Lin Hongfei suddenly stopped the loan from Citibank, although it was not a bolt from the blue for Citibank, but he also felt thunder rolling overhead...... Didn't you say that you want to borrow money to develop your mobile communications industry, why don't you suddenly stop playing? We've been preparing for a long time, so how can you not play?

Not with such.

When the representatives of Citibank came, they were full of confidence, thinking that they had eaten Lin Hongfei this time, and they were proud as if they were uncles, but when Lin Hongfei made it clear that he was not birding them, he immediately behaved like a grandson...... The nature of bankers is immediately revealed: for the sake of profit, they don't mind turning themselves into uncles or grandchildren.

The head of Citibank's plenipotentiary and executive vice president of the trip to the Republic of China. Aziz immediately contacted the Guqi Provincial Industrial Manufacturing Co., Ltd. through the Ministry of Foreign Affairs, hoping to "carry out further consultations on promoting the development of your country's mobile communications business." The people in the Ministry of Foreign Affairs were stunned, they did not expect that the Americans who had been with their eyes on the top of their heads suddenly softened. Although I don't understand how the Americans changed this trick, it doesn't matter, as long as it seems that Lin Hongfei made the Americans deflated, this is enough.

The face of the Ministry of Foreign Affairs still has to be given, and three days later, Shawkat. Aziz met the young man at the headquarters of the Guqi Provincial Industrial Manufacturing Co., Ltd.

"Mr. Lin, I believe there is probably some misunderstanding between us," as soon as I saw Lin Hongfei's face, Shaw Carter. Aziz simply expressed Citibank's attitude, "Citibank is very happy to help you with the development of your company, and we firmly believe that in this process, both parties can achieve mutual benefit and win-win results." ”

"Yes, I think so too." Talking useless nonsense, who wouldn't? Although Lin Hongfei is not good at this, it is not too much of a problem to say a few words, "I am very sorry for the current situation, and I also express my unacceptability to the additional conditions you proposed." ”

"That's why you gave up on the loan?" Shawkat. Aziz was stunned for a moment: It is our business that we put forward the conditions, but I ask for a price, do you sit on the ground and pay back, hasn't everyone always been like this? How can there be such a thing as you. Flip the table without saying a word?

"The main reason is because I realized that I made a very serious mistake in the process."

"Oh?" Shawkat. Aziz suddenly stretched his neck, out of the sensitivity of a banker, he was keenly aware that this might be the reason why Lin Hongfei gave up the loan from Citibank, and immediately asked. "Can I know what the hell is wrong with the Dao?"

"Of course, there's nothing that can't be said. I believe in Citibank's PR capabilities. Sooner or later, I will be able to know the news," Boss Lin looked at Shaw Carter with deep meaning. Aziz glanced at it and said, "I found that I ignored the fact that our United Communications Company will be officially listed in the second half of the year. ”

That's right, that's right, the correspondence and exchanges between myself and the high-level government of the republic in the past few days. That's what I learned, but what does it have to do with not taking a loan from Citibank? Shawkat. Aziz couldn't figure it out.

Lin Hongfei continued, "According to the construction principles of similar projects in the world, the payment for the equipment that needs to be purchased can be gradually repaid over a period of up to two years. This is to ensure that there is no problem with these communication infrastructure equipment, once there is a problem, this time will be appropriately extended according to the actual situation, the cost of domestic related infrastructure projects can be directly settled in RMB, our financial staff roughly estimated, only need 200 million US dollars to complete the start of the project, the introduction of equipment in the later stage, the construction of the second and third phase of the project, we can completely use the company's profits to exchange foreign exchange for the purchase of equipment. ”

"Our government just does not allow us to allocate foreign exchange, but it does not say that we can't use our own money to exchange foreign exchange, after the completion of the first phase of the construction of the project, we can even start to make a profit, you said that after the completion of the first phase of the project, other problems are still problems?" Speaking of this, Boss Lin spread his hands and looked at Shawat. Aziz said, "Mr. Aziz, you should have a general understanding of our company's financial situation, do you think it is difficult to come up with 200 million US dollars with the strength of our company?" ”

Shawkat. Aziz bowed his head in frustration: he had to admit that what Lin Hongfei said was indeed true, and the actual operation may not be so simple, but it is only a quantitative change, and it will not rise to the level of qualitative change. But then, such a boiled duck flew out of his hands?

"Mr. Lin, don't you think your previous approach was too much?" Shawkat. Aziz finally cleaned up his mood, looked at Lin Hongfei and said slowly, "Aren't you afraid of Citibank's retaliation?" ”

"Am I excessive? How did I go overboard? Lin Hongfei looked at Shawat with a stunned expression. Aziz, "It's normal for everyone to come together because they have common interests and needs, and because the differences between the two sides are too big to talk about, I don't think it's too much." ”

"This ......" faced with Lin Hongfei's sharp teeth, Shawkat. Aziz was a little at a loss for a while and said something good: in terms of the literal meaning, what Lin Hongfei said didn't seem to be wrong, but at this moment, Shawkat. Aziz's mood is simply ...... If you have bought a lottery ticket and have been insisting on buying the same number, just today, you feel that you have not won the lottery for so long in this group of numbers, and you should change a set of numbers, but after you have just changed a new set of lottery numbers, the number you gave up in this period suddenly won the first prize!

If you can understand this feeling, you can understand Shawkat at this moment. What is Aziz's mood?

The annoyance in my heart longs to burn the whole world of Shawkat. Aziz finally became a little angry, "But Mr. Lin, you insisted on borrowing $10 to $2 billion from Citibank before, and our Citibank attaches great importance to this business and sent the most capable team to negotiate with you, and now you tell me not to talk about it?" Do you know the consequences of playing Citibank? ”

He viciously threatened Lin Hongfei, "Mr. Lin, you have a loan from Citibank, and if you offend Citibank, Citibank can ask your company to repay the loan in advance!" ”

"I know the way, I know the way," Lin Hongfei nodded again and again. "But as long as I can prove that my company has the ability to repay the loan, the contract is valid, Citibank has no right to require me to repay the loan in advance, if Citibank applies to the court for enforcement, I can file a Citibank lawsuit in the court in the name of Citibank's breach of the loan agreement, I don't think Citibank's reputation is only worth so many hundred million dollars, right?"

“…… That's right. "Shawkat. Aziz was silent for a few moments before reluctantly nodding in acknowledgement.

Lin Hongfei is right, as long as Guqi Industrial Manufacturing Co., Ltd. can prove that it has the ability to repay the loan, Citibank cannot require Guqi Industrial Manufacturing Co., Ltd. to repay the loan in advance. If Citibank insists on doing so, then even if it violates the contract signed by the two parties, for Western countries based on "contract theory", it means that Citibank has violated the rules of the game and does not abide by the contract. The consequences of not complying with the covenant as a bank are severe, which means that hundreds of billions of dollars can flee. For Citibank. Just unbearable catastrophic consequences, and of course, for other banks, it will be a feast of revelry.

"Let's assume the worst-case scenario: if Citibank's government public relations skills are very strong, relying on the power of the government to forcibly change the outcome that should have occurred, Guqi Provincial Industrial Manufacturing Co., Ltd. will only lose the interests of North American companies. Although the United States of America is the number one power in the world and does not have the ability to directly enter our country for economic law enforcement, the media will not let go of this opportunity to promote Citibank. Citibank can't afford this kind of 'propaganda' and the PR costs it spends to eliminate the effects of this 'propaganda', can it? ”

"To ......" Despite the 10,000 reluctance to admit it in his heart, Shawkat. Aziz had to admit that what Lin Hongfei said was really not wrong at all, even if it was the worst consequence, Guqi Provincial Industrial Manufacturing Co., Ltd. and Citibank lost the lawsuit, but at the same time as Guqi Provincial Industrial Manufacturing Co., Ltd. lost, Citibank also lost, not only lost, but also much worse than Guqi Provincial Industrial Manufacturing Co., Ltd., Guqi Provincial Industrial Manufacturing Co., Ltd. may lose a piece of meat, but it will not hurt the muscles and bones, but Citibank is miserable, and the injuries are light. The Citibank rivals on Wall Street would never make such a naïve mistake.

Citibank's financial expert team also questioned Lin Hongfei's approach: with the development plan of United Communications Company, there is no need to prepare funds in place at one time, even if it is to ensure the safety of funds and avoid the rupture of the capital chain, they can also sign a 3+4+4 or 4+5+5 loan contract, there is no need to do so, Lin Hongfei's approach is no longer naïve to describe.

However, after analyzing the previous investment decisions of Guqi Industrial Manufacturing Co., Ltd. and Lin Hongfei's personal personality, Citibank's decision-makers did not know whether Lu Dao was collectively possessed by the devil, and even thought that this was a decision made by Lin Hongfei who was carried away by his past successes...... He may be a great car and engine designer, but he is by no means a good manager and a professional manager.

But now...... Fuck the childish! Hell naïve!

Now, Shawkat. Aziz can only think that Lin Hongfei's previous naïve financial loan idea is simply a super hole that this bastard deliberately dug for Citibank, and deliberately let Citibank lose its cool in front of the big pie thrown by Lin Hongfei.

Also, if you think about it carefully, when it comes to the construction of a country's wireless communication network, how can you not tremble and walk on thin ice at every step? Even if you seek a loan from a foreign bank, it is a step by step, and there is no possibility of borrowing 2 billion US dollars at once.

But it was such an obvious loophole, and the person in charge of Citibank, who was carried away by the wonderful prospects, actually planted it without thinking about it, and planted it into the pit dug by Lin Hongfei, a bastard, in advance, and now he can't follow this bastard's thoughts...... There is no explanation but this reason!

"As for the loan ...... $1 billion to $2 billion," Lin Hongfei suddenly changed his topic, and suddenly changed his tone, "As long as Citibank carefully considers the loan conditions and does not put forward so many unrealistic conditions, we can still consider this loan." ”

What the? Hearing Lin Hongfei's words, Shaw Carter. Aziz was really stunned: one moment Lin Hongfei was still swearing to himself that he and his Guqi Provincial Industrial Manufacturing Co., Ltd. and the soon-to-be-established United Communications Company no longer needed this huge amount of loans, but the next moment this bastard told himself, as long as your conditions are not too much, I don't want this money...... Nima, are you playing with me?

But...... Wait a minute?!

"Mr. Lin, are you sure?" Shawkat. Aziz looked at Lin Hongfei fixedly, "This is not a small amount. ”

"Of course I'm sure," Lin Hongfei nodded with great affirmation, there are too many places where he needs to use money in the past two years, if he can get an ordinary financial loan of no less than $1 billion at a very favorable price, Lin Hongfei naturally has no reason to refuse, "As long as this is a 'normal' financial loan." ”

He bites the word "normal" hard.

Shawkat. Aziz suddenly felt that he understood, this is simply Lin Hongfei's negotiation skills that he wants to indulge in, but what he hates is that he is an old Jianghu, a wild goose all day long, and he was pecked in the eye by a wild goose today. Aziz's frustration is understandable, but the immediate priority is not to be frustrated, but to report the new situation to the board of directors immediately...... If you give it to me, I will ask for it, and it doesn't matter if you don't give it to me, Lin Hongfei's dispensable attitude is the most hated by bankers, which means that greedy bankers like vampires don't want to make too much benefit from such bastards.

It's just that even so, something is better than nothing, Shawkat. The only thing Aziz could do was to nod his head and end today's talks, "I will tell the Citigroup board of directors what you mean...... How the board decides, I can't guarantee. ”

"It's okay." Lin Hongfei waved his hand, still looking dispensable and lazy, as if he was using this action to tell Shawat. Aziz and Citibank, I'm just showing kindness and don't lend me money, that's your Citibank's own loss. (To be continued......)