Hearing that Bi Ziyan actually hit the head of the Daming Royal Commercial House, Xia Dayan stretched out half of his chopsticks and froze in the air, and the smile on Ding Youwen's face that was not afraid of big things froze.

What is Daming Royal Comptoir?

After several years of development, with the endorsement of the emperor and Yang Feng, the shops of the Ming Royal Commercial Bank are almost all over all the big cities in the north, and even the Jiangnan has been infiltrated by half of it.

This behemoth has already contributed five million taels of silver to Zhu Youxiao's inner treasury this year alone, not counting the assets that Yang Feng got from speculators everywhere, this is also

The main reason for Zhu Youxiao's sharp increase in prestige in the court now.

Now Bi Ziyan actually hit the head of the Ming Royal Commercial House, which is to move the rhythm of the emperor and Yang Feng's cheese.

After the shock, everyone looked at Yang Feng to see if this Jiang Ninghou would be furious.

Yang Feng was also stunned for a moment, the smile on his face slowly converged, and he said in a deep voice: "Can Master Bi make it clear." ”

Facing Yang Feng, whose eyes became sharp, Bi Ziyan still said with an unchanged face: "Lord Hou should know that the imperial court has migrated 300,000 people to Taiwan this time, which is not a small number.

It is a big problem for 300,000 people to eat, drink, Lazar or live, not to mention that the Chinese New Year is coming, we can't let the people eat grass roots and bark after arriving in Taiwan, right?

After hearing about it, the Ming Royal Commercial Bank was also opened after hearing that it was the largest commercial house in the Ming Dynasty, so the lower officials wanted to ask the Hou Ye to lend a hand to support one or two, at least so that the people could support the first batch of grain harvest next year, otherwise once the people ran out of food and starved to death, the lower officials would be ashamed of the people and His Majesty.

Therefore, Xiaguan hopes that the Daming Royal Commercial Bank can lend a hand and support Xiaguan with a batch of grain, so that the people can support it until March and April next year, and Xiaguan has thanked Hou Ye for the people of Taiwan. ”

After speaking, Bi Ziyan stood up and made a deep bow to Yang Feng.

Yang Feng's brows furrowed slightly, Bi Ziyan's words sounded quite reasonable at first glance, but when he thought about it carefully, it was very wrong.

To put it bluntly, the Daming Royal Commercial House is just Yang Feng's personal property, why let him feed hundreds of thousands of people by himself, and let him do everything, so what do you want him to do as a governor?

Yang Feng shook his head and said, "Master Bi, this matter cannot be agreed to." ”

Xia Dayan, who couldn't stand it from the side, also spoke, "Lord Bi, disaster relief is a matter for the imperial court. Besides, you are the newly appointed governor of the imperial court, if you push it to the Hou Ye whenever something happens, what else do you want you to do as the governor? ”

Xia Dayan's words also represent most of the voices, officials must clearly distinguish between private affairs and official affairs, and it is not advisable to use their own money to go to the office, let alone forcibly ask others to do it.

Bi Ziyan smiled bitterly and spread his hands: "Lord Xia, how can this official not know this truth." It's just that you also know that the imperial court allocated a million taels of migration silver before, but all of them ......

Eh...... Let's not talk about it. His Majesty was furious about this matter and ordered the Metropolitan Procuratorate, Dali Temple, and the three divisions of the Criminal Department to thoroughly investigate the case. But even so, the money will not be able to be retrieved in a short time.

Although His Majesty then transferred 500,000 taels of silver from the inner treasury to the official, there are too many places for hundreds of thousands of people to use silver, and 500,000 taels of silver is just a drop in the bucket, so he had to make a fate to the Hou Ye. ”

"Having said that, Ben Hou can't help with this matter."

Yang Feng shook his head, don't look at the fact that when he resettled those immigrants before, he bought tents and food, but this was only a spontaneous short-term behavior.

Bi Ziyan's matter is a long-term behavior, not to mention how much food and silver is needed to feed hundreds of thousands of people for almost half a year. Even if Yang Feng gave this money this time, then next time there is such a thing, do you want him to pay for silver and food?

Yang Feng still remembers what his teacher once said when he was studying: When something becomes a habit, then this kind of thing will continue forever.

At the beginning, he gave out the silver to Bi Ziyan and the hundreds of thousands of people who migrated from him may be very grateful to him, but once it becomes a habit, they will take it for granted, and even one day Yang Feng is unwilling to give money to help or help them, that gratitude will immediately turn into hatred, as the old saying goes, this is the truth of fighting rice and enmity.

Therefore, Yang Feng is absolutely unwilling to be the wronged leader.

After thinking for a while, Yang Feng said to Bi Ziyan: "Master Bi, you don't need to say anything about this matter, don't say that Ben Hou doesn't have the ability to feed hundreds of thousands of people, even if he has that ability, Ben Hou won't do it." ”

Without waiting for Bi Ziyan to speak, Yang Feng continued: "But I can make an idea for you in the future, you can borrow a sum of silver from the Fujian Governor Yamen and the Political Envoy Yamen in the name of the Taiwan Governor Yamen to tide over this difficulty."

The interest can be a little less, but it must be. And this money can be paid off in two or even three years, what do you think? ”

Bi Ziyan was stunned; "What...... Do you want to pay it back? ”

Yang Feng was happy when he heard it, "What...... You don't understand the truth of killing people to pay for their lives and paying off debts, right? Or are you not going to pay back the money you borrowed? ”

Bi Ziyan groaned.

Originally, he planned to make a relationship with Yang Feng, if Yang Feng could feed all the people who had moved to April and May next year, it would be best if he couldn't, and it would be good for him to support hundreds of thousands of taels of silver, but now Yang Feng didn't say anything, and asked him to borrow money from the Fujian Governor Yamen and the political envoy Yamen, this nature is different.

If you personally incarnate Yang Feng, this silver is almost equivalent to giving it away for nothing, but if you borrow it from the government, it is different, if you don't believe it, you can try it, borrow the silver of the individual and the court, can this nature be the same?

After thinking for a long time, Bi Ziyan said to an official behind him who was also in the age of sixtieth birthday and wearing a scarlet robe: "Brother Jing, what do you think of Master Hou's proposal?" ”

This man is the new Taiwanese political envoy Shen Yongmao, who looks kind and looks like an ordinary uncle next door.

I saw Shen rubbing his beard with his hand and thinking for a while and asked Xia Dayan: "Lord Xia, I don't know how much silver your Fujian government can lend us, and what is the interest?" ”

Xia Dayan discussed with Ding Youwen, the political envoy beside him, and then stretched out a slap: "500,000 taels of silver, paid off in two years, with an annual interest of one cent." ”

"One cent a year?"

When Bi Ziyan heard this, he shook his head like a rattle, "It's too high, it's too high, Taiwan is a barren land, how can you afford such a high interest." ”

Xia Dayan couldn't help but roll his eyes, "Master Bi, you can go and inquire, the current market interest rate is at least two to three points per year, and the interest given to you by this official has already been seen by your colleagues, you are still too expensive?" ”

"500,000 taels of silver, the interest alone is 120,000 taels in two years, and I can't afford to pay it back!" Bi Ziyan waved his hand again and again.

Xia Dayan asked helplessly: "Then do you want this silver?" ”

"To ...... Absolutely! After Bi Ziyan replied in an affirmative tone, he also stretched out a slap, "But you have to reduce the interest rate to five percent." ”

"Five cents?"

Ding Youwen on the side said with some tears and laughter: "Master Bi, how can there be a five-percent interest in these years, isn't this almost equivalent to giving it away for nothing?" ”

"Not a lot." Bi Ziyan changed the solemn image just now, and argued like a calculating businessman: "500,000 taels of silver, and the interest for two years is 60,000 taels." Is it not too little for 60,000 taels of silver? ”

"Yes, Lord Ding, 60,000 taels of silver is already a lot, you can't be too greedy!" Taiwan's political envoy Shen Yongmao also helped on the side.

"I ......"

Ding Youwen found that he was speechless at the moment, it seems that this old man is really going to open up today.

As the saying goes, if you don't have a face, you are invincible in the world, let alone two old men who are over the age of sixties. Ding Youwen and Xia Dayan were really embarrassed to bargain with seniors who were more than ten years older than them.

Now the two sides are a bit deadlocked, if it is changed to previous years, Ding Youwen and Xia Dayan will not be able to take out 500,000 taels of silver, let alone 500,000 taels of silver.

That is, in the past year or so, due to the relationship with the customs, they can draw some water from it, and this is how they have saved this silver. Originally, I thought that I could lend this silver to Bi Ziyan and these people to earn some interest, but I didn't think about it, but I met an old pick, which is different from the original idea.

Seeing Ding Youwen and Xia Dayan looking down at the soles of their shoes, and the other carefully studying the teacup in front of them, Bi Ziyan's face was a little unbearable, and he turned his eyes to Yang Feng.

Yang Feng saw that he couldn't hide, thought for a while, and then said: "Today's Taiwan is indeed in ruins, and it is difficult to pay off such a large sum of money within two years."

In this way, Ben Hou thinks we can compromise. In two years, Taiwan can offset this arrears with grain, minerals and other things, and the price will be calculated at 80% of the market price. ”

"Huh...... It seems to work. ”

When everyone heard this, their eyes lit up, and after thinking about it, they felt more and more that this method was feasible. Taiwan is located in the subtropics and has abundant rainfall.

In some places, rice can even be harvested three times a year, so it is a good way to use grain to pay off the arrears.

And because of Fujian, because most of it is hilly, only 30% of the arable area, so the demand for grain is very large, so the use of grain to pay off debts can just meet Fujian's demand for grain, it can be said to kill two birds with one stone.

Thinking of this, both sides nodded slowly and agreed to the proposal.