"After soliciting the interest of the participants, most of the maritime merchants preferred to buy a five-year concession, a small number preferred a three-year concession, and only a few were willing to buy a ten-year concession,......"

Duan Xigui's calculation ability was quite good, and even Feng Ziying didn't know that his cousin was extremely talented in this area.

The original unintentional move can actually cultivate a "genius of arithmetic", which shows that people's potential is really unpredictable, and sometimes an ordinary person often has great talent in some aspects.

"According to the standard of 25,000 taels for three years, 35,000 taels for five years, and 60,000 taels for 10 years, the concession money that can be collected directly by the three provinces of Nanzhi, Zhejiang, and Fujian is about 1.05 million taels of silver."

Speaking of this, even Duan Xigui himself couldn't help but lick his lips, and although Feng Ziying, Wang Wenyan, Jia Lian and others had already been mentally prepared, they all subconsciously gasped.

Although we all know that these maritime merchants and gentry are the masters of the rich pockets, you must know that this is only a concession fee, and does not include the sea tax, which means that this is just a qualification certificate.

In the future, if you are engaged in trade in this field and enter the city, you will still have to pay taxes.

Of course, this also means that the imperial court encourages you to do as much business as possible, and the more you import the materials needed by the imperial court of the Great Zhou, the better, because that means that you can get tax exemptions, such as gold, silver, copper and other metals and cash crops, as well as large wood needed to build ships in the future, but spices such as pepper, cloves, cardamom, etc., which are also the largest imports of the Great Zhou, as well as precious timber such as sandalwood and rosewood, are not listed.

Feng Ziying digested the impact of this number.

It seems that the propaganda and information transmission in the early stage are indeed very effective, and successfully mobilize the enthusiasm of these maritime merchants and gentry who are interested in entering this field, and the effect is very good.

This is only for the three provinces of Nanzhi, Zhejiang, and Fujian, and if you add the two Guangzhou, the estimated amount should reach about 1.8 million taels.

Shandong, Beizhi and Liaodong are not among the three northern regions of the sea trade privileges, which will be combined with the construction of the southern Liaoning-Denglai route and the development of the Ezo and Jurchen hinterland routes to make a comprehensive consideration, and in fact, in the early stage, the sea trade is unlikely to make much money, and the investment is the majority.

Seeing that Wang Wenyan and Jia Lian were a little stunned, Feng Ziying stabilized her mind and said with a smile: "This can be regarded as a one-shot deal, well, plus the Liangguang side, it will be less than two million taels, and next year's income may be less than 200,000 taels." ”

Wang Wenyan also recalled, "Well, according to this scale, it will not be possible to start renewing or making up until the first batch of concessions expires in three years, and only after five years can there be a larger income, but it can't be regarded as a one-shot deal." ”

"Hehe, in three or five years, it shouldn't be me to worry about it, but now I'm going to open this head." Feng Ziying pondered for a moment, "This matter needs to be combined with the establishment of our Silver Village. ”

Seeing that a few people were still a little puzzled and didn't quite understand, Feng Ziying smiled lightly.

"That is to say, the silver taels to be handed over to the household department must first be stored in Haitong Yinzhuang, and in the future, if the household department wants to use this silver tael, such as military salaries, it can be transferred from Haitong in the silver village in Jingshi City from the Jingshi side, and if you want to buy grain and cloth in Jiangnan, you can pay it directly to cloth merchants and grain merchants in Yangzhou, and even in the future, in Suzhou and Jinling, these silver village branches will be directly paid to cloth merchants and grain merchants,......"

The three of them suddenly realized that this was to forcibly tie up the household and Haitong Yinzhuang, this trick was wonderful.

"But where did Jingshi City get so much silver to pay to the household? What if the household department wants to call all the transfers to the household treasury? Jia Lian couldn't help but ask.

"Well, so you have to have to fight with the household, what are you doing if you don't have to deposit it in the treasury? There is still interest in the bank, so you can use it at any time. ”

Feng Ziying knows that the people of this era still have the unique simple concept of this era, and the silver has to be cellared in their own underground to be the most stable, and stored in other people's silver villages, in case the silver village goes bankrupt, what if the boss of the silver village runs away with the money?

This concept cannot be changed in a day or two, which requires them to establish and create an impression that Haitong Yinzhuang is too big to fail, and too big to fail.

"In addition, our Haitong Yinzhuang is also raising shares in Beijing, and naturally there are many shareholders, and shareholders have to invest in real money, so the shares will be deposited in the silver village in Jingshi City as the principal, if the general payment is enough to deal with, the super large payment, said in advance, this side can also be transported from Yangzhou."

This truth is clear, in short, it is to maintain a certain flow, and large withdrawals need to be greeted in advance.

Especially for temporary large-amount withdrawals like the household department, you must say good, otherwise you will have to withdraw hundreds of thousands of taels at every turn, and you may be able to make up for it for a while?

As for the general businessman, 350,000 taels, as long as you say it a day or two in advance, it is not a problem.

"My lord, it seems that several things in Jiangnan this time have to go hand in hand." Wang Wenyan chuckled, "Dongfan Reclamation, involving Dongfan Salt Affairs, it is estimated that there will be news over there soon, once it is as you wish, it is a business of hundreds of thousands of taels of silver, if the other party is willing, you can also enter Haitong Yinzhuang, and you can also let Longyou and Anfu merchants also open accounts in Yinzhuang, and even take out loans, anyway, the imperial court also supports them in Dongfan Reclamation,"

Feng Ziying smiled with satisfaction.

Wang Wenyan's ability to draw inferences from one another is not comparable to Jia Lian and Duan Xigui for the time being, here Jia Lian is afraid that his qualifications are the most mediocre, but this person's identity is not comparable to Wang Wenyan and Duan Xigui, and he has a good personality, is willing to accept criticism, and is willing to learn, which is rare.

"Well, so the silver village is the foundation, in the future, all the money and silver exchanges can be circulated through the silver village, which is convenient and safe, and can also solve the security problem that merchants need to bring a large amount of silver when they run north and south." Feng Ziying looked forward to the future of her own Haitong Yinzhuang, "The silver obtained from the sea tax mortgage debt should be deposited in Haitong Yinzhuang, and the household department should use it, the same, but it may be a little difficult, but at least part of it should be deposited in Yinzhuang, which can be regarded as the support of the imperial court for our sea opening affairs." ”

"With the support of these big households, Yinzhuang will definitely be able to get started, but if it comes to making businessmen not only trust, but also realize the benefits of convenience and speed, I am afraid that only Jingshi and Yangzhou are not enough, such as Suzhou, Guangzhou, Datong, Jinling, Hangzhou, Dongchang, Linqing, I am afraid that there will be branches of Yinzhuang in these cities, so that these businessmen can finally accept this way,......"

Duan Xigui made suggestions from the perspective of a businessman.

Jia Lian, on the other hand, leans towards a different angle.

"If some of the clan relatives and dignitaries in the imperial court can take the initiative to become shareholders of our Yinzhuang or take the initiative to open an account and deposit silver in the Yinzhuang, this will undoubtedly greatly encourage more people to trust our Yinzhuang,......" Jia Lian glanced at Feng Ziying, "Like a few princes, or pavilion elders,......"

This is a double-edged sword, the princes are easy to say, but the cabinet ministers are not easy to say, but if they can each deposit two or three thousand taels has such a meaning, it can play a propaganda role, but this involves privacy and confidentiality, and it needs to be carefully considered.

What if the Long Banwei or the Metropolitan Procuratorate asks to investigate and verify?

Feng Ziying couldn't help but think of the various bank secrecy standards and systems in later generations, and the question of when to investigate and obtain data.

"I have also thought about what Second Brother Lian said, but there are pros and cons, some can be considered, and some cannot be temporary, such as a few examples, can a few elders open an account in our silver village and deposit silver?" Feng Ziying said with a smile: "I'm afraid that the outside world will spread the word, a thousand taels of silver can give you a hundred thousand taels of silver, and I'm afraid no one will believe your explanation, so this is not feasible, but if it is the princes of the clan, it doesn't matter, well, Second Brother Lian, your house can also do the same." ”

Feng Ziying's words made Jia Lian sneer, but he just shook his head, but he didn't dare to talk.

He knows the details of the Jia family too well, strong on the outside and dry in the middle, typical skin is smooth, there are some houses, Zhuangzi and shops, and some old objects in the house can still be supported on the scene, but the inside is all in Yin to eat grain, tear down the east wall and make up the west wall.

Other people in the house don't know that Sister Feng has to take out the old things and bones in the family by various means every time she arrives at the edge of the year, and many of them have never come back.

But this noodle still has to be supported, thousands of people eat horses and chew, and they don't dare to crook at all, otherwise it will pour faster.

"Well, I have a plan for this matter, the prince of Zhongshun is willing to invest in shares with 80,000 taels of silver, and some ministers are still negotiating, and I will not be able to finalize it until I negotiate here, but presumably it is not a big problem to get together hundreds of thousands of taels of silver in Beijing, and Yangzhou here, it depends on our ability and efforts."

Feng Ziying smiled and looked at Jia Lian, Duan Xigui and Wang Wenyan, "We are all a family and don't talk about two families, this kind of business, although it is difficult to say how much money you can earn in a year, but it is better to be stable, it is better than burying silver in the soil, and you don't need to put more effort into it, if a few people have spare money in their hands, five thousand taels is not too little, one hundred thousand taels is not too much, you can give it a try." ”

The words made several people a little moved.

It's just that this shareholding is estimated to be at least 5,000 taels, and which of these three people can come up with 5,000 taels?

It was Duan Xigui who managed this Fengrunxiang and earned money, but he only saved three or four thousand taels of silver, and Wang Wenyan's family background was only two or three thousand taels, and as for Jia Lian, he couldn't take out one thousand taels of silver.

"Well, I'm talking about this, a few of you think about it yourself, and if you make it up yourself, you can actually invite one or two relatives and friends to join forces to invest, so that if you make up 510,000, you can also be a shareholder, and then you will distribute dividends according to your respective capital contributions."