The expansion of capital is never inseparable from gold and silver, which is an inevitable process, but if Shangwu wants to develop capitalism, an inevitable stage must cross the past, the primitive accumulation of capital. Although Shangwu has a certain amount of capital accumulation, the accumulation of Shangwu is still too modest in comparison. Mildness arrived. They don't have enough money to develop the factory, and if they can't solve this problem well, everything will be in vain. This is an extremely difficult point for Shang Wu.

"This situation cannot be sustained forever, and our factories need more money, more money to develop. But the problem is that we don't have that much money at the moment, and I originally wanted to pay my soldiers a certain amount of money. But I haven't been able to finish it yet. Fund. Fund. "Sangmu said the most critical issue.

Jia Xu did not speak, nor did he make any choices or answers. Because these things are difficult problems that Jia Xu himself can't solve.

For example, the development of capitalism, and the development of factories, and the development of industrialism. Before that, there was also mercantilism. The channel for the development of martial arts is a brand new channel, which is completely different from the traditional set of heavy agriculture and suppression of business, and it is contrary to it, but if you develop it carefully, you will find that the development of industry and commerce means that they have discovered a new power, and this power is the power of money.

In the words of Shang Wu, this is the power of capital, an invisible hand, and it is the power of money that leads to the formation of factories, commerce, and the deduction of a huge social system, which is very different from the traditional policy formation, this is a new channel, it looks fragile, but his vitality is extremely tenacious, in the face of new situations, this is a new mode of development. Therefore, in such a situation, there is very little Shang Wu can say, because he can't solve such a problem.

"What do we lack?" Jia Xu asked such a question again.

"Gold and silver, lots of gold and silver. This problem must be solved, but the problem is that we simply don't have so much money at the moment, and we can't solve this kind of funding situation at all, which is a huge problem for us. This dilemma will directly lead to the difficulty of solving this situation completely. Shang Wu told me regretfully.

"Gold and silver, with gold and silver, what can we do?" Jia Xu asked about such a thing.

"Well, it's very simple, mint a lot of gold and silver money, and then put it on the market, we can mint gold coins, silver coins. Then it will be exchanged according to a certain exchange rate. Shang Wu answered this question. Jia Xu took the pen, ink and paper and began to record it. Because what follows will be related to their future development.

"And then, how do we do it, what I want to know is, mint gold and silver coins, and if they are exchanged, how to use them." Jia Xu said.

"I think the bank, because only the bank can have a lot of this money, the problem is, we don't know who has a lot of gold and silver at the moment, you know, in the market to see very few people have such things, most of them are copper coins. If we replace copper coins with paper money, then hard currency must exist. Shang Wu said. The problem of money is already something that must be solved. Shang Wu suddenly found that a series of development ideas appeared in his head, and the existence of this kind of thinking was like this. They need to solve most of the problems. These problems need to be dealt with intensively, and only then can most of their problems be solved.

"My idea is this, let's say the banks have a lot of money, we can give them the right to issue money, mint gold coins, silver coins, mint. This problem can be prevented using a variety of badges, anti-counterfeiting measures. Gold coins, minted with nine cents of gold, one cent of silver, and silver coins, using the ratio of nine cents of silver and one cent of copper, in this case, most of the problems will be solved. Shang Wu said.

"I agree with that." Jia Xu nodded, and then recorded it, which was a new understanding.

"I have an opinion on the issue of gold and silver, or rather, I know who has so much gold and silver." Jia Xu said.

"Oh. Who? Sangwu asked such a question.

"Those landlords, especially those who can do business, their family background is very thick, and they will hide gold and silver treasures, which means that they have a lot of money in their hands, and these funds have become a symbol of wealth, and they have saved." Jia Xu explained.

"There's another way, they bury themselves in the ground, and then, there's no more." Jia Xu explained. Shang Wu looked at Jia Xu puzzled.

"It's a thick burial, our emperor, and Dacheng, those landlords, they will have the habit of thick burial, which is also the main reason for the rampant tomb robbery. You may not know much about this, but it's customary. An immutable force. Jia Xu said. Shang Wu was shocked after hearing this, or rather, it was the first time he had heard such a statement, and a large amount of wealth had been hidden. This situation was something that Shangwu had never imagined.

Shang Wu suddenly remembered a piece of information. It is said that in the Qin and Han dynasties, the amount of gold was very large, and people used gold in bulk transactions, but I don't know what the situation was, and the amount of gold still decreased later. Perhaps, this has a lot to do with Chinese traditions and funeral methods. In other words, the human factor led to deflation, because a large amount of gold and silver were hidden and could not be circulated, and in this case, it was copper coins that took on the task of circulation, but copper coins simply could not bear large-scale circulation, which led to deflation to some extent. In particular, Shangwu also needed a large number of copper coins to cast artillery. This exacerbates the creation of deflation.

"It's deflation. Is that right? Jia Xu asked Shang Wu. Shang Wu nodded, he admitted this, this was a completely new situation, he had never expected such a situation to happen.

"We have to release so much gold and silver at the moment, we don't need gold coins, silver coins are okay, and I think we can get to the point where at least we have to put the partition into circulation. Otherwise, we're going to suffocate, which is going to be a very bad situation for us. Shang Wu said.

"Well, I agree with that." Jia Xu said.

"But a large amount of gold and silver is in their hands, how can we let them do this, and not only the landlords, but also another group, officials, eunuchs are also a kind of officials, I think, your idea is also one of the ideas, let the eunuchs participate, many problems can still be solved." Jia Xu said.

"Well, hopefully so, so that a lot of our situations can be resolved." Shang Wu nodded in agreement. But the problem is that we still have a lot of things that far exceed our expectations. Shang Wu thought for a moment.

"That's right. Banks, I think it's a good project, as long as the factories are profitable, or if the business is growing enough, I think the banks should be able to provide more money to do that. We can set up commercial banks and involve them in things like taking loans, lending money, and so on. They are mainly dealing with monetary things. Shang Wu said.

"Get them involved in the bank. I think this kind of thing is okay, but there has to be enough profit to attract them to do so, which is nothing more than reducing the risk and increasing the chances of profit, and it is best if there is someone who can represent the situation, and it is better to be able to convince something to solve such a problem. Jia Xu said.

Shangwu began to record how to do it, they still need to sum up, but this is a way of thinking, because the development of the factory must first be supported by a large amount of capital, and the release of a large amount of capital, which is the largest kind of demand expansion.

The second is the development of industry and commerce, and enterprises must have a large number of products that can drive such large profits. Finally, it is with the support of huge profits that money can be circulated and create an effective and favorable situation, which will be very conducive to the development of capital. Shangwu began to sort these things out. After all, these things are the most effective things.

"What do you think of these?" Shang Wu preliminarily dealt with these things and asked Jia Xu.

"We also need to study and study. All of these situations are new, and we must make sure that profits can develop all at once, especially for the interests of the factories, so that the banks, can see the hope of making money, and if they don't see such hope, they will not invest money in them, and we should be very clear about that. "Jia Xu, the file is here.

"Yes, that's true, you're right, we should pay attention to things like this." Shang Wu said.

At present, there are many types of factories, including mining and transportation, mainly focusing on coal mining and transportation. The military industry is the core industry, and the military is the main consumer group. Shang Wu needed a suitable opportunity to market his products, which could help Shang Wu stabilize the current situation.

Then there is a large number of light industry, such as garment making, shoemaking, the army is still a consumer group, and a large number of grain processing, these are basically dry food, with these dry food can basically meet the needs of the army, it can be said that the army, the government is still the first pull demand for industrial development. However, the government is difficult to maintain for a long time, and coupled with the low tax policy, Shangwu must be smoothly transferred out in the process, otherwise the situation of the Red Turban Army will be in an extremely bad state.

That is to say, Shangwu, the next target of the battle is still the official army, but the purpose of the fight is not the goal, the purpose of the fight is peace talks, and the purpose of peace talks is to promote, that is to say, to sell their weapons and equipment, to find suitable targets, if such a problem can be solved, his situation will be alleviated to a great extent, because this will drive the military industry, as well as a series of production, especially the banks, they will see such benefits. Driven by such interests, they will do many, many things. This is for Shang Wu. That's what he wants to see, but there's still a question as to how it develops.

Because this requires businessmen to drive more benefits to carry out, which is not something that Shang Wu can accomplish alone. This is a situation of collective and industrial development.

1st Infantry Brigade.

"Continue to strengthen the reconnaissance of the officers and troops, they have a lot of military operations, we cannot understand." Little Bean commanded. When Shangwu was building their army, they did not give up reconnaissance of the officers and soldiers, especially for the next move of the officers and soldiers, and they constantly reconnoitred and judged. In order to gain a head start in the next military operation.

"Sir, the numerical superiority of the cavalry of the officers and soldiers is still very large, they have thousands of cavalry troops, and recently we have also observed that their cavalry units have begun to use heavy armor, stirrups, that is, their cavalry has begun to focus on assault forces, if they are like us heavy cavalry open the way, and the infantry will charge, in the case of a field battle, no army will be able to withstand such a crazy onslaught." A staff officer said.

"That's what I'm worried about, after all, we didn't come up with this situation alone, last time we were in the first brigade. It's such a bargain, but if the officials and soldiers also give us this, we can't stand it. Little Beanzi said worriedly.

"yes. Sir, in this case, our situation is still not good, judging from the dynamics of the new army in Xiyuan that we have observed, it seems that they will really have such a way of fighting, if this is really the case, no one can stand it. Are we going to escalate it to the War Department and ask them to figure out how to solve this problem? The staff officer said.

"Hmm. Yes, I think it can be done, and the telegram is drawn up like this, and this is the greatest advantage for us, and we have such an advantage that will solve our problems greatly. Little Beans said.

The infantry of the officers and soldiers did not change very much, after all, they did not hear the sound of **. However, the changes in the cavalry are very large, stirrups, horseshoes and so on are like you they began to equip, and at the same time the infantry and heavy cavalry began to form a coordinated battle, this is a huge way of killing and impacting combat, in the face of such an army, ordinary infantry has no resistance at all, even the current Red Turban Army is difficult to resist.

Once the chain horse is pressed over, it is a mountain that is pressed over, and they simply do not have the ability to fight against it, and this situation is still a completely new situation. On the contrary, Xiaodouzi felt a lot of pressure, and in the face of such pressure, their situation would be very bad.