Lin Hongfei found that he underestimated the fanaticism of people in this era for the car, a modern means of transportation that shows their identity, under the catalysis of the market economy, Lin Hongfei felt that many people had gone crazy, just like now, Comrade Lao Bai dared to shout at Lin Hongfei arrogantly, "Brother, this time you have to give me 10 cars, you can't get 10 cars, Director Sun can pick my skin." ”

"10 cars? Either you're crazy or I'm crazy," Lin Hongfei scoffed at President Bai's words, and opened his desk drawer extremely heroically, and took out a large handful of strips from it without looking, "See, these are all required to be taken care of by me, and at least one of them will have three...... Don't tell me that your banking system is better than others, you give cash, and these guys give cash, it's the end of the year, you know. ”

Of course, President Bai understood what was going on, didn't the banking system he was in just want to find an excuse to spend money, Comrade Bai couldn't help but be speechless, and then he was a little annoyed and angry, "Hongfei, is the relationship between our brothers comparable to them?" I told you last time Director Sun was there, at the end of the year, you will leave us 10 cars to pay benefits to the various banks below, at that time, you patted your chest and promised your brother, you can't let your brother go back so disgraced, right? ”

"Uh......" Lin Hongfei was speechless, Lao Bai's words reminded him, the last time ICBC wanted to shoehorn in a loan of more than ten or two billion yuan, he said this, think about it carefully, it seems that he did agree at that time, although Lin Hongfei is a bit of a jerk. But that's good, as long as he says it, he admits it. Since he really promised, then these 10 cars will be given, even if they are squeezed out of his teeth, he nodded stupidly, "Okay, count you lucky, brother, I will talk about it." Let the guys from your bank drive tomorrow. ”

"That's right!" With Lin Hongfei's words, Comrade Lao Bai immediately smiled happily and didn't even think about it. Without hesitation, he threw the brand-new leather men's bag he brought with him to Lin Hongfei, and waved his hand extremely heroically, holding a domineering side leak, "Here you go." There are 20 places to go abroad. Sponsored by ICBC, at the beginning of next year, our ICBC provincial branch has a plan to go to Europe for inspection, and then your people can follow, you don't have to worry about the money, and our ICBC will cover all the expenses. ”

Depend on! Lin Hongfei can be regarded as a person who is not short of money, but when he heard Comrade Lao Bai's super domineering words, he was still taken aback, "Lao Bai." You're a big spender. ”

"It has nothing to do with me, this is given by Director Sun. I heard that a certain boss from our head office personally approved it, otherwise do you think that 20 places abroad can be given to them? Comrade Lao Bai lazily leaned back on the luxurious leather sofa in Lin Hongfei's office, and continued, "You don't have to think about anything, anyway, our banking system has nothing else, only money remains...... Director Sun said, as long as you can get more loans from our ICBC, there is no problem in giving you a few more places. ”

Speaking of which, the money of the bank is the money of the state, but on the other hand, the money of the state is not allowed to be handed over to the bank to operate? It is not wrong to say that the country's money is the bank's money, but he is more interested in another thing than the bank spending the country's money to give favors, "Isn't the state now a strong contraction of the monetary base to control investment, and the high interest rate on loans is scary, do you want to lend me more?" Are you afraid of my blood? ”

"Brother, what is our relationship, who can pit you in my old white pit?" When Lin Hongfei said this, Comrade Lao Bai immediately hit the sky and shouted, "With such a large sum of money, I can't be the master, but Director Sun said it himself, if you can agree to borrow an extra 1 billion yuan from our ICBC, he can give you an annual interest rate of 10%. ”

In the past two years, the economy has been overheated, and the central government has tried desperately to cool down the economy with a fever of 42 degrees, and the annual interest rate on deposits has reached 12% that can scare people to death, and it is said that it is still not possible, and the central bank is brewing the introduction of a new deposit and loan interest rate, and the new deposit interest rate can reach nearly 14%...... There is also a subsidy for inflation.

For large projects such as automobile manufacturing plants, the repayment period is extremely long, and the minimum loan period is usually more than 5 years, so you can imagine how favorable the loan interest rate of 10% is.

Lin Hongfei knew that the inflation in the past two years was terrible, and now he has borrowed 100 million from the bank, and when he repays the loan in five years, he may not even have the purchasing power of 80 million, but he is obviously not satisfied with this result, his eyes widened, and he was very angry, "Lao Bai, you guy is too uninteresting, right?" 10% interest rate on loans? You're embarrassed to say it...... Believe it or not, if you don't give me a five-year loan rate of 5%, I won't borrow a penny from your bank? ”

“5%？ Kill me! Comrade Lao Bai suddenly howled miserably, and the miserable feeling was like seeing Lin Hongfei give his daughter rice with his own eyes, "Do you know what the current one-year deposit interest rate is in Lu Dao?" 8.9%！ After the New Year, it immediately rose to 9.18%!; Do you know what is the current six-month bank loan interest rate of Ludao? 8.82%, it will rise immediately after the New Year, and the extent to which it will rise has not yet been discussed, you are a killer, you dare to ask for a five-year loan interest rate of 5%, you will kill me with a knife. ”

"Cut~~" Li Hongfei snorted from his nostrils with great disdain, "Lao Bai, we have been old friends for several years, are you sorry to say this to me?" The mess you said is not a project that has a significant impact on the national economy and people's livelihood for our company, believe it or not, as long as I go to the capital, there is no doubt that the loan dare not say, low-interest long-term loans are absolutely no problem, and the annual interest rate will definitely not exceed 2%! In vain, I still regard you as a friend, it's too uninteresting, it's a big deal that I'll get rid of this face today, what's there, it's just a loss of people. ”

As soon as Lin Hongfei said this, Lao Bai immediately panicked.

He was extremely sure in his heart that what Lin Hongfei said was indeed right, although the economy is now overheated, and all kinds of duplicate construction and repeated investment in various places are serious to death, last year alone, there were more than 2,000 TV production lines reported from all over the country to be put on the line, and God, the TV sets produced by these more than 2,000 TV production lines in a year are enough for the people of the whole world to replace their TV sets at home once a month.

For this, if it is not for the economy, the central bank is eager to raise the loan interest rate to 100% or even 1000% to control the economy that can burn people to death, but on the one hand, it is desperately shrinking the bank, but on the other hand, for those projects that have a significant impact on the national economy and people's livelihood, the country will provide amazing long-term low-interest loans and even interest-free loans with low interest rates. With Lin Hongfei's relationship, as long as he goes to the central government to howl and is willing to give up some benefits, not to mention low-interest long-term loans, the possibility of interest-free loans can exceed sixty percent.

"Brother, how do you say that?" Sensing a real threat, Comrade Lao Bai immediately changed to another face like a two-skin face...... In fact, the face just now is not ugly...... He said again and again, "Our ICBC will definitely spare no effort to support the development of our company, you can rest assured, I will definitely convey your meaning to the leaders after I turn around, as the most important customer of our ICBC, the bosses will definitely not let you down." ”

"That's it," Lin Hongfei nodded angrily, "No accident, at most after the fifteenth day of the first lunar month, our side should be settled, I don't want your bank to hold our company back...... Don't blame me for not saying the ugly things in front, if you really drag down the development of our company, in the future, if you ICBC wants to get a penny of business in our company, you will not even take the workers' deposits from your workers, and all the workers' passbooks will be changed to other banks. ”

Now Guqi Provincial Industrial Manufacturing Co., Ltd. pays employees no less than 6 million every month, and there are almost 80 million in a year, plus Guqi Provincial Industrial Manufacturing Co., Ltd. other funds from the Industrial and Commercial Bank of China, at least more than 1000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000 Comrade Lao Bai is sure that Lin Hongfei went up today to make this decision, and he can leave with his bag if he goes down today...... This mistake is too serious, and not daring to go is not enough to make people angry.

Comrade Lao Bai's face turned pale, and then without saying a word, he knocked his chest loudly, "Brother Lin, what you didn't say, you can leave this matter to me with confidence, I will talk about it today, as long as you give us this business to ICBC, I dare to guarantee you a maximum of 5% interest...... My authority is so big, but listen to what you mean, brother, the bosses above will definitely give a lower price. ”

"That's right!" Lin Hongfei is finally satisfied, in the next few years, he will borrow 3 billion from ICBC, and he is definitely worthy of ICBC's big customers, since Comrade Lao Bai is so cooperative, Lin Hongfei will not hesitate to hang a bigger carrot in front of Comrade Lao Bai, "Lao Bai, let me tell you, do you know that our company's five-year development plan is to reach an annual output of 300,000 cars and at least 80,000 trucks after 5 years, which can be in accordance with our company's 10-year long-term development plan. In 10 years, our company will reach the level of at least 1 million vehicles of various types per year, I say this, you should understand what you are going to do? (To be continued.) )