Chapter 654: Show Your Sincerity
"Give you a chance?" Qin Zhenhua glanced at Gao Tiande: "Okay, it's not impossible, then, please show your sincerity." ”
Hearing Qin Zhenhua say this, Gao Tiande was suddenly overjoyed, sure enough, there was still a play, but what is this sincerity? Qin Zhenhua has never been willing to suffer losses, he wants to show his sincerity, I guess, what kind of moth is it?
Thinking like this in my heart, my mouth replied in the affirmative: "Okay, as long as we can do it, we will do our best." ”
"We want a loan." Qin Zhenhua said: "If your bank can provide us with a loan at low or even no interest, then we can continue to maintain cooperation with ICBC." ”
"Loans? Zhenhua, your machine factory, are you still short of money? Gao Tiande looked at Qin Zhenhua strangely, and there was a surprise in his tone that was difficult to hide.
A machine factory, that is a money-making unit, there is so much money lying on the books, and so much welfare is given to employees during the New Year, do you still need a loan?
Is this a joke?
Moreover, loans, but also low-interest, or even interest-free? So what is our bank drawing?
"We have a lot of money, but we also have a lot of places to spend it." Qin Zhenhua said: "The daily flow in the factory needs money, it takes money to engage in scientific research, and it also costs money to develop new projects. ”
New Branch!
For factories, expanding production is either by increasing the number of hours, such as day and night shifts, so that the factory's equipment can be greatly utilized, or by building new buildings.
After the establishment of a new plant, it is necessary to recruit new workers and expand more employment opportunities, so the relevant local departments will definitely give the green light all the way, which is beneficial to the big guys.
Especially when this happened at the end of the year, it shocked many people, if the leaders of those relevant departments want to deliberately make things difficult, hum, then you have to consider the consequences!
Therefore, a machine factory can do whatever it wants to do now, everything is ready, and only the east wind is owed.
Now, hearing Qin Zhenhua say that he would build a new branch, Gao Tiande also became serious: "What factory do you plan to build?" ”
"We're going to build a new car factory, and that's an important part of our military-to-civilian project." Qin Zhenhua said: "Up to now, a machine factory only produces tracked vehicles, we want to expand our product line, the production of wheeled vehicles, so that we can engage in both private vehicles and military wheeled infantry fighting vehicles, we are very optimistic about this market prospects." ”
A machine factory wants to convert the military into a civilian country, and it has been shouting for several years, but I didn't expect that now it is finally going to start! They're going to build cars!
"However, Zhenhua, as far as I know, we have established a heavy truck joint venture company in China, and it seems that a machine factory is not included. What are your plans? ”
"There are no Steyr, there are other heavy trucks, there are no European ones, and there are Japanese ones." Qin Zhenhua said: "In short, this is already a key development direction of a machine factory, we are absolutely going to go on, now, just short of funds, if our Industrial and Commercial Bank of China can support us, in the future, we may consider continuing to put part of the funds in the Industrial and Commercial Bank of China." ”
There is only one partner of the Industrial and Commercial Bank of China, and I don't know when it will be cheated again, so we can find two banks, so that we can engage in a competition mechanism, which is also beneficial to a machine factory.
Therefore, Qin Zhenhua said very clearly, if you can provide these loans, we can still cooperate, but our cooperation with the relevant banks in the capital will not be terminated.
"Of course, we support this, but if you want a low-interest or even interest-free loan, I can't be the master of this." Gao Tiande said: "After all, I didn't open the bank alone. The function of a bank is to obtain income through the interest rate difference between deposits and loans, which may be difficult. ”
"Banks are also for the development and expansion of the country's economy, and for the support of the country's enterprises." Qin Zhenhua said: "President Gao, your bank has also taken a lot of trouble to lend money, and we want a loan of tens of millions at once, which is to help you solve the problem." ”
In this era, it is not easy for banks to lend, because no one dares to lend, and the bank's salesman will take the initiative to go to various units to do work and beg for loans, yes, in the eighties, this situation was very common.
Now, we are also helping you solve the problem.
"Yes, it is possible to take out a loan, but it is difficult to get a low or no interest." Gao Tiande said.
For a large enterprise like a machine factory, a one-time loan of tens of millions is not a big problem, after all, a machine factory is now doing a big business, earning dollars, but to say interest-free or low-interest loans, then what is the bank's plan?
"Yes, it is usually difficult, but just a few days ago, your bank has just held a meeting, in order to ensure that some domestic enterprises with operating difficulties tide over the difficulties, your bank will have a special support fund, as long as the funds are given to us a machine factory to apply for a part, isn't it?"
Hearing Qin Zhenhua's words, Gao Tiande's jaw was about to drop, the other party's news was really well-informed, the procedure for this special support fund has just begun to move, you know?
"However, those funds are for enterprises that are in difficulty, and you are not qualified for a machine factory." Gao Tiande said.
"Having trouble doing business?" Qin Zhenhua said: "You really gave the factories that are in difficulty, what if those factories are yellow?" Aren't your men a bad debt? This is a stain on your governor. gave us a machine factory, don't worry about bad debts. Besides, why is it not difficult for us to operate a machine factory? Do you want to check the accounts of our first machine factory? Now, in order to realize the conversion of military to civilian, our factory is expected to have negative income in the whole year of 1982, so we need these funds. ”
After speaking, Qin Zhenhua patted the other party's shoulder: "That's the thing, hello, I'm good, everyone, you help me, I'll help you, if you don't show sincerity, how can we trust you in the future?" ”