"Xin Zheng Gao is pragmatic and talented, and he is willing to borrow this money, and he can borrow it."

As soon as these words came out, Zhu Zaiyu was a little dumbfounded.

Gao pragmatic and rich, this Zhu Zaiyu also knows that although he is a person who devotes himself to the study of knowledge, and he usually does not admire luxury, he is the son of King Zheng after all, and he lives in King Zheng's mansion, so all kinds of living treatment are naturally not bad. In this case, the Guoshi soap of Jinghua Soap Factory is naturally his usual thing, so how can he not know Gao Pragmatic's net worth

Moreover, the Henan branch of Gao Pragmatic Jinghua Cement is near the ground of his family Zheng Wangfu, and many raw materials are produced from Huaiqing Mansion.

Although the ratio of gold and silver prices changes from time to time, it is generally regarded as a one-to-ten problem, so 100,000 gold is a full 1 million taels of silver, which is equivalent to one-fifth of last year's imperial court income

Of course, in addition to the fact that the court is really poor, there are actually a lot of rich people, not to mention the big salt merchants, just the princes and ministers, there are many rich people.

Ministers such as Nanjing's Wei State Mansion, half of Nanjing City can be regarded as his family's property, but now it may be that there is too much money and no place to spend, so he has to overhaul the garden. West Garden, Fengtai Garden, Wei Gongnan Garden, Sijinyi East Garden, Wanzhu Garden, Sanjinyi North Garden, Jinpan Li Garden, Jiugongzi Home, Mochou Lake Garden, etc., 16 famous gardens in Nanjing, ten of which are famous gardens built by his family.

Although the Xu family's gardens can't be compared with the Summer Palace after all, but people have been building gardens for generations, and it can only be said that there is no place to spend the money.

Although the most famous and wealthy vassal king of the Ming Dynasty, King Fu, has not yet been born, but other vassal kings who have inherited for a long time, as long as the fiefdom location is not particularly pitted, they are all relatively wealthy, and they are not comparable to the Xu family of Wei Guogong, but they can take one million taels out like Gao Shishi, at least more than ten.

Of course, only the vassal kings are rich, and some clan relatives who are far away from the bloodline are not good. Although the money and food spent every year to support the clan have long become a big burden for the imperial court, the living conditions of those low-level clan relatives are actually quite bad, especially the clan relatives in Shanxi, Henan, Shandong, and Shaanxi provinces, who are so poor that they can hardly open the pot. In history, in the fifteenth year of Wanli, Zhu Yijun even had to use the money from his internal money to help these poor relatives.

As early as the Hongzhi period, the imperial court began to limit the number of wives married by the clan, and it was introduced during the Jiajing period to further restrict the clan.

By the Wanli period, although Gao Gong was busy with some reforms that he considered more important, he also took some measures against the clan problem, mainly to limit the grassroots level of the title.

However, Gao Pragmatic feels that it is not enough, and has always hoped to continue to "step by step" on this issue, for example, now you can consider that in history, in the year of the Apocalypse, the Lulu package system was adopted, no matter how many children you have, the cost will always be covered.

As for the next steps, Gao Pragmatism also considered, but how many steps and how far this step by step should be taken still depends on the actual situation at that time.

However, although there were so many rich people in the Ming Dynasty, Zhu Zaiyu was sure that none of them would lend one million taels to the yamen in Huguang as soon as he opened his mouth, especially to lend them to build water conservancy

This is not just a question of whether there is money or not, or even a question of "wealth cannot be exposed", but how the court will think of this money if it is used in this way

Could it be that Gao Pragmatic is not afraid that the imperial court will "look the other way" at his wealth

Zhu Zaiyu really admires Gao Pragmatic's ambition now, in his opinion, this is simply to break the family and save the country, so the moved scientist Prince asked Gao Pragmatic this question in a roundabout way.

After listening to this, Gao Shishi said with a smile, "Mr. Jiufeng misunderstood, this money was not lent by the students alone, but by many people. ”

Zhu Zaiyu was surprised and asked, "There are still many people who are willing to do such a good thing."

Gao Shishi blinked and said with a smile: "Why not, isn't there a stable source of interest, of course, the interest rate of thirty percent is too high, and the student thinks that it is very great to have a half percent interest."

Half Cheng Zhu Zaiyu said in his heart that it is a bit rare to put only half of the interest on usury.

Gao Pragmatic seemed to have become a roundworm in Zhu Zaiyu's stomach, and said with a smile, "Mr. Jiufeng thinks that this half-percent interest is too little"

"Uh" Zhu Zaiyu didn't know how to answer, he was a sincere person, and he felt that for usury, half of the interest was indeed too little, but he couldn't say that he should charge more interest to pit the yamen in various places, and he couldn't help but feel a little embarrassed.

Gao pragmatic said with a smile: "If Mr. Jiufeng is now a shareholder of Jinghua Cement Factory, Jinghua Cement Factory now needs this big business in Huguang, but what about it, Huguang local yamen doesn't have so much money, unless we lend money to Hu first, at this time, do you care that we only charge them half of the interest?"

"Oh, in that case, it won't be, after all, this trade is already very profitable, and those interest will be earned for nothing, no matter how much." When Zhu Zaiyu said this, his eyes suddenly widened, "Ah, you mean that the people who are willing to lend them money are all shareholders of Jinghua Cement Plant."

Gao Shishi smiled, "Yes, the number of shareholders of Jinghua Cement Factory is quite a lot, the students have arranged for someone to discuss with them before leaving Beijing, they are all willing to borrow Mr. Jiufeng, once Zheng Wangfu and the students reach a cooperation agreement, they will also be the shareholders of Jinghua Cement Factory, Zheng Wangfu is willing to lend money to Huguang's local yamen with the students?"

"I don't care about the affairs of the palace." Zhu Zaiyu shook his head slightly, and then nodded again, "However, presumably my father should agree." In addition, I heard that there are quite a lot of shareholders in Jinghua Cement Factory, not only nobles, but also "he stretched out his finger and pointed to the top of his head, "there are also in the palace"

Gao pragmatic smiled, "Although Mr. Jiufeng doesn't ask about general affairs, it seems that the news is still very well-informed." Yes, there are shares in the palace, but Mr. is mistaken, and the palace is holding shares in Jinghua Infrastructure, not just Jinghua Cement Factory. ”

Zhu Zaiyu muttered, "If the palace doesn't mind, my father should be very happy, but how to calculate this loan, so many people's shares, just settling accounts are a little troublesome."

Gao pragmatic shook his head and said, "That's easy to do, because we didn't lend money to the yamen in Huguang in the name of Jinghua Infrastructure or Jinghua Cement Factory, but lent them in another capacity." ”

"What identity" Zhu Zaiyu frowned and said, "Why do you have to make it so complicated?"

Gao pragmatic did not explain why it was so complicated, but replied, "The identity of lending money to the yamen of Huguang is called Jinghua Bank." ”