There are nearly 80,000 civil servants under the Federal Government of Southern Africa, accounting for about 200:1 of the total population.

The cost of insurance for civil servants varies from r15 to r15 per person per year on average, but it is not possible to transfer all of this part to the Nyasaland insurance company at once, and eventually about 30,000 or so will be transferred directly, and the total premium is less than 500,000.

Compared with the insurance cost of public servants, the premiums of corporate employees and various real estate and property insurance are higher, a Lord car worth 10,000 rands has an annual premium of about 200, and you can buy two civilian cars, and people who can afford to buy a Lord car don't care about this money, Roque doesn't know if he doesn't sell insurance, and third-party liability insurance has begun to appear in the UK in recent years, and the management of vehicles in southern Africa should be strengthened.

Before the official opening of the Nyasaland Insurance Company, Roque's business had reached an agreement with the Nyasaland Insurance Company, and after the Nyasaland Insurance Company officially opened, Roque's business was handed over to the Nyasaland Insurance Company.

Du Dian is also very sensible, the account of the Nyasaland insurance company is opened in the RAND Bank, and about 60% of the funds will be invested abroad through the RAND Bank and the Nyasaland company, and the remaining part of the Nyasaland insurance company will set up its own investment department, and the eggs must not be put in one basket.

After the establishment of Nyasaland Insurance Company, the biggest impact must be Pou Chen Group and Lloyds Insurance Company, Lloyds Insurance Company is better, very smart did not take radical actions against Nyasaland Insurance Company, Pou Chen Group began to reduce premiums very insidiously, increase the amount of insurance, and engage in malicious competition with Nyasaland Insurance Company.

It cannot be said that Pou Chen Group is malicious competition, after all, the methods of Nyasaland insurance companies are also disgraceful, and administrative interference seems to be worse than commercial competition.

Moreover, the Ministry of Defense's behavior of opening insurance companies has made a bad start, and although the federal government has been in a relatively good financial position in recent years, the amount of money given by various departments is not enough.

Now seeing that the Ministry of Defense is trying to increase revenue, other departments are also starting to move.

"Your Ministry of Defense has opened a Pandora's box, the Ministry of Communications is discussing the establishment of a transportation company, the Ministry of Commerce wants to meddle in ocean trade, and even our Ministry of Justice has proposed the establishment of a security company, but I didn't expect that you dug a big hole for yourself." Henry smiled arrogantly when he saw Roque, and for the first time in southern Africa, the government was dominant.

Britain has always advocated a free market, emphasizing that the government does not intervene in the market, which means that government agencies cannot compete with the people for profit.

When it comes to "competing with the people", this point is too familiar to Roque, in fact, it is old bottles of new wine, the "people" here must not refer to ordinary citizens, but capitalists on behalf of ordinary citizens, if Roque is the boss of Pou Chen Group and Lloyds Insurance Company, then Roque will also talk about the free market, and will never allow the Ministry of Defense to establish a Nyasaland insurance company to compete with the people.

The current situation is different, Pou Chen Group and Lloyd's Insurance Company are both British capital, making a lot of profits from southern Africa every year, and Roque led the establishment of Nyasaland Insurance Company at this time to protect the interests of southern Africa, and competing with the people for profits are two different things.

The establishment of a security company by the Ministry of Justice and the establishment of Nyasaland Insurance Company by Roque are completely different, and there is already a private security company in southern Africa that can be said to be the largest and strongest in the world, and Henry also has a stake in the umbrella, so it is unrealistic for the Ministry of Justice to set up a security company, and Henry can't get through here.

"Henry, if I could, I really wouldn't mind the Department of Justice setting up a security company." Roque's answer surprised Henry, and he made himself a competitor -

You can't have self-confidence to this extent.

"Since the founding of the United States, there has been an average of one economic crisis every ten years, have you ever wondered why this is happening?" Roque doesn't talk about Britain, only about the United States, so Henry is more acceptable.

"Because Americans are too greedy, just like you." Henry was a little underwhelmed, and the meaning behind this was that my mother hadn't beaten me in three days—

"You're right, Americans are too greedy, so it leads to the disorderly expansion of capital, and businessmen will only see that the goods produced in their factories are in short supply, so they blindly expand the scale of production, which leads to an imbalance between supply and demand in the market and triggers an economic crisis." Roque really doesn't like the Anglo-American free-market model, even though Roque himself has a vested interest in it.

In the end, the development of the free market is that capital kidnaps everything, the right to speak is in the hands of the capitalists, the politicians are the spokesmen of the capitalists, and no one will consider the interests of the country.

In fact, this is also the case in Southern Africa now, but Roque himself is the largest capitalist in Southern Africa, and if Roque is replaced by Xiao Si, then Xiao Si will definitely not consider these problems.

It's good that Xiao Si can manage Rhodesia well, don't expect him to take care of the interests of the federal government.

Don't look at the flowers in southern Africa now, in fact, there is also a fire behind it, Roque and Henry, Xiao Si their generation is not bad, making money while not forgetting to take care of the federal government, at least the taxes that should be paid will be paid, but if in another 50 years, Roque and Henry, Xiao Si and their generation die, or take a back seat, then what will become of southern Africa at that time?

Roque himself didn't dare to guarantee it.

For the sake of the 10 million Chinese in southern Africa, Roque also wants to return the economy of southern Africa to a healthy track in his lifetime.

So what is health?

Just look at the performance of countries in the U.S. pandemic to see what kind of economic model is healthier.

It's not that one is absolutely correct, but it's relatively healthy.

"What does this have to do with your establishment of the Nyasaland Insurance Company?" Henry doesn't discuss the macro level with Roque, Roque's own theory is actually full of loopholes, and Roque was not an economist in his previous life, so don't expect foreign trade dogs to have much advanced theoretical knowledge.

"It's a big deal, insurance companies don't just sell insurance, it's more important to invest abroad, the Nyasaland government is preparing to set up a financial market, and then you will find out the role of insurance companies." Roque finally decided to attack finance, not to challenge London's status as a global financial center, but to find a more convenient financial channel.

Of course, this is an external statement, but Roque's real purpose is to improve the status of southern Africa.

In southern Africa, if you have the ability to raise funds, you still have to go all the way to London to go public, not to mention how much you can raise, give Londoners a map, there are few people who can point out where southern Africa is, and how many people can have confidence in the enterprises in southern Africa?

If there is a financial market in southern Africa, it will be of great benefit to the enterprises in southern Africa, although the enterprises under Roque's name are not short of money, but there are many other companies that are short of money, and they can't all go to London to be listed, and people in London also have requirements for listed companies.

"The government of Nyasaland wants to set up a financial market? Then you have to be careful. "Henry is finally serious, they are all a family, and it is normal to hurt each other in small things, not only will it not lead to the deterioration of the relationship, but it will also make the relationship between each other closer, and they still help each other in big things.

"There are some things we don't fight for, and we should never expect London to loosen our bonds." Roque saw through it, no matter how good his relationship with Winston was, on such a major principle, Winston would definitely be inclined to the British Empire.

With the big gimmick of establishing a financial market, the Nyasaland insurance company immediately became insignificant, and the competition of the Pou Chen Group will not affect the development of the Nyasaland insurance company, with the endorsement of Roque and the Ministry of Defense, the Nyasaland insurance company is soaring, and within three months it has eaten 60% of the insurance orders in southern Africa.

The remaining 40 percent is also in the pocket of Nyasaland insurance companies sooner or later, and it is only October, many policies have not been executed, and by the end of this year, Pou Chen Group and Lloyds Insurance Company are estimated to lose more than 90 percent of their business, and it is almost time for Pou Chen Group and Lloyds Insurance Company to withdraw from southern Africa.

Seeing that the Ministry of Defense is making money day by day, other departments of the federal government are indeed very greedy.

Henry is right, there is no shortage but unevenness, when all departments have no money, they can still live tightly, and when the Ministry of Defense is about to turn over, other departments will be moved.

Ade once again took action, strictly prohibiting all departments from doing business, and the situation of the Ministry of Defense is more special, and other departments are strictly prohibited from following suit.

As prime minister, Ade will not do things as casually as Roque, and even if the federal government wants to intervene in the economy, he will have to think carefully before making decisions.

Ade wants to see the effectiveness of the Nyasaland insurance company, and then decide what to do next, this process is estimated to take three or five years, and it is impossible for Ade to be in office by then.

This is the disadvantage of democratic politics, and if it is someone else, it is likely to go along with the tide in order to win votes.

Not like that, Ade is the founder of southern Africa, responsible for southern Africa, not a mere politician.

Of course, Ade did not let go of Roque, the Ministry of Defense took the lead in setting up an insurance company, and Ropetrics did not report to Ade in advance, which made Ade very dissatisfied, called Roque over, and scolded Roque.

When Sidney Milner sent Roque out of the Prime Minister's Office, he secretly revealed to Roque that the Nyasaland Insurance Company had moved some people's cheese, so Ade was under a lot of pressure during this time.

"Sidney, there's something I want to tell you, next year's election-" Roque couldn't speak, after all, Ade had a good understanding of Roque.

"I understand Locke, my uncle also understands, you don't have to be embarrassed, in fact, I also hope that my uncle can take a break, he is too tired." Sidney Milner understands that sooner or later Ade will have to step back.