Chapter 183: Massive Borrowing
Although Li Hai and Lin Jingtao have always been at odds, he can't get along with money. In fact, the funds he brought this time are about 500 million, which is already the largest liquidity that Jiang Minghai can draw out - don't think that a company worth one billion can have one billion funds, most of them are loans, and even compress the company's turnover to a very dangerous level!
Even so, he couldn't auction the nearly 1,000 rough stones he liked, and now the jadeite market is getting hotter and hotter year by year, and it can even be described as crazy, even if no one raises the price of these rough stones, all the reserve prices are sold, and Li Hai can only auction about 20% of them. And if the bidding is counted, he expects to invest 400 million yuan in the hidden bid, and probably only the rough stone worth more than 2 billion yuan can only be bought in the end.
Well, of course, this is a very amazing achievement, and if ordinary businessmen can do it, they will wake up laughing in their dreams! But Lehi is different, he has a money eye weapon in his hand, but he can only sit back and watch most of the profits slip away from his side, but the reason is that his own funds are not enough, how tangled this is! Therefore, just now Lin Jingtao suddenly proposed to cooperate with him, Li Hai subconsciously did not reject it, but he didn't attach great importance to it yet.
Now that Lin Zhang's head office of Minghai has arrived in person, Li Hai has a little more confidence in the sincerity of the other party's cooperation. He thought about it seriously for a while, and then said with a smile: "Mr. Lin, I don't know what kind of cooperation method your company plans to do?" Do you want to cooperate with our Jiang Minghai, or with me? ”
Lin Zhang's eyes flashed, and his heart was worthy of being a lawyer, and this legal relationship was clear. She said with a smile: "There has always been a practice of personnel and capital exchanges between the head office and its subsidiaries, and this time it is not only our cooperation with Mr. Li himself, but also with Jiang Minghai. I just saw that Mr. Li has read all the rough stones here, it seems that Mr. Li has a great appetite, but I am afraid that the funds for betting are a little insufficient, I want to take out half of the funds that the company is ready to invest this time, and bet according to Mr. Li's opinion. ”
Is there such a good thing? Lehi was overjoyed, but his face remained unmoved. Seeing that he didn't answer, Lin Zhang had to continue: "This is counted as a cooperation between the head office and the subsidiary, and the settlement will be made afterwards. I think that with this extra profit, Mr. Li can get more account-sharing profits from the sharing agreement with Jiang Minghai. ”
Lehi snorted, how could there be such a good thing! Others engage in jadeite, vision and luck are important, but funds are more important, once the capital reaches a certain order of magnitude, personal vision and luck really have to stand aside. However, Lehi is different, he is now trapped in a capital bottleneck, as long as there is enough capital, his vision can help these capital to obtain the maximum profit. Once such a good thing is publicized, countless people will break their heads to cooperate with him, but it is a pity that in this industry, no one will believe that others have such means to ensure that they can make money. Therefore, it is impossible for Lehi to use this method to raise funds to make jadeite.
But now that the funds have been sent to the door, Lehi can't let it go, and he has to fight for more for himself. He shook his head and said: "Mr. Lin, I am very confident in fulfilling the profit commitment to the company, so I don't care much about the injection of funds into your company." In this way, I can accept that no matter how much money your company invests, it will be counted as a loan to Jiang Minghai for a period of three months, and the interest will be calculated according to 30%. ”
Any investor will become crazy when he hears this kind of return, 30% in three months, the annualized rate of return is 120%, and the 100 million capital will become 200 million two after a year! It's time for drug trafficking!
Even though Lin Zhang has seen a lot of big business and the profits in the jewelry industry have always been very high, she was still shocked by Li Hai's confidence. To be honest, the current market of jadeite is bullish, largely because the value of jadeite itself is bullish, but more and more funds are pouring into this industry, making the tide rise, and the property market is a truth. There are many people who enter this industry who do not understand jadeite at all, and do not have the ability to make and sell, but with the trend of this market, they can make a lot of money as long as they take some stones from the public auction to hoard.
However, no matter how much speculation is made, the benefits will not be as exaggerated as Li Hai said, which shows that he has absolute confidence in his vision. For the first time, tens of thousands earned millions; The second time, hundreds of thousands earned tens of millions, and the third time, ten out of millions of stones were taken out, which was worth more than 300 million! Lin Zhang recalled his record of Li Hai's gambling stones, and had to admit that Li Hai's confidence in himself was very reasonable.
Now, it's her turn to hesitate, should she gamble? How big is the bet? What she is measuring is no longer how much she can earn, but how much she can afford to lose. It didn't take long for Lin Zhang's face to smile again, and Li Hai heard her say, "Borrow two billion, sixty percent interest, three months." The rough jadeite stone obtained at auction is used as collateral. ”
"Deal!" Lehi shook her hand cheerfully. This condition seems to be very harsh, but in fact, he still takes advantage of it. The fact that he was able to exclude 90% of the rough stones that did not have investment value meant that he could have ten times the profit margin, and no matter how high the interest rate was! Moreover, borrowing money is the simplest form of cooperation, and it is the most suitable for Li Hai, who has not yet been able to exert much influence in Minghai Company.
As for whether the board of directors of Zhijiang is willing to borrow such usury, Li Hai can't care, aren't you the head office? There's always a way to solve this little thing. As for asking Minghai Company to hand over the money to him personally to operate this option, Li Hai never thought that no regular company would do this.
Lin Zhang's went to make a few phone calls, and when Li Hai had seen the rest of the rough stones, it was getting late, Lin Zhang's took Lin Jingtao to find Li Hai again, and as soon as he saw her expression, Li Hai knew that Jiang Minghai had agreed to this real usury. - Anyway, what reason do they have to disagree? If this loan is not repaid at the least, the most unlucky person is definitely Lehi himself! Judging from the fact that Lin Jingtao can hold 10% of Jiang Minghai's shares under a pseudonym, I really don't know how much Minghai's shares in Zhijiang Minghai are, and most of this money will be just a turn from left hand to right hand.
This kind of thing naturally has to go through Han Meilan, the secretary of the board of directors, and after she was called over by Li Hai and heard about it, she was also taken aback, and she immediately hesitated. She hesitated not for anything else, but for her to see that this loan agreement was obviously a set given to Li Hai by Minghai's head office, and Li Hai stepped on it with excessive confidence, seeing that he was not far from death, did he still have the value of the best golden beetle son-in-law? Do you want to continue to hook up with him?
She still faithfully fulfilled her duties and helped sign the loan agreement, which was naturally signed by the board of directors of the company on both sides by fax. Soon, both sides got the notice from the company, the contract had been signed, and the money had been transferred, Han Meilan's eyes when she looked at Li Hai were really similar to looking at a dead man, a little pity, and the rest were indifferent, and the only little hesitation and expectation left: Maybe this living dead can still survive in death, who knows? However, seeing that the head office will never let go of Li Hai, even if he can escape death this time, there will be a next time, next time, Han Meilan has no intention of Li Hai.
So, when Li Hai settled Chen Yajie and Wang Yun and asked them to agree that he would come back a few hours later and invite Han Meilan to discuss the work of the open bid auction together, he was actually refused! Han Meilan told Li Hai very calmly and helplessly, saying that she was not feeling well, and simply put, she had come to relatives and had to go back to deal with personal affairs.
Is there such a thing as a cheat? Li Hai shrugged his nose, he couldn't smell a trace of fishy smell in his life, and he knew that Han Meilan was mostly lying to herself, but she was still seducing herself in every way a few hours ago, how could she change her mind so quickly? Woman, you are so fickle, how can this god get you!
There is no way, so I can only dispatch Lin Jingtao. Li Hai pretended that he wanted to go back to eat, and asked Ou Haitian to take everyone to move freely, and then called Lin Jingtao.
I have to say that there is one thing in the world, Lin Jingtao can get Han Meilan once, and he can get her a second time, I don't know what Lin Jingtao said, in short, after a while, he arranged that Li Hai could go to the room where he lived, that is, where Li Hai rescued Chen Yajie yesterday, and see Han Meilan there.
When he arrived at the ground, Lehi was very surprised to find that Lin Jingtao had actually taken away the guests in the next room, and the two houses were opened, and even the masons had already built up the blasted wall. The floor was cleaned up, and if it weren't for the fact that the cement on the walls hadn't dried or been painted, Lehi would have wondered if this was the house where he and Jackdaw had fought yesterday!
Lin Jingtao naturally didn't leave anyone here, and he didn't need to give Li Hai the key, so Jackdaw easily opened the door and went downstairs to be on guard. Before long, a text message came from Lehi's mobile phone, telling him that Han Meilan had appeared and was coming upstairs.
After a while, there was a knock on the door, and immediately, Han Meilan found that the door was hidden. She flashed in deftly and glanced out the door twice before closing it. When I turned around, I saw that there was no light in the house, and then the light from the street outside the window could see a man sitting on the sofa.
Han Meilan whispered a little nervously and angrily: "Consultant Lin, what the hell is wrong with you, you have to ask me to come here, in case I am seen by Lehi-"
Before the words fell, the man on the sofa raised his head, and as soon as he spoke, Han Meilan's soul flew out of the sky: "I saw it, what will happen?" ”