Lin Ruhai really wanted to touch the bottom of the other party, he wanted to see how much background the other party had.

In the case of deciding to marry his daughter, Lin Ruhai has three choices.

One is that Feng Ziying is still immature and lacks strength, so many connections, plus some of his own family assets can be left to him and his daughter, this is the most conservative and safe, from the heart, Lin Ruhai also feels that it is the most in line with his own ideas, he only hopes that his daughter will have a good and happy future, and it may not necessarily be how much the husband has to do.

The second is that Feng Ziying has indeed grown very rapidly and has considerable strength, such as the support of Qi Yongtai and Qiao Yingjia, if he wants to do a career, then most of his political and network resources, including Wang Wenyan, can be handed over to him, but this requires quite clever means to take over.

The third is that Feng Ziying is indeed a genius in the sky, he is very mature in any aspect, and he has the support of all parties, especially the cabinet and the emperor, so he can hand over all this to him, in that case, the family assets are secondary, and many unknown secrets can also be handed over to him, as for whether it can be used, how to use it, and when to use it, it is up to Feng Ziying to weigh it.

What happened to Feng Ziying, Lin Ruhai also knew that it was not something that could be determined by a few simple conversations, it would take time, but he had to hurry up to do it, otherwise if Emperor Taishang or Emperor Yonglong had other ideas and made the first move, he would be passive at that time.

"Uncle, the little nephew does attach great importance to Yinzhuang, in the little nephew's view, the opening of the sea is a huge and complex business, involving many industries, not just the sea trade is so simple, involving a series of industries, but also closely related to the livelihood of the people, for example, if Ningbo opens the sea, then the shipyard in Ningbo is bound to expand and build, and even expand several times, a new shipyard, may require skilled craftsmen, handymen, but also need a huge investment, often is two or three hundred thousand taels of silver investment, The question is who can easily come up with this money? If you can't make it up, if you borrow the Indian money, maybe the shipyard has not started yet, and it will be forced to collapse by the interest of the Indian money,......"

"Similarly, opening the sea requires a large amount of tea, and tea mountain tea factories may have to be added and expanded, and they will face the same situation, where do ordinary people get so much silver? Most of them can only borrow, and my uncle should know how high the interest rate of this kind of private usury is at present, which is unacceptable for those who want to expand the tea plantation tea factory, silk workshop, medicinal herb factory, etc., and so on, maybe my uncle will say that it can be accumulated slowly, but we now hope to be able to move forward with this pace faster,......"

"So you want to set up a bank to lend money to these industries and support them to build and expand? The purpose of your establishment is not to facilitate the exchange of deposits and collect custody fees, but to lend money? ”

Lin Ruhai was a little incredulous.

The current bank money shop deposit money is for the convenience of the needs of life, so the deposit of silver needs to pay a custodian fee, and the loan can not be said to be no, but first, in order to avoid the risk of the card is extremely strict, and secondly, it is not the norm, so this kind of business dedicated to deposit and loan has not been popularized in the money shop bank in various places, and like Feng Ziying, who came directly to this, it is even more unique.

"Then where did you get the capital of this silver bank?" Lin Ruhai couldn't help but ask.

"This is exactly the problem that plagues the little nephew, Master Cui and I have discussed, that is, I hope to raise a part of the silver to support the development of these related industries,......" Feng Ziying also heard what Lin Ruhai meant, some surprises and surprises, "There are many merchants in Yangzhou, the business is developed, and the circulation of money and silver is huge, we feel that if we can set up a silver village in Yangzhou, then we can support the development of these industries." ”

"There should be a lot of money in Yangzhou,......," Lin Ruhai said in a deep voice.

"Their silver bank money shop and our idea is completely different, our purpose is to support the development of the production industry, this is the main purpose, the second is to connect the world, the third is profit, of course, this also needs to be built on the basis ,......of profit, otherwise this silver village will not be able to do it for a long time."

Lin Ruhai nodded slightly, with the purpose of not making a profit, the results are not very good, in business, if it is difficult to guarantee even the capital, how can you make this business continue, Feng Ziying's mind is still relatively sober at this point.

"Ziying, I understand your thoughts, then this silver village means to plan to unite with the household department to do it?" Lin Ruhai asked: "Have you thought about it, the household department is now poor, if this silver village is established, I am afraid that the cabinet and the household department will first can't help but reach out, if the household department wants to borrow, how do you deal with it?" ”

Lin Ruhai's words hit the nail on the head.

"This is also a problem that the little nephew has been very entangled, if the household is excluded, it is able to raise silver as share capital, then without the support of the household, it will be difficult to rely on government resources for many things, and the development will definitely be restricted, and it can be included in the household department, as far as the uncle said, the household department stretches out its hand, and the silver village itself has no ability to resist at all, it is a shareholder ,...... itself."

Feng Ziying actually did not have an in-depth discussion with Cui Jingrong on this issue, he only said that if a bank bank dedicated to deposits and loans could be established to support the development of industrial livelihood, this suggestion was greatly supported by Cui Jingrong.

Cui Jingrong is very optimistic about Feng Ziying's development path in Linqing's tribute brick industry, and feels that this can actually be copied in many industries, of course, these industries should have prospects, such as industries that can be quickly transformed into maritime trade with a broad overseas market, such as silk, porcelain and tea.

"Then you have to think clearly, there are gains and losses, get the support of the household, it is true that the development in various places can get the support of the government, but there are also drawbacks, unless you can reach a certain agreement with the household, you can't reach out at will, and if the household is not good, then you can also consider the problem from another angle." Lin Ruhai said softly, "The same can achieve unexpected results." ”

"Huh?" Feng Ziying hadn't reacted yet, and looked at her prospective father-in-law suspiciously.

Lin Ruhai smiled, but he didn't say anything, and walked forward with his hands.

Feng Ziying pondered for a moment, suddenly brightened, walked a few steps, and followed behind Lin Ruhai: "Uncle, do you mean the emperor?" ”

"Well, I estimate that when your idea is launched, it is estimated that many people may not be optimistic, and more will feel that it is silver that will not bubble up in the water, if there is a household involved, it will feel that this is a means for the court to borrow money in disguise and even donate money to get silver, no one will take the initiative to be willing, but the strategy of opening the sea is advocated by the emperor, so if the emperor takes the initiative to demonstrate, at least the effect of this gimmick will not be bad, at least it can also give others some ideas to talk about and comfort, and the worst can also show the emperor's support for the strategy of opening the sea, As for the other effects, they are even more profound,......"

Feng Ziying couldn't help but want to give a thumbs up to her father-in-law, who was really amazing!

The emperor's investment is of extraordinary significance, and at the same time, it can also have the same effect as the household department's shareholding, and it is obviously much easier to persuade the emperor than to persuade the poor household who only wants to make money everywhere.

And judging from the current observation of Emperor Yonglong, this emperor does want to cheer up the country and let the Great Zhou get out of the current predicament, but he can use his ambition to promote the realization of this goal, of course, this still needs a lot of effort.

"Thank you uncle for mentioning it, Ziying understands." Feng Ziying exhaled softly, this prospective father-in-law seems to have a lot of goods hidden in his stomach, he thought that the other party might have some network resources and capital, but he didn't expect people to come and teach him a lesson first.

"Well, it's good that you understand, in fact, there is another candidate who can also be pulled in, but the pros and cons are not even sure for me, but you can think about it, I know that your mind is lively, but this person is very important, and you have to consider it well, well, of course, if you really have a relationship with the emperor to a certain extent, you can also look at the emperor's thoughts,......"

Feng Ziying was so smart that she immediately reacted, "Uncle, do you mean the Emperor?" ”

Lin Ruhai was not surprised that Feng Ziying could think of it, and while moving forward with his hands, he probed the plum branches.

"Well, you guessed that, too? Well, the Emperor Taishang is also a good candidate, but the relationship between him and the emperor, hehe, is very complicated, it stands to reason that it is father and son, and the Emperor Taishang also passed the throne to the emperor, but the situation during the succession and the recovery of the emperor's physical condition after the succession, plus there is a Prince Yizhong who has always regarded himself as the prince and even a concubine with a complicated identity, so only their father and son can make it clear. ”

Lin Ruhai's words are already a bit rebellious, but this is as his quasi-son-in-law, and his time is short, so he doesn't care about this.

The more optimistic he is about his son's future, the more worried he is about his daughter's future.

This son's future prospects are absolutely limitless, his daughter's stubborn and arrogant little temper and delicate body, and her mind is not broad-minded, this is going to marry the other party, if she is compared to Shen Xuan's daughter, I am afraid that she will suffer in the future.

However, the only thing that made Lin Ruhai more relieved was that he also felt that Feng Ziying really cared for his daughter, and he had to visit him almost every day these days to meet his daughter at the same time, this feeling could not be pretended, at least it could not be hidden from his eyes.

This was originally uncourteous, but in such a situation, Lin Ruhai also turned a blind eye, the two of them have the fate of sharing life and death, and it also makes the relationship between the two much stronger than other matchmakers, and the fate of their parents is much stronger than that of other matchmakers, which the old and sophisticated Lin Ruhai naturally understands, so this aspect makes him feel much more at ease.