Baochai's performance today alone is enough to make Feng Ziying have more good feelings for her.

It is too rare to be able to fully understand Lin Yatou's identity and condition, and at the same time be able to think about Lin Yatou's life behind her.

This alone either shows that Baochai's mind is pure, or it proves that Baochai is generous-minded.

With a slight sigh in her heart, Feng Ziying felt that she really didn't choose the wrong person.

Although Qi Yongtai and Guan Yingzhen were interested in being matchmakers for them at the beginning, the women were all the daughters of gentry and celebrities in Beijing or in the local area, of course, at that time, they only knew that they wanted to have a second room, and they went to another room other than this Shen girl, but even if there was the possibility of a three-room combination, Feng Ziying did not consider anything else.

Baochai's impression on her is indeed too good, even no less than Daiyu.

After contact, Baochai's precocious but not philistine, cautious but kind temperament makes Feng Ziying like it very much, and Daiyu's sharp, sharp and innocent but sensitive and delicate temperament has an indescribable sense of complementarity.

A ruthless and touching comment made Feng Ziying also have a long aftertaste.

Nodding slightly, Feng Ziying said with a smile: "Sister Bao is really thoughtful, well, then please Sister Bao continue." ”

"There is also a shop, in addition to Jingshi, Xiaomei's idea is Yangzhou, Linqing, Suzhou and Jinling, these four cities can actually be purchased, Xiaomei referred to the shop prices and rents in different parts of these cities provided to us by Brother Feng, combined with the convenience of daily rent collection in the future, I think Jingshi is still the first choice, followed by Linqing and Jinling, Yangzhou and Suzhou again,......"

Feng Ziying laughed, "What about your reason, Sister Bao?" Or is it the same as buying a field? ”

"Not exactly." Baochai did not follow Feng Ziying's train of thought, "The reason why I bought the field is that Xiaomei feels that the field is the most valuable, which can be seen from the rising momentum of its selling price for 30 consecutive years, of which only three years have fallen slightly, but the second year has basically risen back, the purchase of land is this reason, and the shop is not entirely ,......"

Feng Ziying and Tanchun listened very carefully, which made Baochai feel a little proud in his heart, which showed that the strategic plan he made still won their approval.

"In fact, compared with the price of the shop in the last ten years, it can be seen that its rise is not high, but it is basically showing a continuous upward momentum, but Xiaomei thinks that the more important thing is the tightness of its rent and rental, which is also a key, Jingshi City needless to say, this can be seen from the population growth in Jingshi City in the seventeenth year from the 30th year of Yuanxi to the fifth year of Yonglong, Xiaomei does not know the annual population growth rate of Jingshi City, but Brother Feng told me that the population growth of Jingshi City alone in the past ten years has exceeded 30,000 households and 80,000 people, Brother Feng also told me that the growth of the population living in a city will inevitably bring about an increase in the demand for various livelihoods, whether it is selling cloth, grain, jewelry, or selling southern goods, timber and rouge gouache, it will increase, which means that the demand for shops will increase, especially those in the right place and in a good location,......"

Tanchun realized that in the past ten days, not only did he often ask questions to Brother Feng to understand the situation, but it turned out that Sister Bao was also not idle, and she was also looking for Brother Feng to ask these questions, and she still underestimated Sister Bao's competitiveness.

Baochai's suggestion is to buy 16 shops in Jingshi City, spending 80,000 taels of silver, mainly near Nanxunfang ** Mansion, Dashi Yongfang Old Curtain Hutong, Yongfang Gray Factory Street and Shichang Street, Anfu Fang Xi'anmen Street; Twelve shops were purchased in Linqing at a cost of 22,000 taels, and eight shops were purchased in Jinling at a cost of 23,000 taels.

"Sister Bao, it seems that you are the most optimistic about Jingshi City, well, I said that the population of Jingshi City has grown rapidly in the past ten years, what is the basis for Linqing City and Jinling City to purchase shops?" Feng Ziying is still very interested in Baochai's investment and financial management ideas, and this Baochai's sister's investment and financial management is still quite stable.

"Linqing is an important port of the canal, Brother Feng also said that there are many merchants here, and it is also an important distribution center in Shandong, in addition, the Feng family has enough contacts here, and they can also take better care of the management, as for Jinling is the center of Nanzhili, the Jia family Xue family still has some connections in Jinling, and they can also help Sister Lin take care of it,......."

Baochai's cheeks were slightly red, and she looked at Feng Ziying's eyes with even more love, and couldn't help but praise: "My sister has a heart." ”

Baochai pretended to be calm and stroked the hair hanging down on her forehead, and smiled, "Since it is planned for Sister Lin, it is natural to consider it thoroughly, in fact, Little Sister originally thought that she could also buy shops in Ningbo and Quanzhou, but she gave up considering that it was too far away and not easy to take care of." ”

"Oh? Sister Bao is very optimistic about Ningbo and Quanzhou? Feng Ziying raised her eyebrows.

"Brother Feng said that with the opening of the sea by the imperial court, Quanzhou, Ningbo and Zhangzhou will become the center of maritime trade in the future, and the city will also be built here, so this also means that these cities will also usher in a prosperous scene in the future, if you buy shops here in advance, there will be a great rise and income,......"

Feng Ziying smiled dumbly, it seems that Baochai is still very optimistic about the commercial real estate industry, and can actually consider the problem from the perspective of urban industrial development.

"Well, in addition to the two biggest expenses, Sister Bao also suggested buying 50,000 taels of open sea bonds, how is this considered?" Feng Ziying didn't expect Baochai to think that he could buy Kaihai bonds.

Kaihai bonds are divided into three-year, five-year and ten-year tenors, but to be honest, the interest rate is not high, according to the basic finalized principle, the three-year annual interest rate is only 1.8%, the five-year tenor is 2.1%, and the ten-year tenor is 2.8%, which can be described as quite low.

"Didn't Brother Feng say that the prospect of opening the sea is very promising, and this is the imperial court's use of import and export tariffs as collateral? Presumably, there is no problem with the credibility of this open sea bond, although the interest rate is lower, but it has the imperial court tariff as collateral, the bond is easy to carry, and it can be transferred, it is easy to realize, and there is still interest, it is better than burying silver in the ground, right? ”

Baochai's rhetorical question made Feng Ziying can't help but nod, which seems to be based on her own reputation.

I said that the momentum of opening the sea is very good, so the other party thinks that the redemption of the open sea bonds must be guaranteed, but although the momentum of opening the sea is good, for the imperial court, the payment of this bond may not be willing to be paid if the sea is in good condition, and it also depends on the attitude of the rulers towards this kind of situation.

It also depends on whether there are other accidents and emergencies.

For example, when it was time to redeem it, the Jurchen suddenly entered the customs, or a rebellion broke out in the southwest, do you say that the emperor, the cabinet and the household department are still willing to cash in?

Feng Ziying feels that it is really difficult to say with the current level of awareness of financial credit among the princes of the DPRK and China.

"Hmm, the rest of the arrangement is that in addition to keeping 10,000 taels of silver, Sister Bao thinks that she can invest in Linqing's tribute bricks to make a living and start a brick factory?"

Feng Ziying knew that this matter definitely had a lot to do with the Linqing Gong brick industry that she said on the way to Yangzhou, and she talked to them about the current shortage of Linqing Gong bricks, and there are also many brick kilns in the fundraising to expand production and build new brick kilns, but this line not only needs funds, but also needs technology, and also needs some contacts, otherwise there will be many obstacles when transporting through the canal.

"Well, this is a reason that Brother Feng and the third sister should know, Brother Feng has told us so much on the way, and Linqing is the hometown of the Feng family, if you invest in this aspect, it must not be a big deal,......"

Baochai nodded.

It can be seen that Baochai believes that the Lin family's assets are mainly based on stable income, and the only industrial investment is the Linqing Gong brick that he is more optimistic about and is at the doorstep, but this is also in line with Baochai's calm character.

"My sister's planning strategy is generally clear, it's very good." Feng Ziying looked at Tanchun, "Then let's take a look at the third sister, I feel that the plans of the third sister and Sister Bao are very different." ”

Feng Ziying's words made Tanchun nervous.

In fact, neither of them had looked at each other's plans before, and it wasn't until Feng Ziying asked Baochai's suggestions one by one that Tanchun knew that Sister Bao's ideas and opinions were indeed very different from herself, and they could even be said to be far from each other.

However, Tanchun still firmly believes that her planning is better than Sister Bao's, and Feng Ziying can see from the corners of Tanchun's stubborn mouth that this girl is not convinced by Baochai's plan.

"Well, the third sister's first suggestion is to spend 100,000 yuan to invest in Haitong Yinzhuang, wow, the third sister is a big deal, more than 30% of the silver is invested in Haitong Yinzhuang, can the third sister tell us what you think?"

To be honest, Feng Ziying was also shocked by Tanchun's suggestion, he didn't expect Tanchun to be so optimistic about Haitong Yinzhuang.

Feng Ziying didn't care too much about it at the time, such as the scale and shareholder composition, but he deliberately concealed it, but he explained the purpose and operation mode of establishing the silver outfit, and also introduced that this silver village would undertake the collection of the imperial court's land in the future.

However, after seeing Tanchun's first suggestion to invest in Haitong Yinzhuang for 100,000 taels, Feng Ziying understood that this girl was looking at the future prospects of Haitong Yinzhuang.

"Brother Feng, Sister Bao, if this is not Sister Lin's family property but my own family property, then Xiaomei will choose to invest 150,000 taels in shares, because I think that as the first such unprecedented silver village in Da Zhou, it has the support of the imperial court, and at the same time it is closely related to the opening of the sea, as long as Da Zhou does not die, then its prosperity can be expected, and the income will continue to ,......"

The confident expression on Tanchun's face made Baochai couldn't help but feel a little envious, although she didn't quite agree with Tanchun's point of view.

In fact, she also asked Feng Ziying about the situation of Haitong Yinzhuang, and Feng Ziying also replied the same, but she felt that Tanchun probably only saw the lucrative side and ignored the risks.