Ordinary people have always understood what is really going on.

People are not stupid, even if they don't understand, money, which is a matter of life, every day for the landlord to carry a day, a little want to take a breath, there is a vicious landlord wife staring there, and not give money at all, only those hardest work, or to bribe the housekeeper, can you do the work, there is so little money.

That's it, if you still want to deduct it, then you will lose your conscience.

Therefore, it is logical that there will be another shrinkage in the value of the currency in the Jiangnan region, that is, real inflation.

Although the common people do not understand economics, the money they have in hand is worthless, and there are fewer things they can buy, which is an objective fact.

Therefore, they all deliberately began to refuse to accept Chongzhen Tongbao, those who could not refuse to send you inferior coins, such as setting up a stall at the gate of the county government, could hardly refuse the little money that the eldest brother threw away after drinking tea and eating tea eggs for a day.

And the Republic of Tongbao because it is a real silver, and the anti-counterfeiting technology is advanced, although it is difficult to radiate the countryside now, but in places like Suzhou, Hangzhou and Wu County, the acceptance has begun to surpass Chongzhen Tongbao, but it is an indisputable fact.

There is not only the decline in economic power, which will lead to those corrupt officials inevitably playing bad ideas on the currency, but also some speculation that needs to be carried out under the change of dynasty.

At any given time, there are always many people who think they are smart.

Nantong this place, the most famous is not only the area where it is located, but the pair of Nantong Prefecture North Tong Prefecture North and South Tongzhou Tong North and South Couplets, as long as you have seen costume films, especially the kind of literati films, basically this couplet will inevitably appear.

As the main road of north-south connectivity, the economic characteristics of Nantong are also very obvious, relying on the advantages of the ancient canal, as well as the past dependence on the Cao Gang, Nantong relies on the canal, and actually got a lot of fresh goods from the north, of course, in terms of cost, there is no transportation system in the world can be established with the elders of the latest establishment, the cost of several routes of Tianjin Port is cheaper, but the volume is still limited, if you can reduce exploitation, then those more sought-after fashion good things can also be sold at a high price.

And in this process, because the elders of the imperial capital absolutely do not accept any Chongzhen Tongbao, of course, when people give money, they are also very single-minded to give silver dollars, so even if the treacherous businessman is, he can only find a way to bribe it to see if he can be a little accommodating.

The elders are very determined to completely destroy Nanming's financial system, and they will not allow it, and for this reason, they also let a few unlucky eggs eat a prison meal, and the game is also quite exciting.

And now, in Nantong and even in Jiangnan, the exchange ratio of Chongzhen Tongbao and Gonghe Tongbao has become unacceptable.

Originally, as an experimental silver coin, the Republic Tongbao is about 4 grams, not big, the officially recognized currency value ratio, is a Republic Tongbao for 20 Chongzhen Tongbao, this is not to bully him, after all, one is silver and one is copper, but this ratio is only the ideal ratio at the beginning, and later, they found that the corruption of the Ming gentry was really shocking, and the original copper and iron ratio set by Zhu Yuanzhang has long been abandoned.

People who use Chongzhen Tongbao are to be discriminated against and discriminated against, and they don't have anything to say at all, even if it is the simplest imperial capital copper, that is, a new copper coin worth a dime, it is also exchanged for Chongzhen Tongbao at three times the price.

Of course, this is almost the original price, and now, the Nanming minting system, which is gradually being killed, has long since collapsed.

Even the elders were overjoyed to see this situation, and even opened a mint in Shanghai, and after purchasing the silver deposits in Jiangnan, they directly turned into silver dollars.

Of course, this seems a bit more radical.

But for Ma Lianger, the prefect of Tongzhou, this is not a problem!

The reason is very simple, under his rule, the Republic Tongbao has already won a complete victory, even if it is himself, he has saved a lot of silver dollars, and for the Chongzhen Tongbao that came out of Nanjing, the more he looks at it, the more he does not want to see it.

This is a pure pursuit of benefits and avoiding disadvantages, Ma Lianger can't understand what is called the harm of hot money flight, just to be an official in a place with a strong business atmosphere like Jiangnan for a long time, any economic problems, it must be that profiteers are harming innocent people again, and an official like him, but why didn't the profiteers come to collude with him in advance this time, so that everyone can pit the money of the poor ghosts, national security and folk music, isn't it beautiful?

However, for this year's summer grain, Ma Lianger did think of a good idea.

He has two confidants, which has been used to in the past few years, a criminal master, a money and grain master, of course, in actual business, both of them can come up with ideas, so when they have big ideas, they always discuss them together, and over the years, literati have become less and less valuable, and the small copywriters on the periphery are also unable to participate in this activity.

Ma Lianger proudly said the clever plan he came up with with "reading Spring and Autumn at night", so he didn't tell others, this was the clever plan of the newly eaten maid in the study.

The two masters glanced at each other, shocked by the terrible brain hole of the master, but what they immediately thought of was the profit, the two years of war and chaos, although the price of buying a maid and a concubine and servant is much less, but the corresponding opportunity to make money is also less, and the poor even have a very weak mind to fight a lawsuit, so it is better to fight directly with a knife.

Therefore, the income of the two masters has also been greatly reduced, if you really follow this method and eliminate other dangers, the profit cut is beautiful.

They don't seem to have any ideas, there are not only prefects in the city, but also the defenders stationed in the city, which are mainly locals.

"My lord, this matter has to be discussed in the long run."

"What are you afraid of, I've thought about it, now the emperor is the crown prince, and he can ascend the throne in the future, and we haven't taken refuge in the past, but the eunuchs who minted coins over there in Nanjing are too dark, for the sake of people's livelihood, from today on, whether it is all kinds of taxes, only collect the republican Tongbao from the imperial capital, and the republican copper, as for where the money comes from, there are a lot on the canal, you don't know, now even the money shops of Shanxi people are unwilling to accept the silver of the Ming Dynasty."

"In that case, we should have pulled more people in, and we should have more time to prepare."

There is enough silver in the market in Jiangnan, but now in this chaotic period, there are naturally people stirring up the wind and rain in it, and the departments that should have responded have also begun to pretend to be deaf and dumb......

That is, I heard that in Sichuan, the upper reaches of the Yangtze River, Zhang Xianzhong, the thief, seems to have been thinking about the idea of fighting out.

Under such a "good situation", making money has naturally become the main theme of Nanming officialdom.

Ma Lianger's idea is very simple, since the copper content of Daming's money is getting worse and worse, so simply, from today onwards, collect taxes or something, just use Gonghe Tongbao.

Of course, in terms of paying taxes to the boss, as well as using money to buy things in the hands of the people, and employing coolies, it is natural to be born as a Ming person, die as a Ming ghost, and spend Ming money.

Ma Lianger calculated, when collecting money, according to the original ten silver dollars for one tael of silver "official" pricing, but this is the imperial capital's only pricing, silver dollars were transported thousands of miles away, if it is exchanged for silver, you can also be a little more conscientious, nine for one tael, it is already good, of course, what you really want to exchange is still those copper coins.

The attitude of the imperial capital towards the coins of the former Ming Dynasty is to leave a part as souvenirs, you know, in the Southern Ming Dynasty, the Ming Dynasty minted a variety of very precious coins, and in later generations they are good things that can be exchanged for a car.

Others, even if they suffer a little loss, but the recognition of silver coins is high enough.

Later generations of China, it took 30 years to train the common people to keep their money in the bank, and then used 30 years to educate the people that money should not be stored in the bank but to buy a house, but the elders only took three years to make the people accustomed to the use of silver coins, and even soon prepared a silver coin containing 45 grams of silver, which was equivalent to one tael.

Of course, these recycles of the former Ming currency and cracked down on the use of the former Ming coins, which are "resentful" and "forward-looking", are also the things that should be done by themselves.

Of course, there are still a lot of big and small officials in a government, and it is also a proper duty to check and balance each other, and if you want to make a profit, it is natural to pull the more people into the water, the better.

At that moment, the two masters began to involuntarily offer advice and advice, fully showing the essence of what it means to say that you don't want it but your body is very honest.

And for good reason, of course.

"You just said, if you don't use the silver dollar of the imperial capital, you will slaughter the city, Mrs. Xing's hands are black, of course, don't let people know that if we spread it, as long as you survive this year, then I can also change places as officials."

Ma Liang'er's new maid, but the account is the top croaking, the idea for Ma Lianger is simply great, according to her plan, with his current capital, it is not a problem to get a few out and a few in, and make tens of thousands of taels.

Coupled with other inputs, after doing this vote, it is time to find a way to change the place to be an official, now Nanming's place is not big, but there are a lot of scholars, and there is almost no way to arrange it, so I can only find a way to put it on hold temporarily, of course, there are already people full of voices to open a meeting in Nanjing to try and elect a jinshi.

In the face of money, the efficiency of both men and women is extremely high, on the one hand, several masters first spread the news through the relationship of the master's circle, try to win allies, and on the other hand, they began to study how to operate, which can reap the greatest benefits.

The gold and silver shops opened by the Shanxi and Anhui people in the city are the focus, and the appearance of the elders has made the shipping route to the north a very fresh source of profit, compared to the unilateral delivery of a large amount of grain, and it is difficult to return with a full load, now the demand for grain in the south has been greatly reduced, and the south of the Yangtze River can supply the things of the north, far less than those hawkers transport back.

This is also a kind of reversal.

Just as Yangzhou salt merchants themselves are not much local natives of Yangzhou, relying on several successful operations, the Republic of Tongbao has been regarded as a very important circulation currency, after all, it is easy to calculate, easy to carry, not easy to forge the characteristics, so that everyone chases to use, if with those small copper coins and a small number of commemorative gold coins, it is very perfect.

Of course, the real gold coins are minted by the elders themselves, and basically there is no public issuance, but a set of commemorative coins for the founding of the country, and it is expected that this set of commemorative coins will be developed after being stored for several generations.

At present, gold is a reserve currency, and it is troublesome to exchange it.

Currency is an extremely dangerous and sensitive thing, and the demise of every dynasty is always accompanied by the rise of the value of the currency, and the price of goods soars, and the problem of the Southern Ming is that it is inefficient and difficult to compare with the productivity of the imperial capital.

At present, if in terms of trade, the imperial capital under the rule of the elder may be the first time since the economic reversal of the north and the south, the moment when the north enters the super, after all, after eliminating the food shortage, after sitting on the land of the Liaodong Plain, the lack of food is impossible, and the grain loaded from Shenyang and shipped directly to Tianjin can hit the price to the lowest, so that many grain merchants in the south of the Yangtze River lose their pants.

Of course, this reversal of the orientation can not be long, in the future Jiangnan will also build a variety of factories, but in the general direction, the imperial capital industrial zone produces all kinds of precision instruments, large machinery, like a state-owned enterprise presided over by the elders, the production of chips, fighter jets, high-tech content of various products, and those cumbersome, require a lot of energy of various civilian industries outsourced.

The outflow of technology is unstoppable, whether it is industrial technology or financial operation technology.

More than one person has said that this silver dollar is used by thieves to exploit the people of Hebei, but whoever uses it says that it is good, after all, people spend money with silver dollars, and tax collection also uses silver dollars, and credit is established, and all kinds of excellent goods must also use silver dollars.

The most important thing is that the past two years have been a process of silver from the south beginning to converge to the north, and finally turning into silver dollars backflow.

It's no wonder that the elders coveted this profit, too, and when certain metals were added, minting silver coins was a very lucrative business.

Of course, it is impossible for the foundry elders to sell it for the time being.

But at the beginning when the exchange rate of silver began to float, ordinary people were unaware.

Although there have been more taxes and miscellaneous taxes in the past two years, after all, how much tax is collected now no longer belongs to Emperor Chongzhen, but to the Confucian masters themselves, they read the Four Books and the Five Classics so hard, shouldn't they eat more and take more.

That is, because there is no need to spend a lot of money and grain on transportation, the price of grain has been maintained at a very low level, but fortunately, the people of Jiangnan have not jumped up.

(End of chapter)