There is a great controversy about Zhang Juzheng's whipping law in history. Pen "Fun" Pavilion www.biquge.info

It is more common to say that a whip law is in the southeast coast, the provinces south of the Yangtze River, it is still a good law, because of the sea trade, the world's silver is going here, so there is no shortage of silver. It is very convenient for people to exchange copper coins for silver, so that they will not be cheated by merchants.

However, in the inland provinces of the northwest, there is relatively little silver, and the people will suffer a big loss if they exchange copper money for silver.

Because of this whip policy, Lin Yanchao's silver dumping shop on the southeast coast can't make too much money, but it can't be said to be a loss.

The main silver shop is Lin Yanchao, a test for his family to get involved in business, and with Chen Zhenlong, Chen Xinggui and other maritime businessmen, set up a line, the favor will be used up, and the common interests will be long-lasting.

I didn't dare to do this before, but now that I am a lifter, I belong to the system, and I can hold a protective umbrella.

After Lin Yanchao proposed to open a bank shop, the third uncle was a little hesitant, this hesitation is normal, just like someone who only wanted to open a grocery store and asked you to suddenly open a bank professionally. This time it's too high-end, and the confidence is insufficient. After Lin Yanchao listened to the third uncle's concerns, he comforted the third uncle at the moment, and he planned to help him get on the horse and send him off again.

That being the case, Lin Yanchao decided to come forward, what he had to do was not too difficult, just to integrate the resources at hand.

So Lin Yanchao went to Chen Xinggui's house to talk about it, and now Chen Zhenlong is still looking for sweet potatoes in Nanyang, and Chen Xinggui can't be the master, so he found the thirteenth uncle.

The thirteenth uncle's demeanor is still the same, and when he saw Lin Yanchao, he said: "I didn't expect you to become a Xie Yuan, it seems that you will have to be a junior in the future, and our Chen family will rely on you." ”

Lin Yanchao smiled and said, "How dare you, I am here for something, please ask Uncle Thirteen for help." ”

Saying that, Lin Yanchao talked with Uncle Thirteen about the idea of opening a silver shop.

Uncle Thirteen said: "I will never agree to someone else." Because our Chen family also has its own Dao Dao selling silver, but more Dao is not too little, and it doesn't hurt to have one more. I can call the shots for you and give you three thousand taels of silver, but you need thirty percent of the shares. ”

Lin Yanchao said: "Yes, three thousand two or three percent is not much." So how do you exchange silver and copper? ”

The thirteenth uncle thought for a while and said, "How about seven hundred dollars for one tael of silver?" ”

Lin Yanchao thought to himself. At that time, the ratio of silver to money was almost 800 to 900 yuan, and if he faced the people to collect copper, he set it at 900 yuan and one tael, which was not counting the fire consumption, then the profit was very considerable.

But Lin Yanchao still said: "It's too expensive." ”

The thirteenth uncle frowned and said, "Then six hundred and ninety yuan, this is the lowest." ”

Lin Yanchao smiled, don't doubt the profit model of these maritime merchants, the Ming Dynasty was cheap in silver, precious and copper, firstly, because of the high economic development. The demand for silver is more, and there are not many silver mines, and there are no silver mines in the Ming Dynasty except for Yunnan.

But at that time, Japan was the opposite, silver was cheap and copper was expensive.

At the same time, Japan's Warring States had large silver mountains such as Iwami Ginzan, and the amount of silver produced reached one-third of the world's, but Japan did not have much copper. If there is no copper, it doesn't matter, and the coinage process is poor. It was really unbearable for the Sengoku daimyo to issue all kinds of bad coins. Therefore, the demand for copper coins in the Ming Dynasty has always been very large, and in the Kansai Daimyo, the Yongle Tongbao of the Ming Dynasty belonged to the hard currency (the Kanto was too far away from the Ming Dynasty).

To what extent do Japanese people like Yongle Tongbao? The flag seal of Oda Nobunaga, the overlord of the Warring States period of the same period, is the three pieces of Yongle Tongbao!

Oda Nobunaga was in the third year of Longqing in the Ming Dynasty, and announced a decree that one Yongle Tong Bao could be exchanged for four bad coins (local bad currency), and two thousand Yongle Tong Bao could be exchanged for ten taels of silver (according to research, one tael of 37.3 grams. In Edo, Japan, one tael 37.5 grams, which can be regarded as basically equivalent).

In other words, the ratio of money to money in Japan at that time was an outrageous 1:200. Even if the purity of Japanese silver is relatively low, the profit is too large.

With such a big profit in it, it is no wonder that the Ming Dynasty banned the sea. Coastal maritime merchants are going crazy. So for Uncle Thirteen, six hundred and ninety dollars is really not expensive at all!

Lin Yanchao was afraid that Uncle Thirteen would regret it, and immediately said, "Okay, I'll make a note for you." ”

Uncle Thirteen said: "What kind of evidence, we never believe in things on paper, I can only do business with you because I can afford you as a person!" Tomorrow, I will directly order someone to carry 3,000 taels of silver to the door for you. ”

This shop hasn't been renovated yet, Uncle Thirteen is too enthusiastic, Lin Yanchao immediately said: "Uncle Thirteen, don't worry about these few days." ”

The investment is pulled, and the start-up capital is available, and Lin Yanchao is the problem of tight manpower.

Lin Yanchao thought about it, this silver shop can only help him with this favor.

So Lin Yanchao looked for a day to see his father-in-law, Cheng Yuanwai was very surprised that Lin Yanchao would come to him, and after hearing about the opening of the silver shop, he frowned and said: "This is not a big fortune and a deep background, so you can't do it." ”

Later, I heard that Lin Yanchao had the support of the Chen family, and his expression eased slightly: "This is possible, but to open a silver shop, you need to do black and white first?" ”

Lin Yanchao said: "The white road is no problem, the black ......"

Cheng Yuanwai coughed and said, "Black, I have a way." ”

Lin Yanchao said in his heart, too, you have been in the local business for decades, and you have no way, how can you stand on your feet.

"And manpower?"

Cheng Yuanwai thought for a while and said: "The one who can identify gold and silver, the shopkeeper who has the eyesight and price, I have a candidate, man, and as for the craftsman, I can also find a ...... for you."

Lin Yanchao breathed a sigh of relief, thinking that he had found the right place to find Cheng Yuanwai, and said immediately: "You arranged the other people, Lord Yue, I am not familiar with this way, so I won't interfere." ”

Cheng Yuanwai smiled and asked, "Then what are your Lin family doing in it?" ”

Lin Yanchao smiled and said: "Take care of the relationship between the officials, the shop is also my Lin family, and my third uncle, he is the head of the shop, please take care of it more on weekdays." ”

Cheng Yuanwai listened and pinched his beard and said: "Yes, but the virtuous son-in-law, I want two percent of the dry shares, of course, I will also take two thousand taels of silver out like the Chen family." ”

Two thousand taels of silver is not a small amount, although Cheng Yuanwai is a famous businessman in the provincial capital, he is far less wealthy than the Chen family, and taking so much money at once is a bad move.

Lin Yanchao knew that he really planned to help himself with this, and secondly, with his business vision, he was optimistic about the prospects of this silver shop.

Lin Yanchao immediately agreed: "Since Lord Yuezhang said so, let's do it!" In the future, you will have more guidance to my third uncle. ”

The matter of dumping the silver shop in this way was decided, which made Lin Yanchao unexpectedly smooth.

Lin Yanchao went back to tell the third uncle that it would be good to follow Cheng Yuan to do it in the future, the third uncle was very surprised when he heard it, and the third aunt was also very happy.

The third uncle couldn't sit still, so he ran to Cheng Yuanwai's house overnight to discuss the matter of the silver shop. (To be continued.) )

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