Feng Ziying didn't care too much about Jia Lian's visit.

The predicament of Jiafu is not a year or two, and now he has to pretend to build a garden, and he has to compete with other concubines for face, how can Lin Ruhai's 150,000 taels of silver be able to help things?

In these years, the prices in the capital city are expensive, like all kinds of big trees, strange stones, flowers and trees are mostly transported from other places, and the objects of one hundred taels are tossed to the capital city that is thousands of taels, but for the dignitaries, as long as they can support the face, then no matter how expensive they are, they have to suffer, this Jiafu is a typical swollen face and fat man.

Those families all have some money-making livelihoods, such as the Wu family and the Zhou family, who are concubines together, either have fleets on the canal or caravans in Shanxi, but the Jia family basically relies on a little Zhuangzi shop to eat some rent, and only a few such as rice shops and oil mills have long been poor and cannot make ends meet.

"Second Brother Lian, it's not that I refuse to lend you silver, you also know the situation of my family, it is estimated that Uncle Shi Boshi is probably still coming to Sister Lin's only little silver, Sister Lin 100,000 taels of silver into the shares of Haitong Bank, and then bought some land outside Yangzhou and Jingshi City, and there are only 10,000 or 20,000 silver left, even if it is left in my place, if you really want to borrow, I have to say ,...... to Sister Lin."

Jia Lian also had a gloomy face, he didn't want to get involved in these things at all, but after all, he was the eldest son of the Jia family, and he couldn't care about the affairs of the Jia family.

Under the pressure of his father and second uncle, if he doesn't come, who will? Can you still let Baoyu or Sister Feng come to the door?

Jia Lian, who sighed, could only nod: "Ziying, you know my thoughts, this Rongguo Mansion has been tossing for so many years, and there is only such a skin left, this garden is said to have spent so much money to repair, but how useful is it?" Can the big girl come back once in a few years? Let's leave it here, it's a waste, if you want to sell it, you can't afford to sell it, and it's connected to our mansion, so you can't make a move, what kind of effort do you say this toss. ”

Feng Ziying smiled silently.

"I know you can't get used to it, but the second brother is in this family, what can you do? The eldest girl is a concubine, everyone is tossing and turning, our Jia family is also a hairpin family, how can we lose face? How can the eldest girl hold her head up in the palace in the future? ”

Jia Lian also sighed, "It seems to be the same reason, but the Jia family really can't afford it now, the house says that the concubine is good and our Jia family can be good, in my opinion, this has to be said, I have been in the palace for so long, and I haven't seen the eldest girl bring any benefits to our house, the second uncle always says that we can't drag down the concubine, and the second aunt also has to help make up for the eldest girl in the palace from time to time, what do you say this is called?" ”

This is something Feng Ziying has never heard of, this Jia Yuanchun is in the palace, not to mention how to support and help the Jia family, after all, it is only a little time to enter the palace, it is impossible to say how much power and influence there is, but it is necessary for the Jia family to help, what does this mean?

As far as he knew, Emperor Yonglong's new sealing of these concubines should be a strategic move, and they all had certain intentions.

Jia Yuanchun's concubine sealing is more like appeasing the martial arts of the Wang family and the Jia family, and there are concubines here to contribute, so after sealing the concubine, it is purely a reward on the surface, and he doesn't go to the wombs of several concubines at all.

Even the concubines who gave birth to so many princes for him rarely came, and more often than not, the chamberlains brought the underage prince to his own bedroom or study, let alone the adult prince.

"What, you still have to help make up for the concubine in the house?" Feng Ziying frowned.

Jia Lian also felt that he was a little speechless, but after thinking about it, if Feng Ziying married Lin Daiyu, it would be impossible to break off the relationship with the Jia family, and there was no need to hide such things from him.

"Well, after the eldest girl entered the palace, the situation was not too good, several eunuchs in power in the palace were some snobbish people, if there was no silver, it was rare to even droop the corners of the eyes, the concubine was a little better, but there was still a little incense on the concubine's side, but the eunuchs in the palace on the emperor's side were lukewarm to the concubine's side, and the concubine was also very embarrassed,......"

Jia Lian said that he was a little careful with his words, but Feng Ziying could understand that those guys who had no eggs had no other thoughts, and in addition to silver in their hearts, I am afraid that it was silver.

"The days in the palace are not so good, the eunuchs and palace maids, who have been there for a long time, it is estimated that their minds are not normal, and it is indeed not easy for the concubine to establish a foothold in it." Feng Ziying could only say some comforting words without being salty.

"Yes, so sometimes the concubine asks Baoqin to bring the letter out, and the second aunt wipes her tears, and then she inevitably has to send some silver in,......"

Jia Lian's voice became quieter and quieter, and Feng Ziying estimated that this should also be from the mouth of Wang Xifeng, who was in a hurry, when Jia Lian and Wang Xifeng were in a verbal confrontation, after all, she was in charge of the silver.

Seeing Jia Lian's low tone and lonely expression, Feng Ziying still felt a little aggrieved for the other party in his heart, but in his identity, as the eldest son of Rongguo Mansion, he couldn't avoid it no matter what, even if you said that you didn't want this title, in addition to rights, this responsibility and obligation couldn't run away.

"Okay, Second Brother Lian, you don't have to think too much about it now, here I will take the time to go to your side and talk to Sister Lin, I can still get 10,000 taels of silver, I guess Sister Lin will not disagree, it is easy to borrow these two or thirty thousand taels of silver, you should leave this New Year's matter to the second sister-in-law, our Haitong Yinzhuang Jingshi is developing so rapidly, just taking back the silver is not enough, it is all necessary to pay interest, so it has to be released, in addition to a few things promoted by the imperial court, You also have to think about lending it to other safe ones, for example, you said that Mei Guifei's younger brother came to borrow silver, no matter what banner or excuse he played, it was no problem, and I didn't have to worry about their family not ,......paying it back."

Feng Ziying's words made Jia Lian stretch his brows slightly, "That's the only way, then again, the "Today's News" really has some effect, in the past few days, most of the people who have come to the number to ask about the deposit of silver and interest are some gentry and businessmen, and when they ask, they are all seen on "Today's News", and they feel strange, so I came to inquire, although there are not many people who really save silver, and the savings are only three or five hundred taels, but this sign is very good,......

"It seems that what we are worried about now is not that there are too few people who come to deposit silver, but that there are too few people who come to borrow silver." Feng Ziying couldn't help but shake her head.

It's not that there are few people who borrow silver, but there are not many high-quality customers with low risk to borrow silver, which has become a problem for the Jingshi, and the situation of borrowing from Yangzhou is much better.

This can also be seen in the north and south of the huge difference in economic structure, the north side of the capital liquidity is obviously inferior to the south, this is still in the capital, mainly from the imperial court of the capital inflow convergence, and there is also these officials and gentry through non-industrial and commercial income to obtain this silver hoarded in the capital city.

So in a sense, it's easier to form a group of rentier classes who rely on these funds.

But from another point of view, if the silver can be lent out through the Jiangnan side and invested in the industrial and commercial maritime trade and colonization industries, it will undoubtedly be able to obtain huge profits and promote the development of these industries.

"Ziying, I don't think it's a bad thing, anyway, didn't you say that the military department is also overstretched in preparation for the construction of the Denglai Naval Division fleet, and is ready to borrow from Haitong Yinzhuang? We have raised so much silver, if this order is done, we will have to drop a small half, and we can remove 1.5 million taels in the blink of an eye, we don't have to worry about not being able to collect it back at all, with the Changlu Salt Class as collateral, how fast? ”

Jia Lian has been busy promoting this loan during this time.

Wang Ziteng repeatedly found Zhang Jingqiu and Chai Ke, just for Denglai's side of the matter, from the construction of the shipyard to the formation of the naval fleet, which required a large amount of silver investment, and the shipbuilders in Ningbo chose a site to build a factory in Dengzhou, in addition to their own investment, that is, they had to rely on the guarantee of the imperial court to borrow silver.

After the military department supported the silver of the three sides of the northwest and Liaodong, there was not much silver to deal with the needs of Denglai, so for this matter, Wang Ziteng also ran around to build momentum, saying that if the Denglai Navy Division and Liaonan-Denglai route were not opened, Liaodong would inevitably become a lone son, and this momentum also received strong support from the people in the north of the imperial court.

Jia Lian's mentality is undoubtedly narrow-minded, blindly wanting to stare at the imperial court to lend, of course, from the perspective of security, this idea is correct.

In the case that the risk of commercial lending is not easy to control, it is naturally much safer and safer to choose the imperial court to lend, and the imperial court loan is not only a thick and stable guarantee, but also a huge number of loans, which can withstand dozens or even hundreds of loans in Yangzhou, and the cost of risk control is much smaller.

However, this loan is still being discussed, mainly because the prince Teng Lion opened his mouth, his appetite was too great, and both the household department and the military department found it difficult to accept, and it is estimated that the final amount may be between 800,000 taels and 1.2 million taels.

If you add the project loan on the coal and iron production complex that will be finalized soon, then Haitong Yinzhuang Jingshi, which has only officially opened, will really usher in a very good start year, and the expected benefits of this year alone will make all shareholders smile from ear to ear, and Jia Lian, as the big manager of Jingshi, will naturally have a considerable income.

"Second Brother Lian, we can't expect too much for such things, small steps and fast walking is fundamental, such as Linqing's tribute bricks, this kind of loan, a sum is only thousands of taels of silver, but there are tens of thousands of taels of silver in eight out of ten, and the tribute bricks produced are not worried about sales, and even your homes cost thousands of taels of silver to buy?" Feng Ziying shook her head with a smile, "But in general, the more such things the better." ”

Jia Lian naturally understood what Feng Ziying meant, and nodded yes again and again.

As if he remembered something, Jia Lian, who was originally going to leave, sat back again, and hesitated for a while before saying, "Ziying, what do you think about what I told you last time?" ”

Feng Ziying was stunned, and she didn't think of anything after recalling for a long time, "Second Brother Lian, your question can confuse me, what's the matter?" ”

Jia Lian sighed and shook her head, it seemed that Feng Ziying really didn't take this matter to heart, so she didn't say it, but she was a little unwilling, and finally smacked her lips and said, "It's the matter of the second sister." ”

"The matter of the second sister?" Feng Ziying suddenly realized, "Yu Shibo doesn't want the second sister to marry that Sun Shaozu?" ”

"No, but during this time, the master's mind was on the garden, and Sun Shaozu also came less, but I knew that the master took the silver from Sun Shaozu, and that day Si Qi came to me and said that the second sister was unwilling to marry Sun Shaozu's vulgar person, and begged me to say a few kind words in front of the master, and the second sister later came to me and said about it, hey, I told my wife, and my wife didn't want the second sister to marry Sun Shaozu, but she disobeyed the master,...... "Jia Lian is also worried.