Chapter 74 Grain Processing Industry
After the rectification of these Romanian state-owned enterprises, the atmosphere in Romania has changed. In the crown prince's view, the state is just like a machine, which needs regular maintenance and replacement of damaged parts. After punishing the moths, Eder looked at an agricultural report in his hand.
Thanks to the large-scale production and application of fertilizers, Romania's grain production has also increased. After a large amount of food is grown, it is consumed locally in Romania, especially in several emerging industrial cities. Now some nimble minds see the business opportunities and put into production in the grain processing industry. This has changed Romanian grain, which has always been known for its low price exports, to a certain extent.
"Looks like I've neglected the grain processing industry." Eder commented in his heart that as a grain exporter, he had forgotten about the fast-acting grain deep processing industry. However, as a light industry, Eder does not plan to enter this industry, and it is still possible to support it through financial means. Thinking of this, Edel wrote a directive and called a guard.
"To Governor Wariochi"
"Yes, Your Highness."
Inside the Romanian Industrial and Commercial Bank, President Wariochi looked at the instructions given by the crown prince. As a bank controlled by the royal family, it also has a lot of responsibilities when it comes to the convenience of the royal family, and many times it has to cooperate with the instructions of the crown prince.
"At present, the funds in the bank are not too sufficient, so we can only choose a better enterprise to support." Wariochi said to himself.
After deciding, he called the secretary. "Send this to the branch below."
"Okay President." The secretary took the Wariochi papers and walked out of the office, intending to send telegrams to the various branches.
In the Ukba county of the Moldovan region, the economy is a typical agricultural growing area. Both the landed aristocracy and the merchants here revolved around the theme of grain cultivation. The vast majority of these merchants were engaged in seeds, fertilizers, farm tools, livestock, etc., while the nobles considered the output of the land, what to plant this year and what to plant next.
Not long ago, a businessman named Bubak opened a local grain processing factory to sell flour, and the business was not bad, and I heard that it was sold to Constanta. Now that he's going to make a bigger effort to open a biscuit factory, Bubuck is now worried about money.
"Vilas, you look at the factory first, and then I'll go find Lex from the bank." Bubak said to his son.
"Father, is this really okay? You've been looking for him a few times, and we still have a big gap in our mortgage, so let's find another way. Braque's son, Vilas, said.
"Those are loan sharks, and I've seen too many people who have been bankrupted by them. I'm not going to look for those vampires unless I have to, and you don't want to use it all the time. Braque taught his son a lesson.
Although there are several large state-owned and royal banks in Romania today, there has always been a private lending market. They make a profit by lending money at high interest rates to people who can't get money in the bank. Most of these lenders are powerful locals, and they are not afraid of the lazy accounts of the borrowers. In the past, they also played a role in the development of Romanian industry, but they did not have such a good time under the impact of several major banks. There are still tenacious survivors, and Eder knows it, but there is no way to eradicate it completely. This involves the local nobles and wealthy people, and even the crown prince does not dare to act rashly now.
After teaching his son a lesson, Braque put on decent clothes and went to the branch of the Industrial and Commercial Bank in Ukba.
"Is Governor Lex here?" After Brack tidied up his clothes, he said to the front desk staff with a smile on his face.
"Mr. Braque, are you coming to the branch manager again, or is it because of that loan?" The staff member asked him politely.
"Yes, the amount you gave is not enough for the construction of the new factory, I would like to ask if I can increase it a little." Even in the face of the small staff, Braque replied very politely. After all, opening a factory is inseparable from a bank, and if you offend him, you don't know that it will ruin your business that day.
"Now the branch manager is in the office, let me help you ask." Seeing that Braque was so polite, the little clerk felt a little embarrassed.
"I'm sorry for you."
"You're welcome."
After seeing the staff member go in to make a report, Braque sat on a bench next to him and waited.
When the clerk came out, he saw Braque, who was sitting on a bench waiting, talking. "Mr. Braque, the branch manager let you in."
"Thank you for your help." After thanking the clerk, Braque walked to the door of the branch president's office, Lex, and knocked on the door.
"Please come in."
Braque pushed open the door and saw Lex busy.
The branch manager looked up at Braque and continued to talk busily. "Mr. Braque, please take a seat, and I'll be right away."
"Okay, I can wait." Braque found a stool and sat down and waited.
After a while, the branch manager of Lex asked after finishing the matter at hand. "Mr. Braque, are you still taking out a loan this time?"
"Yes, I need 230,000 lei to build a biscuit factory this time, but I only have a deposit of 40,000 now, and the gap is a bit big." Braque said what he meant.
The branch manager of Lex, who was sitting behind his desk, said after listening to his intentions. "Mr. Braque, how much does your processing plant cost now?"
"Twelve hundred and fifty-five thousand lei."
Lex, who heard Brack's answer, continued. "Mr. Braque, you should know the rules of the bank's mortgage."
"I know."
"Our bank gives you a mortgage of 100,000 lei, which is the highest price. We can't borrow as much as you need, and I don't have that right. Mr. Brack, do you understand what I mean? "The branch manager of Lex also has a little headache for this somewhat stubborn middle-aged man. I've been running to the bank several times, and Lex has no choice but to hope that this time will make him die.
After hearing Lex's words, Braque still asked a little reluctantly. "Is there really no way?"
"Mr. Braque......"
"Da-da-da-da." Just when Lex was about to kill him completely. There was a knock on the door.
"Come in." Lex was a little uncomfortable with the knock on the door that interrupted him, but he couldn't get angry right now.
"President, this is a new instruction from the head office." A clerk opened the door and took out a telegram and handed it to Lex.
As soon as he heard the instructions from the head office, Lex didn't care what to say to Braque, and picked up the telegram signed by Wariochi and read it.
In this telegram, the head office instructed that each branch could give preferential treatment to the food processing industry in its jurisdiction. For enterprises with good assets, the scale of loans can be appropriately expanded. In general, the food processing industry can be supported to a certain extent.
After reading this telegram, Lex had only one thought. Braque's stubborn guy is really lucky.
After reading the telegram, Lex looked at Braque, who was sitting in front of him. "Mr. Burak, we can give a certain amount of preferential treatment on this loan. Depending on your situation, you can take out a loan of 180,000 lei. ”
Hearing Lex's sudden change of words, Braque was in ecstasy in his heart. Originally, I didn't report hope, who knew that there was such a good thing, and I didn't bother to ask the reason, Braque hurriedly thanked him.
"Thank you, President Lex, thank you very much."
Seeing a somewhat incoherent Braque, Lex called a bank clerk to pay for his goods.
Because of an order from Eder, the food processing industry received support from the bank. Many people have benefited, so that Romania, which has only just begun to develop, has the opportunity to continue to grow. I believe that in a few years, they will have the opportunity to repay the care of the crown prince.