Seven or eight days have passed, and the time has entered November, and the weather is getting colder and colder.

Under the auspices of Chen Xu, after countless changes and improvements, the regulations on entrusting 10,000 sets of horse pawn equipment to the Great Qin merchants were finally completed, and the regulations of the three chapters of the covenant law were all discussed, and there were hundreds of hemp paper drafts sorted out, which were piled up more than one meter high, and finally sent to Qin Shi Huang was a planning book with a thickness of 50 pages and 20,000 words.

"Good, good~" Qin Shi Huang sat on the kang and couldn't help but twist his beard in admiration while watching.

This thick detailed book is all-encompassing, and the responsibilities of the imperial court, merchants, and local officials are divided very clearly, Xianyang is the supervisor, the local government is the policy, and the merchants are the money, and it also contains in detail the details of all the projects and personnel such as ironmaking, weapons, horse harness, and even craftsmen and workers, as well as the placement of rewards and punishments.

This is not so much a project guidance and planning book, but a guide code for the new business model of cooperation between the imperial court and merchants, with this experience, the next time to build more pawn equipment, or even cooperate with other things, basically can be carried out in this way.

It took half an hour, Qin Shi Huang finally finished reading this planning book, and after closing the book, Qin Shi Huang said to Chen Xu with a surprised smile on his face: "This kind of planning book is very detailed but well organized, even people who don't understand it can understand it thoroughly after reading it, Qinghe Hou's method has opened my eyes!" ”

"Thank you Your Majesty for your praise, as long as Your Majesty approves of our plan, this matter can be said to have succeeded for the most part, but the so-called good planner goes far, and the doer is successful, if this matter is to succeed, it will eventually need the cooperation of the merchants, and also need to supervise and implement the unification, so in order to cooperate with the plan, the minister also wants to ask His Majesty to use the regulations of the three chapters of the law to send the emperor's list, and post it in the most conspicuous place where the county government is located, so that the people of the world can see it, which will increase the confidence of the merchants. At the same time, it also lets the people of the world know that His Majesty attaches great importance to this matter, people cannot stand without trust, industry cannot prosper without trust, and the country will decline without trust. Post the imperial list to show all the people in the world, Your Majesty is a person who abides by the promise, then the world's businessmen will inevitably flock to obey, and this matter will inevitably come to an end! ”

"However, I am the monarch of the country, and I am naturally the one who abides by my promise, and I am sure of the emperor's list!" Qin Shi Huang nodded.

"Your Majesty's heart encompasses the world, and it is a deep honor for the ministers to assist Your Majesty, as long as the plan is successful, it will take a year or two to completely sweep away the Huns, and thousands of miles of rivers and mountains will be at your fingertips!" Chen Xu hurriedly slapped a sycophant.

"Haha, okay, I can be assisted by the Marquis of Qinghe, it is also my honor, I also want to see the Marquis of Qinghe develop the Taiyi Divine Thunder taught by Taiyi Immortal, since the plan has been completed, tomorrow morning I will arrange it at the time of the court meeting, by the way, last time the Marquis of Qinghe said in the court that everything in the world can be put into business, I am very curious, I have free today, and please talk to the Marquis of Qinghe and me in detail!"

"Your Majesty wants to hear it, but the minister doesn't dare to hide it privately, so let the minister say it carefully!" Chen Xu nodded.

"Merchants chase profits, as long as it is profitable, it will be pervasive, there is a sentence in Kyushu anecdotes, called the country is not stable without agriculture, but there is also a sentence called the country without business is not rich, now the Great Qin heavy decree, heavy farming, but the development of commerce is uneven, agriculture and business complementarity is the foundation of the country's wealth and people's strength, such as the new construction of the road, the project is huge, each conscription is hundreds of thousands of people, and then urge the county governments to transport grain and grass equipment, send soldiers to supervise and guarantee the construction, this is certainly a method, but it consumes a large number of people who cultivate the fields and cultivate the land, And these people are the main labor force of my Daqin to cultivate grain, which involves tens of millions of peasant households, which not only delays the agricultural time but also consumes the people's manpower, but if we entrust the construction of the galloping road to the merchants, it will be the same as this time to build the horse pawn equipment, the court issued a policy, let the merchants prepare their own manpower tools and grain to build according to the requirements, and after the construction is completed, the officials will pay the money and grain after passing the inspection, so that the officials of the county and county governments will have more time and energy to deal with the problems of people's livelihood. And the road construction can also be applied to the method of borrowing chickens and laying eggs, and it doesn't even cost a stone......

"It doesn't cost you money to build roads?" Qin Shi Huang was shocked.

"Exactly!" Chen Xu smiled and nodded, "Although the investment in road construction is huge, it costs countless money and food, but it is a one-and-done thing, once it is repaired for decades, it can be passed, it seems unprofitable, but in fact, it can also be used to make money!" ”

"How do you make money building roads?" Qin Shi Huang's face was a little dull, and he felt that countless question marks were popping up above his head.

"Chen designed a new kind of road, called the highway, this kind of road requires wide and smooth, the carriage can run fast without bumps on it, so this kind of road is quite labor-intensive and money-consuming, but after repairing can use the toll model, now after the unification of the six countries of Daqin, the former six countries are all metropolises with a population of no less than 100,000, merchants gather, and the caravans between these big cities are also constantly flowing day and night, than Xianyang and Luoyang, the two places are thousands of miles apart, but the daily business travel is thousands, The car is like flowing water, this is the omen of the prosperous and prosperous era of Daqin today, but the gallop between the two places is bumpy, the rut is difficult to pass after the crushing, once it encounters rain and snow weather, it is impossible to pass at all, if you can build a highway between Xianyang and Luoyang, not afraid of rain and snow, no mud, it only takes two or three days to reach the destination, so that many business travelers will choose to take this road, and to pass on this road, a horse charges ten yuan, a car charges thirty yuan, and every day according to two thousand horses and five hundred cars, you can earn 35,000 yuan a day, or 12 million yuan a year, and your majesty will use this right to charge fees to compensate the merchants who build the road, and naturally countless merchants will flock to repair the road, and they will repair the ...... from time to time."

"Goo Dong~" Qin Shi Huang swallowed a mouthful of saliva with a dry mouth.

"Qinghe Hou, you ...... You...... This approach is possible, but it is too ...... It's too much! Qin Shi Huang looked at Chen Xu with a pair of eyes like looking at aliens, and he stammered a little when he spoke, mainly because Chen Xu's method of borrowing chickens and eggs was too incredible, and it was even more mind-blowing than using the spoils of war to play white strips to fool merchants into building horse pawn equipment.

And these such deviant and bizarre methods are all reasonable and completely operable when Chen Xu says them, and they are not nonsense.

"Hehe, the minister also thinks it's a bit excessive, this is just a small idea of the minister, Your Majesty doesn't have to care, in fact, it is okay to recruit prisoners and slaves to build a free highway, but it is better to wait a few more years, and wait for the minister to develop a method of turning mud into stone according to the records of Tiangong Kaiwu, and then you can build the country's galloping roads into flat stone roads, which will not be damaged for ten years and a hundred years!" Chen Xu said with an embarrassed smile.

"Transform ...... Turning mud into stone? Is it also the immortal art taught by Taiyi Immortal Venerable? Qin Shi Huang was even more confused, trembling slightly, and his emotions were a little out of control.

"It's not a real immortal art, it's just a matter of getting its skin, it's like a divine thunder fireworks, it can be used, but it's not an immortal art! Moreover, this law has not been thoroughly studied, and it needs to be tried and tested, and once the test is successful, not only can you build a smooth and spacious road, but also a building with dozens of floors of steel as a bone......

The room was quiet, and Qin Shi Huang didn't remember when Chen Xu left.

When he woke up, there was no longer Chen Xu in the room.

"When did Qinghe Hou leave?" Qin Shi Huang felt that the lightning and thunder were still echoing in his mind, and the words that Chen Xu had said made him feel a sign of losing his spirit.

"Back to Your Majesty, it has been a moment since the Marquis of Qinghe left!" A palace man at the door of the room saluted and said.

"Turning mud into stone, thunder and fireworks, refining steel, highway ......" Qin Shi Huang sat on the kang in a daze, his mouth kept repeating what Chen Xu had said, his face gradually deepened, and there was a flash of light in the depths of his eyes.

……

Wancheng, Huaxia Qianzhuang.

As one of the most popular places for merchants today, Huaxia Qian Zhuang has almost become the most well-known place for merchants who come and go to Wancheng, without him, this money village is as its name is, the money is simply piled up, and several cellars have been piled up with gold and copper coins, and these gold and copper coins are still increasing every day.

As the major shareholder and main manager of Qian Zhuang after Chen Xu, Fan Yan has had some headaches recently.

Now Qianzhuang has been opened to Wancheng, Daliang, Luoyang, Handan, Xinzheng, Linzi, Jiangling and other seven cities, covering the most prosperous central area of Daqin, and countless money in and out every day, all of which are in and out of a car.

Originally, more money is definitely a good thing for ordinary people, but it is not good for the bank, too much money means that there are more people who save money and fewer people who take money, and they have to pay interest every day when they save money, because it is a cold winter, the Central Plains and the north have long been snowy and difficult to pass the road, and the merchants have less than half, so most of the merchants have deposited their money in Huaxia Qianzhuang, anyway, they are idle and idle, and it is not bad to eat some interest, and there are two hundred dollars of income for 100,000 yuan a month, although it is less, But for businessmen who are accustomed to careful budgeting, sitting at home and roasting the fire, hugging the concubine and kissing the mouth, and still having income at any time is also an excellent sign, so all businessmen feel that Huaxia Qianzhuang is simply the god of wealth in heaven who came down to help them make money.

Some people are happy and some are worried, Fan Yan looked at the more and more money in the treasury and felt that his eyes were a little black, and now the money saved in pays tens of thousands of dollars in interest every month, which is just a money village in Wancheng, and the seven money villages in the country add up, and if you don't do anything in a month, you will have to pay seventy or eighty thousand dollars in vain, so for a businessman, the money is constantly dripping.

Since the establishment of the bank, there are only two ways to make money, one is the deposit and withdrawal fee, and the other is the interest on the loan, but in addition to opening various expenses and expanding the branch in a year, it basically does not make money, but it is much more convenient for the businessman.

Originally, after the winter, he found that the businessmen came to save more money and withdraw less money, and borrowed less, Fan Yan originally wanted to reduce the interest on the deposit or even not give interest to reduce the cost, but remembering what Chen Xu said and the contract he signed, he had to insist on enduring this kind of torment of spending money like water for the sake of reputation.

"Sir, sir!" A servant of the Fan family came in a hurry outside the door, still holding a letter in his hand, "Master, the Marquis of Qinghe has sent you a letter from Xianyang!" ”