Volume B Section 97 Qiao Ping'er (Add more for the leader of the Star Feather Tianyan Alliance!) )
I was wondering when Wang Xifeng would come to get the money, if I really didn't come, I had to find an excuse to ask, but I didn't expect Wang Xifeng's enthusiasm and efficiency in borrowing money to be so high, and before the spring break was over, he sent Ping'er to Feng Mansion to borrow money.
Fifty thousand taels of silver is not a small amount.
Now that Wang Ziteng knows about this, it is simple.
Wang Ziteng didn't say much, but Feng Ziying knew one thing, that is, Wang Xifeng had already informed Wang Ziteng of this matter.
This is enough, no matter what Wang Ziteng's attitude is, this money must be done according to the established plan.
Feng Ziying was unwilling to take any risks, preferring to buy peace of mind.
At present, the money business is only in an embryonic state, and in the thirtieth year of the Yuan Dynasty, the imperial court officially approved the establishment of a money shop or a silver bank, and its initial role was only one thing, that is, gold, silver and money exchange.
Due to the particularity of this industry, the establishment of a money shop must be a large gentry with a clean net worth and considerable influence and prestige in the local area, and it must be handled by the local government to issue a guarantee document to recognize the identity of this person.
Therefore, although it was approved in the imperial court after 30 years of Yuanxi, there were not many money shops that could really be opened on the street in various places, and there were only a few in Jingshi, Jinling, Suzhou, Yangzhou, Datong, Taiyuan, Hangzhou and other Tongdu Dayi.
Although it has undergone more than ten years of development, due to the high standards of the government, the general gentry are afraid of affecting their own reputation and have an aversion to this kind of business, so the development is not fast.
The real business of deposits, loans, and money lending has only appeared in these money banks in recent years, and most of these money banks are also mixed with pawns, rice shops and other businesses.
This is also to alleviate the worries of the depositor, after all, the money is with you, what if you run away or go bankrupt? If there is something else to make a living, it will undoubtedly increase the confidence of the savers.
Look at the fact that people still have businesses such as rice shops, oil shops or cloth shops, all of which are bosses, so that they will not collapse and run away all at once, so it is easier to gain the trust of customers.
But according to Feng Ziying's understanding, there are only more than ten silver banks like this in the entire Jingshi City, and the scale is not large, and it can even be said that they are all dependent on other industries, and the truly professional silver number has not yet appeared.
In Datong, which is also a big border city, there are only one or two such concurrently operating money shops, and I don't know if there are such professional silver money banks in Suzhou, Yangzhou and Jinling, where the commodity economy in the south of the Yangtze River is more developed.
Like the real big families, they generally tend to store gold and silver in their homes, either digging caves and secret rooms for storage, as the Feng family did in Linqing, or building special warehouses to store valuables, which are generally the most important places in the family, and the guards are basically the most loyal and reliable sons of the family.
Feng Fu is no exception.
Among the nearly 100 people in the Feng Mansion, one of the most important jobs of a real male is to guard the treasury in addition to guarding the home and the hospital.
In the past two years, after Feng Tang realized that the possibility of his return to Datong was getting smaller and smaller, he gradually transported all the valuables from Datong back to Jingshi City, including some deposited silver.
In fact, families like the Feng family, unless there is anything special, they don't need to store too much silver at all, but now the money outside the money village can't be trusted, and the wealth is not exposed, so in the end, the silver has to be put into the treasury or buried in the cellar, both in the north and south, especially in the south of the Yangtze River.
Feng Zuo Feng You mainly followed him to work hard outside, Feng Qian and Feng Kun took turns guarding the house, and the big housekeeper Feng Shou and the big and small Duan clans each held a key for the family treasury, and they had to use three keys together to open the door.
The Feng family naturally also has rules, that is, unless the big and small Duan clan is present, no one else is allowed to enter the treasury, of course, this treasury is specifically for the storage of silver and some other special valuables, like the general treasury is naturally not listed, that is, the personal maid and Feng Shou next to the big and small Duan clan can enter.
Of course, this did not include Feng Tang's father and son, firstly, it was impossible for Feng Tang to take care of such money and silver affairs, and secondly, Feng Ziying was too young, and the mansion did not consider that he would be involved in such things.
When Yunshang brought Ping'er to Feng Ziying's courtyard, Feng Ziying was stunned for a moment.
Jia Lian had also come to him to talk about this before, and apologized again and again, but he still wanted to borrow money outside of the words, it seems that the two of them also have unified their thoughts, and this matter is planned to be done by the two of them, and it has nothing to do with Rongguo Mansion.
Feng Ziying also asked Jia Lian how to get through the path of the Ministry of Industry if he didn't find Jia Zheng.
Jia Lian said that he had already hooked up with Qin Ye, the director of the Camp Repair Division, and it was not Jia Zheng's turn to really make decisions on such matters, and the specific managers were precisely Lang Zhong, Wai Lang and the director of the Camp Repair Division, and it was better for Qin Ye to take the line than the pedantic Jia Zheng.
Jia Lian's words persuaded Feng Ziying.
Not to mention, this Jia Lian is still a person who has done things outside, and he is really better than people like himself and Wei Ruolan who can only play with mouth cannons, especially if you haven't experienced such specific matters, you are really confused, and you have to learn from scratch step by step.
Ping'er also came to Feng's Mansion with apprehension.
She has followed Wang Xifeng to marry the Jia family for a few years, and in the past two or three years, Wang Xifeng has only begun to take charge of the financial power, but she is just a roommate, although she has won the trust of Sister Feng, but it is only limited to the general complicated affairs in the house, and it is definitely not her turn to really involve the entry and exit of large amounts of money and silver.
But this time there was no way.
Sister Feng wants to make a living alone, but her own private money is far from enough, even if she can embezzle some from the public, but she doesn't dare to embezzle too much, otherwise once there is a large item in the house, or the wife wants to check the accounts, then she will have to expose the stuffing, so she can only borrow money outside.
But everyone knows that this is to borrow money outside, first, the other party must be tight, second, the other party is willing to borrow, and it is best not to use collateral, and third, the other party must be tight, and the rumor cannot be spread.
To meet these three rules, except for the Feng family, it can be said that there is no one.
If you want to borrow money, Wang Xifeng is the housewife, so it is naturally impossible to go to Feng's mansion in person, and it is the Duan family who is in charge here, and it is impossible to see men outside, and even Ping'er estimates that her grandmother herself is not very worried that Jia Lian has this silver, so only Ping'er is the most suitable.
As Wang Xifeng's personal maid, this identity is barely reasonable, it depends on whether Feng Ziying approves it, and if you change Xiao Duan's family, you will definitely not agree, as soon as you introduce the maid, you will come to borrow 20,000 taels of silver, this is not two hundred taels, why? How many taels of silver are you worth?
In this year, in a year of famine, one hundred taels of silver can randomly pick three or five big girls and little daughters-in-law outside the city gate, and those who buy it with 20,000 taels of silver can fill Feng's mansion to the brim.
In these years, people are so worthless.
"Miss Ping'er, the second sister-in-law asked you to handle the loan?" Feng Ziying has a good impression of Ping'er, so she also greets her with a smile.
Ping'er's originally anxious heart finally let go, this is the first time she has gone out to run errands, and she is still doing this kind of thing, in case this Feng family's Xiao Duan clan is a bitter and mean person, I am afraid that I will only resort to humiliation in vain and return with no results.
This Feng family is really a little strange, such a major money and silver affairs are actually in charge of an aunt, thinking about whether it is in the Rong Mansion or the Ning Mansion or the Wang family where he is originally located, it is an incredible thing.
After a blessing, Ping'er also showed a smile on her face, and said neither humbly nor arrogantly: "Uncle Feng, my second master and grandmother have said that they have already agreed with you, just let the slave and maid take the slip to do it, the slave and maid are just a handler, but they can't afford to handle the word." ”
Feng Ziying laughed and waved her hand, "Miss Ping'er, sit down, don't be so polite, I started eating and drinking in your house, well, I slept beautifully on your bed, and I bothered you to wait for half an afternoon, I don't need to be so restrained in my house, and after I go back in the future, you will say that I have a bad conscience." ”
No matter how this sounds a little ambiguous, but you have to listen carefully, everyone is telling the truth, looking at the Feng family's upright and calm appearance, Ping'er can only suppress the shame in his heart, and sit on the chair with his buttocks tilted sideways, "Uncle Xie Feng, that day was just a matter of the slave family, Uncle Feng must not worry about it." ”
"Well, I can't say that, I can let Miss Ping'er wait, that's also the scorer, I still know this." Feng Ziying shook her head, Wang Xifeng's personal maid, Jia Lian's maid, not everyone can afford her waiting, it really depends on the person.
Ping'er pursed her lips and smiled, but she didn't say much.
"Well, the strip was brought, right?" Feng Ziying didn't say more, and if she said more, it would have a bit of other meanings.
"On the slave family, my grandmother asked me to ask, how is this silver placed?"
It's a nuisance.
20,000 taels of silver, which is also 1,600 catties, even if it is a big ingots or silver cake of 221 ingots, there must be a thousand, of course, it is impossible to be all 20 taels of silver ingots and silver cakes, more than 528 taels or 10 taels of silver cakes and silver ingots, this has to be counted, and there are few boxes that can't fit at all, let alone 50,000 taels.
"What do you mean by your second grandmother? Will it be delivered to your house, or will it be ......? Feng Ziying couldn't help but want to make fun of this pretty Ping'er.
Qiao Ping'er's face was hot, this Uncle Feng didn't speak seriously, knowing that his grandmother just wanted to avoid Jia's mansion and send it to the mansion, wouldn't it be revealed all at once?