After the spring ploughing persuaded the farmers and the construction of the river to be put on the track, Lin Yanchao, the errand of acting as the Taishou, was finally alleviated a lot.

For Lin Yanchao, who has been busy this month, it is rare to have a quiet time.

It's not that there's nothing to be busy with, but that everything is done in an orderly manner, and life is full and not disorderly.

For Lin Yanchao, this is like the time when he was studying, he always remembered that Lin Yan once said to himself that learning is like a colleague's work, not to see how much you have today, but how much you can achieve in the future.

After the catastrophe, Guide was in ruins.

Wei Zheng persuaded Tang Taizong to say that the people of Jiu'an are arrogant, and arrogant is difficult to teach; The people who have gone through turmoil are sorrowful, and the sorrow is easy.

This is how it is easy for the hungry to eat, and for the thirsty to drink.

As long as the officials are attentive to the guidance and dedication to the people, it is easy for the people to return to the right path of safe production. However, it is the intrigue between the top and bottom of the officialdom, but it is ten times more difficult to educate the people.

In this period, Lin Yanchao is busy, and he will gather with Lin Qianqian and Xiao Yanchao.

Xiao Yanchao has not yet become famous, and Lin Yanchao is not willing to become famous so early, so he simply calls him by his name.

After Lin Yanchao went home from official business, he watched Xiao Yanchao crawl all over the ground with great interest every day, babbling and talking.

Seeing Xiao Yanchao like this, Lin Yanchao couldn't help laughing and was in a good mood.

There is such a concern in his heart, which makes Lin Yanchao feel much more detached, and many things that made him care about troubles in the past have become less important, but sometimes he can take a step back and look at one thing from the perspective of a bystander.

"Xia Yu, Xia Yu."

Lin Yanchao and Lin Qianqian shouted in unison, Xiao Yanchao looked at Lin Yanchao with a tiger's head, then looked at Lin Qianqian, and then twisted his ass and ran towards Lin Qianqian without hesitation.

Lin Yanchao hung in the air with his hands open for a long time, and then let out a long sigh.

The two wet nurses took Xiao Yanchao from Lin Qianqian's side to eat rice cereal, and then Lin Qianqian suddenly asked: "Xianggong, I heard that Xinggui and Haoyuan have set up a farmer's bank?" Seems good? ”

Lin Yanchao wanted to answer briefly, but Lin Qianqian really asked very carefully.

Lin Yanchao then said: "It's not bad, Xinggui, Haoyuan, and the Peng family, the Yang family, and the government have all invested money in it, and then they will share the profits according to how much money they invest." ”

Lin Qianqian asked: "How much is the interest on the loan of the farmer's bank?" ”

Lin Yanchao said: "The money of green seedlings is two into five, although it is not much, but it is better in small profits and quick turnover." Of course, in addition to the seedling money, there are also some means to make money. ”

Lin Qianqian asked, "What kind of means?" ”

Lin Yanchao saw that Lin Qianqian was interested, and said casually: "Do you remember the silver shop in our hometown?" ”

Lin Qianqian nodded, how could she not know. The bank shop has the shares of their husband and wife, and every year dividends fall into her small purse.

Lin Yanchao compared his hand in the air, and said after making a general statement: "Other provinces have all started to implement a whip law in the ninth year of Wanli, but we have tried a whip law in the seventh year of Wanli in Fujian. Every year, when the common people pay the summer tax and autumn grain, they have to sell the grain and rice and exchange it for copper money, and then exchange the copper money for silver to go to the government to pay. At this time, the silver on the market was expensive, and the grain and rice were cheap. ”

"And when the harvest is scarce, grain and rice are expensive, and silver is cheap."

You must know that the original taxation model of the Ming Dynasty was that grain and rice were the mainstay, followed by silver money, and the tax was mainly paid in kind.

However, after Zhang Juzheng implemented a whip law, he adopted the method of collecting silver by counting acres, and the original land levies were all levied in discounted silver. Therefore, when the common people pay summer tax and autumn grain, the price of private goods soars, and money is expensive and grain is cheap.

Lin Yanchao paused and said: "So I want to sell the grain in exchange for silver when the imperial court collects summer tax and autumn grain, and the farmer merchant money comes forward to buy a large amount of grain and copper coins, and then exchange them for silver coins. This can both earn interest rate differentials and stabilize prices. This is Wang Anshi......"

After a pause, Lin Yanchao thought that Lin Qianqian didn't know Wang Anshi, and he didn't know Wang Anshi's city law, so he didn't say anything.

Lin Qianqian's eyes lit up and said, "Xianggong, this is a good way." ”

Lin Yanchao said in his heart, he spent so much effort to run a farmer's bank, if it was just to implement the green seedling law, he would underestimate him Lin Yanchao.

Lin Qianqian's eyes flashed and said: "You can level the price and make money from it." It not only benefits the people, but also benefits oneself. But now that the money in the money village is being released to the people to lend green seedlings, where will the money come from to stabilize prices? ”

Lin Yanchao said mysteriously: "I have my own way to get money, what?" ”

Lin Qianqian smiled and said softly: "Xianggong, you have put so much effort into running this money village for the country and the people, but you also have to think about it for yourself." ”

Lin Yanchao said in his heart, why didn't he think about himself, as long as he was in charge of the river workers in Guide, the farmer's money village would give him three thousand taels of silver every year.

So Lin Qianqian said: "Actually, I can contribute a sum of money and invest it in the name of the minister." ”

Lin Yanchao couldn't help laughing when he heard this, and then sneered: "Do you know how much money the local Peng family and the Yang family took out to buy shares?" Even Chen Xinggui and Zhang Haoyuan also took out 30,000 taels, and they had to help take care of the bank, otherwise they would not even have the qualifications to buy shares. Our family's private money can't be put on the table. ”

"Don't worry about it, it's better to stay at home."

Seeing Lin Yanchao's disapproving look, Lin Qianqian smiled sweetly: "Xianggong, you don't know, I just have 30,000 taels of silver here." ”

When Lin Yanchao heard this, a mouthful of old blood suddenly spurted out, he has been an official for many years, and he can be described as a 'breeze on his sleeves', but Lin Qianqian casually took out 30,000 taels of silver?

Lin Yanchao asked in disbelief, "How can you have so much money?" ”

Lin Qianqian was slight, pinched the corner of his clothes and said: "My hometown dumps silver shops, pawnshops, and pharmacies have dividends every year, and when you left Beijing to take the exam, I sold a piece of land in my hometown, but I didn't expect to make three times as much when I changed hands last year." ”

Lin Yanchao knew that his hometown industry was divided. There are thousands of taels of silver income every year, in addition to Lin Qianqian's dowry, box money and so on.

In the past, when he was next to the pillow, Lin Yanchao asked Lin Qianqian how much money he had in his private room?

Lin Qianqian always hid it, refusing to say it explicitly, okay, now take out 30,000 taels in one go.

Lin Yanchao never expected that Lin Qianqian would have a rich net worth. No wonder when she first went to the Son of Heaven, Lin Qianqian said that the money she saved was enough for the second half of a family of three.

Seeing Lin Yanchao like this, Lin Qianqian was worried that Lin Yanchao would be angry, and said in a greasy voice: "Xianggong, I'm afraid that you will spend money indiscriminately, and I will save it for you." I didn't spend it myself. ”

Lin Yanchao said angrily: "You are so rich, you still spend my money on weekdays, and you don't move a penny." It's really not a penny. ”

Lin Qianqian buried his head in Lin Yanchao's arms and said with a smile: "Isn't it a matter of course for me to spend the money of the princess?" Besides, isn't it time to take out the money to help the prime minister? Xianggong, Xianggong, don't ignore the shallow. ”