In November, schools in Daming were basically built, and a large number of teachers were hired.

In February of the following year, schools began to admit students between the ages of six and twelve.

At the same time, Zhu Ciji also ordered the household department to allocate 500,000 taels of silver to establish a hundred academy in the suburbs of Nanjing, which was equivalent to a technical school in later generations, specializing in teaching hundreds of scientific and technological skills, such as medicine, embroidery, carpentry, etc., and specially recruiting students between the ages of 13 and 30.

The Encyclopedia Academy is also free to study, but if you want to come in to study, you must go through a certain subject assessment, and Zhu Ci asked the top craftsmen of the Academy of Science and Technology to teach directly as teachers.

As soon as the news came out, Quan Daming was in an uproar.

The so-called church apprentices starve to death masters, generally speaking, most craftsmen will only pass on their unique skills to their sons, even if they accept apprentices, they will only accept one or two apprentices, and most of them will keep a hand, until the day when they really can't do it or will die will be taught, for thousands of years in China, I don't know how many exquisite and great skills have been lost in this process.

The Encyclopedia Academy not only teaches the encyclopedia, but also allows the top craftsmen of the Academy of Science and Technology to teach it personally, which is undoubtedly very attractive, and everyone wants to have a technology that can feed a family.

The craftsmen of the Academy of Science and Technology, because they have been subordinate to the imperial court, enjoy the income of the imperial court for life, and the students who teach and receive also have another rich income, so most of the top craftsmen of the Academy of Science and Technology have no opinions.

The Encyclopedia Academy and the Compulsory Education Academy have been opened in an orderly manner, and there is no doubt that they will create countless talents for the Ming Dynasty in the future.

Reforms against the Ming continued.

Zhu Ciji and Li Yan secretly discussed in the imperial study for three days, and finally decided to open the central bank of the Ming Dynasty.

The next day, Zhu Cijiao summoned five other ministers to announce the matter, and explained to them the various advantages of the bank and won their support.

When Huang Daozhou and several other elders heard this, they instantly recognized that the so-called Daming Central Bank was similar to all kinds of money banks on the market, but it was more comprehensive.

The charm of banks in the world in later generations is incomparable.

Whether it is absorbing deposits, accumulating small amounts, gathering large amounts of gold and silver for the country, or lending to earn interest and income, promoting the prosperity of commerce and trade, etc., the benefits are one after another, and all the benefits are listed together, and no one can not be moved.

"Your Majesty, how is this different from a businessman?" Huang Daozhou was surprised.

After Qian Qianyi left, Huang Daozhou faintly became the leader of Confucianism and scholars, the so-called Shinong industry and commerce, although Zhu Cicheng abolished, but Huang Daozhou and others have lived for most of their lives after all, and they still can't get rid of that concept in their bones.

In their cognition, the money village is only opened by merchants, and it belongs to a kind of business, and the Ming court itself actually does things that are no different from businessmen, which damages the majesty of the Ming court, and it is difficult for Huang Daozhou and others to accept.

"Your Majesty, the prospects of the Ming Central Bank can be seen, benefiting the country and the people, and the minister Li Yan agrees with this matter." Li Yan said calmly.

Huang Daozhou and the others couldn't help but look sideways, they had long known that Li Yan had conspired with Zhu Ci in the imperial study for three days, and it seemed that it was for this matter, so Li Yan stood up and agreed at this time, which was not strange to them.

Li Yan is the first assistant, and his weight is undoubtedly extremely heavy.

"Liu Zongzhou, you are the head of the household, what do you think?" Zhu Ci staggered and looked at Liu Zongzhou.

Liu Zongzhou has been hesitating, Zhu Ci found out about Liu Zongzhou's state, and knew that Liu Zongzhou had an eighty percent chance of fighting.

Faced with Zhu Ci's questioning, Liu Zongzhou quickly came back to his senses, but he did not agree immediately, but asked questions.

"Your Majesty, the central bank of the Ming Dynasty is linked to the household, which is almost equivalent to being linked to the treasury, and the money banks on the market often go bankrupt because of counterfeit banknotes, so how can the Ming Central Bank prevent counterfeit banknotes."

Since it is necessary to open a bank, it is necessary to issue a silver bill, which is equivalent to a certificate of deposit, and how to ensure that the bank will not be imitated by greedy people and cause huge losses to the bank.

Zhu Ci took out a banknote printed with a style very similar to the renminbi in later generations, and saw that the banknote was printed with the words "100 yuan Daming Central Bank", zero 0000000001, etc., as well as some exquisite patterns on the front and back, and palace patterns. In addition to the different patterns, this kind of banknote is almost exactly the same as the style of later generations, but the head portrait on the banknote, Zhu Cicheng was replaced by the totem five-clawed golden dragon statue of the Chinese nation.

One hundred yuan is the amount of the coin, zero 0000000001 is the paper number, each type of currency has only one number for each sheet, and there is a watermark method.

The wisdom of the Chinese nation is unlimited, the watermark method is not only the patent of later generations, in fact, the watermark method was invented before the Ming Dynasty, and the various money banks on the current Ming market have already used a large number of watermark methods to prevent counterfeiting, at that time, Zhu Ci was extremely surprised when he learned about it, and finally did not hesitate to use the watermark method on the bank's banknotes.

After Zhu Ci showed the 100-yuan banknote to the six cabinet ministers, he also asked the eunuch to bring in a bowl of water and put the banknote into the water, proving that the banknote can be waterproof.

With such superb technology, plus numbering, secret marking, etc., it is extremely difficult for anyone to imitate it.

"In addition, I will also pass down a holy decree that it is strictly forbidden for anyone to imitate or attempt to imitate this coin, and once discovered, there will be no forgiveness!"

At any time, counterfeit coins can be extremely destructive, and must be deterred by severe punishment, and can only be used with peace of mind when safety is guaranteed.

"In this way, the minister has no objection!" Liu Zongzhou said approvingly.

There is no doubt that the huge benefits brought by the bank can bring a lot of income to the treasury, and through the bank, the imperial court needs to allocate funds in the event of a natural disaster in various places, or a war breaks out on the border, and the imperial court does not need to transport the extremely heavy gold and silver to the destination through manpower transportation, and only needs to be directly accessed in the local bank, which saves time and effort, and also saves loss.

Historically, the transportation of gold and silver often requires the dispatch of a large army, and generally the transportation of one million taels of silver must be followed by an army of more than two or three thousand to prevent the bandits from looting along the way.

Liu Zong opened his mouth to agree on Monday, which immediately aroused the dissatisfaction of Huang Daozhou and others.

Now that there is the approval of Li Yan, the first assistant, and Liu Zongzhou, the head of the household, plus Zhu Cijiao, the emperor, who has overpowered the four people who oppose it, it can be said that even if Huang Daozhou and the other four insist on opposition, Zhu Cijiao can forcibly advance.

Since they knew that they couldn't object, Huang Daozhou and the others didn't want to get into too much trouble with Zhu Cijiao, the emperor, so they could only nod their heads in agreement reluctantly in the end.

With the agreement of the emperor and the six cabinet elders, the matter was almost certain.

The next day, Zhu Ci announced the matter in the court, and at the same time, Daming Daily reported it to the world.