Chapter 68: Money
Several people laughed for a while and became serious, and Li Ke asked: "The most important thing now is money, although this plan is powerful, but the first money is the most difficult, right?"
Although I am confident and able to make this project profitable, this capital is not a small amount! And this is not a small amount, outsiders must not be allowed to participate, and all plans must be kept secret! What to do? ”
At this time, Li Tai also nodded: "Yes!" This plan is to empty the treasury to play, but do you think you can get the money out of your father's hands? ”
Li Chengqian thought about it, shook his head, and suddenly remembered that Uncle Changsun's family had also made a lot of money recently, right? So he raised his head and looked at Changsun Chong with green eyes! The other two were staring at him as well......
Eldest Sun Chong looked up: Why are you staring at me? "Don't look at me, I can't help it, although the iron factory makes a lot of money, I still have a large family to support over there!
In addition, I just ordered a railway track with Cheng Hong, which is completely a loss-making transaction, and the money is pressed to the mine! Wei Chi briquettes saw the face there and forced 5,000 prisoners!
And the captives of the mining only have a five-year labor camp after Aya's and Shengshang's research, and then I have to pay to hire them!
Ay! There aren't enough people! When are you fighting a battle, taking some prisoners? ”
Li Chengqian nodded: "It's best to be on the grassland, and then auction the grassland again, it's all money!"
Li Tai said: "Why do you fight the grassland? How good it is to fight Goguryeo, they are all good fields, and they must be worth money! ”
Li Ke nodded in agreement: "Yes, yes, yes!" It's just hard to play! It's too cold in winter, so I have to wait for my wool to come back to make clothes, and cotton to come back to make cotton jackets! ”
"Hey! In Cheng Hong's words, what is this called? Oh! Right! The cripple on the ridge ~ I can't catch up with one step at a time! ”
Cheng Hong: ...... When did you start looking forward to war? Who dares to provoke this Datang, it is simply a deck of playing cards in his waist~ See who to follow! Who dares to cause trouble? As long as you don't die, you have to be honest!
Cheng Hong saw that they were getting more and more crooked, and hurriedly interrupted: "Hey? Stop! Don't you think there's no other way to grab this first money? ”
Together: "What's the solution?" The eldest grandson Chong said: "Don't you rob and borrow it?" Hahaha! Cheng Hong nodded: "Yes!"
Li Ke looked at Cheng Hong: "Who to borrow?" That's not a small amount! Even if you borrow interest, you can't do it! Then everyone looked at Changsun Chong again.
The eldest grandson said: "I really don't have it!" If you want to say that there is still a lot of money for building roads in the briquettes of Wei Chi and Chi......"
Li Chengqian raised his hand to stop: "That money can't be moved, at least for five years, especially now that Chang'an to Luoyang are about to be repaired, and the profits will be seen soon!"
Then in accordance with the rules of road maintenance and road construction, the Tang Dynasty decree is accessible, whether it is for the army or the people, it is a great good act, and it cannot be delayed! ”
Cheng Hong nodded: "This is true, it can be reached in one day when the railway track connects Chang'an to Luoyang, and it is in charge of transporting personnel and goods, and it is used for both military and civilian purposes." Civilian people pull people and goods according to the personnel and goods to collect money, this is the most profitable! ”
Li Ke said: "Then there is no such thing and no movement, where does the money come from!"
Cheng Hong shook his head: "Then it's up to King Wei!" That's the second thing I'm talking about! Bank! ”
"Banks?" The three of them were surprised! Cheng Hong nodded: "Yes!" The bank is the cash cabinet, but the difference with the cash cabinet is that we are connected to Luoyang, where the railway is cultivated, we will go there?
With Chang'an as the center, radiate to the four sides! That is to say~ You save money in Chang'an, and you can go to Luoyang to withdraw money with the stub, but you have to pay a certain handling fee, called a remote deposit and withdrawal fee, if you save and die, you can get interest, of course, this interest is very little!
Didn't King Wei want to do good to the world? This is an opportunity, if something happens to a person's family, or there is a disease or a disaster, you can provide them with low-interest or interest-free loans, so as to save them from borrowing usury to sell their children and daughters!
The main thing is this! Cheng Hong took out a handful of gold coins printed with the portraits of Li Er and Li Yuan from his pocket, as well as silver coins printed with the portraits of the King of Wei and the heads of the ministers, of various sizes, followed by a sword and shield symbol, which said Zhenguan Hundred Coins or Zhenguan Five Hundred...... Range.
There is also an ordinary Zhenguan Tongbao, yellow, orange and shiny, much more beautiful than the one circulating on the market! The four of them couldn't put it down, oops! But what do you mean by putting it in your pocket?
Here Li Chengqian said: "Hey! Brother-in-law, where did you get the winning money! That's pretty good! The other three nodded in agreement, but they didn't see that they were slow, and a bunch of gold and silver coins were all put into their waist sleeve pockets!
Cheng Hong patted his head angrily: "Look at the money!" That's for future bank circulation! I'm going to my father's to apply for minting! ”
The four of them embarrassedly took it out and began to study, Changsun Chong is worthy of being a frequent contact with metal, and he was the first to see the problem!
"Cheng Hong, your money, silver money, and Zhenguan Tongbao don't seem to be the same!" After that, he pulled out a gold coin with wings! The two compared, "This color is too bright!" ”
Here, Li Chengqian hurriedly took out a silver bullet and put it together with the silver coin: "Yes, yes!" The silver coins are also much brighter, and the copper coins are also very beautiful! ”
Cheng Hong nodded: "I finally see it, this is our trick, when the time comes, we will jointly write to my father and ask my father to set up a bank for money circulation."
Of course, the right to mint money also has to be wanted, and in addition to copper coins, gold coins and silver coins will be issued, a silver coin is a hundred coins, a gold coin is ten silver coins, according to the size of the gold coins there are one, three, five, ten, four varieties, above is the emperor and the emperor and the queen and the queen's head.
Of course, there are also the heads of the crown prince or the kings, which are discussed by the father and the ministers.
Silver coins are divided into one, two, five, and three denominations according to size, and the head of the minister is printed on it, and it is also determined by the father who is eligible for the silver coin!
Folk gold and silver can be exchanged for gold and silver coins according to the weight, and copper coins can be exchanged for one to one, and we will mint these into money, which is the first money point of the bank!
If you are the same 100 yuan thing, do you take 10 big gold coins to buy it and save trouble or pull 100 copper coins to save trouble?
And we don't charge fire consumption when we mint money, because if you want to shine and look good, you have to add something to it, and the proportion of this thing is the secret ingredient of the bank! As long as someone exchanges gold and silver coins, we will make a steady profit! ”
The four of them digested it for a while! Li Chengqian shook his head: "I was afraid that someone in the bank would oppose it, but as soon as your money avatar came out, it is estimated that if you don't open a bank, someone will urge you to come!"
It is estimated that the court should quarrel again, this money is a beautiful thing that has been famous for the ages, who dares to object to the estimation that the group of people who have money can kill him! ”
At this time, Changsun Chong said: "This money is so exquisite, you won't lose money when you cast it!" Cheng Hongniu said coaxingly: "What era is it now? In the machine age, they want to cast one by one, and the money will come out as soon as the machine is turned on on my side!
What do you think the three small open-hearth furnaces in the innermost part of the steel mill are for? I started the experiment two months ago, and now I don't have to cast money, it's all patterns that are pressed hard with water power in a hurry!
As long as the raw materials are enough, we can change all the money in Datang, but there is one thing to pay attention to, the money cannot be cast blindly, and the copper coin is minted, otherwise it will not be a monstrous disaster if the currency is depreciated!
Money! It is the credibility of the country, and if the country loses its credibility, it will be bad! Therefore, His Royal Highness King Wei here should be optimistic, and every time he increases the coinage, he must discuss it with the court, and he must be cautious and cautious!
If it is cast too much, it will be the people who suffer! It is precisely because of the kindness of King Wei that the bank is managed by you, don't let the people suffer! ”
King Wei nodded solemnly: "This king knows!"
At this time, Li Ke said: "But you still haven't said where my money comes from?"
Cheng Hong gave him a blank look: "Stupid! When I go home, I will save my spare money in the bank for interest, and I will save it for a year first! ”
Here, Changsun Chong also nodded: "I will also go to save money, anyway, I will put it at home, it is better to put it in the bank to eat interest!" King Wei united the country to open and worry about the country's debts, what's the matter? ”
Here Li Chengqian said: "I'll go back and look at the inner library, if I have spare money, I will save it there!"
Here Li Tai said: "Then I'll go to the household, I heard that recently the household department has even piled up copper coins in the house, and it is better to deposit it in the bank if it is rusted and insects bite the hemp rope every day!"
Li Ke reacted at this time: "When the time comes, I'll take out a loan?" Li Tai hurriedly said here: "Then I welcome!" Sure to give you the highest interest! ”
"Why is it the highest?"
"You are the prince, are you embarrassed to apply for the minimum interest? Are you selling your sons or daughters, or are you no longer alive? Besides, can low interest rates set off your identity as a prince? ”
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A group of people nodded to the side. Li Ke shouted: "You cheat me!" Fight with you! ”
The four of them fought in one place, Cheng Hong looked at the laughing four, everything was so beautiful, everything was in time, it was so good......
"Hey! Don't throw my pattern coins at you! That's going to be shown to the court and the important ministers! ”