"Really? Those guys ......" Lao Bai laughed twice and scolded with a smile, "They said they were going to invite me to dinner, but I haven't seen the shadow of this meal yet?" Little Liuzi, did those guys say when they would come again? ”

"No, several bosses are nobles, just like Boss Bai," Xiao Liuzi replied to Lao Bai's words with low eyebrows, "Boss Bai, what are your arrangements today?" ”

What is the arrangement? Governor Bai groaned for a moment, secretly observed the expressions of Lin Hongfei and Director Sun, and looked at the two guys who seemed to be looking forward to what they could arrange, and couldn't help but grit their teeth and said, "Just fish, are there any fresh fish?" By the way, arrange a coach for my brother to practice billiards...... Young people, compared to us middle-aged people, fishing is not suitable for him. ”

said so, but when he spoke, President Bai had been paying attention to the expressions of Lin Hongfei and Director Sun, and seeing that Lin Hongfei and Director Sun had no intention of being angry, this was a sigh of relief: This kind of work is not easy to do.

……………………

As Lin Hongfei expected, the person in charge of being his coach is a beautiful woman with a hot figure, although she is wearing a standard billiards uniform, that is, trousers with a white shirt and a black vest, but the shape of the clothes is very good, and the deliberately folded and tight lines can perfectly fit the female body lines, highlighting the beauty of the body.

Lin Hongfei can clearly feel that this beauty must have received some advice in advance, and during the whole process, he kept tempting Lin Hongfei in some ways that seemed childish and ridiculous to Lin Hongfei, to be honest, Lin Hongfei did not reject beauties, but he was very disgusted that someone used beauty tricks on himself: Does he look so much like a person who can't control his crotch? This feeling of being treated like a fool. Lin Hongfei was very annoyed.

Lin Hongfei, who was very annoyed, naturally didn't care how "reluctant" this beauty was to him, and after only staying in it for less than twenty minutes, he was really unbearable, and came to the edge of the reservoir from the billiard room angrily. Directly let people drive a small boat to send themselves to the middle of the reservoir, and Governor Bai and the old king were fishing on a small boat in the center of the lake...... In Lin Hongfei's opinion, this is purely an idle egg pain, although it is not yet Sanjiu, it is also winter, and the sun is not warm, so he actually ran to the center of the lake to fish, how idle does it take to do such a thing?

Seeing Lin Hongfei, whose face was not very good, Lao Bai and Director Sun were stunned. With some embarrassment: neither of them is stupid, how can they not understand what Lin Hongfei's eyes mean?

"Hongfei, what are you ......" Lao Bai greeted him embarrassedly, a little embarrassed: Lin Hongfei's action was somewhat suspicious of slapping his face.

Fortunately, Lin Hongfei didn't mean to poke it. I found a random place to sit down. "I don't have much interest in playing every day, and I haven't come out for a long time, but I think it's good to come to this place to sit and see the vast lake."

"Mr. Lin is really an elegant person." Before Bai Xingchang could speak, Lao Sun gave Lin Hongfei a thumbs up, Lin Hongfei had already said this, if he continued to pretend to be stupid, it would be meaningless, he didn't have to make people doubt his IQ, and he glanced at Lao Bai. smiled, "By the way, I heard Lao Bai just say that Mr. Lin, you are going to make a big move recently?" ”

"It's not a big move, it's just a plan to build a few new factories." Lin Hongfei's words were quite careless, as if he was not talking about building a few factories, but just stir-frying two more dishes during dinner.

"Mr. Lin is really magnificent." Director Sun naturally knew the financial situation of Guqi Provincial Industrial Manufacturing Co., Ltd., and shook his head with a smile. "Mr. Lin, do you have any ideas for financing from the bank?"

"Huh?" Lin Hongfei frowned, and couldn't help but laugh in his heart: Is your old man finally unable to bear it now? Shook his head with a smile and said, "This kind of thing, how to say it, of course, having bank financing can reduce our pressure, but in fact, it doesn't matter, we can completely add the financing services provided by local banks to the landing terms...... I think governments and banking systems everywhere should be very interested in this. ”

Director Sun and Lao Bai glanced at each other, and a trace of helplessness flashed in their hearts at the same time: It's not just interested, if this news spreads, the threshold of local governments can definitely be broken by the local banking system! Who doesn't know the profitability of Ludao Guqi Provincial Industrial Manufacturing Co., Ltd. and Lin Hongfei's management ability.

As long as Lin Hongfei can ensure that the products he designs next will not be much worse than the Fukang car, then everyone can guarantee that one will be sold out, and as long as the product can be sold, Guqi Industrial Manufacturing Co., Ltd. will have no money? Will the bank be worried that Guqi Provincial Industrial Manufacturing Co., Ltd. will not be able to repay the bank's loan? It is true that the big guy is able to lend his bank's funds to Lin Hongfei.

"This is a good way to raise money," Director Sun was stunned for a moment, then nodded, with a look of approval, and said, "But if that's the case, the interest rate should be very high, right?" ”

It's just that Director Sun's heart is by no means as simple as he shows, if Lin Hongfei really asked the local government he invested in to guarantee him and borrow money from the local banking system, then what is the matter with the Bank of China? Although the four major state-owned banks have long been staring at Lin Hongfei's project and want to eat it all at once, if Lin Hongfei is hard, he will cut a large piece of fat into small pieces...... Nima! Can Lao Tzu's political achievements still come out?

But Lin Hongfei's next sentence made Director Sun's face freeze on the spot immediately, so that he no longer had the heart to ponder the issue of political performance, "Of course, but we have already considered this issue, the issue of interest rates, in the final analysis, is still an economic issue, and in terms of economic issues, politics still has some right to speak." ”

Lin Hongfei said vaguely, but Director Sun himself is a person in the banking system, how can he not understand what Lin Hongfei means by this? That's right, if the local government helped Guqi Provincial Industrial Manufacturing Co., Ltd. to coordinate the local loan of Guqi Provincial Industrial Manufacturing Co., Ltd., the local government would naturally be willing, and the bank would be willing, but the interest rate is not easy to say, but Lin Hongfei immediately reminded them of the fact: the local government wants the bank to lower the interest rate on lending to a specific enterprise. There are still many ways.

"As far as I know, if the head office directly provides loans, it seems that it can give enterprises an extremely favorable loan interest rate...... It's about the same as a low-interest loan. ”

"I've thought about it," Lin Hongfei replied with a smile. "But after so many procedures and formalities, I am worried that there will be some small problems and small troubles, but I am also a person who is afraid of trouble, if I can save some trouble, it is naturally the best...... Some local governments are putting pressure on the banking system at the prefectural and municipal levels, but interest rates may not necessarily be that high. ”

Director Sun didn't know what Lu Dao said, and frowned deeply.

Of course, he knew that what Lin Hongfei said was not wrong, if it was really the head office above that was directly responsible for dealing with Guqi Provincial Industrial Manufacturing Co., Ltd. Although Guqi Provincial Industrial Manufacturing Co., Ltd. can get a very low interest rate concession, there are too many related people and so on, and everyone who is qualified to stretch a hand in it is estimated that they can't help it...... The goose has plucked its feathers, this is a general practice that has been formed for many years.

Do business. I am most worried about such troubles. If you don't meet the requirements of these people, these people who are qualified to intervene may be stuck somewhere, and a single person who can't disburse the loan to the lender in time can bring down a business...... If there is no way to avoid this risk, then it is fine, but if there is a way to avoid it, it is not avoided. That's an absolute fool's performance.

To Lin Hongfei, who was unable to enter the water, he suddenly had a feeling that a tiger had bitten a hedgehog - there was nowhere to eat.

Old Bai Zhilu said that he couldn't continue to be silent at this time, he coughed twice, and said, "Brother, old brother, there is a word here." Don't vomit or be unhappy, do you want to listen to my advice, brother? ”

Anyway, Comrade Lao Bai is the leader of the banking system first, and then he can be regarded as his friend, Lin Hongfei sighed and said. "Lao Bai, you can say it. We are friends, since we are friends, can I still watch you suffocate to death by your own phlegm? ”

"What you just said is reasonable, but I think so, the scale of your company will definitely expand in the future, as far as I know, you plan to expand the company to an annual output of 300,000 cars in five years, but what about five years later? You will definitely have to develop, and if you develop again in the future, the funds required will definitely increase exponentially, this is a situation; ”

"Again, I'll be honest, don't be angry, the scale of the current Guqi Provincial Industrial Manufacturing Co., Ltd. is not large, and there is no problem for you to support the design of the enterprise alone, but what about the future? In the future, your product line from sedans to off-road vehicles and other categories are complete, there are so many models that need to be designed every year, you need a special design team or even a design company, it is impossible for you to complete all the work alone, you do not have the time, nor the energy, in the final analysis, you are the CEO of the company, not the designer of your company, at least your future development path is not; ”

"The last one, I'll tell you the truth, Hongfei, you also listen to my brother's advice, our country is different from Western countries, in the final analysis, our country is still an official-based country, you are rich and people now, you don't need to give face to others, but the ancestors have a good saying, manpower is sometimes poor, people in this life always rely on you to help me and I help you to ......"

"Brother, you don't have to say it," Lin Hongfei suddenly raised his hand to interrupt Lao Bai's words when he heard this, and said with a smile, "Okay, I admit it, you convinced me." ”

"Huh?"

"Huh?"

Whether it was Lao Bai or Lao Sun, they were all stunned at the same time: Which trick is this kid playing?

Lin Hongfei smiled, but he was very unhappy that at this time, Lao Sun was still pretending to be pure in front of him, glanced at Lao Sun, and said, "But I said Brother Sun, we can talk about the loan slowly, but your true identity should tell me, right?" ”

Although he knew that Lin Hongfei must have known that his identity was not simple, but Lin Hongfei directly pointed it out, Lao Sun still felt a little embarrassed, laughed twice self-deprecatingly, and touched his head embarrassedly, "In the end, let Mr. Lin see it......"

After a slight pause, Lao Sun said, "Mr. Lin, brother, I will apologize to you first, today's matter is indeed my brother, I am not authentic, I won't say anything, and I will punish myself three cups later!" ”

Lin Hongfei hesitated for a moment, but still nodded, "Since Brother Sun is so sincere, then I won't stop you, okay, with these three glasses of wine, let's not talk about the unpleasant things before." ”

After speaking, he looked at Lao Sun and waited for him to continue: The three glasses of wine that punished him for self-punishment are of course not for Lao Sun to apologize for hiding his identity from Lin Hongfei, but for the female billiards coach before...... Arranging such a project, if Lin Hongfei likes it, of course there is no problem, but if Lin Hongfei doesn't like it, it will be a naked humiliation to Lin Hongfei.

Lin Hongfei was able to accept his apology so happily, which made Lao Sun feel very comfortable, "As for my brother, I am not a great person, I am working in the credit department of our Industrial and Commercial Bank of China Guqi Provincial Branch, and I am valued by the leaders, so let me temporarily lead the work of the credit department." ”

Director of the Credit Department of ICBC Guqi Provincial Branch? Although he had vaguely guessed the identity of Lao Sun, when Lao Sun really revealed his identity, Lin Hongfei couldn't help but be a little surprised: in the final analysis, the main business of the bank in this period was two things, lending and absorbing deposits, the credit department is definitely the top important department of any bank, basically by a top-ranked vice president, and even the president directly concurrently serves as the director of the credit department is not uncommon, ICBC actually sent a director of the credit department of a provincial branch for a simple lobbying work, The cost is really not small.

"It turned out to be Director Sun?" Lin Hongfei frowned and thought about it, and after a while, he asked uncertainly, "If I'm not mistaken, Director Sun, you were directly transferred from the head office, right?" ”

"Huh? Mr. Lin, do you know the way? This time, Director Sun was surprised, he didn't expect that Lin Hongfei was also familiar with the work arrangements of the banking system.

"I can't say that I know the way, but I occasionally heard a friend talk about it, saying that the head office directly parachuted a director of the credit department into our provincial branch," Lin Hongfei said this, looking at Director Sun with a smile, "Brother Sun's work ability is really excellent, brother, I have already understood, if it weren't for my brother's carefulness, I'm afraid ...... Hehe......"

Until now, Lin Hongfei has not forgotten the "hatred" he calculated by the beauty arranged by Director Sun, and now he can't help but tease Director Sun when he has the opportunity. (To be continued.) )