"Okay, I know why you came, and since everyone is here, let's talk about this dividend." Liu Hong said calmly.

Zhang Weixian and the others originally thought that Liu Hong would be surprised by the amount of profit, but Liu Hong was still so calm at all, as if the money was really something outside his body to him.

It's just that as soon as Liu Hongjian said the word dividend, the atmosphere in the room immediately changed, and Zhang Weixian didn't bother to think about why Liu Hongjian was suffering from a face.

Who doesn't love money? Why are they busy working in the north, south, and north?

"According to the documents we signed, in the second half of the year, half of the five million royal families will be divided, Brother Zhang, Brother Mu, and Brother Liu will be divided into 250,000 taels, and the Gu family and Jiang family will each be divided into 125,000 taels, do you have any objections?"

Liu Hongjian roughly flipped through the account book, but he actually didn't look at it carefully.

These accounts have to be collected from all over the country every other month, handed over to Liu Hongji's mansion for verification by Yang Xue and Sun Xiuxiu, and then submitted to the old Zhu family in the palace.

Although Liu Hongjian trusts these partners, Lao Zhu and Xiao Zhu trust Liu Hongjian even more, there are no rules, and the process that should be followed must be followed.

"Back to the prince, we have no objection." Several people hurriedly bowed their hands.

The profit in the first half of the year has been divided once last year, and only in the second half of the year, so much silver can be earned, and several people have no reason to be unhappy, and they are all gearing up to go to the next level this year.

Among them, the Gu family and the Jiang family felt the most fortunate and flattered, the two of them had no officials and no lords, and they all relied on the early entry of shares, plus Liu Hong's gradual attention to Fang can account for the five points.

"The king has objections." Liu Hong gradually put down the ledger and took a sip of tea.

Zhang Weixian and Mu Tianbo glanced at each other, asking each other if the accounting was wrong, which made the prince unhappy?

No, before these accounts were submitted, several people didn't know how many times they had calculated, why did the prince still have objections?

"Don't think about it, what this king means is that it's best to still invest our silver." Liu Hong gradually put down the tea and said solemnly.

"Investment? What to invest in? Mu Tianbo asked.

Among the few people present, except for Gu Datong, Liu Kongzhao is the oldest, but Gu Datong feels that his status is low and he doesn't dare to say much, and Liu Kongzhao doesn't care much about these things.

He is more free and easy than Liu Hong, with more money and less money, as long as he has enough to spend.

"Silver...... Banks! Liu Hongjian had blurted out a sentence about the bank, and suddenly realized that the bank was not called this name in those years.

"What else am I, Qian Zhuang, we have Xishan Shanghe!

Brother Zhang's original Wansheng Money Village was the property of our Xishan business. Mu Tianbo said casually.

Most of the money houses in the Ming Dynasty were privately owned, and those who could run the money houses were either wealthy businessmen or nobles with big businesses.

Money is also called the exchange shop, silver number or money shop, at the beginning of the main business is only exchange, the silver is too heavy and not easy to carry, the rich people will put the silver two to the strength, good reputation of the bank, the money will open a ticket to the people.

The meeting ticket is a silver ticket, and with this voucher, you can exchange this silver at any time at the branch number of this bank, and the meeting ticket is anonymous, which is more convenient for large-scale transactions.

No matter who it is, even if it is a beggar, as long as the ticket in his hand is clear, the money will be handed over to the beggar, and no one will be asked where the money is obtained.

It's just that the money bank also has to make a profit, and it is impossible to help the rich do the exchange business for free, so a certain fee will be charged when exchanging the membership ticket.

This is completely different from the later generations, when the money was deposited in the bank, whether it was for the current period or the death period, it was with interest, but at this time, it was the person who saved the money to save it himself.

Later, in addition to the exchange business, the local money banks also derived the loan business, which is actually a housing loan, which is similar to the later generations.

But then again, the rich businessman has no official backing behind him, and the annual filial piety money is not in vain.

The British Gong, the Qianguo Gong, and the Sincerity Bo were all favored by Liu Hong gradually because of Chongzhen's willingness to scatter their family wealth when they raised donations, and the three were also Xishan Commercial Cooperatives with their own industrial shares, and Wansheng Money Village is now an industry under Xishan Commercial Cooperative.

"This king knows it, but how many branches does Wansheng Qianzhuang have now? What is the market share? What are the advantages compared to other banks? Liu Hongjian asked three questions in a row.

"Uh...... Back to the prince, Wansheng Qianzhuang has opened a total of six branches, respectively in Beijing, Baoding, Kaifeng, Nanjing, Yangzhou, Suzhou six places, but what is the rate of this market......

Zhang Weixian was suddenly asked, the Zhang family was mainly engaged in the grain business before, and the money bank has always been doing a good job, as for what advantages do it have over other money banks?

Daming's money banks are all the same, what advantages can they have......

As for what market share this is, I'm sorry, I don't understand what you're talking about?

"How can six branches be enough? This king wants to open a coin village branch in every province of Daming, what do you think? Liu Hong gradually said.

He didn't bother to explain what market share was, he had already wanted to open a bank, a bank! He had only gone to the bank to withdraw money, and he remembered that the number in his account had never been five digits.

Now the opportunity is in front of us, since private banks are legitimate, why not have a bank president?

And if you want to do it, you can do it big, and if you want to do it, you will be the bank with the best service, the safest and the highest market share in the whole Ming Dynasty, and open your own bank, so that no other bank can open it.

And the most important point is that he didn't open a bank to earn that bit of business expenses or interest, after the Zheng family could not escape, the entire southeast coast added a gate to collect taxes, in fact, the imperial court has acquiesced to the ban on opening the sea.

The opening of the sea ban on maritime trade will inevitably make the merchants of the Ming Dynasty crazy, and the colonists of Europa will not give up the good opportunity to trade with the Ming Dynasty, you must know that two hundred of the three hundred years of the Ming Dynasty are almost forbidden to the sea.

Otherwise, there would not be so many so-called widows, who will be suppressed and exterminated, and the spring breeze will blow and be born, all of which have interests in them.

In the past few decades at the end of the Ming Dynasty, the Zheng family was making trouble, and this guy was very dark, but he didn't squeeze silver from these colonists.

Once Xishan Shanghe's money bank opened all over the Ming Dynasty and became the leading ticket number of Daming, then whether it was a merchant of Daming or a merchant of Europa, he would become a customer of Xishan Shanghe.

What's more, why can't you open a Ming bank overseas?

Anyway, whether it is Europa or Southeast Asia, gold and silver are used as currency, as long as there is a strong army and sailors of the Ming Dynasty as a guarantee, Liu Hongchuan believes that it will definitely be possible.

And then......

Hehe, when people all over the world recognize this money......