Zhu Yuanzhang is definitely a freak whose energy value is several times higher than ordinary people, maybe it was bitter when he was young, he can only sleep for one or two hours for a few days in a row, and not only deal with government affairs, but also practice kung fu, poetry and calligraphy, and everything is not lost.

He knew that he didn't read much, so after becoming the emperor, he often made up for it, not to mention, after 20 years, Lao Zhu was quite accomplished in calligraphy, and he could also write poems, fill in words, and write articles...... Although his poems are not very neat and elegant, just with the two sentences "the golden cup is drunk together, and the white blade is not forgiving", it is enough to stand out among the emperors of the past dynasties. With such great courage, it can definitely enter the top five.

Lao Zhu also has his own article theory, he likes simple and pragmatic articles, and he has always disliked those things that are rhetorical and empty and gorgeous, and even scolded Ru Taisu.

That's it, in recent years, there is still a little princess in the palace, and the little prince was born...... The devil knows if this old man has 48 hours a day!

However, recently, Zhu Yuanzhang has pushed away everything else except for his daily government affairs, and has devoted himself to studying banks.

He found it so interesting.

The reserves invested in it, one or two have not moved, in other words, it is equivalent to not paying any real capital, but the value of the currency has been stabilized, and the merchants and ordinary people are rushing to save money, but it is not simply to repay the grace of the Son of Heaven, it is a real convenience.

Since his decree, businessmen have set up accounts one after another to trade with Daning.

Liu Chun sold most of the goods he brought, and at the same time purchased millions of stone of grain, as well as a lot of silk and satin cloth...... It stands to reason that this is a huge flow of gold, and according to past experience, even if you use treasure money, it will take a lot of effort. But now it's all gone.

It is enough to add or subtract from the accounts of the parties to the transaction just after accounting.

Still no currency is used.

Not only that, but because of bank transactions, accounts are clear, and it is much easier than before to collect business taxes. Liu Chun only sent 3,000 pieces for the first time, and now there are 5,000 pieces every day, and sometimes even more than 10,000 pieces.

It is a lot of money, but I still can't see cash, the reason is very simple, bank deposits have interest, and these commercial taxes cannot be used for the time being, so Lao Zhu put them in the bank to eat interest......

Zhu Yuanzhang is familiar with the road, without the slightest hesitation, it seems that it should be like this.

But Lao Zhu also knows that the new currency issued by the bank has far exceeded the reserves, and if everyone comes to run on the new banknotes, he is afraid that there will be no one or two reserves left.

Obviously, this assumption is not valid, and if there is a run, Lao Zhu will definitely stop it. But the bank is still a useful thing for Lao Zhu, and if he makes frequent moves, the bank's credit will definitely collapse. Therefore, for the safe operation of the bank, Lao Zhu is constrained and cannot interfere too much.

It's just that Zhu Yuanzhang is a paranoid, and what he hates most is things that are beyond his control.

So these days, he went crazy to study the bank, but the result was unlucky...... Still haven't figured out the mystery.

Zhu Yuanzhang loves and hates the bank, and he doesn't even have a good face for Liu Chun.

This stinky boy is here, and there must be no good thing!

Sure enough, Zhu Biao told Liu Chun about his plan to trade with foreign domains...... Lao Zhu immediately turned black.

"Liu Chun, these days, there are constantly imperial historians impeaching you, saying that you connived at businessmen, corrupted people's hearts, and sacrificed the basics, which is a great crime! I've already left all these notes behind, how dare you make such a suggestion, aren't you afraid that the spitting stars will drown you? ”

Liu Chun was full of grievances, "Your Majesty, the minister is bent on seeking the country, for the sake of Your Majesty, he is in line with his conscience and makes suggestions. If His Majesty is unwilling to adopt it, please ask His Majesty's brigadiers to return to Daning. ”

"What are you going back for?"

"Farming, raising dolphins! This is the ideal of the minister! Liu Chun dared to say that if he talked about raising pigs at this time, Lao Zhu would be able to strangle him!

In this way, Zhu Yuanzhang was also angry, "Prince, listen, is this kid talking about human words?" I don't need his advice, but I have a bad conscience? I still want to go to farming, I ask you, is there such a cunning and hateful peasant in the world? ”

Lao Zhu scolded, Liu Chun didn't take it to heart, he had already figured out a little bit of Lao Zhu's temper, don't care about the great characters, he can't escape the two words: really fragrant!

I don't believe it, Lao Zhu can let go of the windfall profits at his fingertips!

Sure enough, when Lao Zhu had scolded enough, he said with a dark face: "Do you have a way not to occupy the grain field?" ”

Liu Chun smiled secretly in his heart, if you say no earlier, it's over, why bother going around in circles.

"Your Majesty, the minister thinks that the amount of export can be determined first, and then the raw materials used can be deduced, and purchased at a reasonable price according to the situation in each locality. It is impossible to say that it does not affect the grain fields at all. However, on the premise of ensuring basic grain output, we can increase the people's income and better enrich the country's use. ”

Lao Zhu listened patiently, even if this kid has a lot of annoyance, he really has nothing to say about his ability to do things!

Finally, Lao Zhu snorted, "Even if what you say is feasible, the outer domains are all barren lands, barbarian towns, where do they get the money to buy goods from the country?" ”

Lao Zhu is suffering another self-righteous loss.

"Your Majesty, since the Tang and Song dynasties, including the previous dynasties, the southeast sea trade has been prosperous, and all areas with developed sea trade are all rich merchants, and the giants have the wealth of the enemy country...... Their money is earned from overseas! It is true that the land of the foreign domain is barren and the property is limited. But there are many places where there is abundant gold and silver, and in them, it may cost a gold coin to buy a jar of wine, and in the Ming Dynasty, ten coppers can buy a jar of wine. Therefore, many Yi merchants took a fancy to the low prices in Shangguo, and used ships to carry gold and silver, came to exchange for goods, and went back to sell them to make huge profits. ”

"The wind and waves at sea are so big, and there are dangers, why do Yi Shang go forward and follow one another, and do not avoid life and death? Without him, the interests dictate! It is for this reason that the minister suggested that the Royal Bank should be allowed to regulate foreign trade. We want to snatch the profits out of the hands of the merchants! ”

"Your Majesty, a piece of cloth is ten taels of silver, and we sell a hundred horses, which is a thousand taels...... If we raise the price tenfold, we will sell ten pieces of cloth for a thousand taels. Chen felt that increasing the unit price and reducing shipments could not only maintain profits, but also reduce raw material consumption. Only in this way can we truly and effectively protect the land and prevent businessmen from changing grain fields into mulberry fields and cotton fields for the sake of a little petty profit...... In this way, the security of food can be truly guaranteed! “

……

Liu Chun, this kid is so powerful that he can always come up with a set of truths, at first glance, it is incredible, but if you taste it carefully, it really makes sense!

"According to you, trade with the vassal kingdom is imperative?"

"Your Majesty, the minister thinks you can try it for the time being, if it doesn't work, it's not too late to abolish it!"

"Humph!" Zhu Yuanzhang suddenly said angrily: "You treat the major events of the court as a bargain in the bazaar, buy if you want, and don't buy if you don't want to buy it?" Let me tell you, I have handed over the matter of foreign trade to you, and I am only allowed to succeed, not to fail! And I also want to remind you that this is the business of the Royal Bank, if you kid dares to make the idea of making a payment and fill your own pocket, I will let Jinyi Wei handle you! ”

Without waiting for Liu Chun to speak, Lao Zhu waved his hand and said, "Stand down, I still have to practice my fists and feet." ”

I didn't even let me say anything, and I just rushed out.

It turned out that he was thinking about it, and he could get a little soup and water, but Lao Zhu ate it and wiped it clean, didn't leave him at all, and threatened him with Jinyiwei!

You are the emperor, otherwise the master can give you a piece of shit!

Don't be complacent, even if it's a fast stone, you can squeeze out two taels of meat oil!

Liu Chun came back and directly called Xu Miaojin, "You say, do the merchants in this capital have anything to do with the various noble families?" ”

Xu Miaojin smiled, "It doesn't matter, can they gain a foothold in the capital?" ”

"Good!"

Liu Chun laughed, "Can you help me pass on a message to everyone?" ”

"What's the news?"

"It's that the Royal Bank wants to buy a batch of goods at a high price for foreign trade. The price of these goods is at least double to three times that of the market! I'm going to organize a procurement conference in the near future...... I hope they can all come up with the best things, and if they are lucky enough to be selected, they can become trading partners of the Royal Bank, participate in foreign trade together, and share benefits together! ”

Xu Miaojin read his subtext from Liu Chun's sly smile.

"You're not going to let the big guy pay for this qualification, are you?" Xu Miaojin was surprised.

"Aren't they willing to pay for it?"

"They don't lack money." Xu Miaojin said worriedly: "Isn't this nonsense? What if you collect money and their stuff is not good? ”

"Hahaha!" Liu Chun picked up a small wooden box casually and shook it in his hand, it sounds good, it sounds like good tea!

"I'll pack it, anyway, those people in the vassal kingdom can't tell the difference between good and bad! Right? ”