Chapter 938: A New Monetary System

In the past, everyone was only a small business, and they were all happy to see a silver ingot, and each ingot of silver would be looked at again and again, and they enjoyed it all again, but now this business is getting bigger and bigger, how can they do everything themselves, and the silver that comes and goes every day is very large, which will cause a lot of obstacles and difficulties.

If there is a currency that everyone can agree on, it can help everyone to buy and sell to the next level.

This is not a very difficult question to understand.

Guo Dan only saw this a few years before them, and has been preparing for it.

Therefore, Guo Dan has the confidence to tell them today, brother just wants to earn your money.

Then Guo Dan took out the whole set of Yinuo coins for them to appreciate.

This is also the first time that Guo Dan has taken out a full set of one nod.

Glittering!

The craftsmanship of this set of currencies can be achieved with the naked eye alone, and it really represents the top level in the country.

Among them, there are three currencies: gold, silver, and copper.

There are only three kinds of silver coins, which still continue the shape of the outer circle and the inner square, and the rest is a round coin, which is engraved with the words Wanli year number, letter, Yinuo, and so on.

And this whole set of currencies will also redefine the monetary unit.

In the past, money and cents still corresponded to the currency.

But among them, three units of nuo, yuan, and jiao are added, and one nuo silver coin is equal to the current three coins of silver, which is equal in weight, and ten yuan is equal to one nuo, and ten jiao is equal to one yuan.

As soon as the businessmen in the room heard it, they understood that this unit should be more in line with the current prices, and it would be more convenient to use it to buy things.

There are two types of copper coin units, one is the cent, and the other is the centi, ten cents is equal to one cent, but the face value of the currency is only five cents, and there is no currency of one cent.

This is the value of the copper coin is calculated according to the price of copper, and when defining the value of the promise, in fact, it also refers to the comparison of silver and copper, the definition of a silver coin is three coins of silver, on the one hand, it is to consider daily consumption, and on the other hand, it is to consider that this value is most suitable for linking to the price of copper.

As for the cost of minting, the price of silver coins is seven percent, and one or two silver coins, I have to take seven cents.

Six percent is actually the silver loss of the coinage.

And Guo Dan had already listed the formula before, and calculated it very clearly for him, if the currency is unified, the wealth in their hands will increase by more than this.

In terms of face value, of course, it is a loss of money, but if you have to calculate it based on time, risk, manpower and material resources, it will definitely be earned.

The businessmen here thought to themselves, after calculation, I am equivalent to one percent of the coinage fee, because the coinage could not avoid the silver consumption, which is equivalent to spending money to buy coins, and now not counting their silver consumption, then this price is still very fair.

Guo Dan's pricing always makes them suffer from some gains and losses, and they don't even give them the opportunity to get cheap, but they can't say a reason to oppose it.

In the case of copper coins, the minting fee is about 20%.

This frightened the merchant and began to shout, "This coinage is too expensive, you profiteer."

But Guo Dan still used data and charts to shut them up.

Guo Dan laid out a detailed formula to calculate that the value of the copper coin would increase by more than 11 percent compared to the current one, and it would be stable, and if these factors were taken into account, the mintage would not be expensive at all.

The reason is that because silver is prevalent at the moment, copper coins are not popular, and they are going downhill, with the increase in the amount of silver, it will continue to depreciate, and after the copper coins come out, the price of copper will definitely rise some.

Because the copper coin is officially linked to the silver coin, the unit of the copper coin is no longer a penny, don't look at just a unit to change, but this is very important, this text is a monetary unit, and one or two is a weight unit, these two are not easy to link, resulting in sometimes one tael is equal to eight or nine hundred wen, sometimes one tael is equal to six or seven hundred wen.

There is no accurate exchange rate, which also brings a lot of trouble to everyone's buying and selling.

Although the face value of a dime is a copper coin, one yuan is a silver coin, but a dime is a monetary unit, and one yuan is also a monetary unit, ten jiao is equal to one yuan, this is defined, although Guo Dan is calculated according to the silver and copper price ratio, but this will not become, there is no day when one yuan is equal to eight anise.

Although copper coins are also metal coins, they already hide the concept of credit money.

Then copper is linked to silver, and this purchasing power must have increased a little.

Therefore, although 20% of the minting fee is withdrawn, the minting of copper coins is still very cost-effective.

In addition, Guo Dan also did not say that with the rise of the capital economy of the Ming Dynasty, the demand for currency in the Ming Dynasty is increasing, so there will definitely be a shortage of silver currency, in this case, copper coins play a good auxiliary role, its value is steady and rising, if the silver is sufficient, Guo Dan will not mint copper coins.

"There's a gold coin here!"

Qin Zhuang suddenly picked up the gold coin, and suddenly saw that there was only one word printed on it--- "float", and couldn't help but wonder: "What does this float mean?" ”

Guo smiled lightly: "The value of this coin is floating, but it can be exchanged for our silver coins, and it will currently be priced at one gold equal to thirty-five yuan, which is probably worth ten taels and five yuan, but our money bank will change the exchange price of silver coins every three months." ”

"Ten taels and five cents?"

Everyone couldn't help frowning slightly.

Aunt Xu really didn't understand these things, and asked, "Isn't this price appropriate?" ”

Qin Zhuang said: "Madame doesn't know, my Ming gold and silver comparison, about one to eight, and the Franco machine is one to ten, so someone exchanges gold for the silver coins of the Franco man, if the money village has five more coins, maybe everyone will take the gold to the money village to exchange coins, and even the cost of exchange is much less." ”

Guo smiled lightly: "I won't hide it from you, I just deliberately set a higher price than the Franco, and the purpose is just to add a way to distribute currency." ”

Of course, this is the official word, floating means, in fact, it is a floating exchange rate, this gold coin will go to Luzon, and after he has full control of foreign trade, he will use this gold coin to calculate the gold and silver exchange rate.

He knew that because of the small and numerous countries in Europe, there was a lot of trade between countries, and the proportion of gold and silver received by each country was different, and they were very good at calculating this. Daming is extremely short of gold, but the gold is still outflowing, because the ratio of gold and silver in Daming is too low, only one to eight, at least one to twelve and thirteen in the West, and the Franc machine is exchanged for one to ten, but how much is earned in exchange.

Guo Dan is not to stop the outflow of gold, no matter whether it is lacking or not, as long as it is earned in the market, it belongs to everyone, but he also has to manipulate the exchange rate, the outflow can be, and the inflow can also be, but he must take a layer from it.

This rotten money has to be eaten.

Because it is more profitable to buy and sell currency without buying **.

In the end, everyone unanimously agreed to mint coins.

Didn't say go back and think about it.

Because Guo Dan did not use his eloquence to fool them into minting coins, but used very objective data to tell them that minting coins is very cost-effective.

Moreover, Yinuoya also minted coins by himself, so when it comes to losses, who can compare to Guo Dan.

It's not that Guo Dan just let them mint coins, and he won't mint them himself.

After sorting out the information on the table, I found that Aunt Xu was leaning on the long table with her back and staring at the chart on the wall, so she handed the information to Cao Xiaodong and asked them to go first, and then asked Aunt Xu, "Do you want to read it for a while?" ”

Aunt Xu was slightly stunned, turned her head to look at Guo Dan, and asked in an incredible tone: "These calculation formulas are... Did you come up with it all? ”

Although Aunt Xu has seen this kind of charts, formulas, and data countless times, but this time the calculation formula is different from the previous one, if you don't listen to Guo Dan's explanation, she can't understand it at all, obviously it is much more complicated than any previous formula, but after listening to it, she feels very reasonable and very convincing.

How the hell do these brain melons grow?

Guo Dan suddenly raised his hand and put it on Aunt Xu's shoulder.

A touch of unhappiness flashed in Aunt Xu's eyes, and when she was about to speak, she only heard Guo Dan smile and say: "I am not the hero who wears golden armor and holy clothes, steps on seven-colored clouds, and commands thousands of soldiers. If I don't even have this ability, how can I be worthy of you. ”

As he spoke, he turned his head to look at Aunt Xu.

Aunt Xu was stunned for a moment, then rolled her eyes, slapped Guo Dan's hand away, and then walked outside.

Guo smiled lightly, and was about to chase him out, when suddenly a figure blocked the door.

Bastard! Dare to stop me from picking up girls.

Guo Dan cursed secretly in his heart, but he suddenly found that this face was a little familiar, "Dalong? ”

It is the general manager of the Grand Canyon, Qin Dalong.

"General manager, am I a step too late?"

Qin Dalong asked.

Guo Dan was stunned for a moment and said, "It's not too late, but why are you emaciated like this, is it because you have encountered emotional stimulation?" ”

Qin Dalong's eyes immediately turned red when he heard this, and he shook his head with a face full of grievances.

Guo Dan said: "What are you doing?" If you have something to say, don't come with me. ”

Qin Dalong choked up and said, "I'm just... It's just that when I came in, I heard everyone talk about the shares of the Grand Canyon, and I... I feel bad. ”

In the blink of an eye, the shares of the Grand Canyon have doubled, and the base is 500,000 taels, if he hadn't exchanged the shares of the Grand Canyon at the beginning, then he would ...... now You must know that he was the second largest shareholder of the Grand Canyon at the beginning!

The stock went up so much that he couldn't sleep.

Thinking of this, his heart was like a pinprick.

Is this bastard implying that I cheated him out of his shares? Guo Dan patted him on the shoulder and comforted: "Okay! All right! You do a good job, and if you do a good job, I'll give you some share awards. ”

"Really?"

Qin Dalong's spirits perked.

Guo Dan said: "Of course, if the general manager of the Grand Canyon does not hold the shares of the Grand Canyon, then why should others buy our shares." ”

"Yes, yes, yes!"

Qin Dalong nodded again and again, and said, "What the general manager said is really reasonable. ”

Guo Dan asked again: "What is the situation on the other side of the Grand Canyon?" ”

Qin Dalong suddenly remembered something, and said: "General manager, a few days ago, the R&D Institute suddenly notified us to stop producing bird guns and change the production line, saying that they had developed a better bird guns. ”

"Next door to the Pedal Horse!"

Guo Dan scolded, "Who asked them to update so quickly, should I give the army a new bird?" They also considered some cost issues, these hundreds of thousands of taels of firearms can be replaced, and the production line has not been changed, right? ”

Qin Dalong hurriedly shook his head and said, "Not yet!" Without the instructions of the general manager, how dare we change it. ”

"Good!"