Chapter 438: Dreams Gradually Shine into Reality

The pomp and circumstance is unprecedented!

You know, a few days ago, this sports league was unpopular, but now it has become more pompous than ever.

Weihui Mansion, which was already very lively, seemed to burst out with a new vitality, and everyone's faces were no longer indifferent or anxious, but full of expectation and enthusiasm.

Even everyone is looking forward to going to work, because there is so much to talk about when everyone gets together during the break.

Not only that, but many outsiders have joined Go, chess, and poker clubs, as if they do not plan to leave Weihui Mansion temporarily, and they have already begun to look for a place to live.

Speaking of Go and chess competitions, the capital has not held before, but it is far less lively than Weihui Mansion, which is the advantage brought by urbanization.

Of course, this will take time.

Guo Dan just set the rules, and then threw them all to the people below to deal with, and he copied all of them, so he didn't need to know any brains at all. Because sports are very popular in the United States, from the people to the powerful, they are very fond of sports, and they can meet a lot of enthusiasts at any level, and he himself is very sensitive to data, the size of the land, the ball and the stick, he remembers it clearly.

He still focused his energy on lending.

And at present, the only ones who ignore the sports league are probably those Jin merchants.

However, they didn't dwell on it for too long, because lending was what they were very good at, and they were more or less engaged in lending and trading, and they were unwilling to give up this business, especially in the commercially developed Weihui Mansion.

Moreover, they realize that they actually have more advantages in competing in a fair environment, because in the business of lending, local forces have a natural advantage, and once standardized, then most of the local forces will be subject to many restrictions, and the monetary capital of local forces is not as strong as theirs.

Therefore, when they went to negotiate with Guo Dan again, they mainly talked about norms and deposits.

The first is to determine the interest limit, although the imperial court has regulations in this regard, but it has existed in name only, almost no one abides by it, and the government does not accept such cases, basically the two sides settle on their own.

As far as the facts are concerned, the interest rate stipulated by the imperial court is actually very reasonable, which shows that the people who made the law in the first place were very smart people.

So in order to avoid conflicts with the laws of the imperial court and fall into the mouth, Guo Dan picked up this law again, and set the maximum monthly interest at three cents, and the interest claimed could not exceed half of the principal.

However, the punishment is different.

Guo Dan stipulates that once the loan exceeds the specified interest, the borrower only needs to repay the interest and principal within the law, but the principal belongs to the creditor, and the interest is confiscated as a penalty, which can also be said to be given to Guo Dan.

This is to ensure that neither the borrower nor the borrower is left to chance.

If the usury does not count or does not need to repay the interest, then some people may take advantage of this to borrow money specifically to make a profit, but if there is no fine, then the creditor can have no fear, as much as he wants, if you don't catch it, then I am earning, and if you are caught, I can also collect three points of interest, and I will not lose.

If you punish like this, no matter which of you has a fluke mentality, it will be Guo Dan who will benefit, and Guo Dan will not have to take the slightest risk.

Of course, everyone can lend, and Guo Dan can't say that others are not allowed to borrow money, which is unreasonable.

So what are the advantages of tea houses?

After all, they have to pay a deposit to Guo Dan, and those who lend money don't need it.

The advantage that Guo Dan gave to the tea house was that it allowed the tea house to exchange currency, money and grain, and exchange small amounts of money and grain.

Those who do not pay are not allowed to carry out these operations.

You must know that the exchange between the two places is the main business of Guo Dan Qian Zhuang, but he is not afraid that the other party will come to rob him of his business, because he is engaged in a large amount of exchange business between the two places, one hundred taels, dozens of taels, they don't accept the money bank, these tea houses can improve the entire exchange business between the two places.

At the same time, it can also help Guo Dan expand other businesses, Guo Dan doesn't want to end for the time being, he hopes to be able to wait and see in the back, let them explore the way, see what trouble will arise, and when he ends, it will be devastating.

As for the margin, it is not currency, but asset mortgage, what people want to lend is currency, and the currency is mortgaged to you, so how do people buy and sell, this is mainly based on the field, people can run, and the land can't run.

Use the land to ensure that it will not affect the sale and purchase of both parties.

And the focus of their negotiation is also here, the Jin merchants all own a lot of land, and they, like everyone else, have a fanaticism for land, and they are not very at ease, so they mortgage the land.

However, Guo Dan did not give an inch to this, and also stipulated that there must be a strong asset mortgage before he could open a tea house.

If something happens to you, I have to vouch for it, don't talk about character or friendship at my root, we are businessmen, and talking about money is money.

In the end, it was Jin Shang who chose to back down.

There is no way, in business, rich is the boss, Guo Dan's chance of running away is much lower than their chances of running away, plus Guo Dan is a contractor, if he really has something, no one will be spared.

After they agreed, Guo Dan threw the matter to the court.

The finances are under his control, but the law is not in his hands, and this has to go through the courts, but in terms of business and finance, as long as Guo Dan does not violate the law and morality, they basically do it, and they don't think much about it, because they don't understand these either.

......

Sunset.

Bang.

Li Rusong threw the shovel on the cart, exhaled heavily, and said, "It's finally over." ”

The family next to him hurriedly handed over a pot of water, he took the water, drank most of it in one gulp, and then turned his head to look at the sunset on the horizon, stunned.

Born in a family of generals, he never thought that he would one day shovel in this suburb, and he still has a feeling that he is dreaming.

"Master, it seems that Guo Dan is here."

A family member whispered.

Li Rusong looked back and saw a carriage slowly approaching this direction, and there was a heroic woman riding on a horse beside the carriage.

It was Yang Feixu.

Now Yang Feixu has become a symbol of Guo Dan, compared with the carriage given by the emperor, Yang Feixu is easier to remember.

The carriage stopped not far in front of Li Rusong, and saw Guo Dan get down from the carriage.

"Good boy!"

I don't know why, Li Rusong hated Guo Dan so much that his teeth itched.

"General, hard work, hard work."

Guo Dan got out of the carriage, then stepped forward quickly, and gave his hand again and again.

Li Rusong said coldly: "Don't dare, don't dare, I'm far less hard than you, I heard that you have done a lot of things in the past few days." ”

Guo Dan was surprised: "How did the general know?" ”

Li Rusong's gaze swept into the distance.

Guo Dan looked back and saw that there was nothing behind the incident!

I heard Li Rusong laugh at himself: "Now no one has come to see me laughing." ”

"Huh?"

Guo Dan was stunned for a moment, and then smiled and said: "The general should not be as knowledgeable as their short-sighted people, I think that the general's move will make the general's prestige to a higher level, if I am a soldier, I am absolutely willing to obey the orders of a general who is strict with himself." ”

"Whatever is strict with yourself, this is all thanks to you."

Li Rusong snorted and walked towards the sunset.

Then I also owe it to you that I have stayed in Weihui Mansion for so long. Guo Dan muttered in his heart and followed again.

Li Rusong suddenly turned his head to look at Guo Dan again, and said: "But you kid really has some means, and overnight, he will seize all the gambling houses in Weihui Mansion, which is impossible in other state capitals." ”

Guo smiled lightly: "Regarding this point, it is really the blessing of the general, if it weren't for the general's deep understanding of righteousness, the three courts would not have such a high prestige." ”

Li Rusong was undeniable and said, "Then I don't know what kind of reward I will get?" ”

Guo Dan asked, "I don't know what kind of reward the general wants?" ”

Li Rusong groaned for a moment and said, "The area of Weihui Mansion is small, and the population is far inferior to that of other state capitals in Henan Province, so when Your Majesty sent me here, I thought I was demoted. If you want to build an elite division here, what more can you ask for? ”

"Armament."

Guo said lightly.

Li Rusong glanced at him approvingly, and said: "If you want to win with a small number of troops, then armament is very important, but if the other party is also riding a horse and holding a sword, and we are also riding a horse and holding a knife, then even if the best knife is, it is impossible to defeat ten with one." ”

Guo Dan groaned for a moment and said, "Isn't the general referring to firearms?" ”

Li Rusong immediately stopped, turned around, looked at Guo Dan, nodded and said: "Yes, I mean firearms, I have served in the Shenji Battalion, and I know everything about firearms, I think firearms will replace knives and bows, but it's a pity that ......." ”

Speaking of this, he turned his head to look at Guo Dan and said with a wry smile: "As you said, this military and political corruption, the process of manufacturing firearms in the imperial court is not as good as that of the people, and it can't meet the needs of the army at all, such as the Qi family army and the Liaodong army, most of them choose to cooperate with the people to produce firearms, let alone strive for perfection and improve more advanced firearms."

And when it comes to folk production technology, this Weihui Mansion is probably the best place for me, and this is the only place that moves me in Weihui Mansion. I hope that in the future, I will be able to build an elite division in Weihui Mansion that is completely based on firearms, supplemented by cavalry. ”

In fact, firearms have repeatedly created miracles in the Ming Dynasty, but all generals with military talents know the importance of firearms, such as Qi Jiguang in his army is equipped with a large number of firearms.

But the problem remains, there is no money, no productivity, no large-scale equipment.

Li Rusong went to war with his father at a young age and served in the Shenji Battalion, he knew firearms very well, and he dreamed of having an elite division equipped with sophisticated firearms on a large scale.

But this is simply not possible.

Even if the imperial court is poor, corrupt, there is nothing to count on, and if the people are in the country, it can only be produced on a small scale, and it is impossible to equip it on a large scale.

And Weihui Mansion gave him hope, the productivity of Weihui Mansion is too terrifying, and more and more craftsmen are coming here, plus there is abundant coal and iron here.

This gave him hope, and he agreed to confess his guilt and subjugate the law, mainly because of his shame for Wanli, and secondly, Guo Dan's words reminded him that Weihui Mansion had a strong productive force, which made his dream come true.

It looks like I didn't pick the wrong person. Guo Dan was secretly happy, but said: "It turns out that the general is referring to this, this shouldn't be a problem, as long as the imperial court allows Weihui Mansion to produce weapons, Weihui Mansion will be able to produce a large number of firearms immediately." ”

He originally wanted to seize this military production, and instead of letting those officials waste this money, it was better to let Wanli earn this money.

"Really?"

Li Rusong was excited.

Guo Dan nodded and said, "Moreover, you don't even have to worry about this, general, when the time is ripe, the production of firearms will naturally fall on the head of Weihui Mansion." ”

When Li Rusong heard this, he couldn't help but be overjoyed.

He even had the urge to be a shovel officer for another seven days.