Chapter 818 Yinfa Bank
After analyzing the current situation to the three of them, Zhong Yi said: "If you believe me, you will take the lead in the market, and when other bankers react, our bank has already occupied the high ground, and I dare not say that the entire Chinese financial market, from now on the financial market of Jiangsu and Zhejiang will be our world!" ”
After speaking, Zhong Yi looked at the three of Li Qimo with a smile.
Although the three of them were still hesitating, Zhong Yi was sure that they would eventually agree.
The reason for this is not complicated, because the old man Ma (Max) said that when there is a 50 percent profit, the capitalists will take risks! For the sake of 100% profits, capitalists dare to trample on all human laws! When there is a profit of three hundred percent, the capitalists dare to commit any crime, even at the risk of being hanged!
Before that, didn't Richmore risk ruining his reputation and partnering with Chen Jinmu to smuggle opium?
You must know that the opium industry at this time has long lost its original profits, and even less than 50% of the profits, but Richmore and they don't take risks like this?
And the big pie he drew can make Richmore and them get ten times or even a hundred times the profit! Of course, China will get more, and sometimes cooperation can really achieve a win-win situation!
After a moment, Commodus said, "Your Excellency, will we allow us to discuss it privately?" ”
"Of course, you don't need to change places, you can discuss it in my office." After speaking, Zhong Yi got up and left.
Only the three of them were left in the office, Richmore, Commodus, and MacJoseph, and Commodus got up and closed the door.
Li Qimo said: "Let's talk about the first point first, the three of us are all ministers in Yinjiang, and there are Britain, France and the United States government behind us to support us, so even if Zhong Yi is no longer in Yinjiang one day, the later mayor will not dare to cross the river and tear down the bridge." ”
Joseph MacJoseph said: "On the second point, funds are not a problem, I dare not say more, there is still a way to get together five million pounds, and with a deposit of five million pounds, you can almost open a private bank." ”
Richmore said: "Let's talk about the third point, personnel is not a problem, now all the banks in Shanghai are trying to reduce their business, some of the public concession are unemployed bank employees, not to mention China, the United States, France, Britain related employees are also grasping a lot!" ”
Joseph McJohn said: "Office space is not a problem, there are ready-made places in Jiangbei!" ”
Commodus said: "Then there is only one last question, is it worth the risk?" ”
Richmore and Joseph Macham looked at each other, and then asked Commodus, "Commodus, what is your opinion?" ”
Commodus did not immediately answer Richmore's question, but said to himself: "In April 1775, when the first shot of the American Revolutionary War was fired at Lexington, the difference in strength between the thirteen colonies of North America and the British Empire was much greater than the gap between China and Japan today. ”
"At the time, no one believed that the thirteen colonies in North America would win."
But it was in this situation that a group of Jews decided to take a gamble, and they tried to raise money and lend money to the North American colonies, and with the help of these Jews, the North American colonies miraculously won the war, and the United States of America was born, and the Jews were allowed to form the First Bank of America! This is the predecessor of the Federal Reserve! Now, the Federal Reserve has completely dominated the financial industry in the United States! ”
Hearing this, Richmore and MacJoseph's eyes lit up immediately.
Because Commodus has painted an enticing blueprint for them!
"Fake, do it!" Ridgmore waved his fat arm and roared in a low voice, "Bet! ”
"Yes, bet!" Joseph Macjose, too, had his beard upturned and said viciously, "Just bet on this!" ”
"Okay." Commodus nodded and said, "Since both of you have decided to participate, then I will naturally advance and retreat with the two of you, so please ask Mayor Zhong Yi to come back and continue to talk?" ”
Richmore and Joseph MacJoseph nodded in unison.
Commodus got up, opened the door, and asked Zhong Yi in the corridor outside to return to the office.
Zhong Yi returned to the chair and sat down, and said with a smile: "It seems that the three of you have already discussed?" ”
"Yes!" Commodus nodded, "We have reached a preliminary intention, and we think that your analysis of the current situation has some truth, so we unanimously decided to fight for this!" ”
"Good." Zhong Yi nodded happily and said, "Believe me, one day in the future, you will definitely be proud of the decision you made today!" And you will win big rewards for it! ”
Commodus waved his hand and said, "Your Excellency, let's talk about something practical." ”
"Something practical?" Zhong Yi said, "Okay, then let's talk about the actual thing, let's talk about the name of the bank first, it will be called Yinjiang Development Bank, referred to as Yinfa Bank, how about it?" ”
"Yinjiang Development Bank?" Commodus nodded, "Yes." ”
It doesn't matter if Richmore and MacJoseph are just one name, that's not the point.
"Let's talk about shares." Zhong Yi said, "Yinjiang Development Bank can be pretended to be a wholly-owned foreign-funded bank, but in fact, the Yinjiang Municipal Government must actually hold the shares, and its shares must not be less than 51 percent!" ”
Commodus glanced at Richmore and Joseph MacJoseph, and then asked, "Dare to ask Your Excellency the Mayor, how much money can the Yinjiang Municipal Government come up with to be used as a deposit for Yinfa Bank?" ”
"Nope." Zhong Yi spread his hands and said, "There is no one!" ”
"Fake, can't you take out a single one?" Richmore and MacJoseph jumped to their feet.
Commodus also had three black lines floating on his forehead, and his nose was not a nose and his eyes were not eyes: "Your Excellency, you are not a sincere attitude. ”
"No, I'm serious, the Yinjiang Municipal Government really can't get a penny." When Zhong Yi said this, he immediately changed his words and said, "However, we can take out other assets to offset it!" ”
"Offsetting other assets? What does the Mayor mean by using the city's revenues for the next few years? Commodity's eyes lit up when he heard this, and this kind of operation is actually the same as the Beiyang government's use of customs duties and salt taxes as collateral to borrow money from Western banks, and it is also feasible.
"Municipal revenue offset?" Zhong Yi pouted and said, "Minister Kang Maode, don't be joking, how can the city's financial revenue be used to offset it?" It's impossible! ”
"Not the city treasurer?" Commodus said blankly, "Then what do you use to offset it?" ”
Zhong Yi spread out the map on the big table, then pointed to the map and said, "How about I use the 2,000 acres of land on the west bank of Moon Lake to offset the capital?" ”