapse? How is this possible? Now the world's largest economy is not a country of rice at all, but an island country. The island country has a booming stock market and thriving technology. Besides, there are so many Mi people and Europeans who are also investing in real estate in the island country, how can it collapse?

Although the price of real estate has fallen a little now, this is a normal phenomenon in the market, and at the end of the year, it will definitely rise, and it will be more profitable to sell at that time.

The third Fu Rongbing was silent, some time ago the fourth and the boss partnered to open a company, selling a new type of humidifier, making a lot of money in Europe and the United States, and the second child's real estate investment in the island country also rose, and the company had no development during his time.

This time, the fourth child said that the boss in the mainland had good news about investment, so he followed to listen to it, but as soon as he heard that it was investing in the mainland stock market, he immediately lost interest. The mainland is so backward, how can it be possible to have a stock exchange in the short term to allow companies to go public?

As for borrowing money or guaranteeing, he would not agree. I didn't have my share in making money last time, so you thought of me when you borrowed money to guarantee it? No way!

"Big guy, do you think the news is credible?"

"I believe that starting tomorrow, I will do more yen futures, and the faster it rises, the more I earn!"

"Big guy, don't forget that the yen has risen so much, do you still believe that it can rise?" Fu Rongqu sneered.

What kind of news from the upper echelons of the mainland can be compared to Xiangjiang in the kind of information closed place in the mainland?

"Second, third, this humidifier sales company, you two want to buy shares, right? Each person will take out 50 million Hong Kong dollars, and I will sell some shares to you. ”

Fu Rongqu and Fu Rongbing's eyes lit up at the same time, the boss was willing to sell shares to them? On the one hand, it can be said that the boss takes care of their two younger brothers, and on the other hand, it may be that the boss wants to invest more money in foreign exchange futures and speculate on the yen!

Where did Fu Rongqu have 50 million Hong Kong dollars in cash, but thinking about the profits of this sales company, he decided to sell the real estate in the island country first, even if he lost a little.

Fu Rongbing also decided to squeeze out some cash and invest in this sales company, which is definitely more profitable than the industries in his hands.

"Fourth, how much does that Mr. Feng have to borrow?"

Fu Rongjin suddenly said: "No need big guy, Mr. Feng's loan, I'll guarantee him." ”

The boss has always had a stronger investment vision than the three brothers, and the boss wants to lend money to Feng Yu, so it is better to let him occupy this favor, or let Fu Guangzheng occupy it.

After the return of Xiangjiang, he will be able to take the lead in the huge market of the mainland, and his assets may not surpass the big guys.

Fu Rongqi looked at the fourth child deeply and nodded: "Then follow your ideas, this Mr. Feng is not simple." ”

……

"Did you help me contact Citibank and HSBC in Hong Kong?"

Feng Yu was overjoyed, and Fu Guangzheng finally agreed to help him guarantee the loan. Feng Yu didn't have anything valuable in his hands, the stock itself was something of value and could be mortgaged.

He used the company's assets as collateral, used the loan to buy stocks, and then used the stock as collateral, just like the real estate companies of later generations often did to repeat the loans.

Take out a loan to buy a land, and then mortgage the land to another bank for a loan to build, and then use this half of the building mortgage to complete the building, and the real estate company takes out only one-tenth of the entire investment, and the rest is all bank loans.

Later, this kind of duplicate lending was stopped and defined as illegal lending, and with this situation, the company's reputation was tarnished, and it would be very difficult to borrow money in the future.

Moreover, Feng Yu's loan was in the name of investment and trade, and he invested in stocks, which was suspected of embezzlement. If the people don't raise it, the officials won't be held accountable, but if Feng Yu continues to take loans from mainland banks, the matter will not be able to hold on. If you get out of the game, you may be in jail.

However, the bank loan from Xiangjiang is different, the mainland bank cannot find it, the bank in Xiangjiang only accepts the collateral, and with Fu Rongjin as the guarantor, it will definitely be able to easily lend a lot of money, and it is very safe.

The most important thing is that the money you can get in this way is far more than the money you borrowed from the Fu family!

"How about it, Mr. Feng, are you satisfied with this?" Fu Guangzheng smiled heartily.

"I wonder how much the two banks can lend me in total?"

"How many shares do you have?"

Feng Yu stretched out his hand and gestured: "100 million RMB!" ”

"How much? One hundred million! Fu Guangzheng was taken aback, he knew that Feng Yu had invested a lot, but he didn't expect it to be so big. 100 million, doesn't his company need liquidity?

If it weren't for the long time of cooperation with those suppliers, the payment could be postponed for a month, Feng Yu would not dare to do this, and the line of trade with the Soviet Union must not be broken, this is the link between him and his brother.

As for the Soviet equipment and technology purchased, Feng Yu took a deposit and called Brother Ji, and when those buyers came to pick up the goods with checks, he just paid the balance to Brother Ji, in fact, he didn't spend much money.

Feng Yu this time, but he was desperate!

"100 million, okay, you have so many stocks, plus my father guarantees you, it's absolutely no problem to lend more than 100 million RMB!"