Chapter 1046: The End of Flying Money
"This can't be?" Wu Yuanshuang said angrily.
The housekeeper of the Wufu said heavily: "Childe, this matter has spread in the government and the opposition, it is true, the post bank has begun to operate, receiving merchants' bills of exchange. ”
"How can Chang'an City be built in one day, post stations are indeed all over the world, but it is a fool's dream to build a post bank overnight." Wu Yuanshuang didn't believe it.
It is not an easy thing to establish a bank, the Mo family has spent a lot of money in the past few years, and now there are only ten Mojia village banks, and the Ziqian family did not build a silver bank, but used to cooperate with the money of the Ziqian family in other places, Rao is so it still took three years to build a flying money system that popularized the entire Tang Dynasty, and His Royal Highness the Crown Prince was able to build post banks all over the Tang Dynasty overnight, which is simply a fantasy.
"This matter has spread all over Chang'an City, could it be that His Royal Highness the Crown Prince has already prepared?" Wu Cheng was skeptical.
"No, the crown prince and the Mo family have only recently become enemies, and such a big matter will definitely spread in advance, but I didn't get the slightest news, could it be that His Royal Highness the prince used a large safe for the public loser!" Wu Yuanshuang shook his head and said.
The butler of the Martial Mansion shook his head and said, "No! I am afraid that the safe may be more than a month before the arrangement can be completed, according to the grapevine, this time the prince is cooperating with the Jinju Yuan of the Ten Dao, and directly borrowed the treasury of the Ten Dao of the Tang Dynasty as the bank of the post bank! ”
"How can it be?"
Wu Yuanshuang stayed there suddenly, his heart shaking.
The silver vault of Mojia Village is built with the strongest anti-theft technique of the public loser and the strongest material of the Mo family, which can be described as extremely safe, and everyone is willing to trust the Mojia Village Bank and deposit money in it, even if everyone knows that there is countless money in the bank, but they also know that they can only gossip.
The Ziqian family believes that it is safest to hide the money, and the money of the money is hidden, and the money is just an empty shell.
In addition, there is another place in the world that everyone knows to be the safest place to store money, that is, the treasury of each province and each province, which has countless money and is tightly guarded, no one thought that His Royal Highness the Crown Prince would directly use the treasury of each province and build a post bank overnight without much effort.
"Clever!" Wu Yuanshuang said sincerely, of course he didn't call Li Chengqian's words directly, but really admired Li Chengqian's cleverness, even if the positions were opposite, he had to admire.
However, he didn't know that Li Chengqian's move was equally difficult, and he received a lot of resistance.
Two hours ago, the East Palace.
"Wait for the Crown Prince to see His Royal Highness!"
The officials of the Ten Ways Jinju Yuan gave up their hands one after another, they were officials sent from all over the country to hand over to the imperial court, and their grade was not high, and they suddenly received a summons from the prince, and they couldn't help but be flattered.
"Everyone, please get up, this palace summons you today because there is something to ask for." Li Chengqian said politely.
A group of officials from the Jinju Academy hurriedly panicked: "Don't dare! Can't! ”
The chief official of Lingnan Dao's Concert Academy was Feng Zhidai, and when he heard this, he got up and said boldly: "His Royal Highness the Crown Prince has something to order. I'll do my best. ”
"In that case, this palace will not go around the corner, and you also know that this palace has recently been ordered by His Majesty to set up a post bank!" Li Chengqian said loudly.
"That's natural, the post station is carried forward in the hands of His Royal Highness the Prince, everything is beneficial to the world, once the post bank is built, not only the people of the world will benefit, but even our people who are far away from all walks of life will also benefit a lot." Feng Zhidai nodded.
Other officials nodded one after another, Feng Zhidai said well, originally the post station communication could only be through official documents, they were far away in the capital, their families were in various provinces, and even communication was extremely difficult, now even the letters from Lingnan Road can be returned in only half a month, which can be described as extremely convenient.
Now that they have added parcels and post banks, maybe they don't have to go back to the provinces to receive them in the future, and they can get them directly through the post bank.
"The main palace wants to borrow the treasury of each province!" Li Chengqian got straight to the point.
"Ahh Domain! The officials of the various marching institutes couldn't help but be stunned, ignored them, and kept silent.
"Why not?" Li Chengqian frowned.
Hearing Li Chengqian say this, Feng Zhidai couldn't help but smile bitterly: "It's not that we are unwilling, but the domain treasury is an important place for storing money in various provinces, if His Royal Highness the Crown Prince is short of money, it is better to say, the villain will definitely try his best to get it together, but if he wants to take away all the money in the domain treasury, I'm afraid no one will be able to explain it!" ”
Li Chengqian smiled angrily and said, "What does this palace want your treasury silver for!" What the main palace wanted was to borrow the treasury of each prefecture as the treasury of the post bank. ”
"Ahh The officials couldn't help frowning, it turned out that His Royal Highness the Crown Prince wanted to buy and return the pearls!
"Your Royal Highness the Prince, it's not that we are unwilling, but if His Royal Highness requisitions the treasury, where will the money of each province be placed?" Feng Zhidai shook his head and said.
"Naturally, it is stored in the post bank, and in the future, the money of each province will be stored in the post bank, which can be used and withdrawn at any time, and you can get current interest, and you no longer have to worry about guarding, why not do it in one fell swoop?" Li Chengqian said confidently, in his opinion, once the post bank replaces the money of the domain, the money of the domain treasury will not be less, and it will save a lot of trouble for each province, and the province will naturally not refuse, and there is another advantage in this, that is, the post bank has obtained a lot of capital at once, which can be described as killing several birds with one stone.
However, unexpectedly, all the people in the concert hall dodged one by one, and no one answered.
Seeing this, Li Chengqian continued to increase his bargaining chips and said: "I heard that all roads in the Tang Dynasty are vying to build brick roads first, but they are suffering from insufficient funds and cannot carry out. ”
The eyes of many officials of the Jinsoyuan were bright, and the construction of brick roads was the top priority of each province, and if there was a post bank to help, it would definitely get twice the result with half the effort, which was a great achievement for each province.
However, what disappointed Li Chengqian was that even if the officials were moved, no one still expressed their position, even Feng Zhidai, who had been patting his ass just now, was evasive.
Li Chengqian snorted coldly and said: "Actually, there is another benefit of this palace that has not been said, every year in the autumn of the province, each province sends a lot of people to pay taxes for the imperial court, especially the farther provinces, it is not far away to escort money, not to mention the long distance, it also requires a lot of manpower and material resources, but it requires a lot of expenses and the fire consumption of smelting silver along the way!" ”
(Although fire consumption is a term only in the Ming Dynasty, this kind of behavior is probably in every dynasty.) )
"Fire consumption!" The officials were shocked when they heard this, and they couldn't help but glance at each other in concealment, and then lowered their heads weakly.
"As for the fire consumption and expenses in various places, there is no need to list them one by one in this palace!" Li Chengqian sneered.
Feng Zhidai's face couldn't help but change, Lingnan Road is far away from Chang'an City, and the more money is needed to escort and pay taxes every year, plus the fire consumption, there are many cats in it.
"However, after having the post bank, in the future, each province will no longer have to travel to Chang'an City to escort and pay taxes, just deposit the money into the post bank, and the post bank can pay taxes for each province in Chang'an City, what do you think is the benefit?" Li Chengqian looked at the official of the concert hall with a smile and said.
"This is good governance!" Feng Zhidai touched a handful of cold sweat and hurriedly agreed.
"That's natural, His Royal Highness the Crown Prince thinks about each way everywhere, and all the ways will naturally not live up to His Royal Highness the Prince's kindness." A group of Jinyuan officials echoed.
Only then did Li Chengqian smile and said: "Since this is the case, then everyone will write down the situation, and the seal is used together with the palace, and the post guards who are eight hundred miles away are already waiting." ”
Feng Zhidai glanced at the officials of the Jinju Academy, and tacitly agreed to put pen to paper, since His Royal Highness the Crown Prince had been so well prepared, they believed that the governors of the various provinces would definitely not refuse His Royal Highness the Prince.
Everyone used the seal, a post man walked in, packed the letter, and left quickly, and immediately, the news of the imminent opening of the post bank spread throughout Chang'an City.
………………………………
"Once the post bank opens, those officials will no longer have those obscure incomes, how can they possibly agree?" The butler of the Martial Mansion was puzzled.
"That's the prince coming forward, those families are currying favor with the prince, and the resistance can definitely be minimized." Wu Yuanshuang saw it most clearly, and he couldn't help but feel powerless in his heart.
He originally thought that even if the prince opened a post bank, it would take several years, but he didn't expect that the energy that the prince could mobilize was too great, and he took a shortcut as soon as he made a move. The establishment of the post bank was completed directly on the basis of the post station and the various feudal warehouses.
"The fire at the city gate has affected the fish in the pond!" Wu Yuanshuang said sadly.
Everyone knows that the expansion of Mojiacun Bank and Post Bank is the result of the competition between Mojiazi and the prince, but Mojiacun Bank is steadily and fully operating the Longhai Line, and the post bank has the layout of the Tang Dynasty Ten Roads, and has the credibility of the imperial court, the two can be described as a win-win situation, and in this competition, the only thing that is injured is the flying money business of the Ziqian family.
The flying money business was formed by Wu Yuanshuang and the Ziqian family from all over the country, and the foundation is not as good as the Mojia Village Bank, and the credibility is not as good as the post bank, but it was because of the high commission that offended a group of businessmen before, and now it can be said that it is self-reaping.
"Childe, what should I do?" The butler of the Martial Mansion said in panic.
Wu Yuanshuang suppressed his voice and roared, "What else can I do?" Cut interest rates, you go and tell those businessmen that the flying money business of the Ziqian family has also been reduced to one in 100. ”
"Ahh It's worth one out of a hundred, so how do you explain to the other Qian family? The housekeeper of the Wu Mansion hesitated, the reason why those Ziqian families were willing to listen to Wu Yuanshuang was because Wu Yuanshuang was able to bring them a high report, and once there was no income, those greedy guys would probably not be so obedient.
Wu Yuanshuang snorted coldly: "The market is like this, what if they are dissatisfied, can they still find trouble with the prince?" ”
"Yes, young master!" The butler of the Martial Mansion nodded.
When the gate of the money village was posted with an advertisement that the flying money business was worth one hundred draws, the merchants in Chang'an City were not moved, but sneered in their hearts, and no one cared.
Wu Yuanshuang waited for a long time at the gate of the money village, but found that the entire money village was still empty, and he couldn't help but be dumbfounded.
It stands to reason that the flying money business of Qian Zhuang also has advantages over the Mojia Village Bank and the Post Station Bank, and the flying money business has more outlets than the Mojia Village Bank, and it is also denser than the post bank distribution.
"You go and find out, what's going on?" Wu Yuanshuang instructed Wu Chengdao, a thug from Qianzhuang who was waiting on the side.
Wu Cheng was ordered to go out, and half an hour later, he hurriedly returned to report: "Back to the young master, about twenty percent of those merchants are in the Mojia Village bank, and about eighty percent are gathered at the post station. ”
"Eighty percent is at the post station!" The housekeepers of the Martial Mansion couldn't help but exclaim, they had always attached importance to the post station, but they didn't expect the post station to be so strong.
"Twenty percent? It seems that the Mo family has also suffered a lot of impacts. Wu Yuanshuang snorted coldly, originally according to his estimate, Mojia Village Bank had at least thirty percent of businessmen, but now it has decreased by about one percent.
"That's true, post stations are all over the world, post bank is also in the Longhai line, and many customers of Mojia Village Bank have been robbed by post stations." Wu Cheng nodded.
Hearing that Mojiacun Bank was also impacted, the three of them felt a little better in their hearts, but suddenly they didn't mean it right, even if Mojiacun Bank was impacted, there were still 20% of customers, and they didn't hurt their muscles and bones, but all the customers of Qianzhuang were robbed by the post station.
"No, what's the matter, how can no one use flying money? The merchants in the provincial cities don't need it, and those merchants who are far away from the prefectures don't need to fly money? Wu Yuanshuang didn't understand.
Wu Cheng smiled bitterly: "Those merchants would rather remit the money to the various provincial cities first, and then take out the cash and take it home. ”
Wu Yuanshuang was stunned there, and couldn't help but smile bitterly: "They don't believe in the Ziqian family!" ”
Since ancient times, all the sons of the hundred schools of thought have regarded their own reputation and reputation as more important than their lives, but the Ziqian family is mercenary, and does not value these at all.
"The flying money is over!" The housekeeper of the Wufu said disheartenedly, this year is the darkest year for the Ziqian family, the printing of Ziqian is banned, the family is unwilling to cut interest rates, and the flying money that the Ziqian family has high hopes for has also fallen under the joint strangulation of the Mojia Village Bank and the Post Bank Bank.
No! It should be on top of the credibility and reputation that he has always scoffed at.
"No, we still have a trick!" Wu Yuanshuang said stubbornly
"What the young master means! Do you want to reduce the rake? The butler of the Martial Mansion was puzzled.
Wu Yuanshuang gritted his teeth and made a difficult decision: "This time, the flying money commission is free!" ”
"Ahh
In an instant, the housekeeper of the Wu Mansion and Wu Cheng couldn't help but be stunned, and looked at Wu Yuanshuang in horror, what is the Ziqian family, mercenary, selfish, but one day the Ziqian family suddenly had a day of free interest fees, this is simply the first time that the Ziqian family has opened the world.
In an unkind way, this is a thing that violates the concept of the Ziqian family, and the butler of the Wufu and Wu Cheng couldn't help but be stunned.
Wu Yuanshuang said solemnly: "When Mojiacun Bank first opened, it was free of charge for a month, which put up the credibility of Mojiacun Bank, and now it is time for Qianzhuang to regain its reputation." ”
When the Ziqian family's flying money bill business was free, the entire Chang'an City was suddenly a sensation, and no one thought that the competition for flying money had reached such a white-hot stage.
However, the final outcome surprised everyone, even if it was free exchange of flying money, but few people cared about it, first, the credibility of the Ziqian family has long been unpopular, second, there is one thing Wu Yuanshuang said well, compared to the little commission of flying money, business travel is more important is that their money is foolproof, is the most important thing, before everyone had no choice, can only let the money bank exploit, now with the security guarantee of the Mojia Village Bank and the post bank, naturally abandon the notorious money bank.
After all, one is the world-famous Mo family, each place has the safest silver treasury, and the other is a post bank backed by the imperial court, whose reputation and commission are very fair, and the empty shell of the money bank is not very competitive.
In addition, the flying money is drawn into three changes a day, from the value of 100 draws, to the value of 100 draws, to the value of 100 draws, and then to the value of 100 draws, and finally although it is free to exchange, the only bit of credibility of the flying money has been exhausted.
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