Chapter 723: It's not easy to raise the point

Can Jin Yiwei do the errand of the household department?

It's a question worth pondering.

Let's assume that you can...... If the brocade clothes are guarded, then the household department will be dispensable, in other words, the gang of things in the household department will be hopeless.

Zhu Di will not only kill them, but also destroy the nine clans of this thing.

And for civil officials, they have also lost their bargaining chips with the Son of Heaven. You must know that civil officials have always liked to say that they can win the world immediately, but they can't rule the world immediately.

In other words, Wufu can fight wars and govern the people, and he must rely on them.

Since you have to rely on them, you have to give a little sweetness to the civil officials, and even condone them to be coquettish and cute, and in extreme cases, there is a saying that the king and the scholar rule the world together.

But once someone can replace the civilian service, the situation will be different.

For them, it was absolutely devastating!

Just thinking about it makes people shudder, the sky is falling apart!

"Impossible! No way! ”

This is Hu Guang's opinion, "I admit that Jinyiwei has some skills, and Liu Chun is also talented, but Jinyiwei is Jinyiwei, how can they manage the huge financial and tax system?" Isn't that a joke?

Yang Rong said with a straight face: "I'm not afraid of 10,000 in everything, just in case, Jin Yiwei has impeached many officials over the years, which shows that their level is still very high." ”

Jin Youzi said: "I don't think so, Jinyiwei's gang, in the final analysis, still arrest people and rectify people, they are experts in finding faults, but let them really do things, then it may not be." And I don't believe it, the top and bottom of the brocade guard are so clean? Don't forget, some time ago, Liu Chun also did a lot of Jinyi Wei in Beiping. I don't believe that Jin Yiwei can do a good job! ”

These people looked at each other, since this is the case, let's wait to see the joke of Jinyiwei!

"Everyone in the world is staring at us, this time it's very important, we have to show real skills." Liu Chun chuckled and said: "For many years, we have been dealing with civil officials, punishing corrupt officials and corrupt officials, and working hard for the sake of this world. Now, His Majesty has handed over the most important household department to us, and whether Jinyiwei can carry this burden depends on our ability. ”

Liu Chun didn't have too many bold words, but every sentence spoke to the hearts of these Jinyi Wei leaders, and the pressure was like a mountain!

But the more pressure, the more motivation.

Jin Yiwei used to be able to fight, and later he was able to supervise hundreds of officials, and now he is able to govern the country, and there is nothing wrong with it.

The core of finance is nothing more than two things: one is to collect the money, and the other is to spend the money collected.

As for how to collect money and how to spend it, it is really difficult for Jinyiwei.

After a few days of discussion, Liu Chun handed over a detailed plan to Zhu Di.

When this plan was sent, Zhu Di only said three words after reading it: "Wonderful!" ”

To be so praised by the emperor, what kind of magic did Jinyiwei come up with?

First of all, Liu Chun believes that according to the various taxes of the previous year, the price will be uniformly calculated...... For all grain crops, the price of each stone is consistent, the price of cloth and silk is ten, and the price of sugar and oil is two...... According to Liu Chun's method, the total tax amount of the Ming Dynasty in one year was calculated.

This method of making a price is actually almost no different from Yu Xin's set of discount methods, and it is even rougher, Yu Xin also distinguishes between rice, corn, sesame and the like, but Liu Chun did not do this, but is generally divided into grain, sugar, oil, and cloth.

Wouldn't this create greater tax collection difficulties?

How can your surname Liu be more powerful than Yu Xin?

Let's ask if Jin Yiwei can act according to the rules, is he more honest than the civil officials of the original household department?

The jokes are the same, whether it is the cabinet or the six ministries, they all scoff at it.

But when they saw the lower half again, they were dumbfounded.

This time I was completely dumbfounded.

The valuation method used by Liu Chun was not used for taxation at all. Rather, it serves as a voucher for the delivery currency.

Let's give you an example.

Take Changsha Mansion as an example, last year provided 200,000 stone in taxes, and this year the banks in Changsha Prefecture will get 200,000 yuan. The 200,000 yuan was given to the local warehouse to purchase grain, and the imperial court was taxed to collect currency.

That is, the common people could sell the output to the warehouse, exchange it for currency, and then give it to the local yamen.

Direct taxation is direct taxation, what are you doing with such a complex set of things? Did the surnamed Liu take off his pants and fart?

Those Hanlin officials who are not very sober-minded, as well as some speech officials, all have this view.

But the cabinet of ministers. Including the followers of the six departments, they all quickly understood Liu Chun's cleverness, and even couldn't help but applaud. This set of methods can be said to have solved all the drawbacks of the original household department, not to mention, but also by the way to implement a whip law, to achieve the currency to the countryside.

The more I think about it, the more amazing it is.

Let's start with a whip method...... Many historians regard a whip as a good law, but they ignore two fatal wounds.

In the case of a serious shortage of currency, forcing the common people to pay silver will inevitably lead to the problem of cheap grain hurting the peasants.

In order to obtain money, the common people had to sell grain at a low price, and in addition to the problem of fire consumption, the common people were exploited twice.

Second, in the context of the underdeveloped commodity economy, just collecting money may not be able to smoothly exchange it for materials. There are so many things on the market, and if the court sells more, the common people will naturally have less, and there will be a situation of soaring prices.

This has been verified in the history of the late Ming Dynasty.

As a result, prices in the north soared, grain even exceeded 221 stones, and the bankruptcy of the common people intensified, and the external troubles developed into internal worries, which eventually became impossible to clean up.

In addition to a whip law, Liu Chun is affiliated with an official system of purchasing grain.

Since this system is the responsibility of the government, there is a guarantee of the lowest price.

The common people felt that the merchant offered a good price, so they sold it to the merchant. If the merchant's offer is not suitable, he will hand it over to the government to support him, so as to avoid the grain from hurting the peasants to the greatest extent.

When the common people get the money from selling grain, they can go to the imperial court to pay taxes, which solves the problem of insufficient currency.

The imperial court collected money in a unified manner, which was convenient and simple, and could prevent the drawbacks of the original taxation.

In addition, due to the existence of official warehouses in various places, when the imperial court needs materials, it does not need to buy them from the market, but can adjust them through the official warehouse system.

In this way, it can not only ensure the abundance of materials, but also prevent excessive fluctuations in market prices, which will have an adverse impact on the imperial court.

The more the cabinet members analyzed, the more clever they felt.

Isn't there a downside to this scheme?

There are too!

Huang Huai said: "It is indeed convenient to collect taxes, but there are many officials to be added to the warehouses and treasury in various places, and the branches of the Royal Bank must be added, and grain storage warehouses must be established, these are all expenses, and they are not a few. If you take care of the people, you will have to bear the burden on the court...... Since ancient times, there has never been a way to have the best of both worlds. When Huang Huai said this, he suddenly blushed, because he found that in this plan, the Jinyi guard represented by Liu Chun took care of the people. And they, the civil officials, usually shout the slogan of asking for the people's lives.

At the critical moment, they didn't think as much about the people as Jinyiwei.

What a shame!

Also has this complaint Zhu Di, is it possible that he is going to suffer again?

But even if he suffered, he admitted it.

"I won't be stingy with the money I should spend!" Zhu Di said heroically.

Liu Chun smiled, "Your Majesty, can you taste the product again and see if the imperial court will suffer?" ”

Zhu Di frowned tightly, didn't he suffer a loss? So where does the money come from?

Zhu Lao Sizai was careful, and before and after, he suddenly found that there was a link that Liu Chun had brushed over, that is, the Royal Bank. The money for the purchase of grain from the warehouses came from the Royal Bank.

"Liu Chun, you don't mean to let me issue more currency, do you?"

Liu Chun said with a smile: "It's not an additional issuance, but to provide appropriate currency and activate private transactions." Your Majesty, now that Juntian has gone through Juntian, the people have already had some savings, and the market is becoming more and more prosperous, if it only stays at the stage of bartering, it will not help the imperial court. But if the currency transaction can be carried out, the vast countryside can consume a huge amount of currency, and these currencies can appear out of thin air, to put it bluntly, your majesty earned! ”

Zhu Di's breathing became rapid, and his eyes turned red.

Needless to say, he knows how much money there is! It's definitely an incalculable number...... "Liu Chun, can the people accept it?" Zhu Di's voice trembled, and his heart was surging, and he had reached the extreme. It's like a huge dammed lake, with only the last stone left in its way.

Okay, or no?

"Your Majesty, this is the intention of the minister's proposal to increase the warehouse and purchase grain with a guarantee!"

Rumble!

Zhu Di only felt a thunderbolt explode, and he didn't hesitate anymore.

It's all through, it's all through!

The common people will not accept paper money for no reason, no matter how the court publicizes, there will be a large number of people who are unwilling to ask for it.

However, if paper money is linked to tax payment, through the purchase of grain, the paper money is issued, and then through the collection of taxes, the paper money is returned.

This process inadvertently establishes the authority of paper money.

This is not the kind of treasure money that is carried out by the order of the imperial court, but is established by fair trade, and the common people will of course accept it, and they are happy to accept it.

"Your Majesty, according to the minister's estimate, we can issue more than 20% of the banknotes every year, and this money is the additional income of the imperial court."

Zhu Di took a sharp breath, his old face turned red, and he was really happy.

"Brilliant plan, really wonderful!" Zhu Di rubbed his hands excitedly, "Liu Chun, you have helped me so much, I don't know how to reward you, how about I slaughter Zhu Quan, and then make Daning your fief?" ”

Liu Chun's face darkened when he heard this, Zhu Laosi, are you disgusting me?

"Your Majesty, don't reward the ministers, if Your Majesty is willing, give the ministers some money."

"Yulu? How much do you want? ”

Liu Chun held out a finger.

Zhu Di was shocked, "Do you want 100,000?" Or a million? ”

Although this money is nothing compared to contributions, Zhu Di is also quite painful.

"Don't have so many ministers, only a hundred ministers."

When Zhu Di heard this, he breathed a sigh of relief, "Hahaha, Liu Chun, you are too polite, in fact, a thousand times are also okay." ”

Liu Chun shook his head, "If it doesn't work, Your Majesty won't be able to pay for a thousand times." ”

Zhu Di didn't like to listen to it, "What do you mean, in your eyes, am I a poor ghost?" ”

Liu Chun chuckled, "That's good, Your Majesty will add a thousand yuan to each official, and I have tens of thousands of officials, can Your Majesty afford it?" ”

"Ahem!" Zhu Di almost choked, he opened his eyes and stared at Liu Chun, "What do you mean?" Those bastards, I can't kill them! How can you give them a boost, it's just wishful thinking! No way! Absolutely not! ”

Liu Chun shook his head helplessly, "Your Majesty, this is also something that can't be helped, the Royal Bank issues more currency, if you don't give a boost, the actual income of hundreds of officials will decline, and then no one will really want to do it." ”

Zhu Di snorted, "No one wants to do it, just use your Jinyi guard's people, aren't they doing a good job!" ”

Liu Chun pondered for a moment, bowed down and said, "Thank you Your Majesty for your appreciation, and the Jinyi Guards are grateful." In this case, the minister has the courage to implore Your Majesty to also give Jinyi Wei a little money! ”

"You!" Zhu Di was so angry that he blew his beard and glared, he could see that no matter who he used, the money would have to be spent.

"I can go up, but I will never spare corrupt officials and corrupt officials! Those in the prison, I want to kill a river of blood! Zhu Di said viciously.

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