Not to mention how Qin Huaiyu is chattering, even Cheng Chumo and Yu Chi Baolin can see them all over the street.

"Shopkeeper, pay the bill!"

In front of a store, Cheng Chumo waved his hand and handed the written check to the shopkeeper of the jewelry store.

"Thank you, Young Master Cheng!" The shopkeeper accepted it without hesitation, and the gossip in Chang'an City has always spread extremely quickly, since Qin Huaiyu used the first check in Chang'an City, the magic of the check has already spread throughout Chang'an City.

A pretty girl next to Cheng Chumo couldn't help but open her mouth in surprise, looking at this scene in surprise, this is Cheng Chumo's betrothed fiancée, fortunately, under the leadership of Merton, the atmosphere of marriage and love in the Tang Dynasty has been further opened, and Cheng Chumo has the opportunity to lead her out to go shopping, so she naturally has to behave well.

Cheng Chumo lowered his head to explain the subtlety of the check to his fiancée, the girl nodded again and again, her eyes were full of brilliance, she was also a young lady, and there was no shortage of money on weekdays, but this way of paying bills like Cheng Chumo really attracted her.

At the moment, the figures of the two appeared in the streets and alleys of Chang'an City, as if there were endless topics, and feelings quietly permeated the two.

When the two were shopping, they even ran into Yu Chi Baolin, who was also leading his fiancée shopping, and the two nodded tacitly.

Children of a national family like them have already decided to marry, but Yu Chi Baolin is even more pitiful, and his fiancée is even younger, so I am afraid that it will take a long time to get married.

Driven by Qin Huaiyu and the others, the checks of Mojiacun Bank became popular in Chang'an City, making the bank's reputation famous, even if people who no longer pay attention to the bank, they have long heard of the bank.

However, in the eyes of the world, the bank is just an after-dinner conversation, and in the eyes of businessmen, it is a convenient tool. However, among another group of people, the bank was shocked like thunder, that is, an extremely mysterious hundred schools in Datang - Ziqian family.

The same is the capital operation, the same money as the business, the various operations of the Mojia Village Bank can be said to have made the Ziqian family stunned, all along, the Ziqian family has been printing Ziqian for a living, and at the same time manipulating a number of gray industrial chains behind the scenes, obtaining huge profits, never thought that money could be so profitable.

"Why is there so little income in these months?" In a secret room in Yuanxiang Qianzhuang, the largest money village in Chang'an City, a young man in brocade at the head snorted coldly.

On both sides of it, the shopkeepers were suddenly silent, and they lowered their heads and didn't dare to make a sound.

"Back to Shaodong's house, since the ink magazine exposed the Great Compassion Temple to put the money in print, and Tongji was imprisoned, the Buddhists began to save themselves, many temples have stopped cooperating with the Ziqian family, and the existence of newspapers and periodicals such as the ink magazine, I no longer dare to force the loan as before, and some money has not been collected, which is the reason for the sudden decrease in income." The big shopkeeper of Yuanxiang Qianzhuang led by him said in a trembling voice.

"Ink! Mo Jiazi! The young man in brocade said in a paused voice.

The big shopkeeper of Yuanxiang Qian Zhuang nodded and said: "The young master is wise, the ink magazine has the support of the Mo family, and he acts unscrupulously, and he has made the Buddhist family disgraced before, and the small one is afraid of ruining the big things of the Ziqian family, so he ordered the following to act carefully." ”

The young man in brocade clothes softened slightly, nodded and said, "You didn't do anything wrong this time!" ”

The powerful power of the ink magazine shocked all the dark sides, if the disgraced face of the Great Mercy Temple is the best example, the reputation of the Ziqian family is not good, if it is publicized again, it will be even more notorious.

"Mo Jiazi also hyped his penny game in ink magazines, so that the world avoided Yinzi money like a snake and scorpion, and now there are many fewer people who come to the money bank to lend." One of the shopkeepers complained.

The biggest threat to the Indian money is the so-called penny game, everyone doesn't care about the penny, and who would have thought that the penny would turn over to 500 million yuan in a month, which makes the world suddenly have a clear understanding of the harm of the Indian money, and they have avoided it like a snake and scorpion, and some people no longer borrow Indian money even if they are desperate.

"Ink! Penny game! The young man in brocade couldn't help but look sink, he naturally heard of the Mo family's penny game, although the penny seems to be a game, but it exposes the essence of Yin Zi Qian, and exaggerates the harm to the extreme, coupled with the propaganda of the ink magazine, and the harm that Yin Zi Qian has always had, it suddenly came to Datang, making the Ziqian family's already bad reputation suddenly more notorious.

"Let's reduce the interest first, make the contract more hidden, the existence of the Ziqian family, Mozi has not been born yet? How can you be crushed by a game in Mojiazi. The brocade-clothed young man snorted coldly.

"The young owner is wise!" The shopkeepers couldn't help but breathe a sigh of relief, and finally passed this hurdle.

"Not only that, Mojia Village is extremely stubborn, and the prejudice against us is abnormal, we wanted to open a gambling house and a green building in Mojia Village, but we were not only driven out by Mojia Village, but also lost a lot of manpower." Another shopkeeper complained.

Qinglou Gambling House and Ziqian Family are inextricably linked, Mojia Village is a new place, it is a cornucopia of Ziqian Family, but I didn't expect to be extremely repulsive to Ziqian Family, and directly drove the business of Qinglou Gambling House out of Mojia Village.

"What's even more odious is that the Mo family still wants to get involved in the money business, and even opened banks in Mojia Village, Chang'an, and Luoyang.

…………………………

The shopkeepers say everything you say, almost all of them accuse the Mo family,

"Bank!"

The young man in brocade couldn't help but burst out with a hint of brilliance in his eyes, he naturally heard about the Mojiacun Bank that had been shining in Chang'an City recently, even if he was dissatisfied with the Mo family, he had to applaud the Mo family's wisdom.

First of all, the bank definitely sounds much taller than the bank, and the name alone is already a judgment.

Second, the bank's bill of exchange business made him even more excited, according to his vision, he could naturally see how broad the prospect of the bill of exchange business was, and almost sat on the ground to collect money, compared with the notorious underground bank of Ziqian's family, the bank not only collected money openly, but also left a good reputation.

What makes the young man in brocade even more jealous is the money he handles, he boasts that he is not weaker than the Mo family, and he is not without the heroism of spending a lot of money, but all this is almost a laughing stock in front of the Mo family's check.

Mo Jiazi only needs to write down the amount and signature, and it can be used as silver, this kind of operation is not comparable to taking out a handful of silver from his arms and smashing it on the shopkeeper's body, one is elegant, the other is rude, it is simply the difference between cloud and mud.

"Shao Dongjia, or we will also follow the Mo family's bill of exchange business, as long as the Shao Dong family raises its arms, the major money banks will unite, and the money houses of the Ziqian family are all over Datang, and now there are only five banks, and two are under construction, so we will definitely be able to snatch this piece of fat from the mouth of the Mo family." The shopkeeper of Yuanxiang Qian Zhuang said proudly, obviously he was also very excited about the bill of exchange business of Mojia Village Bank.

"That's right, if we snatch the bill of exchange business, we will not only be able to avenge the revenge, but also add another huge source of wealth to my son Qian's family." The other shopkeepers agreed. Nowadays, the progress of the Ziqian family's printing money business is not good, and if the bill of exchange business can be carried out, the Ziqian family can not only make up for the loss, but also make a lot of profits.

The young man in brocade snorted coldly: "Young Master Ben naturally knows that the bill of exchange business is quite promising, but you can see why the Ziqian family never thought of doing this. ”

The shopkeepers immediately looked at each other and shook their heads.

"That's because we are the Ziqian family, and every Ziqian family is a wolf that eats people and does not spit out bones, if there is a chance to swallow other Ziqian families, we will definitely not hesitate to do so, I want us to trust each other and put the money in the hands of the opponent, I am afraid that the sun will come out of the west." The brocade-clothed young man snorted coldly.

The shopkeepers couldn't help but bow their heads, they knew the temperament of the Ziqian family, and naturally knew that what the Shao Dong family said was true, if they were, I am afraid they would not believe the other Ziqian families.

The big shopkeeper of Yuanxiang Qian Zhuang retorted: "What the young master said is very true, if it was before, it would definitely not be united, but now the Mojia Village Bank has appeared, and it is constantly expanding, if the business of the Mojia Village Bank is expanded to all parts of the Tang Dynasty, the Qian family is the heart and the power of the bill of exchange business, with this interest, the young master raised his arms and shouted, this matter will definitely be done, and it can curb the expansion of the Mojia Village Bank, and the Mojia Village Bank will be nipped in the bud." ”

I have to say that the big shopkeeper of Yuanxiang Qian Zhuang is extremely good, and he has such a unique vision, if there is a foreign enemy, it is indeed possible for the Ziqian family to unite.

The other shopkeepers nodded their heads one after another, saying yes, the Ziqian family in other places may not have felt the pressure of the Mojia Village Bank, but they were the first to bear the brunt, and the grand occasion of the Chang'an City Bank made them feel completely threatened.

The brocade-clothed young man led by him pondered for a moment, shook his head and sighed: "Young Master Ben naturally knows that the Mojia Village Bank will become a big problem for Qian Zhuang sooner or later, and he also knows the prospects of the bill of exchange business, but it will be difficult to convince the other Qian family for thousands of years. ”

"Why is that?" The shopkeepers were puzzled.

The young man in brocade said helplessly: "The Ziqian family has existed since ancient times, not only has a bad reputation, but also in the eyes of the imperial court, it is a piece of fat, if there is a chance, the imperial court will definitely want to squeeze the last penny out of the pocket of the Ziqian family, and the reason why the Ziqian family can survive, the most important step is that our Ziqian family hides deep enough, only a few money villages on the surface, and the court finds out that these money houses are just cutting leeks, and it is difficult to hurt the root of our family." ”

The shopkeepers nodded their heads.

"But if I want to get involved in the bill of exchange business, then I must be like a bank, and put the money bank in the open, so that my son Qian's family will become a fish on the chopping board of the court, to be slaughtered. Even if Young Master Ben has the courage to do a big job, I'm afraid he won't be able to convince the other Ziqian families. The young man in brocade sighed.

The shopkeepers were silent, this is the survival method of the Ziqian family for thousands of years, how can they take the initiative to expose themselves to the sun because of a little profit.

"Could it be that I just watched the Mojia Village Bank continue to rise, and I was helpless!" The big shopkeeper of Yuanxiang Qianzhuang said dejectedly.

The young man in brocade shook his head and said, "Of course we can't sit idly by and watch the rise of the bank. ”

Although the bank and the money bank are nominally different, and Mojiacun is now very restrained and has not set foot in the sub-money business, anyone with a discerning eye can see that one day, the two parties will eventually come to an opposition.

"Please also ask the young owner to make it clear." The shopkeepers listened attentively.

"Silver Ticket!" The brocade-clothed young man said word by word, and with a flick of his hands, a stack of brand-new silver tickets appeared on his fingertips.

The shopkeepers couldn't help but be stunned, no one thought that the Shaodong family would have a silver ticket issued by Mojia Village in their hands.

"What does the young owner mean......" everyone wondered.

The young man in brocade clothes showed a hint of coldness and said: "The timeliness of the bill of exchange is very short, and there is a secret code, which needs to be picked up by a special person, and it is not easy to imitate, and the check is more involved in the local people with heads and faces, plus people who are not familiar with it will not accept it, and it cannot be imitated, but the silver ticket is different, as long as the silver ticket is in our hands, no matter when, the Mojiazi Bank will pay the silver person, if our Ziqian family can make the silver bill...... ”

The shopkeeper of Yuanxiang Qian Zhuang suddenly realized: "What the young owner means is that our son Qian family will imitate the silver ticket!" ”

"Wonderful," a group of shopkeepers applauded, if they could imitate the silver bills, wouldn't it mean that the Mojia Village Bank could be used as an ATM.

"But I heard that Mojia Village has spent a lot of effort on the silver ticket, and there are more than a dozen anti-counterfeiting methods alone, these are the top secret ink skills of Mojia Village." The big shopkeeper of Yuanxiang Qian Zhuang hesitated.

"If you can crack a few as much as you want, even if you can't confuse the real with the fake, at least you can fool the ordinary people!" The brocade-clothed young man snorted coldly.

If he can imitate the silver ticket, even if he can't deceive the shopkeeper of Mojia Village and obtain a lot of money, he can also deceive some ordinary people, ruin the credibility of the silver ticket, and make the Mojia Village silver ticket completely fail.

The world thinks that the bill of exchange is the source of wealth of the Mojia Village Bank, but he keenly found that the bank is the cornucopia of the bank, especially the bank is backed by Mojia Village, and the silver bill is forcibly promoted to all aspects of life in Mojia Village, and the saved silver two can make Mojia Village instantly hold a huge amount of wealth in his hands, and it is even not an exaggeration to say that after owning the Mojia Village Bank, the total assets of Mojia Village have doubled out of thin air.

"Double your assets?" In the Mojia Village Bank, rumors from the outside world naturally spread in, and Shen Fuzi couldn't help but shake his head and laugh when he heard this.

Silver tickets are not only one or two silver tickets can be printed on a silver ticket, as long as Mojia Village is willing, you can print as many silver tickets as you want, of course, the greater the risk.

After his precise calculation, as long as the gold and silver stored in the bank accounted for 30% of the issued silver bills, the smooth flow of silver bills and the preservation of value could be guaranteed. That is to say, if they can, banks can even print three times more gold and silver bills, at least three times the amount of assets.

"Nowadays, silver tickets are only used in Mojia Village, and there is no need to issue too much, just issue them on a one-to-one basis." Merton shook his head and rejected Shen Fuzi's temptation to issue additional silver tickets.

The earliest banknotes in history have encountered this temptation, and after a painful lesson, this has gradually become regular.

The Mojia Village Bank has just started, and it is the time to make a reputation, and the bank is the top priority in the future planning of the Mo family, and he does not want the bank to make any mistakes.

Second, although the silver tickets are only issued in Mojia Village, all the gold and silver in Mojia Village are concentrated in the bank, and there is no panic when there is silver in the palm of your hand. The heritage of Mojia Village has multiplied, and there is no need to take a big leap and bound.

In the end, the silver ticket is paper money after all, if you rashly let the world see the sweetness of the paper money, it will definitely cause a crazy pursuit, and in the end it is the ordinary people who suffer, it is better to let Mojia Village show the paper money to the world step by step.

"Of course, no additional issuance now, does not mean that there will be no additional issuance in the future, in the future, the bank will eliminate a part of the damaged bank bills every year, and take the opportunity to issue another batch, remember, we must ensure that the reserve is within the safe range. You must know that the status of the Mo family is not stable, and sudden and unexpected accidents can happen at any time. ”

"The old man understands!" Master Shen said solemnly.

Facts have proved that Merton's caution was not wrong, but he did not expect that the secret conspiracy would come so quickly, and the Ziqian family had already begun to plan and quietly target the silver ticket.