Because Cai Heshun was once the richest man in Huangyuan County, he was very famous in the local area. Moreover, because he is humble and sincere, and does not have any bad habits, he has a good reputation and credibility among the local people. Therefore, when his "Heshun Company" began to raise funds from the society, the common people, civil servants, and coal mine bosses in Huangyuan County, who had some savings at home, invested all their money in the "Heshun Company" to earn up to two or three cents of monthly interest. Some families even mortgaged their houses and invested in the "Heshun Company" with bank loans. For a time, Heshun's company's funds skyrocketed, and at most, Cai Heshun received an astonishing 80 million yuan in cash deposits a day, and the company's accounting cashier was in pain.

In this way, in just half a year, Heshun Company absorbed seven or eight billion deposits from the public. As a result, in addition to continuing to speculate in stocks and trading futures, Cai Heshun lent all the remaining funds to some coal mines, lead-zinc mines and real estate companies that were seriously short of funds at a monthly interest rate of five cents, hoping to earn the difference in the middle to achieve the company's profits.

In the first few months, the hundreds of millions of yuan of funds lent out were able to recover the interest smoothly. However, with the continued downturn in the economic situation, those coal mines and real estate companies that have borrowed huge amounts of money from the "Heshun Company" have broken the capital chain, and many coal mine bosses and real estate company bosses are unable to pay the interest on their loans, and are forced to go to the door by other creditors, so they have no choice but to "run away". All of a sudden, many of the originally rich bosses in Huangyuan County "ran away", and many of the people who escaped were bosses who had borrowed huge loans from Heshun Company.

At this time, because Heshun Company could not receive loan interest and could not return the principal, it had reached a time of turmoil and could collapse at any time. Fortunately, Cai Heshun still has a good reputation there, and gritted his teeth and insisted on paying the interest on time to those fundraisers who came to the company to deposit, wanting to turn over in one fell swoop when the country's economic situation improved and the prices of lead and zinc mines and coal rose.

However, at this most critical time, the leaders of those county party committees saw that the situation was not right, and hurriedly forced Cai Heshun to return their deposits to them. Each of these leaders has put millions of yuan in deposits in Heshun Company, and the monthly interest is higher than others, all of which are three or even four points. So, they saved money in Heshun Company for more than a year, and everyone made almost double the money. At this time, they see that the wind is not right, and they are about to withdraw their deposits.

At this time, Cai Heshun's funds were only tens of millions of yuan, and the deposits and interest of those leaders totaled nearly 30 million yuan. If this deposit is withdrawn, it will be very difficult for Cai Heshun to pay interest to the fundraiser on time.

Therefore, Cai Heshun begged them not to withdraw their deposits for the time being, and let them survive this year. However, the leaders resolutely refused to do so, and threatened him that if Heshun did not return their deposits to them, he would be arrested on charges of illegal fundraising. Moreover, they raised funds in Heshun Company, and they were all recorded in the name of their relatives, so they were not afraid of Cai Heshun exposing them.

Cai Heshun knew that he couldn't fight these people, so he had to pay them the funds raised by them with principal and interest, and he borrowed 50 million yuan from the bank to continue to support them.

However, not long after that, something happened that Cai Heshun did not expect, which completely crushed Heshun Company.

It turned out that after Cai Heshun established the investment company, he hired several traders from a talent market, one of whom was named Li Dongquan, who was a native of Huangyuan, and it was said that the level of stock speculation was very high. So, Cai He let him be in charge of stock market trading by the way.

In the beginning, Li Dongquan also worked very hard and helped the company make a little money on stocks. So, he proposed to Cai Heshun to borrow 500,000 yuan from the company, and he himself wanted to use the 500,000 yuan to make some money by speculating in stocks. In addition, he also swore to Cai Heshun that he would only make money and not lose money from stock speculation, and he would only borrow the 500,000 yuan for half a year, and pay interest to the company according to the bank loan interest rate. After he made money, he immediately returned 500,000 yuan to the company.

Cai Heshun was originally a person who was eager for justice and helpful, and he saw that this Li Dongquan did have some ability, so he also wanted to keep him in the company's team. Therefore, he really lent 500,000 yuan to Li Dongquan to speculate in stocks by himself, and generously said that he didn't want his interest, as long as he returned the principal within half a year.

Unexpectedly, after borrowing 500,000 yuan, this Li Dongquan turned the cart before the horse, focusing on the manipulation of his own private stocks, and had no heart to take care of the company's stocks.

When Cai Heshun learned of this, he was extremely angry, and immediately fired Li Dongquan and forced him to repay the loan of 500,000 yuan.

Who knows, this Li Dongquan is very insidious, during his work in the company, he took advantage of his position to hack into the company's financial computer and steal the information of some large customers who raised funds in Heshun Company.

Just a month after the leaders of the county party committee withdrew the funds raised, Li Dongquan opened a new mobile phone card in the mobile company, and then, in the name of Heshun company's internal personnel, sent text messages to more than a dozen large customers who had deposited millions or even tens of millions of dollars in Heshun company, saying that the company's capital chain had been broken, and Cai Heshun would soon abscond with the money. Therefore, I would like to remind all investors who have deposited money in Heshun Company to withdraw their deposits as soon as possible while Cai Heshun has not "run away", so as not to lose all their money in the future......

As soon as these dozen or so text messages were sent, they were like a bomb with huge energy, setting off a monstrous wave among all the fundraisers of Heshun Company. For a time, all the customers who had saved money in the company were panicked, and they all crowded to the door of Heshun Company, demanding that the company immediately repay their principal and interest, resulting in the company facing the most terrible situation of all investment companies: a run!

Fortunately, Cai Heshun has a strong ability to adapt to change, and when everyone crowded to the door of Heshun Company to ask for withdrawal, he moved a chair, sat at the door in person, and said to the fundraisers who came to withdraw money on the spot: I, Cai Heshun, will never run away, but please give me time, don't run out. If you don't withdraw the money in advance according to the time agreed in the contract, the company will go out of business in an instant, and at that time, you will lose everyone's money. So, please don't panic and don't worry about losing your money. I am also trying to recover the loan, as long as the loan is recovered, I will definitely be able to repay the principal and interest on time!