Unlike the-stirring stick who fears that the world will not be chaotic, as a pacifist, Franz has always been the most disgusted with chaos.

Seeing that the European continent was about to be in chaos, Franz, as a responsible European hegemon, knew that he should do something.

Essentially, the turmoil in Europe is due to the economic crisis. The time of the crisis was artificially delayed, but the follow-up flood discharge work was not carried out, so that the situation got out of control after the crisis broke out.

Past economic crises have usually been characterized by erroneous economic policies, imbalances between supply and demand of money, overheated investment, stock market bubbles, debt overhang, natural disasters, financial turmoil, and overcapacity...... One or both of them.

This economic crisis is different, except for natural disasters. The consequences are naturally unprecedented.

Governments that have no experience in dealing with such a large-scale economic crisis have all adopted a laissez-faire attitude and watched the situation deteriorate to the point where it is now.

According to information collected by the Vienna government, unemployment has exploded in various countries since the onset of the economic crisis.

Although they are sending immigrants overseas to ease the pressure of domestic employment, immigration is not an easy task.

The HRE immigrants are experienced, and there is a large group of noble lords rushing to get someone. The one-stop service benefits even the entire country with the German-speaking cultural sphere, and it is covered from start to finish.

Other European countries are different, and not every aristocrat is a linguist, and immigrants who do not understand the language and culture dare not ask for it.

There is no team to take the initiative to attract people, and the immigrants mainly rely on the spontaneous initiative of the people, even if the government provides convenience, not many people leave. What is even more tragic is that most of the people who run out are middle-class, ordinary people can't even afford to buy tickets to the colonies, and they rely on relatives and friends to scrape together.

Against this background, the progress of immigration is naturally not fast. If they are all like Shinra, and someone runs over to pull people as soon as they lose their jobs, where is there any revolutionary risk?

Getting out of the economic crisis is not a matter of time. It is not possible to open and hang, and it is necessary to abide by the natural regulation law of the market. Relying on policy to stimulate the economy can only solve the urgent need, and it will also leave serious sequelae.

Since you can't solve the problem, then solve the person who created the problem. Don't look at those little brothers who are in crisis, in fact, there are not many people who have problems.

If you pinch your fingers, you can see that the total population of the seven states in Italy is about 15 million, Greece has more than 1 million, Belgium now has more than 4 million, Switzerland has about 2 million, and Spain has a maximum population of more than 18 million, all of which together are about 40 million people.

According to this proportion of the population, the maximum number of young and able-bodied people with a labor force is only 20 million, and the actual number may be even smaller. Even if the unemployment rate is as high as 20 percent, only 4 million people are unemployed.

The unemployment rate could not have been higher, except for Belgium, which is slightly more industrialized, and the rest are agrarian countries. The industrial population accounts for less than 30 percent, so we can't all be unemployed, right?

Even if they are unemployed, not everyone faces the difficulties of life, and those who run away do not need to be taken care of. Those who are slightly wealthy and can survive the economic crisis do not need to be taken care of either.

Taking into account the actual situation, as long as the employment problem of 3 million of them is solved, the social order can be initially stabilized.

There are definitely no jobs for Franz, but it doesn't matter, the colonies of the HRE Empire certainly do. So many noble lords, even if they help them build castles, manors, and farms, they can create three million jobs.

The reason for not employing overseas workers is not that the noble lords do not want to hire them, but the key is that they do not understand the language and cannot command flexibly.

For individuals, this is a big nuisance. But for the government, this is not a problem. As long as it can be managed in a unified manner, whether it is language training or language translators, it is a good choice.

You don't even need the government to come forward and let the labor dispatch company do it. You must know that in recent years, there have been several labor dispatch giants in the HRE Empire.

It has provided tens of millions of laborers to the American continent, made outstanding contributions to the economic development of the Americas, and accumulated rich experience in labor dispatch.

Now that the American route is gone, these guys have been exported to domestic sales, constantly organizing immigrants from the European continent to the colonies, and receiving commissions from the noble lords.

Frankly speaking, if it weren't for Franz's powerful boss, this group of fiefdom nobles in the HRE would definitely not be as generous as they are now.

Territory construction is very expensive, although the nobles are quite rich, but if you don't know the plan, it is easy to go bankrupt.

In order to help everyone build their territory, Franz specially hired the children of nobles who have experience in territory construction to act as everyone's territory development consultants, and help them formulate development plans according to the actual situation.

This alone is clearly not enough, and in addition to development programmes, there are bank loans with sufficiently low interest rates. Compared with the commercial loan interest rate in the market, which is more than a dozen points or dozens of points, the policy loan provided by the Royal Bank only charges a symbolic two points.

It's really symbolic, there are no strings attached, only two points of interest are charged, even the operating costs are not enough, there is no profit at all, and it is not an exaggeration to say that it is doing charity.

In fact, since its establishment, Royal Bank has decided that it cannot pursue high interest rates and high returns like ordinary commercial banks.

Therefore, the Royal Bank never accepts ordinary commercial loans, only engages in international loans, or policy loans, and the interest rate has never been high.

Except, of course, for the Royal Consortium Corporation. Your own business can still get preferential loans from the Royal Bank, after all, the emperor also has to eat. For the sake of the royal family's reputation, the Royal Bank does not aim to make profits, but it does not say that it cannot make money indirectly through other channels!

Including low-interest loans to the aristocracy, which seemed to have little profit, in fact, the hidden interests behind it were extraordinary.

If Franz hadn't been the emperor, it would not have been his turn to do such a deal. The loan is indeed inconspicuous, but behind the loan is the economic lifeblood of many fiefdom nobles of the HRE Empire.

Franz could see it, and so could others. As early as the beginning of the division of the aristocracy, there were capitalists who were unwilling to be lonely to intervene, but the end of these people was not very good.

There is no way, the fiefdom nobles of the HRE are all killed with a knife and a shot, and if they want to control the lifeblood of others through economic means, what is it not looking for death?

Especially a group of guys who fantasize about occupying the magpie's nest through loan traps, and now the grass is growing on all the graves. It doesn't matter if you play with a contract, as long as you can play with a gun.

Fiefdom nobles are equal to princes and kings, no joke. When it comes to other people's territory, if people want to turn their faces, how can a few capitalists be able to turn the tables?

Not paying debts is a tradition left by our ancestors. As long as you open the history books, it is never new to kill creditors without paying for them.

The Royal Bank can do this business, because Franz is a feudal lord of the nobles, and the interest on the loan provided is very low, and it can be announced to the public that he is helping the younger brother to tide over the financial difficulties, fame and fortune, and there is no trouble at all.

The others can't, and it's not easy for anyone to come. The predecessors have already set an example, there is no problem with borrowing usury, and no matter how harsh the loan conditions are, they dare to sign it, as long as they kill the creditor afterwards.

It doesn't matter if you can't kill it, in your own territory, the lord has the right to make laws and taxes, as long as it doesn't contradict the laws of the central government.

For example, some lords formulated the "Law on the Exemption of Usurious Debts", and they directly stipulated in the legal situation that all commercial loans with loan interest exceeding 8% are not protected by law.

It fully complied with the spirit of the Constitution of the HRE Empire, but removed one of the criteria for determining usury, and then the standard interest rate for usury dropped from 48% to 8%, and the debt was legally repaid.

As for the spirit of the contract, it cannot be eaten. As long as they let go of their discipline, the capitalists have nothing to do with these princes and kings who can make rules.

Eat a trench, grow a wisdom. With the lessons of the blood of the martyrs, the bankers learned wisely and blacklisted these princes and kings early on the loan blacklist.

Even if the commercial bank really wants to lend, it will have to go back to the mainland to sign the loan contract, and even the collateral must be in the mainland, just for fear that these guys will not be able to repay the debt.

Excluding the potential political gains, low-interest loans can actually be profitable, but this time period needs to be extended to twenty or thirty years, or even longer.

Royal Bank does not accept personal business loans, and it is not that it does not accept personal deposits. Don't look at these noble lords who are poor now, but once the territory develops, they will all be big tyrants in the future.

With these people's deposits, the Royal Bank will be the most cash-flowable bank in the world in the future, and there is no one.

Otherwise, two points of loan interest are talented, especially to open branches in the colonies, even with the support of the central bank, it is a proper loss project. The same is true of the political gains that are pushed to the state-owned banks.

According to the financial report published by the Royal Bank, only the overseas colonial branches operate and lose millions of Aegis every year.

If it weren't for value-added businesses such as issuing bonds and helping companies go public and raise funds, this top 10 bank in the world would have topped the World Bank's loss list for many years.

There are benefits to making money, and there are also benefits to not making money. A royal bank that was not profitable, and often lost money, also made a name for Franz.

Even though the bank's assets have been expanding since its establishment, it is not even jealous because of its unprofitable nature.

Of course, this is just the thoughts of ordinary people. The eyes of those who play finance are red with jealousy, and only they know best how much potential benefit a bank with sufficient cash flow can bring.

It's useless to be jealous, on the surface, the Royal Bank is for charity, once it generates "profits", in addition to making up for the previous financial losses, the excess is used by the emperor for charity.

Compared to all the banks in the market, Royal Bank is a model of conscience in the banking industry. This will be blamed, and other banks will not be able to survive.

In a sense, the Royal Bank also acted as an "intelligence organization", monitoring every move in the colony.

Although it is impossible to know what the nobles eat at every meal, the general development of the colony can still be understood.

Which guys are safe, which guys are ambitious, and which guys want to do things are all on the record.

The prime minister can hold the boat in his belly, and Franz's mind is not bad. As long as these people don't challenge his bottom line, then they are both monarchs and ministers; If he crosses the line, then it is no wonder that he, the emperor, is a trick.

That's right, it's a pit man. In the context of European society, as long as the nobles did not commit serious crimes, the emperor could not do anything about them.

Even a strong emperor like Franz could not convict someone before something happened. What the emperor was able to do was to put on small shoes for people, or dig a few pits in front.

Wearing small shoes for people is too untechnical and easy to criticize. In contrast, digging a hole in the dark is much more comfortable. Many people fell into the pit and were buried, not knowing who did it.

It's just that this kind of treatment is not something that ordinary people can enjoy, ordinary little nobles, unless they raise their banners and rebel, otherwise they can't get into Franz's eyes at all.

Franz has seen a lot of dead aristocrats, and he has really never encountered anyone who directly raised the flag to rebel, and the most brain-dead person is only to join the revolutionary party. "The prince will have a kind of Xiangning", this slogan is really not shouted.

In the spirit of helpfulness, Franz decided to help the younger brothers. Anyway, the colony is now short of young and strong labor, and the nobles are about to fight for people.

Franz did not dare to absorb millions of foreign immigrants at one time, but there was no pressure to provide millions of temporary jobs.

I am not afraid that the nobles will refuse, and once the rare cheap labor is passed, there will be no more such shops.

At the height of the economic crisis, the average salary of European workers has fallen to its lowest point in a decade and is slowly declining.

Don't think that the mercenaries of Lancey can get a high salary of almost 15 Aegis per month, but it is the money that sells for their lives in wartime, and they need to fight with their lives. Even if the average worker went to the colony, his salary could not be high.

According to the current situation of the labor market on the European continent, hiring a young and strong laborer to go to Africa to open up the wasteland can be done with food and shelter for 5 Aegis per month.

Considering the uneven income of the people in various countries, some poor ghost countries can also hire people as long as they provide simple food and lodging and give a salary of 3 Aegis per month.

Such cheap labor was completely unthinkable in the Holy Roman Empire, and it would be a joke to hire people without doubling the salary.

Affected by the Great Immigration Policy, unknowingly, the labor cost of the HRE Empire has climbed to the highest in continental Europe, on a par with Britain.

"Cheap" labor, that's a thing of the past. If it weren't for the development of the HRE Empire's industry, the high labor cost alone would have been enough to kill all labor-intensive industries.

The cost of labor is determined by the level of the economy and the supply and demand of the market, and the labor cost is higher in the HRE itself, and the labor cost in the colony is even higher.

Without a high salary, who wants to go to the pimple of poor mountains and bad waters?