Chapter 178: What are the odds?
"Command, thanks." Yang Chendong knelt down and bowed twice.
Just received the decree and did not make any guarantees, Zhu Qiyu sighed in his heart, knowing that it was not enough to just give military power at this moment, and it was time to tell the conditions agreed in advance. Otherwise, if you don't work hard, it's just the same danger.
His eyes first glanced at the ministers, and then fell on Yang Chendong's body, "This time, Wara invaded the side, approached the Jingshi, making the Jingshi dangerous, and everyone was in danger, I heard that the price of grain rose wildly for a while, and the value of gold and silver shrank in a large area, which has caused the panic of the people." Feeling this, I believe that this is not only the reason for the new defeat of Yingzong, but also has a lot to do with the robbery of private merchants. In this regard, I have decided to open a money bank among the people, loyal to the Marquis, I want to hand over the great responsibility to you, and ask you to stabilize the price of the capital in the shortest possible time, I wonder if it can be done? ”
first talked about the situation of Jingshi, and did not forget to take out the defeat of Yingzong and talk about it again, and then threw out the idea of establishing a private bank, and consulted Yang Chendong's opinion. The occurrence of this scene gave the ministers a sense of flawlessness.
Only Yang Chendong's face was indifferent, he had long expected such a result, this was originally a good thing to discuss. As Zhu Qiyu thought, if he only gave himself military power and did not give other benefits, he might also defend the Beijing division from loss, but that's all. But if he gets enough benefits, he will fight this battle beautifully.
Kneeling three times and bowing three times, this time Yang Chendong's face finally showed a little gratitude, "The minister is willing to build a money village to make due contributions to the economic development of the Ming Dynasty and the stability of the country, and at the same time, the minister intends to change the name of the money village to the Yang Family Bank, and at the same time, he will pay two million taels of silver to the treasury every year to do business taxes, and ask the emperor for permission." ”
"Shhh
The sound of gasping cold air echoed through the main hall. As for the establishment of a money village and the change of its name to Yangjia Bank, many people have not figured out what is going on. But there is one sentence that I can hear very clearly, that is, a money bank is willing to hand over two million taels of silver to the state treasury in a year, which is equivalent to half of the annual agricultural tax. What a number this is, and it is also the money that many officials can't earn in their lifetimes or even in their lifetimes, but they were easily promised by Yang Chendong, how can they not be shocked?
"Seriously!"
The most surprised was the emperor Zhu Qiyu.
If you don't know how expensive firewood and rice are not at home, this is also applicable to the emperor.
Originally, he was just a servant king, but Zhu Qiyu just saw the emperor's majesty and response. But after becoming the emperor, I realized that a country can't do without a word of money. There is a natural disaster that requires money! It takes money to build water conservancy! It takes money to build a city! Money is needed to raise officers and soldiers.
In short, if you want to be a holy emperor and become a Ming monarch praised by everyone, you need to use countless money to solve everything, and strive to achieve more people's satisfaction, which is the work task of an emperor.
Although the treasury was full of money in front of Renxuan's rule, a lot of silver was used in the first battle of Tumubao, and after the defeat, I didn't know how much silver was needed to pay for the officers and soldiers. When the two emperors ruled together, a country's income was divided into two pieces, so it is foreseeable that in the future, there will definitely be more income and less expenditure. And if you want to become a real generation of famous monarchs, the task of national unification is inevitable, and it is likely that you will have a sword with Zhu Qizhen, the emperor of Daizong, and if you want to fight, you don't know how much silver you need.
In this way, how to generate income has become the focus of future tasks. At this time, Yang Chendong stood up and said that the establishment of a Yang family bank would give away two million taels of tax silver in a year, how could this not make Zhu Qiyu's heart bloom and secretly happy in his heart?
A Yangjia bank can pay two million taels of silver in a year, so if there are ten such banks, wouldn't it mean that the problem of expenses has been solved, and it can still deposit more taels of silver in the state treasury?
With joy in his heart, he not only exclaimed out of shape.
"Ahem." Jin Ying, who was standing on the side, coughed softly, reminding Zhu Qiyu that he was a little out of shape in front of the palace in this way. At this moment, Emperor Daizong also reacted, and then quickly made a move to make amends, "Okay, very good, even if the Marquis of Zhongqi is so confident, I will deposit two and a half million silver first." ”
Depositing 500,000 taels of silver is nothing to an emperor, this is just a statement of Zhu Qiyu's support for this matter
"Thank you to the emperor for being the first customer of Yang's Bank to deposit money, and the minister will give you a monthly interest rate of 0.45, that is, the monthly interest of 500,000 taels is 2,250 taels of silver." Yang Chendong quickly turned his brain, and soon gave the answer.
The monthly interest on the deposit is 0.45 percent, that is, the interest of one hundred taels of silver for a month is 450 yuan; If you have 1,000 taels, it will be 4 taels or 500 yuan a month, and 10,000 taels will be 45 taels.
The interest rate on such savings is still very high, at least higher than the current interest rate of modern banks. Naturally, this became a great temptation, making the eyes of the other ministers who heard the results light up at this moment.
The interest of 500,000 taels of silver for a month is more than 2,000 taels of silver, which is enough for many large families to spend money for two or three months or even longer. Although it is said that there are few people who have so many deposits, there should always be 50,000 taels, so that if they deposit in Yang's Bank a month, they will have more than 200 taels, no matter how you look at it, it is appropriate.
Not only were the ministers frightened by this result, but Zhu Qiyu was also shocked by Yang Chendong's words. "Loyal Marquis, do you know that there is no joke in front of the king?"
"The minister naturally knows that the emperor only needs to prepare the silver, and after winning the battle to defend the capital, the Yang family bank will be established quickly, and at that time, the emperor will only send someone to send the silver, and then come to get interest every month." Yang Chendong said confidently.
Although it seems that the interest on this deposit is indeed not low, it is nothing compared to the loan interest he set. As a modern person, of course, he knows that money can only play an important role in circulation, and if everyone saves silver and does not stimulate consumption, the pace of society will be much slower.
Yang Chendong said conclusively, Zhu Qiyu naturally believed eight points, and said in front of the ministers at the moment: "Okay, then I will wait for the opening of Yang's Bank, hahaha!"
With Zhu Qiyu's laughter, this time the court meeting ended successfully. It's just that when the ministers walked out of the main hall, few people showed relaxed expressions. First, they are still doubting whether Yang Chendong, who is less than twenty years old, is really capable of protecting Jingshi, and second, is it really so profitable to open that bank? If so, do they want to put the money in?
The ministers had their own concerns, but Yang Chendong did not leave with the ministers, but after seeing the emperor Zhu Qiyu leave, he was called aside by Jin Ying to discuss the next specific things.
In the courtyard of a palace where Jin Ying was resting, in a cool courtyard on the water, the two sat looking at each other.
"Loyal to the Marquis, how about you taste the tea leaves here in Bengong?" Jin Ying smiled on his face, the next battle for the defense of the capital division will all depend on this person, and this is naturally not the time to look at it. On the contrary, he had to wait for Yang Chendong to put forward conditions, that is, the treatment of mercenaries.
Whether it is Zhu Qiyu or Jin Ying, they are very clear in their hearts. The reason why Yang Chendong was put in command was not because he took a fancy to this person's military talent, but because he could directly order mercenaries with new firearms.
Even Yang Chendong himself knew that pointing to the more than 10,000 city defenders in the current Beijing Division, it would not be possible at all. To fight a war, you still have to rely on the new army trained by yourself, even if this is the case, of course, you must collect enough benefits in the future, otherwise this kind of opportunity for the lion to open his mouth is difficult to have this shop after this village.
"The tea is good, it seems that there are good things here in Gonggong Jin." Yang Chendong had a bright smile on his face, and he seemed to be very satisfied with Jin Ying's hospitality.
Even in the case of negotiations, it is naturally essential to have a relatively harmonious atmosphere. It's not a life-and-death struggle between two enemies, it's just a matter of silver, which requires an excellent patience and a good atmosphere.
"Hahaha, the loyal and courageous marquis is really rewarded, and this prince is just a reward from the emperor." Jin Ying also raised her head and laughed, writing a good mood on her face. How could he not know that this time was Yang Chendong's opportunity to seek benefits, and it was also an opportunity for himself to gain benefits?
Although there is a big difference in age between the two, they are both like spirit foxes, and it is not too much to use a big fox and a small fox to make the situation.
"Well, the things rewarded by the emperor are really the best." Yang Chendong said with a slight feeling along with this, and then quoted to the topic: "But I don't know, what kind of reward the emperor will have for using mercenaries this time?" ”
Finally got down to business, Jin Ying's face became much more serious at this moment, "But I don't know how many mercenaries the Marquis of Zhongdang invited this time, and what are the chances of defeating the Warat army?" ”
If you don't see a rabbit or an eagle, it seems that Jin Ying is much more stable than Yang Chendong, and it seems that she has always been holding the initiative.
In this regard, Yang Chendong did not care, the mercenaries were in hand, and the initiative was in his hands. As for who made the request first, it didn't matter to him. Originally, this was not an equal negotiation and transaction.
"Hehe, how many chances of winning and how many mercenaries can be invited to help, it all depends on how determined the emperor is." Picking up the teacup and taking a sip gently, Yang Chendong was not in a hurry, and at the same time said confidently.