Fu Hong looked at Wei Bin and said, "Uncle Wei is sure!" ”

"Nope!" Wei Bin said calmly: "Of course, there is no certainty about such a thing, but the old man thinks that let Duan Ye try it now, the advantages outweigh the disadvantages, please consider it!" ”

Fu Hong nodded thoughtfully.

When Wei Bin and Fu Hong were still struggling with whether to recruit Duan Ye, Duan Ye was very busy.

He was almost rushing for time now, there were too many things to do, Duan Ye was only afraid that when the real opportunity came, he was not ready.

The previous suspicion of corruption made Duan Ye angry, this matter naturally has to be investigated, since Liu Guan has already expressed that he is willing to self-imprison to prove his innocence, then Duan Ye also has to fulfill him, so it seems that Liu Ming may not be able to escape.

But corruption is such a thing, Duan Ye knows that it is absolutely impossible for it to be a personal act, but it must be a gang crime, in view of this, Duan Ye decided to catch it all, take this gang to open the knife, and use the head and blood of this gang to deter these rats who dare to break ground on Tai Sui's head.

In addition, Duan Ye also began to pay attention to another major event, the previous Sihai Qianzhuang, has now spread to the entire territory of Liangzhou, and the business is very good, Dunhuang this place, originally is a rich place where businessmen gather, businessmen, the most hope to get, just two, one is naturally a good business environment and protection, this, Duan Ye has given them, and the other is financial services.

There's nothing wrong with that, it's finance.

The reason is very simple, at any time, you need money to do business, and in this era, currency is still metal and silk, and there is no paper money, that as a means of payment, you have to buy, to ship, you must bring money, at this time, there is no information technology, anti-counterfeiting technology, and it is impossible to call remotely, thousands of miles apart, people can't see you, and they don't know how you are, how can they trust you?

So what to do, there is no way, but people who have to do business, they all carry a large amount of cash, of course, that is, copper coins and cloth.

But in this way, there is a big problem, the copper coin is very heavy, because the specific gravity of the metal is heavier than most goods, and in many cases, the weight of the coins carried by the merchant is even far heavier than the goods.

But thousands of miles of business, the business is a big business, often ten cars of copper money, can not buy a car of goods, then in this way, it is too cost-effective.

What if you bring a cloth? Of course, the cloth is very light, and it is much more convenient to carry, but? Cloth also has the problem of cloth, because silk is made of silk, artificially visited, so that there is a problem of fraud, especially in the place where silk is produced, mainly in the south of the Yangtze River, and the Hu people, the people of the Western Regions, are not good at this, the Han people spin silk and silk is not fake, they have no way to know, and therefore, they are not very trustworthy about cloth.

So, in fact, they really need something, a tool that can solve circulation and payment, and this tool, in modern financial terms, is called money.

Money, in fact, is a commodity that can perform the functions of a medium of exchange, a measure of value, a standard of deferred payment, and a store of fully liquid wealth, and, unlike ordinary commodities, copper coins, silver ingots, and cloth, differ from other commodities in that they are commodities that are separated from commodities and act as general equivalents in a fixed manner.

Copper coins and cloth are certainly the currencies of this era, but in fact, Duan Ye knows that they all have various defects, and in the future, the solution to these defects is paper money.

Compared with metal money, the production cost of banknotes is low, it is easier to keep, carry and transport, and the wear and tear of the coinage in circulation is avoided.

But now, there is certainly no condition for the circulation of paper money, there are two problems, one is that the paper money is not worth enough, the price of making a paper money must be lower than the face value of the paper money, you spend 3 copper coins to make paper money, want to be 3,000 copper coins to spend, the people will definitely not agree, and copper money and other metal currencies have long been deeply rooted in the hearts of the people, and the imperial court yamen can not ban them, in this way, the formation of a de facto multi-standard, then the people will also choose to collect metal money, and a large number of paper money, This leads to the so-called expulsion of good money by the currency.

Moreover, since the currency is not worth enough, it is obvious that the phenomenon of the currency being higher than its own value is unsustainable, and will eventually return to its original value, that is, it will cause a de facto currency depreciation, and a large-scale currency depreciation will only cause a financial crisis.

Another problem is anti-counterfeiting technology, such a high printing technology and plate-making technology in later generations will still cause a large number of people to counterfeit money, in this era, such crude technology, how can it be possible to ensure that the currency is not counterfeited?

Therefore, Duan Ye did not plan to do anything about the currency, and what Duan Ye was really interested in was the problem of the money bank in the four seas.

The reason why Sihai Qianzhuang has become popular recently is because Sihai Qianzhuang has shown their strength to a large number of merchants, they are rich, too rich, they do not hesitate to hire a large number of samurai, the purpose is just to guard one thing, one thing that is enough to prove their strength.

And they put a pillar in their main hall, a pillar of gold.

All the customers of Sihai Qianzhuang, as long as they enter the door, they can see this pillar, even if it is Duan Ye, such a well-informed person, when they see a golden pillar, they will inevitably feel furious.

There is no need to doubt the authenticity of this golden pillar, Sihai Qianzhuang has a word in advance, the absolute foot is real gold, if anyone can scrape a little bit to prove that this is not gold, then pay 10,000 taels of gold.

This strategy of Sihai Qian Zhuang is very successful, because so many golden pillars are the best advertisement, which can prove the strength of Sihai Qian Zhuang.

Duan Ye, who is familiar with marketing, of course knows that this is actually the best advertisement, because this kind of thing, there is no need to do propaganda at all, everyone who sees it will automatically tell people, this kind of word of mouth, compared to any advertisement, can be deeply rooted in the hearts of the people.

And the effect of this advertisement is too good, the business of Sihai Qianzhuang is naturally thriving, their core business now, is bills, because the main commercial ports in the world, now Sihai Qianzhuang has a semicolon, the merchants have proved this, from Chang'an to Jiankang, from Dashi to Luoyang, businessmen already know that as long as they have been to the place, there is a semicolon of Sihai Qianzhuang.

And the bill is just a piece of paper, a piece of paper issued by the Four Seas Money Bank, but those clever people can't imitate this kind of paper completely realistically, and they haven't even seen paper of this material.

And the function of this bill is that you only need to deposit the corresponding copper coins into the semicolon of any Sihai Money Bank, and they will issue you this bill, and you can take it on the road to do your business boldly without worrying about whether it may be robbed on the road or whether it may be difficult to carry.

When you arrive at your destination and need to withdraw money, you only need to take this piece of paper and go to the ticket number of the local Sihai Money Bank, and they will see the ticket and give the money.

Don't worry that this ticket may be forged, when they send you this ticket, they will also give you a bottle of potion by the way, and when you take this ticket home, you will find that nothing is written on it, but only need to be smeared with the potion, and the handwriting will be revealed, with the seal of the Four Seas Money Bank, and the amount, but after a while, the handwriting will disappear automatically.

Of course, when withdrawing money to pay, the money bank will naturally take out another potion to reveal the handwriting, so as to avoid possible counterfeit and shoddy problems to the greatest extent.

Since he has such a strong strength and a good reputation, plus a few young businessmen who are very curious about new things, they saved money in Dunhuang and then went to Guzang to get it.

Of course, Sihai Money Village is naturally not in vain, every time you save money there, you have to give one-twentieth of the money to the bank, and people can't open a money bank without making money.

But this condition is simply too favorable! In these years, a lot of business is several times or even more than ten times the profit, these big bosses, where would they care about such a little money, naturally everyone accepted it without hesitation.

Only Duan Ye knows that this is the so-called interest, 5% interest, but it is not a lot at all! Duan Ye looked at the materials that Chu Yunshen had arranged, clasped the table with his hand, and thought thoughtfully.

***********************

The big grass beach outside the city of Longcheng.

Looking at the northern land that had gradually turned green, Murong Chui was full of emotion, spring was coming again, and the biggest winter in his life was finally over.

He has crossed the Yellow River for fifteen years, fifteen years, humiliation and humiliation, all the time lying on the salary to taste the gall, he can't forget the blood of Murong Xianbei flowing in his body, he can't forget the noble and arrogant heart of the Dayan royal family, fifteen years like a day, he endured everything.

It has been a year since he returned to his homeland, and in the past year, he racked his brains, he dreamed of sleeping at night, he tried his best to accumulate strength, to recruit troops, to recover his homeland, he could not forget his responsibilities, he could not shirk the obligations he had to bear, and he was willing to give everything for this.

But? When everything was going well and Yecheng was just around the corner, he never thought that his nephew Murong Chong, who had never been looked down upon by himself, actually gave himself a knife at the most critical moment, this knife almost pierced himself to the heart, and thanks to the death of his subordinates, he escaped alive, and thanks to the rules of Liaodong, he gave himself a place to live.